B1 : Liabilities and Assets of Scheduled Commercial Banks : 2004 and 2005 (Part 7 of 8)

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এই তারিখে প্রকাশিত অক্টোবর 14, 2005

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B1 : Liabilities and Assets of Scheduled Commercial Banks : 2004 and 2005 (Part 7 of 8)

(Amount in Rs. lakh)

			As on March 31
			Ganesh Bank		Global Trust		HDFC
			of	Kurundwad	Bank	#	Bank
		Items
			2004	2005	2004	2005	2004	2005

			(19)	(20)	(21)	(22)	(23)	(24)

1.	Capital		182	182	12136		28479	30988
			(0.8)	(0.8)	(1.7)		(0.7)	(0.6)

2.	Reserves and Surplus		914	913	14593		240854	421040
			(4.1)	(4.0)	(2.0)		(5.7)	(8.2)
	2.1.	Statutory Reserves	369	369	—		45237	61876
	2.2.	Capital Reserves	14	14	1061		—	62
	2.3.	Share Premium	10	10	12920		97739	227468
	2.4.	Investments Fluctuations Reserves	62	103	612		40919	48419
	2.5.	Revenue and other Reserves	456	435	—		16427	22981
	2.6.	Balance of Profit	3	0	—		40532	60234

3.	Deposits		20824	21744	639902		3040886	3635425
			(93.7)	(93.1)	(88.8)		(71.9)	(70.7)

	Type-wise
	3A.1.	Demand deposits	1420	1449	96892		883512	1063046
		(i) From banks	212	124	7		77112	56698
		(ii) From others	1208	1325	96885		806400	1006348
	3A.2.	Savings bank deposits	3758	4372	71724		780430	1141838
	3A.3.	Term deposits	15646	15923	471286		1376944	1430541
		(i) From banks	32	29	103256		39119	39345
		(ii) From others	15614	15894	368030		1337825	1391196

	Location-wise
	3B.1.	Deposits of branches in India	20824	21743	639903		3040886	3635425
	3B.2.	Deposits of branches outside India	—	—	—		—	—

4.	Borrowings		14	7	893		230782	479001
			(0.1)	(—)	(0.1)		(5.5)	(9.3)
	4.1.	Borrowings in India	14	7	431		164769	380100
		(i) From Reserve Bank of India	—	—	—		—	—
		(ii) From other banks	—	—	—		155554	329100
		(iii) From other institutions and agencies	14	7	431		9215	51000
	4.2.	Borrowings outside India	—	—	462		66013	98901
	Secured borrowing included in 4.		—	—	431		140	51000

5.	Other liabilities		281	485	52791		689698	576446
			(1.3)	(2.1)	(7.3)		(16.3)	(11.2)
	5.1.	Bills Payable	57	185	9569		366727	155473
	5.2.	Inter-office adjustments	—	111	—		—	—
	5.3.	Interest accrued	76	66	3946		41654	58430
	5.4.	Others (including provisions)	148	123	39276		281317	362543

	Total	Liabilities	22215	23349	720315		4230699	5142900
			(100.0)	(100.0)	(100.0)		(100.0)	(100.0)
Notes:Figures in brackets indicate per cent share in total. #:See ‘Explanatory Notes’. Source:Annual accounts of banks of respective years.

(Amount in Rs. lakh)

				As on March 31
				Ganesh Bank		Global Trust		HDFC
				of	Kurundwad	Bank	#	Bank
			Items
				2004	2005	2004	2005	2004	2005

				(19)	(20)	(21)	(22)	(23)	(24)

1.	Cash	in hand		489	621	8547		25419	35357
				(2.2)	(2.7)	(1.2)		(0.6)	(0.7)
2.	Balances		with RBI	1014	1192	55888		228779	229656
				(4.6)	(5.1)	(7.8)		(5.4)	(4.5)
3.	Balances		with banks in India	772	250	10876		37732	57171
				(3.5)	(1.1)	(1.5)		(0.9)	(1.1)
4.	Money at		call and short notice	1073	1599	31744		73179	123771
				(4.8)	(6.8)	(4.4)		(1.7)	(2.4)
5.	Balances		with banks outside India	—	—	666		646	1445
				—	—	(0.1)		(0.0)	(0.0)
6.	Investments			7750	8239	211842		1925679	1934981
				(34.9)	(35.3)	(29.4)		(45.5)	(37.6)
	6.1.	Investments in India		7750	8239	211842		1925679	1934981
		(i)	Government securities	7326	7940	154431		1153055	1122707
		(ii)	Other approved securities	299	274	510		650	673
		(iii)	Shares	—	—	30974		10700	8955
		(iv)	Debentures and Bonds	125	25	25927		404463	679879
		(v)	Subsidiaries and/or joint ventures	—	—	—		243	243
		(vi)	Others	—	—	—		356568	122524
	6.2.	Investments outside India		—	—	—		—	—
		(i)	Government securities	—	—	—		—	—
		(ii)	Subsidiaries and/or joint ventures	—	—	—		—	—
		(iii)	Others	—	—	—		—	—
7.	Advances			9719	9452	224552		1774451	2556630
				(43.7)	(40.5)	(31.2)		(41.9)	(49.7)
	Type-wise
	7A.1.	Bills	purchased and discounted	117	67	29004		319397	465567
	7A.2.	Cash credits, overdrafts & loans		2066	1825	70502		374065	553628
	7A.3.	Term loans		7536	7560	125046		1080989	1537435
	Security-wise
	7B.1.	Secured by tangible assets		9527	9385	202261		1527711	1944737
	7B.2.	Covered by Bank/Government Guarantees		7	15	1822		11674	13737
	7B.3.	Unsecured		186	52	20469		235066	598156
	Sector-wise
	7C. I.	Advances in India		9720	9452	224551		1774451	2556630
		(i)	Priority sectors	6095	5913	62580		249839	561662
		(ii)	Public sectors	—	—	—		33528	43716
		(iii)	Banks	—	—	600		1072	1087
		(iv)	Others	3625	3539	161371		1490012	1950165
	7C.II.	Advances outside India		—	—	—		—	—
8.	Fixed	Assets		1097	1070	27147		61691	70832
				(4.9)	(4.6)	(3.8)		(1.5)	(1.4)
	8.1.	Premises		921	900	4815		21983	25062
	8.2.	Fixed assets under construction		—	—	—		—	—
	8.3.	Other Fixed assets		176	170	22332		39708	45770
9.	Other Assets			302	924	149053		103123	133057
				(1.4)	(4.0)	(20.7)		(2.4)	(2.6)
	9.1.	Inter	- office adjustments (net)	9	—	—		—	—
	9.2.	Interest accrued		175	173	6444		43041	51380
	9.3.	Tax	paid	30	24	4044		12978	16720
	9.4.	Stationery and Stamps		8	11	20		166	493
	9.5.	Others		80	716	138545		46938	64464

	Total	Assets		22216	23347	720315		4230699	5142900
				(100.0)	(100.0)	(100.0)		(100.0)	(100.0)

(Amount in Rs. lakh)

			As on March 31
				ICICI		IDBI		IndusInd
				Bank	Bank #			Bank
		Items
			2004	2005	2004		2005	2004	2005

			(25)	(26)	(27)		(28)	(29)	(30)

1.	Capital		96640	108678	21424			29041	29051
			(0.8)	(0.6)	(1.6)			(1.9)	(1.9)

2.	Reserves and Surplus		739416	1181319	40402			50999	53875
			(5.9)	(7.0)	(3.1)			(3.4)	(3.4)
	2.1.	Statutory Reserves	96073	146273	9686			6552	5379
	2.2.	Capital Reserves	46500	48500	1503			2233	2639
	2.3.	Share Premium	85233	398923	12027			29617	29650
	2.4.	Investments Fluctuations Reserves	73034	51600	9200			6987	7890
	2.5.	Revenue and other Reserves	433267	517201	129			235	236
	2.6.	Balance of Profit	5309	18822	7857			5375	8081

3.	Deposits		6810859	9981878	1004815			1120027	1311428
			(54.4)	(59.5)	(77.3)			(74.2)	(83.9)

	Type-wise
	3A.1.	Demand deposits	725906	1283690	303769			85678	89344
		(i) From banks	13456	19765	1887			5382	3868
		(ii) From others	712450	1263925	301882			80296	85476
	3A.2.	Savings bank deposits	837203	1139182	131465			39474	50862
	3A.3.	Term deposits	5247750	7559006	569581			994875	1171222
		(i) From banks	504188	644680	12785			224756	292326
		(ii) From others	4743562	6914326	556796			770119	878896

	Location-wise
	3B.1.	Deposits of branches in India	6702875	9637914	1004816			1120026	1311428
	3B.2.	Deposits of branches outside India	107983	343964	—			—	—

4.	Borrowings		3074024	3354450	148452			231035	61062
			(24.5)	(20.0)	(11.4)			(15.3)	(3.9)
	4.1.	Borrowings in India	2296610	1987401	119282			215060	36604
		(i) From Reserve Bank of India	—	—	—			—	—
		(ii) From other banks	165688	207793	84400			145825	26271
		(iii) From other institutions and agencies	2130922	1779608	34882			69235	10333
	4.2.	Borrowings outside India	777414	1367049	29170			15975	24458
	Secured borrowing included in 4.		—	—	5000			165665	21083

5.	Other liabilities		1801948	2139616	85126			77543	106787
			(14.4)	(12.8)	(6.5)			(5.1)	(6.8)
	5.1.	Bills Payable	168528	279448	30027			7167	10451
	5.2.	Inter-office adjustments	34193	56142	—			—	—
	5.3.	Interest accrued	135613	131165	4061			6613	8116
	5.4.	Others (including provisions)	1463614	1672861	51038			63763	88220

	Total	Liabilities	12522887	16765941	1300219			1508645	1562203
			(100.0)	(100.0)	(100.0)			(100.0)	(100.0)
Notes:Figures in brackets indicate per cent share in total. #:See ‘Explanatory Notes’. Source:Annual accounts of banks of respective years.

(Amount in Rs. lakh)

				As on March 31
					ICICI		IDBI		IndusInd
					Bank	Bank #			Bank
			Items
				2004	2005	2004		2005	2004	2005

				(25)	(26)	(27)		(28)	(29)	(30)

1.	Cash	in hand		44677	55448	9431			2406	4447
				(0.4)	(0.3)	(0.7)			(0.2)	(0.3)
2.	Balances		with RBI	496122	579042	66925			131059	59162
				(4.0)	(3.5)	(5.1)			(8.7)	(3.8)
3.	Balances		with banks in India	136503	122902	26423			77294	50274
				(1.1)	(0.7)	(2.0)			(5.7)	(3.2)
4.	Money at		call and short notice	41507	295766	7012			70	—
				(0.3)	(1.8)	(0.5)			(0.0)	—
5.	Balances		with banks outside India	128255	239839	4140			6270	1578
				(1.0)	(1.4)	(0.3)			(0.4)	(0.1)
6.	Investments			4274287	5048735	391401			448276	406917
				(34.1)	(30.1)	(30.1)			(26.3)	(26.0)
	6.1.	Investments in India		4238190	4897583	391401			448276	406917
		(i)	Government securities	2988768	3445168	303509			377022	340489
		(ii)	Other approved securities	3012	3012	—			2275	2389
		(iii)	Shares	168427	191478	807			1143	2332
		(iv)	Debentures and Bonds	554910	285403	85126			16418	11183
		(v)	Subsidiaries and/or joint ventures	110376	128481	—			311	50
		(vi)	Others	412697	844041	1959			51107	50474
	6.2.	Investments outside India		36097	151152	—			—	—
		(i)	Government securities	1329	3779	—			—	—
		(ii)	Subsidiaries and/or joint ventures	31989	78188	—			—	—
		(iii)	Others	2779	69185	—			—	—
7.	Advances			6209551	9140515	739892			730116	899975
				(49.6)	(54.5)	(56.9)			(51.8)	(57.6)
	Type-wise
	7A.1.	Bills	purchased and discounted	256901	681182	161210			62184	109176
	7A.2.	Cash credits, overdrafts & loans		609787	1233444	93257			317505	213588
	7A.3.	Term loans		5342863	7225889	485425			350427	577211
	Security-wise
	7B.1.	Secured by tangible assets		5680103	7785177	545930			604113	728632
	7B.2.	Covered by Bank/Government Guarantees		61546	101046	102557			37076	92583
	7B.3.	Unsecured		467903	1254292	91405			88927	78760
	Sector-wise
	7C. I.	Advances in India		6103173	8518676	739891			730116	899976
		(i)	Priority sectors	1453074	2008929	281865			200392	211511
		(ii)	Public sectors	70713	111543	6078			86936	33203
		(iii)	Banks	4335	45172	1218			43710	35269
		(iv)	Others	4575051	6353032	450730			399077	619993
	7C.II.	Advances outside India		106379	621840	—			—	—
8.	Fixed	Assets		405641	403805	15172			29839	32450
				(3.2)	(2.4)	(1.2)			(2.0)	(2.1)
	8.1.	Premises		156483	173137	1847			7825	12227
	8.2.	Fixed assets under construction		—	—	249			5858	118
	8.3.	Other Fixed assets		249158	230668	13076			16156	20105
9.	Other Assets			786344	879889	39823			83316	107400
				(6.3)	(5.2)	(3.1)			(5.0)	(6.9)
	9.1.	Inter	- office adjustments (net)	—	—	—			210	44
	9.2.	Interest accrued		155521	131244	9999			6850	8834
	9.3.	Tax	paid	199515	266440	4538			15586	18645
	9.4.	Stationery and Stamps		36	36	14			2	19
	9.5.	Others		431272	482169	25272			60668	79858

	Total	Assets		12522887	16765941	1300219			1508647	1562203
				(100.0)	(100.0)	(100.0)			(100.0)	(100.0)

					(Amount in Rs. lakh)

					As on March 31
			ING Vysya		Jammu & Kashmir		Karnataka
				Bank		Bank	Bank
		Items
			2004	2005	2004	2005	2004	2005

			(31)	(32)	(33)	(34)	(35)	(36)

1.	Capital		2265	2271	4825	4849	4043	12125
			(0.2)	(0.1)	(0.2)	(0.2)	(0.4)	(1.0)

2.	Reserves and Surplus		72467	68669	154549	161690	65771	85680
			(5.5)	(4.5)	(7.3)	(6.6)	(6.2)	(6.8)
	2.1.	Statutory Reserves	19851	19851	39498	42378	36700	45700
	2.2.	Capital Reserves	15841	11746	2566	3257	—	—
	2.3.	Share Premium	19547	19740	8665	8678	7871	15954
	2.4.	Investments Fluctuations Reserves	5510	5510	36000	25206	12000	12000
	2.5.	Revenue and other Reserves	11361	15282	67820	71377	9200	12025
	2.6.	Balance of Profit	357	-3460	—	10794	—	1

3.	Deposits		1047806	1256930	1866139	2164497	940695	1083705
			(79.4)	(81.8)	(88.0)	(88.4)	(88.9)	(86.5)

	Type-wise
	3A.1.	Demand deposits	115188	133818	217630	274008	56877	73545
		(i) From banks	1932	2410	5452	5073	420	270
		(ii) From others	113256	131408	212178	268935	56457	73275
	3A.2.	Savings bank deposits	145834	170773	347149	418565	133894	160561
	3A.3.	Term deposits	786784	952339	1301360	1471924	749924	849599
		(i) From banks	89575	105851	345291	322836	30063	38887
		(ii) From others	697209	846488	956069	1149088	719861	810712

	Location-wise
	3B.1.	Deposits of branches in India	1047807	1256930	1866138	2164497	940694	1083706
	3B.2.	Deposits of branches outside India	—	—	—	—	—	—

4.	Borrowings		96434	83078	29701	31948	18328	24366
			(7.3)	(5.4)	(1.4)	(1.3)	(1.7)	(1.9)
	4.1.	Borrowings in India	76695	37146	23642	14398	2668	3587
		(i) From Reserve Bank of India	—	4500	—	—	—	—
		(ii) From other banks	28697	20986	20000	12000	1	—
		(iii) From other institutions and agencies	47998	11660	3642	2398	2667	3587
	4.2.	Borrowings outside India	19739	45932	6059	17550	15660	20779
	Secured borrowing included in 4.		—	—	—	—	—	—

5.	Other liabilities		100858	124757	65364	85030	28825	46796
			(7.6)	(8.1)	(3.1)	(3.5)	(2.7)	(3.7)
	5.1.	Bills Payable	24737	29370	23637	29156	309	342
	5.2.	Inter-office adjustments	9802	7345	1100	10037	12412	24164
	5.3.	Interest accrued	1903	2524	7130	6928	2202	967
	5.4.	Others (including provisions)	64416	85518	33497	38909	13902	21323

	Total	Liabilities	1319830	1535705	2120578	2448014	1057662	1252672
			(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)
Note : Figures in brackets indicate per cent share in total. Source : Annual accounts of banks of respective years .

(Amount in Rs. lakh)

				As on March 31
				ING Vysya		Jammu & Kashmir		Karnataka
					Bank		Bank	Bank
			Items
				2004	2005	2004	2005	2004	2005

				(31)	(32)	(33)	(34)	(35)	(36)

1.	Cash	in hand		6359	8526	9582	11633	5621	7100
				(0.5)	(0.6)	(0.5)	(0.5)	(0.5)	(0.6)
2.	Balances		with RBI	56226	58141	143877	155956	33257	61668
				(4.3)	(3.8)	(6.8)	(6.4)	(3.1)	(4.9)
3.	Balances		with banks in India	37302	50245	44659	64238	26675	66653
				(2.8)	(3.3)	(2.1)	(2.6)	(2.5)	(5.3)
4.	Money at		call and short notice	—	—	92000	86000	8500	—
				—	—	(4.3)	(3.5)	(0.8)	—
5.	Balances		with banks outside India	598	6229	1556	—	877	1827
				(0.0)	(0.4)	(0.1)	—	(0.1)	(0.1)
6.	Investments			408524	408517	845110	908923	487891	455571
				(31.0)	(26.6)	(39.9)	(37.1)	(46.1)	(36.4)
	6.1.	Investments in India		408524	408517	845110	908923	487891	455571
		(i)	Government securities	292201	337812	504061	580232	297017	336810
		(ii)	Other approved securities	2529	1950	11753	5125	3880	3590
		(iii)	Shares	3935	5481	7836	7702	1007	2692
		(iv)	Debentures and Bonds	87435	63064	269558	271059	176686	111048
		(v)	Subsidiaries and/or joint ventures	1203	210	—	—	—	—
		(vi)	Others	21221	—	51902	44805	9301	1431
	6.2.	Investments outside India		—	—	—	—	—	—
		(i)	Government securities	—	—	—	—	—	—
		(ii)	Subsidiaries and/or joint ventures	—	—	—	—	—	—
		(iii)	Others	—	—	—	—	—	—
7.	Advances			704651	908058	928493	1151714	466791	628744
				(53.4)	(59.1)	(43.8)	(47.0)	(44.1)	(50.2)
	Type-wise
	7A.1.	Bills	purchased and discounted	56456	67604	34671	33996	30091	36764
	7A.2.	Cash credits, overdrafts & loans		269626	354141	385816	430406	281335	343713
	7A.3.	Term loans		378569	486313	508006	687312	155365	248267
	Security-wise
	7B.1.	Secured by tangible assets		608605	803364	630551	723295	349161	440978
	7B.2.	Covered by Bank/Government Guarantees		28524	25586	223748	295263	75978	91491
	7B.3.	Unsecured		67521	79109	74196	133157	41652	96275
	Sector-wise
	7C. I.	Advances in India		704650	908059	928494	1151714	466791	628744
		(i)	Priority sectors	215708	283078	196559	251011	191021	209419
		(ii)	Public sectors	51992	16681	295520	334828	27629	65458
		(iii)	Banks	3	8603	20033	60031	10207	10246
		(iv)	Others	436947	599697	416382	505844	237934	343621
	7C.II.	Advances outside India		—	—	—	—	—	—
8.	Fixed	Assets		33444	31400	19606	20241	9318	9655
				(2.5)	(2.0)	(0.9)	(0.8)	(0.9)	(0.8)
	8.1.	Premises		23135	21939	11520	11472	4960	5152
	8.2.	Fixed assets under construction		424	748	587	583	—	—
	8.3.	Other Fixed assets		9885	8713	7499	8186	4358	4503
9.	Other Assets			72731	64588	35690	49313	18733	21452
				(5.5)	(4.2)	(1.7)	(2.0)	(1.8)	(1.7)
	9.1.	Inter	- office adjustments (net)	—	—	—	—	—	—
	9.2.	Interest accrued		14077	10069	19131	18656	11372	11005
	9.3.	Tax	paid	8248	10177	4872	6957	3745	5615
	9.4.	Stationery and Stamps		182	174	242	293	165	183
	9.5.	Others		50224	44168	11445	23407	3451	4649

	Total	Assets		1319835	1535704	2120573	2448018	1057663	1252670
				(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)

(Amount in Rs. lakh)

			As on March 31
			Karur Vysya		Kotak	Mahindra	Lakshmi	Vilas
				Bank	Bank		Bank
		Items
			2004	2005	2004	2005	2004	2005

			(37)	(38)	(39)	(40)	(41)	(42)

1.	Capital		1798	1798	5953	12332	1151	1151
			(0.3)	(0.2)	(1.0)	(1.9)	(0.3)	(0.3)

2.	Reserves and Surplus		69405	74290	54612	63362	21514	21848
			(9.8)	(9.4)	(9.4)	(9.7)	(5.6)	(5.4)
	2.1.	Statutory Reserves	22718	25893	7776	9901	12035	12120
	2.2.	Capital Reserves	667	667	101	311	1434	1683
	2.3.	Share Premium	2989	2990	14211	15626	1442	1442
	2.4.	Investments Fluctuations Reserves	7085	7085	1100	3830	3599	3599
	2.5.	Revenue and other Reserves	35836	37636	13220	14252	2982	2982
	2.6.	Balance of Profit	110	19	18204	19442	22	22

3.	Deposits		591148	667219	445933	429953	329581	349593
			(83.2)	(84.6)	(76.7)	(66.0)	(86.2)	(86.2)

	Type-wise
	3A.1.	Demand deposits	65331	78523	260712	38856	40999	42700
		(i) From banks	1859	1470	—	459	464	332
		(ii) From others	63472	77053	260712	38397	40535	42368
	3A.2.	Savings bank deposits	69862	84525	4257	14691	43773	46856
	3A.3.	Term deposits	455955	504171	180964	376406	244809	260037
		(i) From banks	58477	53101	4808	18667	6418	15946
		(ii) From others	397478	451070	176156	357739	238391	244091

	Location-wise
	3B.1.	Deposits of branches in India	591148	667219	445934	429954	329582	349593
	3B.2.	Deposits of branches outside India	—	—	—	—	—	—

4.	Borrowings		10319	9232	51164	98551	3023	6894
			(1.5)	(1.2)	(8.8)	(15.1)	(0.8)	(1.7)
	4.1.	Borrowings in India	2950	8533	44606	87640	762	2841
		(i) From Reserve Bank of India	—	—	—	—	—	—
		(ii) From other banks	2	—	26106	77270	—	—
		(iii) From other institutions and agencies	2948	8533	18500	10370	762	2841
	4.2.	Borrowings outside India	7369	699	6558	10911	2261	4053
	Secured borrowing included in 4.		—	—	10300	—	—	—

5.	Other liabilities		38074	35947	24032	47089	26866	25853
			(5.4)	(4.6)	(4.1)	(7.2)	(7.0)	(6.4)
	5.1.	Bills Payable	15165	15054	4635	13625	5299	5671
	5.2.	Inter-office adjustments	2362	—	—	—	4149	1833
	5.3.	Interest accrued	3521	3530	2229	3023	1572	1576
	5.4.	Others (including provisions)	17026	17363	17168	30441	15846	16773

	Total	Liabilities	710744	788486	581694	651287	382135	405339
			(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)
Note : Figures in brackets indicate per cent share in total. Source : Annual accounts of banks of respective years .

								(Amount in	Rs. lakh)

						As on March 31
				Karur Vysya		Kotak	Mahindra	Lakshmi	Vilas
					Bank	Bank		Bank
			Items
				2004	2005	2004	2005	2004	2005

				(37)	(38)	(39)	(40)	(41)	(42)

1.	Cash	in hand		4899	6478	1226	2195	3870	4205
				(0.7)	(0.8)	(0.2)	(0.3)	(1.0)	(1.0)
2.	Balances		with RBI	27805	31671	11458	21678	19169	21672
				(3.9)	(4.0)	(2.0)	(3.3)	(5.0)	(5.4)
3.	Balances		with banks in India	25594	25025	54404	16929	4401	7969
				(3.6)	(3.2)	(9.4)	(2.6)	(1.2)	(2.0)
4.	Money at		call and short notice	—	2000	—	998	—	—
				—	(0.3)	—	(0.2)	—	—
5.	Balances		with banks outside India	1481	343	753	239	573	1577
				(0.2)	(0.0)	(0.1)	(0.0)	(0.1)	(0.4)
6.	Investments			217301	221903	288278	182699	133817	118086
				(30.6)	(28.1)	(49.6)	(28.1)	(35.0)	(29.4)
	6.1.	Investments in India		217301	221903	288278	182699	133817	118086
		(i)	Government securities	168580	184186	227664	132955	108401	107042
		(ii)	Other approved securities	3633	3233	6	1	2877	1689
		(iii)	Shares	2159	4394	365	254	659	392
		(iv)	Debentures and Bonds	35837	26614	4002	13089	10833	4509
		(v)	Subsidiaries and/or joint ventures	—	—	22567	26441	—	—
		(vi)	Others	7092	3476	33674	9959	11047	4454
	6.2.	Investments outside India		—	—	—	—	—	—
		(i)	Government securities	—	—	—	—	—	—
		(ii)	Subsidiaries and/or joint ventures	—	—	—	—	—	—
		(iii)	Others	—	—	—	—	—	—
7.	Advances			402324	461981	209702	401715	203871	231771
				(56.6)	(58.6)	(36.1)	(61.7)	(53.4)	(57.6)
	Type-wise
	7A.1.	Bills	purchased and discounted	20060	26944	7752	18384	20670	20959
	7A.2.	Cash credits, overdrafts & loans		142276	175557	6916	18581	99367	122037
	7A.3.	Term loans		239988	259480	195034	364750	83834	88775
	Security-wise
	7B.1.	Secured by tangible assets		300045	350568	164774	292936	174529	206561
	7B.2.	Covered by Bank/Government Guarantees		44613	35009	—	—	10392	6100
	7B.3.	Unsecured		57666	76404	44929	108778	18949	19111
	Sector-wise
	7C. I.	Advances in India		402324	461980	209702	401714	203871	231771
		(i)	Priority sectors	150887	180317	87733	152376	76545	95043
		(ii)	Public sectors	59178	53190	—	—	7550	14955
		(iii)	Banks	6	8	216	83	764	978
		(iv)	Others	192253	228465	121753	249255	119012	120795
	7C.II.	Advances outside India		—	—	—	—	—	—
8.	Fixed	Assets		9378	10215	8526	9709	3132	3411
				(1.3)	(1.3)	(1.5)	(1.5)	(0.8)	(0.8)
	8.1.	Premises		5680	5218	4855	5219	1585	1670
	8.2.	Fixed assets under construction		22	35	—	—	—	—
	8.3.	Other Fixed assets		3676	4962	3671	4490	1547	1741
9.	Other Assets			21960	28869	7348	15126	13304	16647
				(3.1)	(3.7)	(1.3)	(2.3)	(3.5)	(4.1)
	9.1.	Inter	- office adjustments (net)	—	4113	—	—	—	—
	9.2.	Interest accrued		6833	6570	2415	4424	3285	2666
	9.3.	Tax	paid	8207	8808	680	242	8017	8746
	9.4.	Stationery and Stamps		195	221	15	17	66	68
	9.5.	Others		6725	9157	4238	10443	1936	5167

	Total	Assets		710742	788485	581695	651288	382137	405338
				(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)