Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

NORTH - EASTERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

2,32,524

207,99

209,53

52,927

63,14

55,44

1.

Direct Finance

2,31,649

165,74

168,88

51,884

55,90

49,14

2.

Indirect Finance

875

42,24

40,65

1,043

7,24

6,30

II.

INDUSTRY

63,354

289,28

222,65

34,710

304,40

268,68

1.

Mining & Quarrying

35

8,94

8,83

25

1,71

1,61

2.

Food Manufacturing and Processing

2,113

166,76

104,95

1,580

154,76

120,29

(a) Rice Mills, Flour and Dal Mills

369

4,69

4,40

335

9,26

8,32

(b) Sugar

2

1,20

1,17

2

95

1,36

(c) Edible Oils and Vanaspati

83

4,80

4,54

83

2,33

1,55

(d) Tea Processing

102

148,64

88,47

100

132,66

100,17

(e) Processing of Fruits & Vegetables

12

10

10

19

34

32

(f) Others

1,545

7,33

6,27

1,041

9,21

8,57

3.

Beverage and Tobacco

7

7

7

31

40

37

4.

Textiles

1,488

11,07

11,53

1,224

9,53

10,01

(a) Cotton Textiles

236

3,20

3,11

130

2,12

2,44

(b) Jute Textiles

31

17

18

14

34

27

(c) Handloom Textiles & Khadi

463

3,04

3,12

558

3,74

4,21

(d) Other Textiles

758

4,66

5,12

522

3,33

3,09

5.

Paper, Paper Products and Printing

166

5,75

3,78

331

21,39

16,96

6.

Leather and Leather Products

31

20

21

68

56

63

7.

Rubber and Rubber Products

11

17

14

35

57

56

8.

Chemicals and Chemical Products

136

4,33

3,51

215

7,22

7,45

(a) Heavy Industrial Chemicals

9

1,44

72

11

39

41

(b) Fertilizers

4

3

3

3

7

45

(c) Drugs and Pharmaceuticals

19

37

40

29

86

1,27

(d) Non-Edible Oils

6

4

4

12

44

45

(e) Other Chemicals & Chemical Products

98

2,45

2,34

160

5,46

4,88

9.

Petroleum, Coal Products & Nuclear Fuels

17

1,42

1,39

43

3,22

3,38

10.

Manufacture of Cement & Cement Products

303

1,81

2,08

235

2,36

2,23

11.

Basic Metals & Metal Products

359

3,72

3,58

498

7,68

7,99

(a) Iron and Steel

81

52

52

125

4,46

4,71

(b) Non-Ferrous Metals

15

72

74

20

26

29

(c) Other Metal Products

263

2,48

2,32

353

2,97

2,99

12.

Engineering

216

9,83

7,17

229

4,13

4,34

(a) Heavy Engineering

45

4,80

2,34

21

77

78

(b) Light Engineering

46

48

50

61

76

1,00

(c) Electrical Machinery & Goods

39

3,27

3,14

78

1,90

1,87

(d) Electronic Machinery & Goods

86

1,29

1,19

69

70

70

13.

Vehicles, Vehicle Parts & Transport Equipments

111

1,22

1,22

148

3,06

2,55

14.

Other Industries

58,016

68,79

69,47

29,675

80,97

82,79

15.

Electricity, Gas & Water

145

1,69

1,31

57

50

48

(a) Electricity Generation & Transmission

133

1,59

1,22

48

42

42

(b) Non-Conventional Energy

6

4

4

1

-

-

(c) Gas, Steam & Water Supply

6

6

5

8

8

6

16.

Construction

200

3,53

3,41

316

6,34

7,04

III.

TRANSPORT OPERATORS

18,290

47,44

47,85

7,156

40,69

35,81

IV.

PROFESSIONAL AND OTHER SERVICES

26,684

26,31

23,97

12,864

20,65

20,68

V .

PERSONAL LOANS

57,699

96,98

90,95

46,813

107,17

99,08

1.

Loans for Purchase of Consumer Durables

2,472

3,24

2,74

5,760

6,33

5,62

2.

Loans for Housing

3,901

22,78

21,36

4,539

32,85

30,62

3.

Rest of the Personal Loans

51,326

70,96

66,85

36,514

67,99

62,84

V I.

TRADE

1,66,623

205,97

184,68

67,097

141,81

135,87

1.

Wholesale Trade

1,890

9,18

8,59

2,822

31,07

27,57

2.

Retail Trade

1,64,733

196,79

176,10

64,275

110,74

108,30

VII.

FINANCE

100

5,12

3,12

91

5,08

4,89

VIII.

ALL OTHERS

32,449

52,69

49,85

17,170

44,79

43,16

TOTAL BANK CREDIT

5,97,723

931,78

832,60

2,38,828

727,72

663,61

OF WHICH :

1. Artisans & Village Industries

28,974

25,16

25,92

13,540

12,34

12,59

2. Other Small Scale Industries

28,392

55,88

56,24

16,079

68,77

70,22

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

19,581

75,60

70,99

-

-

-

1.

Direct Finance

19,291

28,87

25,05

-

-

-

2.

Indirect Finance

290

46,73

45,94

-

-

-

II.

INDUSTRY

37,238

259,13

233,55

-

-

-

1.

Mining & Quarrying

28

10,39

8,41

-

-

-

2.

Food Manufacturing and Processing

504

60,98

56,57

-

-

-

(a) Rice Mills, Flour and Dal Mills

74

5,81

5,32

-

-

-

(b) Sugar

-

-

-

-

-

-

(c) Edible Oils and Vanaspati

27

3,02

3,07

-

-

-

(d) Tea Processing

73

34,04

31,56

-

-

-

(e) Processing of Fruits & Vegetables

6

6

7

-

-

-

(f) Others

324

18,06

16,55

-

-

-

3.

Beverage and Tobacco

10

19

21

-

-

-

4.

Textiles

308

10,21

10,18

-

-

-

(a) Cotton Textiles

54

6,73

6,72

-

-

-

(b) Jute Textiles

16

57

50

-

-

-

(c) Handloom Textiles & Khadi

59

44

42

-

-

-

(d) Other Textiles

179

2,47

2,54

-

-

-

5.

Paper, Paper Products and Printing

304

7,89

7,36

-

-

-

6.

Leather and Leather Products

22

14

15

-

-

-

7.

Rubber and Rubber Products

40

1,74

1,84

-

-

-

8.

Chemicals and Chemical Products

357

17,57

12,81

-

-

-

(a) Heavy Industrial Chemicals

37

1,76

1,76

-

-

-

(b) Fertilizers

51

1,86

1,07

-

-

-

(c) Drugs and Pharmaceuticals

38

1,47

1,16

-

-

-

(d) Non-Edible Oils

9

13

12

-

-

-

(e) Other Chemicals & Chemical Products

222

12,34

8,69

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

32

14,62

14,65

-

-

-

10.

Manufacture of Cement & Cement Products

60

6,93

7,36

-

-

-

11.

Basic Metals & Metal Products

437

20,20

19,62

-

-

-

(a) Iron and Steel

61

12,38

11,75

-

-

-

(b) Non-Ferrous Metals

5

14

22

-

-

-

(c) Other Metal Products

371

7,68

7,65

-

-

-

12.

Engineering

162

14,62

9,84

-

-

-

(a) Heavy Engineering

8

10,64

6,12

-

-

-

(b) Light Engineering

58

96

84

-

-

-

(c) Electrical Machinery & Goods

66

2,07

1,97

-

-

-

(d) Electronic Machinery & Goods

30

95

90

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

96

4,61

4,88

-

-

-

14.

Other Industries

34,681

83,41

73,19

-

-

-

15.

Electricity, Gas & Water

14

59

55

-

-

-

(a) Electricity Generation & Transmission

10

56

50

-

-

-

(b) Non-Conventional Energy

1

1

2

-

-

-

(c) Gas, Steam & Water Supply

3

3

3

-

-

-

16.

Construction

183

5,05

5,93

-

-

-

III.

TRANSPORT OPERATORS

9,470

36,58

32,07

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

14,418

34,21

32,21

-

-

-

V.

PERSONAL LOANS

37,499

92,89

84,99

-

-

-

1.

Loans for Purchase of Consumer Durables

4,081

5,03

4,11

-

-

-

2.

Loans for Housing

4,356

25,52

24,44

-

-

-

3.

Rest of the Personal Loans

29,062

62,34

56,44

-

-

-

V I.

TRADE

26,942

96,21

93,11

-

-

-

1.

Wholesale Trade

889

30,36

30,44

-

-

-

2.

Retail Trade

26,053

65,85

62,67

-

-

-

VII.

FINANCE

169

9,03

9,07

-

-

-

VIII.

ALL OTHERS

35,739

65,89

65,75

-

-

-

TOTAL BANK CREDIT

1,81,056

669,53

621,75

-

-

-

OF WHICH :

1. Artisans & Village Industries

16,887

16,16

15,81

-

-

-

2. Other Small Scale Industries

15,920

81,94

81,95

-

-

-