STATE : BIHAR |
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(Amount in Rupees Lakh) |
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RURAL |
SEMI-URBAN |
OCCUPATION |
|
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|
|
|
|
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
|
|
|
|
1 |
2 |
3 |
4 |
5 |
6 |
I. |
AGRICULTURE |
8,26,507 |
2312,05 |
1915,12 |
2,31,501 |
947,13 |
810,43 |
|
1. |
Direct Finance |
7,62,943 |
2067,44 |
1706,78 |
2,19,224 |
844,52 |
719,94 |
|
2. |
Indirect Finance |
63,564 |
244,62 |
208,34 |
12,277 |
102,60 |
90,49 |
II. |
INDUSTRY |
|
1,39,207 |
1427,54 |
1195,51 |
34,037 |
304,78 |
234,80 |
|
1. |
Mining & Quarrying |
73 |
3,57 |
2,88 |
51 |
8,61 |
4,12 |
|
2. |
Food Manufacturing & Processing |
8,164 |
94,29 |
76,48 |
2,580 |
80,86 |
57,23 |
|
|
(a) |
Rice Mills, Flour & Dal Mills |
6,116 |
34,29 |
29,34 |
1,948 |
36,31 |
28,27 |
|
|
(b) |
Sugar |
7 |
36,02 |
34,62 |
9 |
30,71 |
18,42 |
|
|
(c) |
Edible Oils & Vanaspati |
513 |
13,75 |
4,85 |
140 |
3,69 |
1,98 |
|
|
(d) |
Tea Processing |
3 |
16 |
17 |
1 |
25 |
25 |
|
|
(e) |
Processing of Fruits & Vegetables |
5 |
29 |
21 |
6 |
74 |
73 |
|
|
(f) |
Others |
1,520 |
9,78 |
7,28 |
476 |
9,17 |
7,58 |
|
3. |
Beverage & Tobacco |
10 |
20,51 |
19,75 |
9 |
79 |
69 |
|
4. |
Textiles |
983 |
49,07 |
36,18 |
320 |
6,45 |
5,37 |
|
|
(a) |
Cotton Textiles |
185 |
99 |
88 |
15 |
65 |
42 |
|
|
(b) |
Jute & Other Natural Fibre Textiles |
44 |
3,38 |
3,33 |
6 |
6 |
8 |
|
|
(c) |
Handloom Textiles & Khadi |
309 |
78 |
49 |
46 |
1,82 |
1,89 |
|
|
(d) |
Other Textiles & Textile Products |
445 |
43,92 |
31,49 |
253 |
3,91 |
2,98 |
|
5. |
Paper, Paper Products & Printing |
290 |
22,38 |
24,27 |
180 |
9,37 |
7,94 |
|
6. |
Leather & Leather Products |
654 |
6,92 |
1,29 |
227 |
1,42 |
1,22 |
|
7. |
Rubber & Plastic Products |
78 |
7,38 |
5,38 |
55 |
5,09 |
4,37 |
|
8. |
Chemicals & Chemical Products |
376 |
212,87 |
202,76 |
201 |
21,66 |
10,70 |
|
|
(a) |
Heavy Industrial Chemicals |
12 |
3,40 |
2,50 |
22 |
5,07 |
3,80 |
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|
(b) |
Fertilisers |
10 |
2,07 |
1,45 |
2 |
25 |
25 |
|
|
(c) |
Drugs & Pharmaceuticals |
164 |
17,63 |
11,68 |
61 |
4,19 |
2,46 |
|
|
(d) |
Non-Edible Oils |
3 |
56 |
49 |
4 |
60 |
34 |
|
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(e) |
Other Chemicals & Chemical Products |
187 |
189,21 |
186,64 |
112 |
11,55 |
3,85 |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
24 |
1,14 |
1,05 |
14 |
7,71 |
7,35 |
|
10. |
Manufacture of Cement & Cement Products |
87 |
3,04 |
2,80 |
113 |
4,83 |
4,52 |
|
11. |
Basic Metals & Metal Products |
216 |
83,40 |
46,76 |
163 |
19,88 |
15,30 |
|
|
(a) |
Iron & Steel |
19 |
70,75 |
39,45 |
24 |
15,00 |
11,74 |
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(b) |
Non-Ferrous Metals |
5 |
60 |
27 |
14 |
1,40 |
91 |
|
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(c) |
Metal Products |
192 |
12,05 |
7,03 |
125 |
3,47 |
2,65 |
|
12. |
Engineering |
1,010 |
609,26 |
537,59 |
368 |
5,02 |
4,69 |
|
|
(a) |
Heavy Engineering |
20 |
3,92 |
3,45 |
10 |
74 |
63 |
|
|
(b) |
Light Engineering |
400 |
585,00 |
517,33 |
169 |
2,41 |
2,28 |
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|
(c) |
Electrical Machinery & Goods |
348 |
7,96 |
6,28 |
148 |
1,35 |
1,34 |
|
|
(d) |
Electronic Machinery & Goods |
242 |
12,37 |
10,52 |
41 |
51 |
44 |
|
13. |
Vehicles, Vehicle Parts & Transport Equipments |
1,921 |
21,34 |
17,17 |
188 |
2,78 |
1,76 |
|
14. |
Other Industries |
1,21,428 |
223,96 |
159,36 |
26,755 |
100,35 |
84,09 |
|
15. |
Electricity, Gas & Water |
14 |
1,44 |
1,12 |
6 |
80 |
65 |
|
|
(a) |
Electricity Generation & Transmission |
5 |
53 |
36 |
– |
– |
– |
|
|
(b) |
Non-Conventional Energy |
4 |
17 |
14 |
1 |
4 |
2 |
|
|
(c) |
Gas, Steam & Water Supply |
5 |
75 |
62 |
5 |
76 |
64 |
|
16. |
Construction |
3,879 |
66,96 |
60,67 |
2,807 |
29,15 |
24,78 |
III. |
TRANSPORT OPERATORS |
35,766 |
114,26 |
89,39 |
10,469 |
64,33 |
49,18 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
29,445 |
167,37 |
99,64 |
11,123 |
70,74 |
59,57 |
V. |
PERSONAL LOANS |
2,59,929 |
1675,69 |
1323,17 |
1,82,963 |
1425,61 |
1150,00 |
|
1. |
Loans for Purchase of Consumer Durables |
6,731 |
28,54 |
22,77 |
6,549 |
31,91 |
24,65 |
|
2. |
Loans for Housing |
25,740 |
636,82 |
536,89 |
14,639 |
309,43 |
279,80 |
|
3. |
Rest of the Personal Loans |
2,27,458 |
1010,33 |
763,52 |
1,61,775 |
1084,26 |
845,55 |
VI. |
TRADE |
|
3,83,229 |
1037,39 |
837,70 |
1,22,439 |
722,80 |
596,41 |
|
1. |
Wholesale Trade |
15,807 |
70,37 |
53,39 |
3,631 |
61,25 |
46,90 |
|
2. |
Retail Trade |
3,67,422 |
967,02 |
784,31 |
1,18,808 |
661,55 |
549,52 |
VII. |
FINANCE |
|
2,101 |
34,92 |
30,52 |
1,035 |
19,04 |
16,64 |
VIII. |
ALL OTHERS |
73,715 |
274,54 |
215,69 |
29,417 |
233,08 |
198,55 |
TOTAL BANK CREDIT |
17,49,899 |
7043,78 |
5706,74 |
6,22,984 |
3787,51 |
3115,58 |
OF WHICH: 1.Artisans and Village & Tiny Industries |
1,05,517 |
181,50 |
123,14 |
23,398 |
111,64 |
88,06 |
2.Other Small Scale Industries |
19,006 |
147,65 |
110,77 |
5,275 |
67,18 |
61,32 |
STATE : BIHAR |
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(Amount in Rupees Lakh) |
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|
URBAN |
METROPOLITAN |
OCCUPATION |
|
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|
|
|
|
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
|
|
|
|
7 |
8 |
9 |
10 |
11 |
12 |
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I. |
AGRICULTURE |
33,102 |
289,08 |
247,97 |
– |
– |
– |
|
1. |
Direct Finance |
32,197 |
242,33 |
207,77 |
– |
– |
– |
|
2. |
Indirect Finance |
905 |
46,76 |
40,20 |
– |
– |
– |
II. |
INDUSTRY |
|
12,326 |
848,24 |
693,35 |
– |
– |
– |
|
1. |
Mining & Quarrying |
57 |
9,52 |
7,30 |
– |
– |
– |
|
2. |
Food Manufacturing & Processing |
1,022 |
159,02 |
137,21 |
– |
– |
– |
|
|
(a) |
Rice Mills, Flour & Dal Mills |
574 |
27,76 |
19,06 |
– |
– |
– |
|
|
(b) |
Sugar |
11 |
96,39 |
90,24 |
– |
– |
– |
|
|
(c) |
Edible Oils & Vanaspati |
79 |
9,42 |
8,27 |
– |
– |
– |
|
|
(d) |
Tea Processing |
1 |
3 |
2 |
– |
– |
– |
|
|
(e) |
Processing of Fruits & Vegetables |
14 |
3,53 |
2,04 |
– |
– |
– |
|
|
(f) |
Others |
343 |
21,89 |
17,58 |
– |
– |
– |
|
3. |
Beverage & Tobacco |
30 |
13,75 |
12,11 |
– |
– |
– |
|
4. |
Textiles |
632 |
55,20 |
43,55 |
– |
– |
– |
|
|
(a) |
Cotton Textiles |
141 |
16,84 |
16,51 |
– |
– |
– |
|
|
(b) |
Jute & Other Natural Fibre Textiles |
44 |
8,49 |
4,05 |
– |
– |
– |
|
|
(c) |
Handloom Textiles & Khadi |
27 |
1,01 |
93 |
– |
– |
– |
|
|
(d) |
Other Textiles & Textile Products |
420 |
28,85 |
22,06 |
– |
– |
– |
|
5. |
Paper, Paper Products & Printing |
394 |
23,97 |
18,37 |
– |
– |
– |
|
6. |
Leather & Leather Products |
171 |
2,17 |
1,87 |
– |
– |
– |
|
7. |
Rubber & Plastic Products |
191 |
29,09 |
24,02 |
– |
– |
– |
|
8. |
Chemicals & Chemical Products |
400 |
33,14 |
27,71 |
– |
– |
– |
|
|
(a) |
Heavy Industrial Chemicals |
13 |
4,38 |
2,99 |
– |
– |
– |
|
|
(b) |
Fertilisers |
1 |
10 |
– |
– |
– |
– |
|
|
(c) |
Drugs & Pharmaceuticals |
128 |
15,07 |
14,37 |
– |
– |
– |
|
|
(d) |
Non-Edible Oils |
2 |
55 |
27 |
– |
– |
– |
|
|
(e) |
Other Chemicals & Chemical Products |
256 |
13,05 |
10,08 |
– |
– |
– |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
18 |
2,26 |
2,13 |
– |
– |
– |
|
10. |
Manufacture of Cement & Cement Products |
118 |
23,40 |
23,16 |
– |
– |
– |
|
11. |
Basic Metals & Metal Products |
368 |
184,24 |
133,66 |
– |
– |
– |
|
|
(a) |
Iron & Steel |
112 |
131,34 |
99,90 |
– |
– |
– |
|
|
(b) |
Non-Ferrous Metals |
19 |
21,00 |
5,16 |
– |
– |
– |
|
|
(c) |
Metal Products |
237 |
31,89 |
28,61 |
– |
– |
– |
|
12. |
Engineering |
1,165 |
44,82 |
35,97 |
– |
– |
– |
|
|
(a) |
Heavy Engineering |
61 |
15,56 |
12,64 |
– |
– |
– |
|
|
(b) |
Light Engineering |
211 |
12,94 |
10,18 |
– |
– |
– |
|
|
(c) |
Electrical Machinery & Goods |
202 |
11,46 |
10,07 |
– |
– |
– |
|
|
(d) |
Electronic Machinery & Goods |
691 |
4,86 |
3,09 |
– |
– |
– |
|
13. |
Vehicles, Vehicle Parts & Transport Equipments |
437 |
33,11 |
34,62 |
– |
– |
– |
|
14. |
Other Industries |
6,034 |
113,98 |
92,82 |
– |
– |
– |
|
15. |
Electricity, Gas & Water |
16 |
60,22 |
51,64 |
– |
– |
– |
|
|
(a) |
Electricity Generation & Transmission |
4 |
55,97 |
48,69 |
– |
– |
– |
|
|
(b) |
Non-Conventional Energy |
4 |
2,15 |
1,73 |
– |
– |
– |
|
|
(c) |
Gas, Steam & Water Supply |
8 |
2,10 |
1,23 |
– |
– |
– |
|
16. |
Construction |
1,273 |
60,34 |
47,21 |
– |
– |
– |
III. |
TRANSPORT OPERATORS |
5,112 |
60,46 |
48,28 |
– |
– |
– |
IV. |
PROFESSIONAL AND OTHER SERVICES |
6,875 |
250,23 |
182,32 |
– |
– |
– |
V. |
PERSONAL LOANS |
1,98,293 |
2241,94 |
1839,93 |
– |
– |
– |
|
1. |
Loans for Purchase of Consumer Durables |
6,431 |
40,27 |
33,34 |
– |
– |
– |
|
2. |
Loans for Housing |
28,487 |
819,52 |
742,42 |
– |
– |
– |
|
3. |
Rest of the Personal Loans |
1,63,375 |
1382,15 |
1064,16 |
– |
– |
– |
VI. |
TRADE |
|
42,859 |
854,34 |
705,83 |
– |
– |
– |
|
1. |
Wholesale Trade |
2,190 |
144,60 |
119,09 |
– |
– |
– |
|
2. |
Retail Trade |
40,669 |
709,74 |
586,74 |
– |
– |
– |
VII. |
FINANCE |
|
361 |
39,31 |
33,74 |
– |
– |
– |
VIII. |
ALL OTHERS |
32,702 |
373,36 |
294,71 |
– |
– |
– |
TOTAL BANK CREDIT |
3,31,630 |
4956,95 |
4046,14 |
– |
– |
– |
OF WHICH: 1.Artisans and Village & Tiny Industries |
3,289 |
17,98 |
16,46 |
– |
– |
– |
2.Other Small Scale Industries |
4,853 |
180,56 |
142,86 |
– |
– |
– |
|