EASTERN REGION

STATE : BIHAR

(Amount in Rupees Lakh)

OCCUPATION

STATE BANK OF INDIA AND

NATIONALISED BANKS

FOREIGN BANKS

ITS ASSOCIATES

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

94,933

571,64

484,89

2,83,817

1040,60

940,52

-

-

-

1. Direct Finance

93,495

533,11

449,90

2,68,839

888,40

803,78

-

-

-

2. Indirect Finance

1,438

38,52

34,99

14,978

152,20

136,74

-

-

-

II.

INDUSTRY

19,000

1026,67

584,67

43,094

564,78

508,23

-

-

-

1. Mining & Quarrying

38

10,48

7,99

64

3,60

3,10

-

-

-

2. Food Manufacturing & Processing

1,366

429,98

153,53

8,774

110,51

99,42

-

-

-

(a) Rice Mills, Flour & Dal Mills

633

34,33

23,65

7,298

51,42

42,67

-

-

-

(b) Sugar

14

340,55

90,34

8

35,17

35,55

-

-

-

(c) Edible Oils & Vanaspati

94

23,78

15,60

443

4,55

4,14

-

-

-

(d) Tea Processing

2

30

25

8

2,05

1,57

-

-

-

(e) Processing of Fruits & Vegetables

7

2,68

1,47

9

47

37

-

-

-

(f) Others

616

28,33

22,23

1,008

16,85

15,11

-

-

-

3. Beverage & Tobacco

16

4,55

3,77

22

4,49

4,03

-

-

-

4. Textiles

588

36,50

30,20

896

21,79

17,13

-

-

-

(a) Cotton Textiles

93

7,91

6,60

98

3,74

3,64

-

-

-

(b) Jute & Other Natural Fibre Textiles

6

31

15

30

3,36

3,29

-

-

-

(c) Handloom Textiles & Khadi

48

77

64

116

2,67

2,47

-

-

-

(d) Other Textiles & Textile Products

441

27,52

22,81

652

12,02

7,73

-

-

-

5. Paper, Paper Products & Printing

223

28,32

20,35

277

21,11

23,15

-

-

-

6. Leather & Leather Products

290

18,68

6,84

611

2,52

2,20

-

-

-

7. Rubber & Plastic Products

174

40,59

24,80

149

11,41

10,36

-

-

-

8. Chemicals & Chemical Products

277

54,53

35,08

490

21,67

18,61

-

-

-

(a) Heavy Industrial Chemicals

34

17,45

10,37

12

3,42

3,11

-

-

-

(b) Fertilisers

13

4,58

2,29

4

46

45

-

-

-

(c) Drugs & Pharmaceuticals

73

14,21

8,63

187

9,24

8,87

-

-

-

(d) Non-Edible Oils

10

2,25

1,73

4

82

78

-

-

-

(e) Other Chemicals & Chemical Products

147

16,04

12,06

283

7,73

5,41

-

-

-

9. Petroleum, Coal Products & Nuclear Fuels

7

80

56

24

5,45

5,02

-

-

-

10. Manufacture of Cement & Cement Products

154

12,02

9,75

183

7,42

7,99

-

-

-

11. Basic Metals & Metal Products

299

213,03

153,91

365

74,16

62,33

-

-

-

(a) Iron & Steel

88

170,28

119,85

41

58,03

46,74

-

-

-

(b) Non-Ferrous Metals

13

9,34

8,19

3

64

45

-

-

-

(c) Metal Products

198

33,41

25,87

321

15,48

15,15

-

-

-

12. Engineering

550

65,62

47,59

1,649

28,92

26,63

-

-

-

(a) Heavy Engineering

27

14,92

13,13

20

1,77

1,84

-

-

-

(b) Light Engineering

204

18,87

12,64

731

10,36

9,30

-

-

-

(c) Electrical Machinery & Goods

240

22,68

15,33

440

11,52

10,72

-

-

-

(d) Electronic Machinery & Goods

79

9,15

6,49

458

5,26

4,78

-

-

-

13. Vehicles, Vehicle Parts & Transport Equipments

104

12,61

8,92

790

17,85

16,58

-

-

-

14. Other Industries

13,540

72,72

59,53

28,158

158,72

142,97

-

-

-

15. Electricity, Gas & Water

23

3,54

2,96

11

68

55

-

-

-

(a) Electricity Generation & Transmission

7

1,00

92

2

12

12

-

-

-

(b) Non-Conventional Energy

3

9

9

3

15

7

-

-

-

(c) Gas, Steam & Water Supply

13

2,45

1,94

6

42

37

-

-

-

16. Construction

1,351

22,70

18,89

631

74,49

68,16

-

-

-

III.

TRANSPORT OPERATORS

2,959

39,57

28,54

13,311

90,35

81,83

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

8,622

135,02

98,52

26,350

154,75

124,44

-

-

-

V.

PERSONAL LOANS

1,74,287

1739,54

1438,16

2,50,633

1655,11

1385,58

-

-

-

1. Loans for Purchase of Consumer Durables

2,614

15,66

10,47

17,216

67,83

54,72

-

-

-

2. Loans for Housing

24,677

738,45

663,78

24,997

418,54

389,54

-

-

-

3. Rest of the Personal Loans

1,46,996

985,44

763,90

2,08,420

1168,74

941,33

-

-

-

VI.

TRADE

35,601

376,81

315,58

1,76,387

1254,01

1101,82

-

-

-

1. Wholesale Trade

2,744

110,24

90,86

8,676

172,75

143,59

-

-

-

2. Retail Trade

32,857

266,58

224,72

1,67,711

1081,27

958,24

-

-

-

VII.

FINANCE

178

17,17

4,14

1,937

34,44

27,57

-

-

-

VIII.

ALL OTHERS

1,10,423

758,35

607,49

86,692

486,55

416,34

-

-

-

TOTAL BANK CREDIT

4,46,003

4664,78

3562,00

8,82,221

5280,60

4586,32

-

-

-

OF WHICH : 1. Artisans and Village & Tiny Industries

12,062

97,12

77,24

19,788

61,94

55,44

-

-

-

2. Other Small Scale Industries

2,107

221,41

159,88

13,388

176,66

155,46

-

-

-

EASTERN REGION

STATE : BIHAR

(Amount in Rupees Lakh)

OCCUPATION

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIALBANKS

COMMERCIAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

3,99,177

695,99

496,99

89

4,61

3,99

7,78,016

2312,83

1926,38

1. Direct Finance

3,53,812

612,14

440,10

85

4,48

3,90

7,16,231

2038,13

1697,68

2. Indirect Finance

45,365

83,85

56,89

4

13

9

61,785

274,70

228,71

II.

INDUSTRY

1,08,946

157,40

107,59

185

43,29

36,74

1,71,225

1792,14

1237,23

1. Mining & Quarrying

19

74

50

6

67

52

127

15,50

12,11

2. Food Manufacturing & Processing

3,518

12,63

11,16

5

1,71

1,35

13,663

554,83

265,46

(a) Rice Mills, Flour & Dal Mills

1,703

8,44

7,68

-

-

-

9,634

94,18

74,00

(b) Sugar

-

-

-

-

-

-

22

375,72

125,89

(c) Edible Oils & Vanaspati

401

1,06

82

1

1,00

73

939

30,39

21,29

(d) Tea Processing

-

-

-

-

-

-

10

2,35

1,82

(e) Processing of Fruits & Vegetables

-

-

-

-

-

-

16

3,15

1,84

(f) Others

1,414

3,13

2,66

4

71

62

3,042

49,03

40,63

3. Beverage & Tobacco

2

9

10

2

20

6

42

9,32

7,96

4. Textiles

402

97

71

8

11,29

7,59

1,894

70,55

55,63

(a) Cotton Textiles

146

17

18

4

6,72

4,99

341

18,55

15,41

(b) Jute & Other Natural Fibre Textiles

2

1

1

4,50

2,52

39

8,17

5,97

(c) Handloom Textiles & Khadi

155

48

28

-

-

-

319

3,91

3,39

(d) Other Textiles & Textile Products

99

32

25

3

7

7

1,195

39,92

30,87

5. Paper, Paper Products & Printing

7

11

10

14

1,21

1,13

521

50,74

44,72

6. Leather & Leather Products

303

38

31

1

4

4

1,205

21,62

9,39

7. Rubber & Plastic Products

54

8

6

19

2,15

1,05

396

54,22

36,26

8. Chemicals & Chemical Products

87

82

73

12

1,27

1,19

866

78,29

55,60

(a) Heavy Industrial Chemicals

-

-

-

8

69

61

54

21,56

14,09

(b) Fertilisers

-

-

-

-

-

-

17

5,04

2,74

(c) Drugs & Pharmaceuticals

71

61

58

-

-

-

331

24,06

18,07

(d) Non-Edible Oils

-

-

-

-

-

-

14

3,07

2,50

(e) Other Chemicals & Chemical Products

16

21

15

4

58

57

450

24,56

18,20

9. Petroleum, Coal Products & Nuclear Fuels

-

-

-

2

1,64

1,65

33

7,89

7,23

10. Manufacture of Cement & Cement Products

14

10

9

3

56

31

354

20,10

18,13

11. Basic Metals & Metal Products

10

9

7

10

1,58

1,51

684

288,85

217,83

(a) Iron & Steel

-

-

-

7

1,47

1,40

136

229,78

167,99

(b) Non-Ferrous Metals

1

3

2

1

5

4

18

10,05

8,70

(c) Metal Products

9

6

6

2

7

7

530

49,02

41,15

12. Engineering

204

63

42

19

5,23

5,50

2,422

100,40

80,14

(a) Heavy Engineering

1

4

4

4

41

10

52

17,14

15,11

(b) Light Engineering

26

21

15

6

1,78

1,64

967

31,22

23,72

(c) Electrical Machinery & Goods

105

24

20

8

2,80

3,55

793

37,24

29,79

(d) Electronic Machinery & Goods

72

13

4

1

25

21

610

14,80

11,52

13. Vehicles, Vehicle Parts & Transport Equipments

1,329

2,35

1,45

-

-

-

2,223

32,81

26,95

14. Other Industries

1,01,494

129,28

84,04

53

13,04

12,66

1,43,245

373,76

299,20

15. Electricity, Gas & Water

9

38

20

3

21

21

46

4,82

3,92

(a) Electricity Generation & Transmission

4

22

11

3

21

21

16

1,55

1,36

(b) Non-Conventional Energy

2

7

5

-

-

-

8

30

20

(c) Gas, Steam & Water Supply

3

10

4

-

-

-

22

2,97

2,36

16. Construction

1,494

8,75

7,63

28

2,50

1,98

3,504

108,45

96,67

III.

TRANSPORT OPERATORS

34,515

81,78

51,44

54

1,54

1,21

50,839

213,25

163,02

IV.

PROFESSIONAL AND OTHER SERVICES

21,870

42,99

33,17

115

6,38

5,43

56,957

339,14

261,57

V.

PERSONAL LOANS

1,44,631

475,37

356,89

1,438

15,65

13,50

5,70,989

3885,67

3194,13

1. Loans for Purchase of Consumer Durables

6,538

22,75

16,37

61

31

23

26,429

106,55

81,79

2. Loans for Housing

11,921

111,49

102,00

216

7,85

7,03

61,811

1276,33

1162,35

3. Rest of the Personal Loans

1,26,172

341,13

238,53

1,161

7,48

6,23

4,82,749

2502,79

1949,99

VI.

TRADE

2,60,730

437,51

306,52

344

30,08

25,33

4,73,062

2098,41

1749,26

1. Wholesale Trade

12,667

27,60

20,59

57

8,71

6,36

24,144

319,29

261,40

2. Retail Trade

2,48,063

409,91

285,93

287

21,37

18,98

4,48,918

1779,13

1487,86

VII.

FINANCE

1,326

3,59

2,80

24

13,45

12,27

3,465

68,66

46,78

VIII.

ALL OTHERS

36,395

87,05

61,39

214

13,25

3,50

2,33,724

1345,21

1088,72

TOTAL BANK CREDIT

10,07,590

1981,68

1416,79

2,463

128,25

101,97

23,38,277

12055,31

9667,08

OF WHICH : 1. Artisans and Village & Tiny Industries

94,673

111,69

70,32

10

41

35

1,26,533

271,16

203,36

2. Other Small Scale Industries

6,627

17,62

13,74

71

19,34

17,15

22,193

435,03

346,24