Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1998

NORTHERN REGION

STATE : CHANDIGARH

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

577

7,90

7,53

235

5,22

4,28

1.

Direct Finance

572

1,63

1,27

230

2,57

1,99

2.

Indirect Finance

5

6,27

6,26

5

2,65

2,29

II.

INDUSTRY

234

151,36

141,03

259

61,39

47,89

1.

Mining & Quarrying

5

13

13

-

-

-

2.

Food Manufacturing & Processing

37

7,23

7,64

21

36,30

28,71

(a) Rice Mills, Flour & Dal Mills

10

7,04

7,42

2

29

17

(b) Sugar

-

-

-

12

31,78

25,92

(c) Edible Oils & Vanaspati

-

-

-

1

4,00

2,35

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

-

-

-

-

-

-

(f) Others

27

20

22

6

23

27

3.

Beverage & Tobacco

2

1,05

1,02

-

-

-

4.

Textiles

-

-

-

12

9,39

4,98

(a) Cotton Textiles

-

-

-

7

9,10

4,75

(b) Jute Textiles

-

-

-

-

-

-

(c) Handloom Textiles & Khadi

-

-

-

-

-

-

(d) Other Textiles

-

-

-

5

29

23

5.

Paper, Paper Products & Printing

4

89

1,41

12

98

78

6.

Leather & Leather Products

1

-

-

-

-

-

7.

Rubber & Rubber Products

1

8

8

9

2,12

1,20

8.

Chemicals & Chemical Products

20

42,43

33,41

15

2,43

1,66

(a) Heavy Industrial Chemicals

2

35

34

-

-

-

(b) Fertilisers

4

83

3

-

-

-

(c) Drugs & Pharmaceuticals

6

39,90

31,66

9

2,17

1,53

(d) Non-Edible Oils

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

8

1,35

1,38

6

26

13

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

8

54

68

-

-

--

11.

Basic Metals & Metal Products

12

22

34

26

3,13

2,44

(a) Iron & Steel

-

-

-

10

2,04

1,58

(b) Non-Ferrous Metals

-

-

-

1

-

-

(c) Other Metal Products

12

22

34

15

1,08

86

12.

Engineering

45

88,68

87,51

21

2,49

3,26

(a) Heavy Engineering

1

1

1

11

47

40

(b) Light Engineering

9

1,45

1,47

4

1,49

2,33

(c) Electrical Machinery & Goods

22

60,70

60,38

6

53

53

(d) Electronic Machinery & Goods

13

26,52

25,66

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

4

6

4

-

-

-

14.

Other Industries

95

10,05

8,77

134

2,21

2,36

15.

Electricity, Gas & Water

-

-

-

6

2,24

2,38

(a) Electricity Generation & Transmission

-

-

-

6

2,24

2,38

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

-

-

-

3

11

12

III.

TRANSPORT OPERATORS

57

55

41

53

97

77

IV.

PROFESSIONAL AND OTHER SERVICES

132

1,04

94

83

1,36

1,12

V.

PERSONAL LOANS

1,204

5,21

4,46

1,853

9,48

8,11

1.

Loans for Purchase of Consumer Durables

126

38

30

318

1,03

85

2.

Loans for Housing

189

1,55

1,27

503

3,95

3,14

3.

Rest of the Personal Loans

889

3,29

2,90

1,032

4,50

4,12

VI.

TRADE

517

5,40

4,97

529

26,46

25,69

1.

Wholesale Trade

35

3,64

3,48

21

21,24

21,31

2.

Retail Trade

482

1,76

1,48

508

5,23

4,38

VII.

FINANCE

1

13

13

8

70

58

VIII.

ALL OTHERS

153

2,00

1,71

675

3,32

3,46

TOTAL BANK CREDIT

2,875

173,58

161,18

3,695

108,89

91,91

OF WHICH:

1. Artisans & Village Industries

37

15

14

1

5

5

2. Other Small Scale Industries

118

3,02

3,49

162

5,01

4,50

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

1,809

204,99

162,63

-

-

-

1.

Direct Finance

1,566

100,07

93,48

-

-

-

2.

Indirect Finance

243

104,92

69,15

-

-

-

II.

INDUSTRY

4,672

1172,32

973,06

-

-

-

1.

Mining & Quarrying

14

1,66

1,20

-

-

-

2.

Food Manufacturing & Processing

198

146,12

124,84

-

-

-

(a) Rice Mills, Flour & Dal Mills

50

12,25

8,17

-

-

-

(b) Sugar

21

95,25

84,39

-

-

-

(c) Edible Oils & Vanaspati

26

13,09

8,62

-

-

-

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

8

1,06

86

-

-

-

(f) Others

93

24,48

22,80

-

-

-

3.

Beverage & Tobacco

12

4,96

5,00

-

-

-

4.

Textiles

203

140,12

112,19

-

-

-

(a) Cotton Textiles

70

50,47

42,44

-

-

-

(b) Jute Textiles

1

4

2

-

-

-

(c) Handloom Textiles & Khadi

9

12

8

-

-

-

(d) Other Textiles

123

89,49

69,65

-

-

-

5.

Paper, Paper Products & Printing

238

40,27

34,14

-

-

-

6.

Leather & Leather Products

29

20,66

16,27

-

-

-

7.

Rubber & Rubber Products

68

5,04

5,69

-

-

-

8.

Chemicals & Chemical Products

431

127,99

106,56

-

-

-

(a) Heavy Industrial Chemicals

44

19,47

14,63

-

-

-

(b) Fertilisers

23

17,35

17,10

-

-

-

(c) Drugs & Pharmaceuticals

204

73,88

58,53

-

-

-

(d) Non-Edible Oils

3

3,57

3,55

-

-

-

(e) Other Chemicals & Chemical Products

157

13,72

12,75

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

5

13

11

-

-

-

10.

Manufacture of Cement & Cement Products

30

3,86

3,60

-

-

-

11.

Basic Metals & Metal Products

927

198,59

163,40

-

-

-

(a) Iron & Steel

421

135,64

119,55

-

-

-

(b) Non-Ferrous Metals

14

4,15

2,53

-

-

-

(c) Other Metal Products

492

58,80

41,32

-

-

-

12.

Engineering

646

258,03

215,90

-

-

-

(a) Heavy Engineering

115

23,10

19,41

-

-

-

(b) Light Engineering

285

43,85

45,75

-

-

-

(c) Electrical Machinery & Goods

140

29,76

18,71

-

-

-

(d) Electronic Machinery & Goods

106

161,32

132,04

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

194

81,85

57,59

-

-

-

14.

Other Industries

1,556

116,53

103,70

-

-

-

15.

Electricity, Gas & Water

17

10,59

7,59

-

-

-

(a) Electricity Generation & Transmission

13

9,80

7,46

-

-

-

(b) Non-Conventional Energy

4

79

13

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

104

15,93

15,27

-

-

-

III.

TRANSPORT OPERATORS

772

10,64

10,71

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

1,800

64,92

58,89

-

-

-

V.

PERSONAL LOANS

35,970

211,39

162,04

-

-

-

1.

Loans for Purchase of Consumer Durables

3,440

12,54

10,30

-

-

-

2.

Loans for Housing

3,413

62,97

50,94

-

-

-

3.

Rest of the Personal Loans

29,117

135,88

100,80

-

-

-

VI.

TRADE

5,397

892,31

861,66

-

-

-

1.

Wholesale Trade

640

793,20

774,68

-

-

-

2.

Retail Trade

4,757

99,12

86,98

-

-

-

VII.

FINANCE

58

96,80

87,99

-

-

-

VIII.

ALL OTHERS

10,510

198,41

198,48

-

-

-

TOTAL BANK CREDIT

60,988

2851,79

2515,46

-

-

-

OF WHICH:

1. Artisans & Village Industries

89

69

75

-

-

-

2. Other Small Scale Industries

2,218

129,84

114,53

-

-

-