(Amount in Rs. lakh)

As on March 31

Capital

Coastal

Krishna Bhima Samruddhi

South Gujarat

Items

Local Area Bank

Local Area Bank

Local Area Bank

Local Area Bank

(1)

(2)

(3)

(4)

Income

I. Interest Earned

698

306

74

194

a) Interest/discount on advances/bills

503

255

59

166

b) Income on Investments

178

50

4

28

c) Interest on balances with

17

0

11

0

RBI and other inter-bank funds

d) Others

0

0

0

0

II. Other income

277

90

10

56

a) Commission, exchange and brokerage

46

33

0

14

b) Other miscellaneous income

231

57

10

42

Total (I+II)

974

396

84

249

Expenditure & Provisions

III. Interest expended

485

136

11

138

a) Interest on deposits

485

132

11

138

b) Interest on RBI/inter-bank borrowings

0

4

0

0

c) Others

0

0

0

0

IV. Operating expenses

272

171

64

197

a) Payments to and provisions for employees

103

58

23

58

b) Rent, taxes and lighting

38

20

3

30

c) Printing and stationery

13

7

3

13

d) Advertisement and publicity

12

6

0

2

e) Depreciation on Bank's property

40

21

6

38

f) Directors' fees, allowances and expenses

1

3

2

0

g) Auditors' fees and expenses

1

1

2

1

h) Law charges

0

0

0

0

i) Postage, telegrams, telephones, etc.

6

3

2

6

j) Repairs and maintenance

8

4

0

7

k) Insurance

8

2

1

3

l) Other expenditure

43

44

22

37

V. Provisions and contingencies

83

37

3

86

Total expenses*

758

307

75

335

VI. Profit /loss

133

51

6

-172

Total (III+IV+V+VI)

974

396

84

249

*: Excluding 'Provisions and Contingencies'.

Source: Annual accounts of banks of respective years.