NORTHERN REGION

CHANDIGARH

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

561

60,73

58,64

104

155,13

137,71

1. Direct Finance

541

9,40

7,45

94

13,44

9,45

2. Indirect Finance

20

51,32

51,19

10

141,69

128,26

II.

INDUSTRY

328

342,49

269,97

177

49,88

35,44

1. Mining & Quarrying

1

3,00

2,96

1

20

-

2. Food Manufacturing & Processing

10

1,67

1,64

6

1,87

4

(a) Rice Mills, Flour & Dal Mills

1

2

2

-

-

-

(b) Sugar

-

-

-

-

-

-

(c) Edible Oils & Vanaspati

1

1,55

1,55

2

1,72

-

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

-

-

-

-

-

-

(f) Others

8

10

7

4

15

4

3. Beverage & Tobacco

-

-

-

1

4

4

4. Textiles

2

3

1

7

4,42

4,11

(a) Cotton Textiles

1

1

-

1

10

-

(b) Jute & Other Natural Fibre Textiles

-

-

-

-

-

-

(c) Handloom Textiles & Khadi

-

-

-

-

-

-

(d) Other Textiles & Textile Products

1

2

-

6

4,32

4,11

5. Paper, Paper Products & Printing

10

45,82

45,82

2

19

15

6. Leather & Leather Products

3

2

2

-

-

-

7. Rubber & Plastic Products

1

1

1

4

4,08

6

8. Chemicals & Chemical Products

42

30,24

30,36

9

7,16

1,45

(a) Heavy Industrial Chemicals

-

-

-

-

-

-

(b) Fertilisers

-

-

-

-

-

-

(c) Drugs & Pharmaceuticals

40

30,22

30,34

3

5,67

68

(d) Non-Edible Oils

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

2

2

2

6

1,49

77

9. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10. Manufacture of Cement & Cement Products

-

-

-

52

7,46

10,52

11. Basic Metals & Metal Products

38

32,32

29,90

10

2,20

54

(a) Iron & Steel

23

12,51

11,31

7

1,09

13

(b) Non-Ferrous Metals

-

-

-

-

-

-

(c) Metal Products

15

19,82

18,59

3

1,11

41

12. Engineering

13

8,53

7,35

38

6,86

4,53

(a) Heavy Engineering

-

-

-

17

1,31

1,06

(b) Light Engineering

6

8,24

7,06

8

2,23

1,94

(c) Electrical Machinery & Goods

6

29

29

8

1,69

1,53

(d) Electronic Machinery & Goods

1

-

-

5

1,64

-

13. Vehicles, Vehicle Parts & Transport Equipments

5

7

7

4

2,25

1,52

14. Other Industries

68

3,10

2,42

21

8,12

7,73

15. Electricity, Gas & Water

3

20,10

9,65

1

17

16

(a) Electricity Generation & Transmission

1

20,00

9,55

1

17

16

(b) Non-Conventional Energy

2

10

10

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

-

-

-

16. Construction

132

197,58

139,77

21

4,87

4,60

III.

TRANSPORT OPERATORS

134

7,14

4,49

7

98

1,03

IV.

PROFESSIONAL AND OTHER SERVICES

972

39,88

35,13

181

605,70

633,53

V.

PERSONAL LOANS

5,970

223,03

156,87

827

54,49

43,65

1. Loans for Purchase of Consumer Durables

23

8

6

10

34

22

2. Loans for Housing

772

33,97

30,62

327

25,94

23,18

3. Rest of the Personal Loans

5,175

188,97

126,18

490

28,22

20,25

VI.

TRADE

616

25,47

18,95

142

33,77

25,37

1. Wholesale Trade

7

2,42

1,95

3

38

13

2. Retail Trade

609

23,05

17,00

139

33,40

25,24

VII.

FINANCE

13

1,73

1,73

-

-

-

VIII.

ALL OTHERS

1,865

119,44

53,99

118

15,10

11,80

TOTAL BANK CREDIT

10,459

819,91

599,76

1,556

915,06

888,52

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION  MARCH 2008

NORTHERN REGION

CHANDIGARH

(Amount in Rupees Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

11,486

2523,43

2169,42

-

-

-

1. Direct Finance

10,667

662,69

463,28

-

-

-

2. Indirect Finance

819

1860,74

1706,14

-

-

-

II.

INDUSTRY

21,835

11640,69

8549,91

-

-

-

1. Mining & Quarrying

37

74,89

41,36

-

-

-

2. Food Manufacturing & Processing

278

575,87

425,69

-

-

-

(a) Rice Mills, Flour & Dal Mills

27

10,56

7,45

-

-

-

(b) Sugar

15

176,06

157,61

-

-

-

(c) Edible Oils & Vanaspati

7

11,50

10,70

-

-

-

(d) Tea Processing

1

1,60

96

-

-

-

(e) Processing of Fruits & Vegetables

6

17,95

10,32

-

-

-

(f) Others

222

358,21

238,64

-

-

-

3. Beverage & Tobacco

22

155,51

154,02

-

-

-

4. Textiles

351

918,77

426,99

-

-

-

(a) Cotton Textiles

97

215,44

160,31

-

-

-

(b) Jute & Other Natural Fibre Textiles

47

75

60

-

-

-

(c) Handloom Textiles & Khadi

21

71

49

-

-

-

(d) Other Textiles & Textile Products

186

701,88

265,59

-

-

-

5. Paper, Paper Products & Printing

246

167,32

146,95

-

-

-

6. Leather & Leather Products

31

63,46

58,54

-

-

-

7. Rubber & Plastic Products

300

72,61

56,32

-

-

-

8. Chemicals & Chemical Products

537

1643,12

1243,30

-

-

-

(a) Heavy Industrial Chemicals

66

305,30

230,99

-

-

-

(b) Fertilisers

8

11,50

1,26

-

-

-

(c) Drugs & Pharmaceuticals

298

1219,80

940,64

-

-

-

(d) Non-Edible Oils

1

8,00

7,99

-

-

-

(e) Other Chemicals & Chemical Products

164

98,51

62,42

-

-

-

9. Petroleum, Coal Products & Nuclear Fuels

18

8,85

7,91

-

-

-

10. Manufacture of Cement & Cement Products

38

7,08

6,03

-

-

-

11. Basic Metals & Metal Products

4,760

1894,72

1530,10

-

-

-

(a) Iron & Steel

119

1610,48

1349,87

-

-

-

(b) Non-Ferrous Metals

53

92,31

32,50

-

-

-

(c) Metal Products

4,588

191,93

147,74

-

-

-

12. Engineering

670

376,95

301,17

-

-

-

(a) Heavy Engineering

54

54,69

53,90

-

-

-

(b) Light Engineering

333

173,98

129,55

-

-

-

(c) Electrical Machinery & Goods

161

131,32

102,52

-

-

-

(d) Electronic Machinery & Goods

122

16,96

15,19

-

-

-

13. Vehicles, Vehicle Parts & Transport Equipments

176

414,67

346,90

-

-

-

14. Other Industries

12,759

1861,62

1551,64

-

-

-

15. Electricity, Gas & Water

13

858,39

649,11

-

-

-

(a) Electricity Generation & Transmission

12

856,64

647,49

-

-

-

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

1

1,75

1,62

-

-

-

16. Construction

1,599

2546,87

1603,88

-

-

-

III.

TRANSPORT OPERATORS

3,320

223,47

178,73

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

11,303

1705,52

1250,05

-

-

-

V.

PERSONAL LOANS

1,21,598

4624,83

3494,77

-

-

-

1. Loans for Purchase of Consumer Durables

1,715

22,85

17,65

-

-

-

2. Loans for Housing

23,079

2166,73

1819,99

-

-

-

3. Rest of the Personal Loans

96,804

2435,25

1657,13

-

-

-

VI.

TRADE

7,508

5651,62

2973,94

-

-

-

1. Wholesale Trade

1,983

4337,64

1919,73

-

-

-

2. Retail Trade

5,525

1313,98

1054,21

-

-

-

VII.

FINANCE

104

1462,21

1407,54

-

-

-

VIII.

ALL OTHERS

21,142

1481,80

779,08

-

-

-

TOTAL BANK CREDIT

1,98,296

29313,56

20803,45

-

-

-