Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of
Scheduled Commercial Banks According to Occupation - March 1996

EASTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

 Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

5,33,458

631,51

641,00

7,65,295

567,49

555,69

-

-

-

1.

Direct Finance

5,27,813

453,19

451,34

7,57,706

506,94

506,02

-

-

-

2.

Indirect Finance

5,645

178,32

189,65

7,589

60,55

49,67

-

-

-

II.

INDUSTRY

1,21,614

630,98

556,51

1,60,240

1113,40

1062,90

9

26,99

23,98

1.

Mining & Quarrying

315

12,91

9,06

609

28,90

28,92

-

-

-

2.

Food Manufacturing and Processing

4,421

68,31

53,63

7,590

112,85

107,98

-

-

-

(a)

Rice Mills, Flour and Dal Mills

1,760

16,42

15,24

2,911

29,97

29,79

-

-

-

(b)

Sugar

32

38,70

25,50

24

48,93

40,04

-

-

-

(c)

Edible Oils and Vanaspati

751

5,63

5,68

1,464

19,05

21,18

-

-

-

(d)

Tea Processing

6

2

2

4

2

2

-

-

-

(e)

Processing of Fruits & Vegetables

41

30

36

30

50

65

-

-

-

(f)

Others

1,831

7,24

6,83

3,157

14,38

16,30

-

-

-

3.

Beverage and Tobacco

124

1,25

1,19

129

5,14

4,03

-

-

-

4.

Textiles

1,526

13,98

13,26

2,372

43,08

44,96

-

-

-

(a)

Cotton Textiles

115

1,03

1,33

612

11,24

11,68

-

-

-

(b)

Jute Textiles

29

68

70

35

5,32

4,00

-

-

-

(c)

Handloom Textiles & Khadi

66

49

56

102

9,30

9,79

-

-

-

(d)

Other Textiles

1,316

11,78

10,67

1,623

17,21

19,49

-

-

-

5.

Paper, Paper Products and Printing

521

9,99

9,90

995

13,13

14,76

-

-

-

6.

Leather and Leather Products

312

2,99

3,48

413

6,60

8,07

-

-

-

7.

Rubber and Rubber Products

108

5,00

4,46

120

5,93

6,33

-

-

-

8.

Chemicals and Chemical Products

752

41,12

38,88

1,026

38,85

38,48

-

-

-

(a)

Heavy Industrial Chemicals

65

8,62

7,63

90

11,43

10,05

-

-

-

(b)

Fertilizers

27

14,10

12,20

29

5,30

3,58

-

-

-

(c)

Drugs and Pharmaceuticals

128

3,15

2,79

221

9,11

11,86

-

-

-

(d)

Non-Edible Oils

17

43

1,55

32

95

99

-

-

-

(e)

Other Chemicals & Chemical Products

515

14,82

14,71

654

12,06

11,99

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

166

5,09

4,33

369

33,90

31,42

-

-

-

10.

Manufacture of Cement & Cement Products

221

12,18

11,18

209

23,05

22,96

-

-

-

11.

Basic Metals & Metal Products

1,620

94,73

85,36

2,304

175,46

159,55

5

16,49

13,47

(a)

Iron and Steel

317

57,56

48,12

585

140,16

128,27

1

3,50

3,60

(b)

Non-Ferrous Metals

59

3,55

3,18

80

4,26

3,80

-

-

-

(c)

Other Metal Products

1,244

33,62

34,06

1,639

31,04

27,47

4

12,99

9,87

12.

Engineering

925

60,50

53,07

1,472

135,27

122,97

2

8,13

8,13

(a)

Heavy Engineering

138

38,72

34,21

165

37,87

36,97

-

-

-

(b)

Light Engineering

345

10,25

7,59

575

71,67

61,88

-

-

-

(c)

Electrical Machinery & Goods

259

8,80

8,70

411

15,59

15,99

2

8,13

8,13

(d)

Electronic Machinery & Goods

183

2,73

2,57

321

10,15

8,13

-

-

-

Vehicles, Vehicle Parts & Transport Equipments

740

46,79

30,35

775

220,39

197,27

-

-

-

14.

Other Industries

1,09,628

245,42

230,36

1,41,220

215,00

227,07

-

-

-

15.

Electricity, Gas & Water

124

4,19

3,61

135

17,27

14,35

-

-

-

(a)

Electricity Generation & Transmission

106

1,52

1,51

92

16,73

13,79

-

-

-

(b)

Non-Conventional Energy

2

2

1

22

26

27

-

-

-

(c)

Gas, Steam & Water Supply

16

2,64

2,09

21

28

28

-

-

-

16.

Construction

111

6,51

4,41

502

38,59

33,78

2

2,38

2,38

III.

TRANSPORT OPERATORS

26,906

60,24

50,56

70,314

126,85

126,19

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

9,680

23,59

18,80

1,28,791

152,62

137,98

1

12

12

V.

PERSONAL LOANS

2,18,487

379,46

289,72

1,55,320

375,18

350,43

1

5

2

1.

Loans for Purchase of Consumer Durables

30,823

44,10

37,35

9,446

16,02

14,05

-

-

-

2.

Loans for Housing

13,026

115,57

85,28

14,599

115,75

108,23

-

-

-

3.

Rest of the Personal Loans

1,74,638

219,80

167,10

1,31,275

243,42

228,15

1

5

2

VI.

TRADE

2,67,123

315,05

281,25

4,79,569

568,83

552,33

-

-

-

1.

Wholesale Trade

11,394

64,70

54,01

13,686

97,29

88,30

-

-

-

2.

Retail Trade

2,55,729

250,36

227,23

4,65,883

471,54

464,03

-

-

-

VII.

FINANCE

69

6,95

6,23

668

61,80

46,96

-

-

-

VIII.

ALL OTHERS

35,304

199,20

47,23

1,53,422

219,12

203,06

-

-

-

TOTAL BANK CREDIT

12,12,641

2246,97

1891,30

19,13,619

3185,28

3035,53

11

27,15

24,11

OF WHICH :

1. Artisans & Village Industries

47,817

30,25

29,95

84,871

54,88

57,53

-

-

-

2. Other Small Scale Industries

55,608

240,14

238,47

62,154

361,65

383,81

-

-

-

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

 Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

8,56,635

298,21

230,34

1

-

-

21,55,389

1497,22

1427,03

1.

Direct Finance

8,52,641

295,85

228,50

1

-

-

21,38,161

1255,98

1185,87

2.

Indirect Finance

3994

2,37

1,84

-

-

-

17,228

241,24

241,16

II.

INDUSTRY

2,23,860

72,75

62,96

124

5,61

5,14

5,05,847

1849,73

1711,49

1.

Mining & Quarrying

2

2

2

1

1

-

927

41,83

37,99

2.

Food Manufacturing and Processing

2,726

1,22

1,05

5

31

12

14,742

182,69

162,78

(a)

Rice Mills, Flour and Dal Mills

29

30

31

3

30

11

4,703

46,99

45,45

(b)

Sugar

-

-

-

-

-

-

56

87,63

65,54

(c)

Edible Oils and Vanaspati

7

2

3

-

-

-

2,222

24,70

26,89

(d)

Tea Processing

-

-

-

-

-

-

10

4

4

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

71

80

1,01

(f)

Others

2,690

90

72

2

1

1

7,680

22,52

23,86

3.

Beverage and Tobacco

4

1

1

-

-

-

257

6,40

5,23

4.

Textiles

1

1

-

-

-

-

3,899

57,07

58,22

(a)

Cotton Textiles

-

-

-

-

-

-

727

12,27

13,01

(b)

Jute Textiles

-

-

-

-

-

-

64

6,01

4,70

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

168

9,79

10,34

(d)

Other Textiles

1

1

-

-

-

-

2,940

29,00

30,16

5.

Paper, Paper Products and Printing

-

-

-

3

2

3

1,519

23,13

24,69

6.

Leather and Leather Products

3

1

1

-

-

-

728

9,60

11,56

7.

Rubber and Rubber Products

-

-

-

3

8

11

231

11,02

10,90

8.

Chemicals and Chemical Products

2

2

2

8

24

24

1,788

80,24

77,62

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

155

20,05

17,68

(b)

Fertilizers

1

2

2

-

-

-

57

19,42

15,80

(c)

Drugs and Pharmaceuticals

-

-

-

3

4

3

352

12,30

14,68

(d)

Non-Edible Oils

-

-

-

-

-

-

49

1,38

2,54

(e)

Other Chemicals & Chemical Products

1

-

1

5

20

21

1,175

27,09

26,92

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

2

2,80

2,82

537

41,79

38,57

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

430

35,23

34,15

11.

Basic Metals & Metal Products

1

-

-

4

4

4

3,934

286,72

258,42

(a)

Iron and Steel

-

-

-

-

-

-

903

201,22

179,99

(b)

Non-Ferrous Metals

-

-

-

-

-

-

139

7,81

6,98

(c)

Other Metal Products

1

-

-

4

4

4

2,892

77,68

71,45

12.

Engineering

2

2

2

10

18

17

2,411

204,10

184,36

(a)

Heavy Engineering

-

-

-

-

-

-

303

76,59

71,19

(b)

Light Engineering

1

1

1

7

11

10

928

82,03

69,57

(c)

Electrical Machinery & Goods

1

1

1

2

5

5

675

32,59

32,89

(d)

Electronic Machinery & Goods

-

-

-

1

2

2

505

12,89

10,72

Vehicles, Vehicle Parts & Transport Equipments

31

24

19

3

7

1

1,549

267,49

227,82

14.

Other Industries

2,21,086

71,12

61,60

39

72

43

4,71,973

532,25

519,45

15.

Electricity, Gas & Water

-

-

-

1

2

1

260

21,48

17,98

(a)

Electricity Generation & Transmission

-

-

-

1

2

1

199

18,28

15,31

(b)

Non-Conventional Energy

-

-

-

-

-

-

24

28

29

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

37

2,92

2,37

16.

Construction

2

8

3

45

1,13

1,16

662

48,69

41,76

III.

TRANSPORT OPERATORS

91,954

43,70

41,15

33

53

48

1,89,207

231,31

218,39

IV.

PROFESSIONAL AND OTHER SERVICES

61,550

22,20

19,54

32

57

49

2,00,054

199,09

176,92

V.

PERSONAL LOANS

66,774

64,60

43,02

601

1,88

1,74

4,41,183

821,17

684,95

1.

Loans for Purchase of Consumer Durables

1,094

1,71

1,31

39

10

9

41,402

61,92

52,80

2.

Loans for Housing

2,923

13,71

12,75

15

26

25

30,563

245,28

206,51

3.

Rest of the Personal Loans

62,757

49,18

28,97

547

1,52

1,40

3,69,218

513,96

425,64

VI.

TRADE

5,49,768

214,02

204,91

157

2,90

2,45

12,96,617

1100,80

1040,94

1.

Wholesale Trade

1,735

1,47

1,23

39

1,21

1,04

26,854

164,66

144,59

2.

Retail Trade

5,48,033

212,56

203,69

118

1,68

1,40

12,69,763

936,14

896,35

VII.

FINANCE

4

67

67

10

88

86

751

70,29

54,72

VIII.

ALL OTHERS

77,150

35,71

26,88

1020

1,98

1,18

2,66,896

456,00

278,34

TOTAL BANK CREDIT

19,27,695

751,86

629,49

1978

14,35

12,34

50,55,944

6225,61

5592,77

OF WHICH :

1. Artisans & Village Industries

1,94,503

59,07

50,84

3

3

3

3,27,194

144,24