(Amount in Rs. lakh) |
|
As on March 31 |
|
Axis Bank # |
Bank of |
Bharat |
Catholic Syrian |
Items |
|
|
Rajasthan |
Overseas Bank # |
Bank |
|
2006 |
2007 |
2006 |
2007 |
2006 |
2007 |
2006 |
2007 |
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
Income |
|
|
|
|
|
|
|
|
I. |
Interest Earned |
288879 |
456041 |
54027 |
75793 |
25214 |
|
36529 |
41605 |
|
a) |
|
Interest/discount on advances/bills |
152804 |
270286 |
24068 |
44407 |
15085 |
|
24066 |
29095 |
|
b) |
|
Income on Investments |
128568 |
173147 |
19576 |
21806 |
8163 |
|
10362 |
10080 |
|
c) |
|
Interest on balances with |
4164 |
7730 |
9520 |
9030 |
1810 |
|
2056 |
2422 |
|
|
|
RBI and other inter-Bank Funds |
|
|
|
|
|
|
|
|
|
d) |
|
Others |
3343 |
4878 |
863 |
550 |
156 |
|
45 |
8 |
|
|
|
|
|
|
|
|
|
|
|
|
II. |
Other Income |
72964 |
101011 |
5147 |
12401 |
2554 |
|
4024 |
3551 |
|
a) |
|
Commission, exchange and brokerage |
48891 |
77896 |
3580 |
4547 |
973 |
|
1729 |
1669 |
|
b) |
|
Net Profit (loss) on sale of investments |
12981 |
6088 |
-1541 |
4135 |
142 |
|
194 |
-74 |
|
c) |
|
Net Profit (loss) on revaluation of |
— |
— |
-928 |
-1177 |
— |
|
-843 |
-711 |
|
|
|
investments |
|
|
|
|
|
|
|
|
|
d) |
|
Net Profit (loss) on sale of land and |
-170 |
-291 |
10 |
-36 |
5 |
|
2 |
7 |
|
|
|
other Assets |
|
|
|
|
|
|
|
|
|
e) |
|
Net profit (loss) on exchange transactions |
8689 |
12485 |
559 |
560 |
554 |
|
577 |
663 |
|
f) |
|
Miscellaneous income |
2573 |
4833 |
3467 |
4372 |
880 |
|
2365 |
1997 |
|
Total (I+II) |
361843 |
557052 |
59174 |
88194 |
27768 |
|
40553 |
45156 |
Expenditure & Provisions |
|
|
|
|
|
|
|
|
III. |
Interest expended |
181056 |
299332 |
31706 |
43940 |
14553 |
|
21835 |
25151 |
|
a) |
|
Interest on deposits |
155170 |
248089 |
30454 |
42050 |
13267 |
|
21066 |
24017 |
|
b) |
|
Interest on RBI/inter-bank borrowings |
6034 |
16880 |
108 |
76 |
639 |
|
44 |
77 |
|
c) |
|
Others |
19852 |
34363 |
1144 |
1814 |
647 |
|
725 |
1057 |
IV. |
Operating Expenses |
81405 |
121460 |
25507 |
25074 |
8672 |
|
15021 |
13740 |
|
a) |
|
Payments to and provisions for employees |
24020 |
38135 |
17167 |
16128 |
3858 |
|
11214 |
9250 |
|
b) |
|
Rent, taxes and lighting |
11367 |
15908 |
1818 |
1911 |
1493 |
|
1291 |
1383 |
|
c) |
|
Printing and stationery |
2824 |
3758 |
279 |
324 |
109 |
|
210 |
222 |
|
d) |
|
Advertisement and publicity |
1705 |
2962 |
471 |
525 |
108 |
|
57 |
85 |
|
e) |
|
Depreciation on bank’s property |
9219 |
11186 |
1256 |
1192 |
870 |
|
178 |
513 |
|
f) |
|
Directors’ fees, allowances and expenses |
50 |
59 |
23 |
36 |
23 |
|
37 |
37 |
|
g) |
|
Auditors’ fees and expenses |
42 |
50 |
44 |
50 |
51 |
|
40 |
45 |
|
h) |
|
Law charges |
603 |
638 |
330 |
269 |
24 |
|
67 |
97 |
|
i) |
|
Postage, telegrams, telephones, etc. |
4262 |
7010 |
435 |
451 |
239 |
|
138 |
140 |
|
j) |
|
Repairs and maintenance |
9501 |
12887 |
580 |
592 |
113 |
|
266 |
293 |
|
k) |
|
Insurance |
3456 |
5481 |
722 |
822 |
253 |
|
423 |
469 |
|
l) |
|
Other expenditure |
14356 |
23386 |
2382 |
2774 |
1531 |
|
1100 |
1206 |
V. |
Provisions and contingencies |
50873 |
70357 |
437 |
8123 |
3984 |
|
3085 |
4357 |
|
Total expenses @ |
262461 |
420792 |
57213 |
69014 |
23225 |
|
36856 |
38891 |
VI. |
Profit (loss) during the year |
48509 |
65903 |
1524 |
11057 |
559 |
|
612 |
1908 |
|
Total (III+IV+V+VI) |
361843 |
557052 |
59174 |
88194 |
27768 |
|
40553 |
45156 |
Notes : @ Excluding ‘Provisions and Contingencies’. # See ‘Explanatory Notes’. Source : Annual accounts of banks of respective years. |
(Amount in Rs. lakh) |
|
As on March 31 |
|
Centurion Bank |
City Union |
Development |
Dhanalakshmi |
Items |
of Punjab |
Bank |
Credit Bank |
Bank |
|
2006 |
2007 |
2006 |
2007 |
2006 |
2007 |
2006 |
2007 |
|
(9) |
(10) |
(11) |
(12) |
(13) |
(14) |
(15) |
(16) |
Income |
|
|
|
|
|
|
|
|
|
I. |
Interest Earned |
80320 |
126853 |
32639 |
40005 |
27714 |
34693 |
20989 |
24653 |
|
a) |
|
Interest/discount on advances/bills |
57948 |
98371 |
24447 |
30832 |
17609 |
22536 |
14455 |
17690 |
|
b) |
|
Income on Investments |
17990 |
24357 |
7675 |
8586 |
8703 |
9519 |
5375 |
5578 |
|
c) |
|
Interest on balances with |
3954 |
3917 |
517 |
587 |
1387 |
2403 |
727 |
1299 |
|
|
|
RBI and other inter-Bank Funds |
|
|
|
|
|
|
|
|
|
d) |
|
Others |
428 |
208 |
— |
— |
15 |
235 |
432 |
86 |
|
|
|
|
|
|
|
|
|
|
|
|
II. |
Other Income |
27669 |
40544 |
3954 |
5408 |
5522 |
9249 |
2191 |
2963 |
|
a) |
|
Commission, exchange and brokerage |
19731 |
35870 |
1388 |
1397 |
3949 |
5946 |
943 |
909 |
|
b) |
|
Net Profit (loss) on sale of investments |
330 |
719 |
804 |
344 |
1389 |
629 |
-90 |
-24 |
|
c) |
|
Net Profit (loss) on revaluation of |
-3468 |
-3522 |
-482 |
-562 |
-2506 |
-2154 |
-514 |
-546 |
|
|
|
investments |
|
|
|
|
|
|
|
|
|
d) |
|
Net Profit (loss) on sale of land and |
94 |
112 |
7 |
2 |
-7 |
1553 |
— |
3 |
|
|
|
other Assets |
|
|
|
|
|
|
|
|
|
e) |
|
Net profit (loss) on exchange transactions |
3130 |
4816 |
382 |
406 |
1059 |
1493 |
230 |
279 |
|
f) |
|
Miscellaneous income |
7852 |
2549 |
1855 |
3821 |
1638 |
1782 |
1622 |
2342 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Total (I+II) |
107989 |
167397 |
36593 |
45413 |
33236 |
43942 |
23180 |
27616 |
|
|
|
|
|
|
|
|
|
|
|
|
Expenditure & Provisions |
|
|
|
|
|
|
|
|
III. |
Interest expended |
40444 |
69895 |
18661 |
23255 |
20196 |
22738 |
12689 |
14977 |
|
a) |
|
Interest on deposits |
37581 |
65346 |
18426 |
22788 |
17682 |
20643 |
12079 |
14200 |
|
b) |
|
Interest on RBI/inter-bank borrowings |
1389 |
3438 |
122 |
124 |
2150 |
1888 |
40 |
157 |
|
c) |
|
Others |
1474 |
1111 |
113 |
343 |
364 |
207 |
570 |
620 |
|
|
|
|
|
|
|
|
|
|
|
|
IV. |
Operating Expenses |
50281 |
70582 |
7018 |
9010 |
15008 |
17180 |
8181 |
8775 |
|
a) |
|
Payments to and provisions for employees |
14243 |
22131 |
3633 |
4437 |
5241 |
6918 |
4182 |
4371 |
|
b) |
|
Rent, taxes and lighting |
5055 |
6196 |
815 |
1027 |
2189 |
2391 |
1003 |
1107 |
|
c) |
|
Printing and stationery |
1612 |
1781 |
154 |
202 |
262 |
351 |
125 |
95 |
|
d) |
|
Advertisement and publicity |
1290 |
989 |
108 |
228 |
67 |
252 |
77 |
64 |
|
e) |
|
Depreciation on bank’s property |
5148 |
5697 |
425 |
1056 |
787 |
898 |
715 |
882 |
|
f) |
|
Directors’ fees, allowances and expenses |
44 |
22 |
18 |
21 |
18 |
23 |
24 |
18 |
|
g) |
|
Auditors’ fees and expenses |
38 |
62 |
16 |
40 |
27 |
30 |
27 |
32 |
|
h) |
|
Law charges |
233 |
370 |
4 |
8 |
92 |
17 |
90 |
27 |
|
i) |
|
Postage, telegrams, telephones, etc. |
2187 |
3403 |
325 |
306 |
400 |
428 |
274 |
155 |
|
j) |
|
Repairs and maintenance |
3024 |
3796 |
110 |
294 |
320 |
476 |
200 |
184 |
|
k) |
|
Insurance |
940 |
1250 |
370 |
411 |
343 |
343 |
231 |
250 |
|
l) |
|
Other expenditure |
16467 |
24885 |
1040 |
980 |
5262 |
5053 |
1233 |
1590 |
|
|
|
|
|
|
|
|
|
|
|
|
V. |
Provisions and contingencies |
8484 |
14782 |
5278 |
5967 |
6560 |
3289 |
1358 |
2250 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Total expenses @ |
90725 |
140477 |
25679 |
32265 |
35204 |
39918 |
20870 |
23752 |
|
|
|
|
|
|
|
|
|
|
|
|
VI. |
Profit (loss) during the year |
8780 |
12138 |
5636 |
7181 |
-8528 |
735 |
952 |
1614 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Total (III+IV+V+VI) |
107989 |
167397 |
36593 |
45413 |
33236 |
43942 |
23180 |
27616 |
Note : @ Excluding ‘Provisions and Contingencies’. Source : Annual accounts of banks of respective years. |
(Amount in Rs. lakh) |
|
As on March 31 |
|
Federal Bank |
Ganesh Bank of |
HDFC Bank |
ICICI Bank |
Items |
|
|
Kurundwad # |
|
|
|
|
|
2006 |
2007 |
2006 |
2007 |
2006 |
2007 |
2006 |
2007 |
|
(17) |
(18) |
(19) |
(20) |
(21) |
(22) |
(23) |
(24) |
Income |
|
|
|
|
|
|
|
|
I. |
Interest Earned |
143653 |
181736 |
1235 |
|
447534 |
688902 |
1430613 |
2299429 |
|
a) |
|
Interest/discount on advances/bills |
91600 |
128145 |
721 |
|
270020 |
433415 |
1020659 |
1609631 |
|
b) |
|
Income on Investments |
45817 |
48250 |
422 |
|
163166 |
229862 |
369276 |
598854 |
|
c) |
|
Interest on balances with |
3594 |
4381 |
12 |
|
14255 |
25294 |
33546 |
80856 |
|
|
|
RBI and other inter-Bank Funds |
|
|
|
|
|
|
|
|
|
d) |
|
Others |
2642 |
960 |
80 |
|
93 |
331 |
7132 |
10088 |
|
|
|
|
|
|
|
|
|
|
|
|
II. |
Other Income |
21695 |
28668 |
71 |
|
112398 |
151623 |
418087 |
592916 |
|
a) |
|
Commission, exchange and brokerage |
6993 |
8278 |
42 |
|
104505 |
129238 |
300195 |
433086 |
|
b) |
|
Net Profit (loss) on sale of investments |
3308 |
4929 |
— |
|
3754 |
-7440 |
74975 |
111524 |
|
c) |
|
Net Profit (loss) on revaluation of |
-1615 |
-1590 |
— |
|
-8966 |
599 |
-85574 |
-103378 |
|
|
|
investments |
|
|
|
|
|
|
|
|
|
d) |
|
Net Profit (loss) on sale of land and |
244 |
71 |
— |
|
27 |
-105 |
712 |
11522 |
|
|
|
other Assets |
|
|
|
|
|
|
|
|
|
e) |
|
Net profit (loss) on exchange transactions |
2017 |
3044 |
— |
|
9940 |
19035 |
47308 |
64396 |
|
f) |
|
Miscellaneous income |
10748 |
13936 |
29 |
|
3138 |
10296 |
80471 |
75766 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Total (I+II) |
165348 |
210404 |
1306 |
|
559932 |
840525 |
1848700 |
2892345 |
|
|
|
|
|
|
|
|
|
|
|
|
Expenditure & Provisions |
|
|
|
|
|
|
|
|
III. |
Interest expended |
83673 |
108496 |
1030 |
|
192950 |
317945 |
959745 |
1635850 |
|
a) |
|
Interest on deposits |
79740 |
103006 |
1030 |
|
155943 |
269532 |
583668 |
1164771 |
|
b) |
|
Interest on RBI/inter-bank borrowings |
342 |
1431 |
— |
|
31501 |
27405 |
92542 |
130010 |
|
c) |
|
Others |
3591 |
4059 |
— |
|
5506 |
21008 |
283535 |
341069 |
|
|
|
|
|
|
|
|
|
|
|
|
IV. |
Operating Expenses |
36457 |
40608 |
413 |
|
169109 |
242080 |
500115 |
669056 |
|
a) |
|
Payments to and provisions for employees |
22836 |
26045 |
253 |
|
48682 |
77686 |
108229 |
161675 |
|
b) |
|
Rent, taxes and lighting |
3225 |
3759 |
25 |
|
16831 |
19397 |
23480 |
31082 |
|
c) |
|
Printing and stationery |
433 |
509 |
1 |
|
6876 |
8530 |
11104 |
15247 |
|
d) |
|
Advertisement and publicity |
281 |
390 |
1 |
|
8085 |
7488 |
18555 |
21774 |
|
e) |
|
Depreciation on bank’s property |
2574 |
2397 |
50 |
|
17859 |
21960 |
62379 |
54478 |
|
f) |
|
Directors’ fees, allowances and expenses |
46 |
48 |
1 |
|
19 |
46 |
32 |
38 |
|
g) |
|
Auditors’ fees and expenses |
287 |
370 |
— |
|
59 |
57 |
185 |
212 |
|
h) |
|
Law charges |
381 |
359 |
14 |
|
243 |
555 |
1124 |
2848 |
|
i) |
|
Postage, telegrams, telephones, etc. |
723 |
387 |
7 |
|
15029 |
18505 |
21576 |
29258 |
|
j) |
|
Repairs and maintenance |
824 |
923 |
11 |
|
9051 |
12574 |
25807 |
33695 |
|
k) |
|
Insurance |
1581 |
1866 |
22 |
|
5182 |
7166 |
10803 |
16890 |
|
l) |
|
Other expenditure |
3266 |
3555 |
28 |
|
41193 |
68116 |
216841 |
301859 |
|
|
|
|
|
|
|
|
|
|
|
|
V. |
Provisions and contingencies |
22697 |
32025 |
933 |
|
110795 |
166355 |
134834 |
276419 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Total expenses @ |
120130 |
149104 |
1443 |
|
362059 |
560025 |
1459860 |
2304906 |
|
|
|
|
|
|
|
|
|
|
|
|
VI. |
Profit (loss) during the year |
22521 |
29275 |
-1070 |
|
87078 |
114145 |
254006 |
311020 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Total (III+IV+V+VI) |
165348 |
210404 |
1306 |
|
559932 |
840525 |
1848700 |
2892345 |
Notes : @ Excluding ‘Provisions and Contingencies’. # See ‘Explanatory Notes’. Source : Annual accounts of banks of respective years. |
(Amount in Rs. lakh) |
|
As on March 31 |
|
IndusInd |
ING Vysya |
Jammu & |
Karnataka |
Items |
Bank |
Bank |
Kashmir Bank |
Bank |
|
2006 |
2007 |
2006 |
2007 |
2006 |
2007 |
2006 |
2007 |
|
(25) |
(26) |
(27) |
(28) |
(29) |
(30) |
(31) |
(32) |
Income |
|
|
|
|
|
|
|
|
I. |
Interest Earned |
118828 |
150026 |
122243 |
140138 |
170625 |
189933 |
101804 |
125624 |
|
a) |
|
Interest/discount on advances/bills |
83560 |
104460 |
82451 |
95959 |
110237 |
135367 |
61470 |
81352 |
|
b) |
|
Income on Investments |
31100 |
39195 |
30271 |
33260 |
56107 |
50803 |
37225 |
41269 |
|
c) |
|
Interest on balances with |
1418 |
3086 |
2649 |
2891 |
4281 |
3763 |
3106 |
2516 |
|
|
|
RBI and other inter-Bank Funds |
|
|
|
|
|
|
|
|
|
d) |
|
Others |
2750 |
3285 |
6872 |
8028 |
— |
— |
3 |
487 |
|
|
|
|
|
|
|
|
|
|
|
|
II. |
Other Income |
18882 |
24414 |
13918 |
19432 |
11085 |
16021 |
16680 |
17428 |
|
a) |
|
Commission, exchange and brokerage |
4051 |
6872 |
12581 |
16054 |
7193 |
8981 |
6279 |
8450 |
|
b) |
|
Net Profit (loss) on sale of investments |
1326 |
1866 |
1986 |
2516 |
-1664 |
1120 |
8751 |
6395 |
|
c) |
|
Net Profit (loss) on revaluation of |
-3727 |
-4012 |
-5114 |
-5425 |
— |
— |
-963 |
-1072 |
|
|
|
investments |
|
|
|
|
|
|
|
|
|
d) |
|
Net Profit (loss) on sale of land and |
-434 |
-2765 |
305 |
499 |
— |
— |
-14 |
-23 |
|
|
|
other Assets |
|
|
|
|
|
|
|
|
|
e) |
|
Net profit (loss) on exchange transactions |
1054 |
1867 |
706 |
-451 |
739 |
884 |
1465 |
1828 |
|
f) |
|
Miscellaneous income |
16612 |
20586 |
3454 |
6239 |
4817 |
5036 |
1162 |
1850 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Total (I+II) |
137710 |
174440 |
136161 |
159570 |
181710 |
205954 |
118484 |
143052 |
|
|
|
|
|
|
|
|
|
|
|
|
Expenditure & Provisions |
|
|
|
|
|
|
|
|
III. |
Interest expended |
87319 |
122885 |
74124 |
85931 |
104252 |
113148 |
65207 |
83639 |
|
a) |
|
Interest on deposits |
77778 |
105989 |
61703 |
71251 |
102648 |
109545 |
63834 |
81956 |
|
b) |
|
Interest on RBI/inter-bank borrowings |
4990 |
8390 |
3286 |
2691 |
582 |
3536 |
1213 |
795 |
|
c) |
|
Others |
4551 |
8506 |
9135 |
11989 |
1022 |
67 |
160 |
888 |
|
|
|
|
|
|
|
|
|
|
|
|
IV. |
Operating Expenses |
31662 |
34395 |
51879 |
50706 |
34526 |
37244 |
20450 |
23755 |
|
a) |
|
Payments to and provisions for employees |
8479 |
9629 |
23419 |
23848 |
19240 |
22007 |
11614 |
12909 |
|
b) |
|
Rent, taxes and lighting |
2853 |
3032 |
3501 |
3872 |
2276 |
2669 |
1852 |
2657 |
|
c) |
|
Printing and stationery |
999 |
1041 |
1049 |
1113 |
389 |
384 |
269 |
302 |
|
d) |
|
Advertisement and publicity |
815 |
333 |
536 |
349 |
306 |
494 |
316 |
278 |
|
e) |
|
Depreciation on bank’s property |
3599 |
3409 |
3720 |
3798 |
3892 |
3314 |
1780 |
1662 |
|
f) |
|
Directors’ fees, allowances and expenses |
42 |
39 |
84 |
72 |
17 |
22 |
27 |
22 |
|
g) |
|
Auditors’ fees and expenses |
84 |
81 |
96 |
105 |
299 |
364 |
53 |
57 |
|
h) |
|
Law charges |
1072 |
1141 |
199 |
196 |
59 |
67 |
99 |
89 |
|
i) |
|
Postage, telegrams, telephones, etc. |
2061 |
2214 |
1794 |
1925 |
414 |
462 |
100 |
404 |
|
j) |
|
Repairs and maintenance |
1997 |
2393 |
3552 |
2488 |
474 |
493 |
793 |
950 |
|
k) |
|
Insurance |
1271 |
1415 |
1886 |
1948 |
1533 |
1604 |
1265 |
1513 |
|
l) |
|
Other expenditure |
8390 |
9668 |
12043 |
10992 |
5627 |
5364 |
2282 |
2912 |
|
|
|
|
|
|
|
|
|
|
|
|
V. |
Provisions and contingencies |
15048 |
10336 |
9251 |
14041 |
25248 |
28113 |
15226 |
17955 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Total expenses @ |
118981 |
157280 |
126003 |
136637 |
138778 |
150392 |
85657 |
107394 |
|
|
|
|
|
|
|
|
|
|
|
|
VI. |
Profit (loss) during the year |
3681 |
6824 |
907 |
8892 |
17684 |
27449 |
17601 |
17703 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Total (III+IV+V+VI) |
137710 |
174440 |
136161 |
159570 |
181710 |
205954 |
118484 |
143052 |
|
|
|
|
|
|
|
|
|
|
|
|
Note : @ Excluding ‘Provisions and Contingencies’. Source : Annual accounts of banks of respective years. |
(Amount in Rs. lakh) |
|
As on March 31 |
|
Karur Vysya |
Kotak Mahindra |
Lakshmi Vilas |
Lord Krishna |
Items |
Bank |
Bank |
Bank |
Bank |
|
2006 |
2007 |
2006 |
2007 |
2006 |
2007 |
2006 |
2007 |
|
(33) |
(34) |
(35) |
(36) |
(37) |
(38) |
(39) |
(40) |
Income |
|
|
|
|
|
|
|
|
I. |
Interest Earned |
65085 |
86739 |
71889 |
135410 |
32206 |
42917 |
18406 |
18903 |
|
a) |
|
Interest/discount on advances/bills |
45316 |
62111 |
53905 |
100379 |
21667 |
31213 |
11683 |
12416 |
|
b) |
|
Income on Investments |
18694 |
21835 |
16842 |
31583 |
9534 |
10006 |
5958 |
5672 |
|
c) |
|
Interest on balances with |
1068 |
2779 |
1053 |
3312 |
1003 |
1616 |
734 |
815 |
|
|
|
RBI and other inter-Bank Funds |
|
|
|
|
|
|
|
|
|
d) |
|
Others |
7 |
14 |
89 |
136 |
2 |
82 |
31 |
— |
II. |
Other Income |
12060 |
11917 |
21807 |
28367 |
3493 |
4580 |
1579 |
1527 |
|
a) |
|
Commission, exchange and brokerage |
7712 |
9393 |
15893 |
18732 |
3119 |
3570 |
816 |
842 |
|
b) |
|
Net Profit (loss) on sale of investments |
4888 |
2747 |
1607 |
2474 |
-1070 |
-125 |
61 |
-284 |
|
c) |
|
Net Profit (loss) on revaluation of |
-2251 |
-2703 |
-4503 |
-4392 |
-1113 |
-1092 |
-1110 |
-1123 |
|
|
|
investments |
|
|
|
|
|
|
|
|
|
d) |
|
Net Profit (loss) on sale of land and |
-9 |
11 |
28 |
55 |
-7 |
41 |
-1 |
-24 |
|
|
|
other Assets |
|
|
|
|
|
|
|
|
|
e) |
|
Net profit (loss) on exchange transactions |
933 |
1195 |
2853 |
1521 |
456 |
555 |
496 |
419 |
|
f) |
|
Miscellaneous income |
787 |
1274 |
5929 |
9977 |
2108 |
1631 |
1317 |
1697 |
|
Total (I+II) |
77145 |
98656 |
93696 |
163777 |
35699 |
47497 |
19985 |
20430 |
Expenditure & Provisions |
|
|
|
|
|
|
|
|
III. |
Interest expended |
36796 |
52029 |
33891 |
69923 |
21657 |
29919 |
12964 |
14404 |
|
a) |
|
Interest on deposits |
35635 |
50694 |
27432 |
52145 |
20682 |
28435 |
12122 |
13700 |
|
b) |
|
Interest on RBI/inter-bank borrowings |
652 |
1019 |
4811 |
9905 |
51 |
330 |
178 |
150 |
|
c) |
|
Others |
509 |
316 |
1648 |
7873 |
924 |
1154 |
664 |
554 |
IV. |
Operating Expenses |
17485 |
19248 |
38748 |
61270 |
10050 |
10221 |
6917 |
5708 |
|
a) |
|
Payments to and provisions for employees |
8736 |
9270 |
17139 |
29298 |
5970 |
5620 |
3166 |
2585 |
|
b) |
|
Rent, taxes and lighting |
1340 |
1571 |
2668 |
4100 |
773 |
829 |
1241 |
1133 |
|
c) |
|
Printing and stationery |
218 |
315 |
883 |
1553 |
150 |
147 |
81 |
49 |
|
d) |
|
Advertisement and publicity |
431 |
941 |
1116 |
1500 |
72 |
126 |
148 |
26 |
|
e) |
|
Depreciation on bank’s property |
2280 |
2201 |
2960 |
3474 |
634 |
745 |
530 |
374 |
|
f) |
|
Directors’ fees, allowances and expenses |
38 |
44 |
8 |
20 |
20 |
18 |
7 |
4 |
|
g) |
|
Auditors’ fees and expenses |
38 |
44 |
78 |
87 |
17 |
24 |
18 |
22 |
|
h) |
|
Law charges |
38 |
38 |
306 |
614 |
34 |
50 |
29 |
25 |
|
i) |
|
Postage, telegrams, telephones, etc. |
638 |
751 |
1741 |
2073 |
285 |
254 |
124 |
77 |
|
j) |
|
Repairs and maintenance |
289 |
419 |
1102 |
2604 |
48 |
64 |
140 |
149 |
|
k) |
|
Insurance |
693 |
853 |
632 |
417 |
359 |
438 |
219 |
211 |
|
l) |
|
Other expenditure |
2746 |
2801 |
10115 |
15530 |
1688 |
1906 |
1214 |
1053 |
|
|
|
|
|
|
|
|
|
|
|
|
V. |
Provisions and contingencies |
9329 |
11377 |
9233 |
18445 |
1745 |
5600 |
-262 |
1649 |
|
Total expenses @ |
54281 |
71277 |
72639 |
131193 |
31707 |
40140 |
19881 |
20112 |
VI. |
Profit (loss) during the year |
13535 |
16002 |
11824 |
14139 |
2247 |
1757 |
366 |
-1331 |
|
Total (III+IV+V+VI) |
77145 |
98656 |
93696 |
163777 |
35699 |
47497 |
19985 |
20430 |
Note : @ Excluding ‘Provisions and Contingencies’. Source : Annual accounts of banks of respective years. |
(Amount in Rs. lakh) |
|
As on March 31 |
Items |
Nainital Bank |
Ratnakar Bank |
Sangli Bank |
SBI Comm. & |
|
2006 |
2007 |
2006 |
2007 |
2006 |
2007 |
2006 |
2007 |
|
(41) |
(42) |
(43) |
(44) |
(45) |
(46) |
(47) |
(48) |
Income |
|
|
|
|
|
|
|
|
I. |
Interest Earned |
9208 |
12316 |
7024 |
7949 |
13105 |
11129 |
3621 |
3441 |
|
a) |
|
Interest/discount on advances/bills |
4834 |
7167 |
4648 |
5436 |
5910 |
3460 |
1702 |
2020 |
|
b) |
|
Income on Investments |
3534 |
3148 |
2184 |
2125 |
5420 |
5673 |
802 |
873 |
|
c) |
|
Interest on balances with |
834 |
1990 |
175 |
373 |
1415 |
1994 |
439 |
546 |
|
|
|
RBI and other inter-Bank Funds |
|
|
|
|
|
|
|
|
|
d) |
|
Others |
6 |
11 |
17 |
15 |
360 |
2 |
678 |
2 |
|
|
|
|
|
|
|
|
|
|
|
|
II. |
Other Income |
1275 |
457 |
636 |
464 |
28 |
683 |
1045 |
386 |
|
a) |
|
Commission, exchange and brokerage |
244 |
347 |
211 |
226 |
451 |
444 |
109 |
102 |
|
b) |
|
Net Profit (loss) on sale of investments |
670 |
-462 |
218 |
26 |
18 |
36 |
-63 |
— |
|
c) |
|
Net Profit (loss) on revaluation of |
-11 |
-7 |
— |
— |
-684 |
-59 |
— |
— |
|
|
|
investments |
|
|
|
|
|
|
|
|
|
d) |
|
Net Profit (loss) on sale of land and |
— |
— |
6 |
— |
— |
2 |
— |
— |
|
|
|
other Assets |
|
|
|
|
|
|
|
|
|
e) |
|
Net profit (loss) on exchange transactions |
— |
— |
— |
— |
47 |
50 |
75 |
-184 |
|
f) |
|
Miscellaneous income |
372 |
579 |
201 |
212 |
195 |
210 |
924 |
468 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Total (I+II) |
10483 |
12773 |
7660 |
8413 |
13133 |
11812 |
4666 |
3827 |
|
|
|
|
|
|
|
|
|
|
|
|
Expenditure & Provisions |
|
|
|
|
|
|
|
|
III. |
Interest expended |
4027 |
5548 |
4021 |
4244 |
8103 |
7100 |
1899 |
2271 |
|
a) |
|
Interest on deposits |
4013 |
5441 |
3979 |
4209 |
8079 |
7079 |
1541 |
1964 |
|
b) |
|
Interest on RBI/inter-bank borrowings |
14 |
107 |
5 |
3 |
23 |
21 |
349 |
301 |
|
c) |
|
Others |
— |
— |
37 |
32 |
1 |
— |
9 |
6 |
|
|
|
|
|
|
|
|
|
|
|
|
IV. |
Operating Expenses |
3665 |
3389 |
2341 |
3217 |
5921 |
8652 |
765 |
939 |
|
a) |
|
Payments to and provisions for employees |
2744 |
2347 |
1452 |
2208 |
4520 |
6690 |
307 |
462 |
|
b) |
|
Rent, taxes and lighting |
226 |
249 |
302 |
307 |
392 |
440 |
116 |
123 |
|
c) |
|
Printing and stationery |
53 |
46 |
35 |
40 |
27 |
28 |
7 |
9 |
|
d) |
|
Advertisement and publicity |
17 |
16 |
8 |
13 |
7 |
6 |
4 |
2 |
|
e) |
|
Depreciation on bank’s property |
168 |
193 |
227 |
290 |
185 |
36 |
96 |
94 |
|
f) |
|
Directors’ fees, allowances and expenses |
3 |
4 |
6 |
5 |
2 |
2 |
10 |
11 |
|
g) |
|
Auditors’ fees and expenses |
10 |
11 |
6 |
7 |
17 |
37 |
3 |
3 |
|
h) |
|
Law charges |
11 |
17 |
24 |
17 |
38 |
67 |
23 |
17 |
|
i) |
|
Postage, telegrams, telephones, etc. |
47 |
54 |
33 |
38 |
64 |
67 |
12 |
21 |
|
j) |
|
Repairs and maintenance |
21 |
38 |
39 |
46 |
163 |
193 |
29 |
26 |
|
k) |
|
Insurance |
92 |
110 |
80 |
89 |
164 |
160 |
45 |
51 |
|
l) |
|
Other expenditure |
273 |
304 |
129 |
157 |
342 |
926 |
113 |
120 |
|
|
|
|
|
|
|
|
|
|
|
|
V. |
Provisions and contingencies |
1573 |
2060 |
1239 |
653 |
2035 |
29198 |
1426 |
-137 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Total expenses @ |
7692 |
8937 |
6362 |
7461 |
14024 |
15752 |
2664 |
3210 |
|
|
|
|
|
|
|
|
|
|
|
|
VI. |
Profit (loss) during the year |
1218 |
1776 |
59 |
299 |
-2926 |
-33138 |
576 |
754 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Total (III+IV+V+VI) |
10483 |
12773 |
7660 |
8413 |
13133 |
11812 |
4666 |
3827 |
|
|
|
|
|
|
|
|
|
|
|
|
Note : @ Excluding ‘Provisions and Contingencies’. Source : Annual accounts of banks of respective years. |
(Amount in Rs. lakh) |
|
As on March 31 |
|
South Indian |
Tamilnad Mercantile |
United Western |
Yes Bank |
Items |
Bank |
Bank |
Bank # |
|
|
2006 |
2007 |
2006 |
2007 |
2006 |
2007 |
2006 |
2007 |
|
(49) |
(50) |
(51) |
(52) |
(53) |
(54) |
(55) |
(56) |
Income |
|
|
|
|
|
|
|
|
I. |
Interest Earned |
76133 |
97660 |
54832 |
63799 |
48627 |
|
19280 |
58760 |
|
a) |
|
Interest/discount on advances/bills |
54926 |
69441 |
28904 |
38704 |
30815 |
|
13612 |
42264 |
|
b) |
|
Income on Investments |
18714 |
21880 |
23034 |
21950 |
16528 |
|
5015 |
15104 |
|
c) |
|
Interest on balances with |
2493 |
6339 |
1294 |
1686 |
844 |
|
452 |
1056 |
|
|
|
RBI and other inter-Bank Funds |
|
|
|
|
|
|
|
|
|
d) |
|
Others |
— |
— |
1600 |
1459 |
440 |
|
201 |
336 |
|
|
|
|
|
|
|
|
|
|
|
|
II. |
Other Income |
7227 |
10316 |
7802 |
8285 |
5619 |
|
9713 |
19458 |
|
a) |
|
Commission, exchange and brokerage |
2247 |
2428 |
3050 |
3262 |
2979 |
|
4193 |
11159 |
|
b) |
|
Net Profit (loss) on sale of investments |
1491 |
3160 |
1691 |
983 |
-851 |
|
402 |
1064 |
|
c) |
|
Net Profit (loss) on revaluation of |
-1823 |
-1837 |
-460 |
-989 |
0 |
|
-266 |
-614 |
|
|
|
investments |
|
|
|
|
|
|
|
|
|
d) |
|
Net Profit (loss) on sale of land and |
52 |
-2 |
27 |
39 |
-12 |
|
-3 |
0 |
|
|
|
other Assets |
|
|
|
|
|
|
|
|
|
e) |
|
Net profit (loss) on exchange transactions |
993 |
1469 |
905 |
1151 |
1001 |
|
4773 |
3305 |
|
f) |
|
Miscellaneous income |
4267 |
5098 |
2589 |
3839 |
2502 |
|
614 |
4544 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Total (I+II) |
83360 |
107976 |
62634 |
72084 |
54246 |
|
28993 |
78218 |
|
|
|
|
|
|
|
|
|
|
|
|
Expenditure & Provisions |
|
|
|
|
|
|
|
|
III. |
Interest expended |
45114 |
60909 |
30232 |
34221 |
32130 |
|
10472 |
41625 |
|
a) |
|
Interest on deposits |
43402 |
59260 |
28714 |
32965 |
30721 |
|
8508 |
32930 |
|
b) |
|
Interest on RBI/inter-bank borrowings |
52 |
91 |
68 |
118 |
266 |
|
1889 |
6694 |
|
c) |
|
Others |
1660 |
1558 |
1450 |
1138 |
1143 |
|
75 |
2001 |
|
|
|
|
|
|
|
|
|
|
|
|
IV. |
Operating Expenses |
22605 |
21885 |
12969 |
14743 |
18053 |
|
8612 |
19350 |
|
a) |
|
Payments to and provisions for employees |
13937 |
13323 |
7615 |
8899 |
10830 |
|
5012 |
11747 |
|
b) |
|
Rent, taxes and lighting |
1868 |
1945 |
1062 |
1183 |
1356 |
|
772 |
1602 |
|
c) |
|
Printing and stationery |
405 |
521 |
279 |
308 |
225 |
|
89 |
251 |
|
d) |
|
Advertisement and publicity |
227 |
364 |
215 |
326 |
112 |
|
177 |
268 |
|
e) |
|
Depreciation on bank’s property |
1223 |
1178 |
967 |
1022 |
1044 |
|
566 |
1107 |
|
f) |
|
Directors’ fees, allowances and expenses |
37 |
32 |
29 |
36 |
29 |
|
10 |
27 |
|
g) |
|
Auditors’ fees and expenses |
98 |
82 |
31 |
32 |
72 |
|
23 |
31 |
|
h) |
|
Law charges |
85 |
89 |
27 |
32 |
92 |
|
39 |
184 |
|
i) |
|
Postage, telegrams, telephones, etc. |
593 |
520 |
478 |
374 |
194 |
|
122 |
307 |
|
j) |
|
Repairs and maintenance |
507 |
625 |
475 |
443 |
632 |
|
62 |
185 |
|
k) |
|
Insurance |
822 |
1015 |
475 |
543 |
582 |
|
29 |
113 |
|
l) |
|
Other expenditure |
2803 |
2191 |
1316 |
1545 |
2885 |
|
1711 |
3528 |
|
|
|
|
|
|
|
|
|
|
|
|
V. |
Provisions and contingencies |
10548 |
14770 |
9312 |
12542 |
14710 |
|
4376 |
7806 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Total expenses @ |
67719 |
82794 |
43201 |
48964 |
50183 |
|
19084 |
60975 |
|
|
|
|
|
|
|
|
|
|
|
|
VI. |
Profit (loss) during the year |
5093 |
10412 |
10121 |
10578 |
-10647 |
|
5533 |
9437 |
|
|
|
|
|
|
|
|
|
|
|
|
|
Total (III+IV+V+VI) |
83360 |
107976 |
62634 |
72084 |
54246 |
|
28993 |
78218 |
|
|
|
|
|
|
|
|
|
|
|
|
Note : @ Excluding ‘Provisions and Contingencies’. Source : Annual accounts of banks of respective years. |
|