Assam - আরবিআই - Reserve Bank of India
Assam
Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997 |
NORTH -EASTERN REGION |
| | | | | | | | | | (Amount in Rupees Lakh) | ||
STATE BANK OF INDIA | NATIONALISED BANKS | FOREIGN BANKS | ||||||||||
AND ITS ASSOCIATES | | | ||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | |||
Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | ||||
| | standing | | | standing | | | standing | ||||
| | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | ||
I. | AGRICULTURE | 88,010 | 83,41 | 72,67 | 1,09,196 | 191,84 | 193,30 | 17 | 2,91 | 1,13 | ||
1. | Direct Finance | 87,113 | 69,35 | 59,62 | 1,08,215 | 115,77 | 119,28 | 13 | 2,55 | 86 | ||
2. | Indirect Finance | 897 | 14,06 | 13,06 | 981 | 76,06 | 74,01 | 4 | 36 | 28 | ||
II. | INDUSTRY | 62,770 | 310,79 | 246,33 | 51,012 | 425,51 | 391,05 | 38 | 95,23 | 65,53 | ||
1. | Mining & Quarrying | 27 | 34 | 20 | 58 | 20,60 | 18,54 | - | - | - | ||
2. | Food Manufacturing and Processing | 1,715 | 124,73 | 76,07 | 2,228 | 161,07 | 138,61 | 28 | 94,97 | 65,46 | ||
(a) | Rice Mills, Flour and Dal Mills | 241 | 6,01 | 6,10 | 483 | 13,06 | 11,25 | - | - | - | ||
(b) | Sugar | - | - | - | 4 | 2,15 | 2,53 | - | - | - | ||
(c) | Edible Oils and Vanaspati | 87 | 3,01 | 2,92 | 103 | 7,06 | 6,19 | - | - | - | ||
(d) | Tea Processing | 35 | 89,98 | 44,50 | 210 | 130,13 | 109,94 | 28 | 94,97 | 65,46 | ||
(e) | Processing of Fruits & Vegetables | 12 | 6 | 6 | 16 | 10 | 10 | - | - | - | ||
(f) | Others | 1,340 | 25,67 | 22,49 | 1,412 | 8,56 | 8,59 | - | - | - | ||
3. | Beverage and Tobacco | 8 | 9 | 9 | 38 | 54 | 54 | - | - | - | ||
4. | Textiles | 620 | 5,74 | 6,31 | 2,343 | 24,55 | 24,84 | - | - | - | ||
(a) | Cotton Textiles | 115 | 2,28 | 2,49 | 290 | 9,62 | 9,61 | - | - | - | ||
(b) | Jute Textiles | 8 | 7 | 8 | 53 | 1,01 | 87 | - | - | - | ||
(c) | Handloom Textiles & Khadi | 133 | 69 | 68 | 929 | 6,36 | 6,87 | - | - | - | ||
(d) | Other Textiles | 364 | 2,70 | 3,07 | 1,071 | 7,56 | 7,50 | - | - | - | ||
5. | Paper, Paper Products and Printing | 285 | 22,02 | 17,20 | 491 | 12,82 | 10,70 | - | - | - | ||
6. | Leather and Leather Products | 40 | 23 | 30 | 78 | 66 | 68 | - | - | - | ||
7. | Rubber and Rubber Products | 41 | 1,11 | 1,11 | 42 | 1,32 | 1,39 | - | - | - | ||
8. | Chemicals and Chemical Products | 398 | 12,20 | 11,68 | 288 | 16,49 | 11,89 | 8 | 26 | 8 | ||
(a) | Heavy Industrial Chemicals | 28 | 52 | 57 | 25 | 3,03 | 2,27 | 2 | 4 | 4 | ||
(b) | Fertilizers | 52 | 1,01 | 88 | 6 | 95 | 66 | - | - | - | ||
(c) | Drugs and Pharmaceuticals | 11 | 30 | 81 | 64 | 2,11 | 1,94 | 6 | 22 | 4 | ||
(d) | Non-Edible Oils | 15 | 23 | 26 | 12 | 38 | 34 | - | - | - | ||
(e) | Other Chemicals & Chemical Products | 292 | 10,14 | 9,16 | 181 | 10,02 | 6,67 | - | - | - | ||
9. | Petroleum, Coal Products & Nuclear Fuels | 39 | 14,10 | 14,11 | 48 | 4,88 | 4,92 | - | - | - | ||
10. | Manufacture of Cement & Cement Products | 168 | 6,49 | 6,68 | 426 | 4,59 | 4,98 | - | - | - | ||
11. | Basic Metals & Metal Products | 469 | 12,90 | 12,96 | 794 | 17,47 | 17,09 | - | - | - | ||
(a) | Iron and Steel | 105 | 6,03 | 5,97 | 153 | 10,25 | 10,03 | - | - | - | ||
(b) | Non-Ferrous Metals | 11 | 36 | 39 | 29 | 75 | 86 | - | - | - | ||
(c) | Other Metal Products | 353 | 6,50 | 6,60 | 612 | 6,48 | 6,21 | - | - | - | ||
12. | Engineering | 160 | 3,54 | 3,71 | 424 | 24,83 | 17,51 | - | - | - | ||
(a) | Heavy Engineering | 24 | 51 | 48 | 49 | 15,69 | 8,76 | - | - | - | ||
(b) | Light Engineering | 47 | 82 | 98 | 113 | 1,35 | 1,33 | - | - | - | ||
(c) | Electrical Machinery & Goods | 58 | 1,88 | 1,93 | 119 | 5,32 | 5,03 | - | - | - | ||
(d) | Electronic Machinery & Goods | 31 | 33 | 31 | 143 | 2,46 | 2,39 | - | - | - | ||
13. | Vehicles, Vehicle Parts & Transport Equipments | 115 | 2,48 | 2,01 | 223 | 5,06 | 5,33 | - | - | - | ||
14. | Other Industries | 58,612 | 103,26 | 92,51 | 42,748 | 115,17 | 117,54 | 2 | 1 | - | ||
15. | Electricity, Gas & Water | 28 | 73 | 44 | 188 | 2,05 | 1,90 | - | - | - | ||
(a) | Electricity Generation & Transmission | 21 | 67 | 37 | 170 | 1,90 | 1,77 | - | - | - | ||
(b) | Non-Conventional Energy | 1 | 1 | 2 | 7 | 5 | 4 | - | - | - | ||
(c) | Gas, Steam & Water Supply | 6 | 6 | 5 | 11 | 10 | 8 | - | - | - | ||
16. | Construction | 45 | 83 | 95 | 595 | 13,40 | 14,59 | - | - | - | ||
III. | TRANSPORT OPERATORS | 11,240 | 34,66 | 29,36 | 12,210 | 63,07 | 62,09 | - | - | - | ||
IV. | PROFESSIONAL AND OTHER SERVICES | 14,300 | 24,30 | 23,39 | 24,563 | 45,15 | 42,60 | 2 | 52 | 46 | ||
V. | PERSONAL LOANS | 57,792 | 71,38 | 65,36 | 63,292 | 191,39 | 179,72 | 252 | 3,51 | 3,08 | ||
1. | Loans for Purchase of Consumer Durables | 4,765 | 4,27 | 3,75 | 5,239 | 7,13 | 6,12 | 19 | 1 | 1 | ||
2. | Loans for Housing | 2,518 | 21,73 | 20,67 | 8,992 | 47,79 | 45,52 | - | - | - | ||
3. | Rest of the Personal Loans | 50,509 | 45,38 | 40,95 | 49,061 | 136,47 | 128,08 | 233 | 3,50 | 3,07 | ||
VI. | TRADE | 66,930 | 120,47 | 90,42 | 1,21,473 | 262,96 | 261,96 | 2 | 9,02 | 6,57 | ||
1. | Wholesale Trade | 2,352 | 17,21 | 14,73 | 3,053 | 41,01 | 42,24 | 2 | 9,02 | 6,57 | ||
2. | Retail Trade | 64,578 | 103,26 | 75,69 | 1,18,420 | 221,95 | 219,72 | - | - | - | ||
VII. | FINANCE | 6 | 2,61 | 2,23 | 351 | 16,58 | 14,84 | - | - | - | ||
VIII. | ALL OTHERS | 33,454 | 46,74 | 50,23 | 42,164 | 108,97 | 101,40 | 128 | 17 | 13 | ||
TOTAL BANK CREDIT | 3,34,502 | 694,36 | 579,99 | 4,24,261 | 1305,47 | 1246,96 | 439 | 111,36 | 76,90 | |||
OF WHICH : | 1. | Artisans & Village Industries | 28,831 | 21,91 | 21,86 | 17,725 | 22,91 | 23,23 | - | - | - | |
| 2. | Other Small Scale Industries | 27,345 | 84,35 | 84,71 | 25,159 | 115,49 | 116,60 | - | - | - |
| | | | | | | | | | | | |
REGIONAL RURAL | OTHER SCHEDULED | ALL SCHEDULED | ||||||||||
BANKS | COMMERCIAL BANKS | COMMERCIAL BANKS | ||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | |||
Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | ||||
| | standing | | | standing | | | standing | ||||
| | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | ||
I. | AGRICULTURE | 1,07,644 | 67,27 | 67,57 | 165 | 1,31 | 1,28 | 3,05,032 | 346,73 | 335,95 | ||
1. | Direct Finance | 1,07,321 | 62,70 | 63,19 | 162 | 15 | 13 | 3,02,824 | 250,52 | 243,07 | ||
2. | Indirect Finance | 323 | 4,57 | 4,39 | 3 | 1,16 | 1,15 | 2,208 | 96,21 | 92,88 | ||
II. | INDUSTRY | 21,308 | 16,67 | 17,42 | 174 | 4,60 | 4,55 | 1,35,302 | 852,81 | 724,88 | ||
1. | Mining & Quarrying | 2 | 1 | 1 | 1 | 8 | 8 | 88 | 21,04 | 18,84 | ||
2. | Food Manufacturing and Processing | 203 | 1,26 | 1,20 | 23 | 48 | 48 | 4,197 | 382,50 | 281,81 | ||
(a) | Rice Mills, Flour and Dal Mills | 48 | 63 | 63 | 6 | 6 | 5 | 778 | 19,76 | 18,05 | ||
(b) | Sugar | - | - | - | - | - | - | 4 | 2,15 | 2,53 | ||
(c) | Edible Oils and Vanaspati | 3 | 8 | 5 | - | - | - | 193 | 10,15 | 9,16 | ||
(d) | Tea Processing | - | - | - | 2 | 25 | 31 | 275 | 315,33 | 220,20 | ||
(e) | Processing of Fruits & Vegetables | 9 | 35 | 32 | - | - | - | 37 | 50 | 49 | ||
(f) | Others | 143 | 20 | 19 | 15 | 17 | 1 | 2,910 | 34,60 | 31,39 | ||
3. | Beverage and Tobacco | 2 | 2 | 2 | - | - | - | 48 | 65 | 65 | ||
4. | Textiles | 51 | 44 | 49 | 6 | 8 | 7 | 3,020 | 30,81 | 31,72 | ||
(a) | Cotton Textiles | 15 | 15 | 17 | - | - | - | 420 | 12,05 | 12,27 | ||
(b) | Jute Textiles | - | - | - | - | - | - | 61 | 1,08 | 95 | ||
(c) | Handloom Textiles & Khadi | 18 | 17 | 20 | - | - | - | 1,080 | 7,22 | 7,74 | ||
(d) | Other Textiles | 18 | 1 | 12 | 6 | 8 | 7 | 1,459 | 10,46 | 10,76 | ||
5. | Paper, Paper Products and Printing | 16 | 14 | 14 | 9 | 6 | 6 | 801 | 35,03 | 28,09 | ||
6. | Leather and Leather Products | 3 | 1 | 2 | - | - | - | 121 | 90 | 99 | ||
7. | Rubber and Rubber Products | 1 | 1 | 1 | 2 | 3 | 3 | 86 | 2,47 | 2,53 | ||
8. | Chemicals and Chemical Products | 10 | 7 | 5 | 4 | 9 | 8 | 708 | 29,12 | 23,78 | ||
(a) | Heavy Industrial Chemicals | - | - | - | 2 | 1 | 1 | 57 | 3,59 | 2,89 | ||
(b) | Fertilizers | - | - | - | - | - | - | 58 | 1,96 | 1,54 | ||
(c) | Drugs and Pharmaceuticals | 4 | 3 | 2 | 1 | 3 | 2 | 86 | 2,69 | 2,83 | ||
(d) | Non-Edible Oils | - | - | - | - | - | - | 27 | 62 | 60 | ||
(e) | Other Chemicals & Chemical Products | 6 | 4 | 4 | 1 | 5 | 5 | 480 | 20,25 | 15,91 | ||
9. | Petroleum, Coal Products & Nuclear Fuels | 2 | 1 | - | 3 | 26 | 40 | 92 | 19,26 | 19,42 | ||
10. | Manufacture of Cement & Cement Products | 4 | 2 | 2 | - | - | - | 598 | 11,09 | 11,68 | ||
11. | Basic Metals & Metal Products | 14 | 10 | 10 | 17 | 1,13 | 1,03 | 1,294 | 31,60 | 31,19 | ||
(a) | Iron and Steel | 2 | 1 | 1 | 7 | 1,07 | 97 | 267 | 17,36 | 16,98 | ||
(b) | Non-Ferrous Metals | - | - | - | - | - | - | 40 | 1,11 | 1,25 | ||
(c) | Other Metal Products | 12 | 9 | 9 | 10 | 6 | 6 | 987 | 13,13 | 12,96 | ||
12. | Engineering | 16 | 8 | 7 | 7 | 13 | 7 | 607 | 28,58 | 21,35 | ||
(a) | Heavy Engineering | 1 | - | - | - | - | - | 74 | 16,21 | 9,25 | ||
(b) | Light Engineering | 4 | 2 | 1 | 1 | - | - | 165 | 2,20 | 2,33 | ||
(c) | Electrical Machinery & Goods | 4 | 2 | 1 | 2 | 3 | 2 | 183 | 7,24 | 6,99 | ||
(d) | Electronic Machinery & Goods | 7 | 4 | 4 | 4 | 10 | 5 | 185 | 2,94 | 2,79 | ||
13. | Vehicles, Vehicle Parts & Transport Equipments | 10 | 16 | 8 | 7 | 1,18 | 1,23 | 355 | 8,88 | 8,66 | ||
14. | Other Industries | 20,923 | 13,92 | 14,66 | 87 | 82 | 74 | 1,22,372 | 233,17 | 225,45 | ||
15. | Electricity, Gas & Water | - | - | - | - | - | - | 216 | 2,78 | 2,34 | ||
(a) | Electricity Generation & Transmission | - | - | - | - | - | - | 191 | 2,57 | 2,14 | ||
(b) | Non-Conventional Energy | - | - | - | - | - | - | 8 | 5 | 6 | ||
(c) | Gas, Steam & Water Supply | - | - | - | - | - | - | 17 | 16 | 14 | ||
16. | Construction | 51 | 42 | 56 | 8 | 26 | 28 | 699 | 14,92 | 16,38 | ||
III. | TRANSPORT OPERATORS | 11,350 | 23,34 | 21,59 | 116 | 3,63 | 2,68 | 34,916 | 124,71 | 115,73 | ||
IV. | PROFESSIONAL AND OTHER SERVICES | 14,980 | 10,17 | 9,78 | 121 | 1,01 | 63 | 53,966 | 81,16 | 76,86 | ||
V. | PERSONAL LOANS | 19,531 | 28,09 | 24,57 | 1,144 | 2,67 | 2,29 | 1,42,011 | 297,04 | 275,02 | ||
1. | Loans for Purchase of Consumer Durables | 2,176 | 2,99 | 2,49 | 114 | 20 | 10 | 12,313 | 14,61 | 12,47 | ||
2. | Loans for Housing | 1,238 | 11,02 | 9,67 | 48 | 61 | 57 | 12,796 | 81,15 | 76,42 | ||
3. | Rest of the Personal Loans | 16,117 | 14,08 | 12,41 | 982 | 1,86 | 1,62 | 1,16,902 | 201,28 | 186,13 | ||
VI. | TRADE | 71,924 | 48,12 | 51,83 | 333 | 3,42 | 2,89 | 2,60,662 | 443,99 | 413,67 | ||
1. | Wholesale Trade | 138 | 1,97 | 1,85 | 56 | 1,40 | 1,22 | 5,601 | 70,61 | 66,60 | ||
2. | Retail Trade | 71,786 | 46,15 | 49,98 | 277 | 2,02 | 1,68 | 2,55,061 | 373,38 | 347,07 | ||
VII. | FINANCE | - | - | - | 3 | 5 | 1 | 360 | 19,23 | 17,08 | ||
VIII. | ALL OTHERS | 7,871 | 5,33 | 5,00 | 1,741 | 2,16 | 2,00 | 85,358 | 163,37 | 158,76 | ||
TOTAL BANK CREDIT | 2,54,608 | 198,99 | 197,76 | 3,797 | 18,85 | 16,34 | 10,17,607 | 2329,03 | 2117,95 | |||
OF WHICH : | 1. | Artisans & Village Industries | 12,825 | 8,76 | 9,16 | 20 | 8 | 7 | 59,401 | 53,66 | 54,32 | |
| 2. | Other Small Scale Industries | 7,816 | 6,00 | 6,35 | 71 | 75 | 75 | 60,391 | 206,59 | 208,41 |