Contents - আরবিআই - Reserve Bank of India
83693917
এই তারিখে প্রকাশিত ডিসেম্বর 29, 2016
Contents
List of Select Abbreviations |
Chapter I : Perspective and Policy Environment |
Introduction |
Major policy measures for scheduled commercial banks |
Measures for improving the system's ability to deal with distress |
Supervisory measures |
Measures for broadening and deepening access to finance |
Other measures |
Regulatory and supervisory measures in the co-operative and non-banking segments |
Way forward for the banking sector |
Chapter II : Operations and Performance of Scheduled Commercial Banks |
Consolidated operations |
Current and saving account deposits |
Credit-deposit ratio |
Maturity profiles of liabilities and assets |
Off-balance sheet operations |
Financial performance of SCBs |
Bank group-wise share in assets and profits |
Recovery of NPAs |
Priority sector credit |
Priority sector lending certificates |
Retail credit |
Credit to sensitive sectors |
SCBs’ ownership patterns |
Regional rural banks |
Local area banks |
Customer services |
Growth in ATMs |
Distribution of ATMs |
Off-site ATMs |
White label ATMs |
Debit and credit cards |
Prepaid payment instruments |
Chapter III : Developments in Co-operative Banking |
Introduction |
Urban co-operative banks |
Balance sheet operations |
Profitability |
Asset quality |
Developments with regard to UCBs |
Implementation of core banking solution |
Trends for scheduled UCBs |
Priority sector advances of UCBs |
Rural co-operative banks |
Short term rural credit institutions – StCBs and DCCBs |
Developments with regard to DCCBs |
Primary agricultural credit societies (PACS) |
Long term rural credit |
SCARDBs |
PCARDBs |
Chapter IV : Non-Banking Financial Institutions |
Introduction |
All India financial institutions (AIFIs) |
Balance sheet |
Financial performance |
Return on assets (RoA) |
Capital adequacy |
Asset quality |
Non-banking financial companies |
Deposit-taking NBFCs (NBFCs-D) |
Balance sheet |
Aggregate public deposits of NBFCs-D |
Financial performance |
NPA position of NBFCs-D |
Non-deposit taking systemically important NBFCs (NBFCs-ND-SI) |
Balance sheet |
Asset quality |
Primary dealers (PDs) |
Financial performance of standalone primary dealers |
Capital adequacy position of standalone PDs |
Overall assessment of the NBFC sector |
Chapter V : Financial Inclusion: Policy and Progress |
Financial inclusion: policy approach and interventions |
Allowing correspondent banking |
Providing banking services in villages with population more than 2,000 |
Opening banking outlets in unbanked villages with population less than 2,000 |
Financial inclusion plans |
Relaxed know your customer (KYC) requirements |
Recent policy initiatives and developments |
Revised priority sector lending guidelines |
Priority sector lending certificates (PSLCs) |
Phase III of FIP |
Committee on medium-term path on financial inclusion |
Financial Inclusion Advisory Committee (FIAC) |
Roadmap for opening brick and mortar branches in villages with population more than 5,000 without a bank branch of a scheduled commercial bank |
Streamlining the flow of credit to micro and small enterprises |
Framework for the revival and rehabilitation of micro, small and medium enterprises |
National Mission for Capacity Building of bankers for financing the MSME sector |
Financial literacy initiatives |
Functioning of financial literacy centres (FLCs) |
Pilot project on setting up centres for financial literacy (CFLs) |
Technical group on financial inclusion and financial literacy |
Kiosk project |
Financial education in school curriculum |
The way forward |
Improving financial literacy levels |
Scaling-up the BC model |
Accreditation of credit counsellors |
List of Charts |
2.1 Trends in growth of select banking aggregates |
2.2 Bank-group wise growth in advances |
2.3 Growth in SCBs’ CASA deposits |
2.4 Trends in Outstanding C-D ratio (as on March 31, 2016) |
2.5 Maturity profiles of select liabilities/assets of SCBs |
2.6 Trends in SCBs’ maturity profiles of assets and liabilities |
2.7 Growth in SCBs’ off-balance sheet liabilities |
2.8 Growth of select items of income and expenditure |
2.9 Financial performance of SCBs |
2.10 Bank group-wise share in total assets and profits of the banking sector |
2.11 Trend in growth in priority sector credit |
2.12 Composition of retail loans (as at end-March, 2016) |
2.13 Growth in retail loans |
2.14 Growth in lending to sensitive sectors |
2.15 Financial performance of RRBs |
2.16 Return on assets and net interest margin of LABs |
2.17 Bank group-wise break-up of major complaint types (2015-16) |
2.18 Population group-wise distribution of complaints received |
2.19 Growth in the number of ATMs |
2.20 Geographical distribution of ATMs |
2.21 Share of off-site ATMs |
2.22 Trends in debit and credit cards |
2.23 Share of bank-groups in credit/debit cards |
2.24 Progress of prepaid instruments (value) |
3.1 Structure of co-operative credit institutions in India (as on March 31, 2016) |
3.2 Total number and growth in assets of UCBs |
3.3 Select indicators of profitability of UCBs |
3.4 Income and expenses of UCBs – variations in per cent |
3.5 UCBs’ non-performing assets |
3.6 Growth in assets, NPAs and provisions |
3.7 Distribution of UCBs based on size of deposits and advances |
3.8 Share of UCBs in rating category A (by number and business size) |
3.9 Change in the growth rate of UCBs’ SLR investments |
3.10 Scheduled and non-scheduled UCBs’ share in total assets |
3.11 Profitability indicators of UCBs (by type) |
3.12 Distribution of credit to select priority sectors as a percentage of total credit by UCBs |
3.13 Percentage of priority sector advances by UCBs to weaker sections |
3.14 Select balance sheet indicators of StCBs & DCCBs |
3.15 Growth in credit outstanding from PACS |
3.16 Share in membership and borrower to member ratio |
3.17 Percentage of PACS in profit and loss (all India) |
3.18 Percentage of PACS in profit and loss – regional level (as on March 31, 2015) |
3.19 Percentage contributions of components to percentage variation in total liabilities and assets of PCARDBs |
4.1 Average RoA of AIFIs |
4.2 Capital to risk (weighted) assets ratio (CRAR) of AIFIs (as at end-March) |
4.3 Net NPAs/ net loans of AIFIs (as at end-March) |
4.4 NPAs (gross NPA to gross advances ratio) across NBFCs and banks (end-March) |
4.5 Aggregate public deposits of NBFCs-D |
4.6 Financial performance of NBFCs-D |
4.7 Gross and net NPAs of NBFCs-D |
4.8 NPA ratios of NBFCs-ND-SI |
4.9 Financial performance of NBFCs-ND-SI |
4.10 Financial performance of standalone PDs |
4.11 Capital and risk weighted asset position of standalone PDs (as at end-March) |
List of Tables |
2.1 SCBs’ return on assets and return on equity (bank group-wise) |
2.2 SCBs’ NPAs recovered through various channels |
2.3 PSBs’ NPAs recovered through various channels |
2.4 Number of ARCs and assets acquired from banks |
3.1 A profile of rural co-operatives (as on March 31, 2015) |
3.2 Soundness indicators of rural co-operative banks (short-term) |
3.3 Soundness indicators of rural co-operative banks (long-term) |
4.1 Liabilities and assets of financial institutions |
4.2 Financial performance of AIFIs |
4.3 Ownership patterns of NBFCs (number of companies) |
4.4 Consolidated balance sheet of NBFCs-D (as at end-March) |
4.5 Consolidated balance sheet of NBFCs-ND-SI (as at end-March) |
5.1 Progress made under financial inclusion plans – as on September 2016 |
The detailed data on balance sheets as well as income and expenditure of SCBs are available in the 'Statistical Tables Relating to Banks in India 2015-16’ (www.rbi.org.in) |
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