WESTERN REGION (Concld.)

DAMAN & DIU

(Amount in ` Lakh)

OCCUPATION

STATE BANK OF INDIA AND
ITS ASSOCIATES

NATIONALISED BANKS

FOREIGN BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

127

1,80

1,52

59

2,78

2,33

-

-

-

1. Direct Finance

121

1,73

1,49

51

1,42

1,21

-

-

-

2. Indirect Finance

6

7

3

8

1,36

1,13

-

-

-

II.

INDUSTRY

105

77,82

69,63

329

498,54

381,83

160

64,41

18,12

1. Mining & Quarrying

2

55

47

6

8,29

8,22

-

-

-

2. Food Manufacturing & Processing

3

18

15

13

1,33

98

5

98

18

(a) Rice Mills, Flour & Dal Mills

-

-

-

-

-

-

5

98

18

(b) Sugar

-

-

-

-

-

-

-

-

-

(c) Edible Oils & Vanaspati

-

-

-

-

-

-

-

-

-

(d) Tea Processing

-

-

-

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

-

-

-

-

-

-

-

-

-

(f) Others

3

18

15

13

1,33

98

-

-

-

3. Beverage & Tobacco

4

60,43

55,63

2

10

6

-

-

-

4. Textiles

6

4,13

2,89

16

124,03

98,39

-

-

-

(a) Cotton Textiles

4

4,09

2,84

2

59,90

57,56

-

-

-

(b) Jute & Other Natural Fibre Textiles

-

-

-

-

-

-

-

-

-

(c) Handloom Textiles & Khadi

-

-

-

-

-

-

-

-

-

(d) Other Textiles & Textile Products

2

4

4

14

64,13

40,83

-

-

-

5. Paper, Paper Products & Printing

13

3,47

3,29

19

42,30

38,91

-

-

-

6. Woods and Wood Products

4

6

3

-

-

-

-

-

-

7. Leather & Leather Products

-

-

-

1

10

-

-

-

-

8. Gems and Jewellery

-

-

-

1

6

4

-

-

-

9. Rubber & Plastic Products

21

1,73

1,10

131

143,74

121,18

-

-

-

10. Chemicals & Chemical Products

19

3,58

2,94

38

16,93

14,53

12

42,98

4,56

(a) Heavy Industrial Chemicals

2

74

54

1

15

15

-

-

-

(b) Fertilisers

-

-

-

-

-

-

-

-

-

(c) Drugs & Pharmaceuticals

7

2,01

1,69

4

2,29

1,63

-

-

-

(d) Non-Edible Oils

-

-

-

2

34

25

-

-

-

(e) Other Chemicals & Chemical Products

10

83

71

31

14,15

12,50

12

42,98

4,56

11. Petroleum, Coal Products & Nuclear Fuels

-

-

-

6

3,57

3,20

-

-

-

12. Manufacture of Cement & Cement Products

-

-

-

-

-

-

-

-

-

13. Basic Metals & Metal Products

9

98

78

19

20,88

10,96

2

4,30

92

(a) Iron & Steel

2

17

17

5

11,06

4,96

-

-

-

(b) Non-Ferrous Metals

1

30

31

3

3,26

1,56

-

-

-

(c) Metal Products

6

50

31

11

6,56

4,43

2

4,30

92

14. Engineering

8

1,58

1,27

36

5,96

5,04

141

16,15

12,45

(a) Heavy Engineering

1

10

10

-

-

-

-

-

-

(b) Light Engineering

6

48

30

28

1,48

47

86

6,23

4,03

(c) Electrical Machinery & Goods

1

1,00

88

6

4,17

4,25

55

9,92

8,41

(d) Electronic Machinery & Goods

-

-

-

2

32

32

-

-

-

15. Vehicles, Vehicle Parts & Transport Equipments

1

-

-

1

60

-

-

-

-

16. Other Industries

14

90

81

12

3,79

3,53

-

-

-

17. Electricity, Gas & Water

-

-

-

2

125,00

75,56

-

-

-

(a) Electricity Generation & Transmission

-

-

-

1

75,00

70,56

-

-

-

(b) Non-Conventional Energy

-

-

-

1

50,00

5,00

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

-

-

-

-

-

-

18. Construction

1

25

27

26

1,87

1,24

-

-

-

(a) Other than Infrastructure

1

25

27

16

1,70

1,14

-

-

-

(b) Infrastructure Construction

-

-

-

10

17

10

-

-

-

III.

TRANSPORT OPERATORS

73

4,06

2,31

9

2,77

1,58

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

91

8,00

6,28

205

18,12

14,97

-

-

-

1. Professional Services

2

6

-

30

1,20

95

-

-

-

2. Tourism, Hotel & Restaurants

26

1,51

85

8

7,90

6,42

-

-

-

3. Recreation services

4

71

57

3

1

1

-

-

-

4. IT and Telecommunications

-

-

-

-

-

-

-

-

-

5. Others

59

5,72

4,86

164

9,01

7,60

-

-

-

V.

PERSONAL LOANS

1,960

56,40

43,55

1,046

28,78

24,86

-

-

-

1. Housing

597

31,52

24,93

388

19,28

17,75

-

-

-

2. Consumer Durables

43

20

14

45

66

55

-

-

-

3. Vehicles

366

9,20

6,78

257

3,59

2,70

-

-

-

4. Education

53

3,36

1,82

24

64

54

-

-

-

5. Personal Credit Cards

-

-

-

14

5

4

-

-

-

6. Others

901

12,13

9,87

318

4,55

3,27

-

-

-

VI.

TRADE

168

4,92

3,87

123

5,60

4,91

-

-

-

1. Wholesale Trade

1

4

4

9

2,08

2,16

-

-

-

2. Retail Trade

167

4,88

3,83

114

3,52

2,75

-

-

-

VII.

FINANCE

5

63

60

15

69

40

-

-

-

VIII.

ALL OTHERS

5

2

1

16

4,99

1,90

-

-

-

TOTAL BANK CREDIT

2,534

153,65

127,77

1,802

562,27

432,78

160

64,41

18,12

TABLE NO. 5.6 – STATE AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2010

(Amount in ` Lakh)

OCCUPATION

REGIONAL RURAL BANKS

PRIVATE SECTOR BANKS

ALL SCHEDULED
COMMERCIAL BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

-

-

-

8

40

8

194

4,97

3,94

1. Direct Finance

-

-

-

7

25

8

179

3,40

2,78

2. Indirect Finance

-

-

-

1

15

-

15

1,57

1,16

II.

INDUSTRY

-

-

-

68

61,29

35,02

662

702,07

504,59

1. Mining & Quarrying

-

-

-

-

-

-

8

8,84

8,69

2. Food Manufacturing & Processing

-

-

-

20

1,85

92

41

4,34

2,23

(a) Rice Mills, Flour & Dal Mills

-

-

-

-

-

-

5

98

18

(b) Sugar

-

-

-

-

-

-

-

-

-

(c) Edible Oils & Vanaspati

-

-

-

-

-

-

-

-

-

(d) Tea Processing

-

-

-

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

-

-

-

-

-

-

-

-

-

(f) Others

-

-

-

20

1,85

92

36

3,36

2,05

3. Beverage & Tobacco

-

-

-

-

-

-

6

60,53

55,69

4. Textiles

-

-

-

17

16,21

3,60

39

144,37

104,88

(a) Cotton Textiles

-

-

-

-

-

-

6

63,99

60,40

(b) Jute & Other Natural Fibre Textiles

-

-

-

-

-

-

-

-

-

(c) Handloom Textiles & Khadi

-

-

-

1

4

-

1

4

-

(d) Other Textiles & Textile Products

-

-

-

16

16,17

3,60

32

80,34

44,47

5. Paper, Paper Products & Printing

-

-

-

3

1,69

1,33

35

47,45

43,53

6. Woods and Wood Products

-

-

-

-

-

-

4

6

3

7. Leather & Leather Products

-

-

-

-

-

-

1

10

-

8. Gems and Jewellery

-

-

-

-

-

-

1

6

4

9. Rubber & Plastic Products

-

-

-

6

7,72

6,19

158

153,19

128,47

10. Chemicals & Chemical Products

-

-

-

5

12,55

10,16

74

76,04

32,19

(a) Heavy Industrial Chemicals

-

-

-

-

-

-

3

89

68

(b) Fertilisers

-

-

-

-

-

-

-

-

-

(c) Drugs & Pharmaceuticals

-

-

-

-

-

-

11

4,30

3,32

(d) Non-Edible Oils

-

-

-

-

-

-

2

34

25

(e) Other Chemicals & Chemical Products

-

-

-

5

12,55

10,16

58

70,51

27,94

11. Petroleum, Coal Products & Nuclear Fuels

-

-

-

2

4,00

1,19

8

7,57

4,38

12. Manufacture of Cement & Cement Products

-

-

-

-

-

-

-

-

-

13. Basic Metals & Metal Products

-

-

-

2

6,00

5,38

32

32,16

18,04

(a) Iron & Steel

-

-

-

1

2,50

2,29

8

13,73

7,42

(b) Non-Ferrous Metals

-

-

-

-

-

-

4

3,56

1,87

(c) Metal Products

-

-

-

1

3,50

3,09

20

14,87

8,76

14. Engineering

-

-

-

5

8,03

4,59

190

31,72

23,35

(a) Heavy Engineering

-

-

-

-

-

-

1

10

10

(b) Light Engineering

-

-

-

2

3,00

1,50

122

11,18

6,30

(c) Electrical Machinery & Goods

-

-

-

3

5,03

3,09

65

20,12

16,63

(d) Electronic Machinery & Goods

-

-

-

-

-

-

2

32

32

15. Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

2

60

-

16. Other Industries

-

-

-

4

2,65

1,43

30

7,34

5,76

17. Electricity, Gas & Water

-

-

-

-

-

-

2

125,00

75,56

(a) Electricity Generation & Transmission

-

-

-

-

-

-

1

75,00

70,56

(b) Non-Conventional Energy

-

-

-

-

-

-

1

50,00

5,00

(c) Gas, Steam & Water Supply

-

-

-

-

-

-

-

-

-

18. Construction

-

-

-

4

59

24

31

2,71

1,74

(a) Other than Infrastructure

-

-

-

4

59

24

21

2,54

1,65

(b) Infrastructure Construction

-

-

-

-

-

-

10

17

10

III.

TRANSPORT OPERATORS

-

-

-

125

7,70

2,83

207

14,54

6,72

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

34

2,24

1,00

330

28,36

22,26

1. Professional Services

-

-

-

5

38

22

37

1,64

1,18

2. Tourism, Hotel & Restaurants

-

-

-

-

-

-

34

9,41

7,27

3. Recreation services

-

-

-

-

-

-

7

72

58

4. IT and Telecommunications

-

-

-

-

-

-

-

-

-

5. Others

-

-

-

29

1,86

78

252

16,59

13,24

V.

PERSONAL LOANS

-

-

-

921

27,25

16,64

3,927

112,43

85,04

1. Housing

-

-

-

4

33

26

989

51,14

42,95

2. Consumer Durables

-

-

-

1

-

-

89

85

69

3. Vehicles

-

-

-

366

14,99

7,34

989

27,77

16,82

4. Education

-

-

-

115

4,65

4,27

192

8,66

6,63

5. Personal Credit Cards

-

-

-

2

8

1

16

14

5

6. Others

-

-

-

433

7,19

4,76

1,652

23,87

17,90

VI.

TRADE

-

-

-

40

14,67

10,88

331

25,20

19,66

1. Wholesale Trade

-

-

-

3

63

30

13

2,76

2,50

2. Retail Trade

-

-

-

37

14,04

10,59

318

22,44

17,16

VII.

FINANCE

-

-

-

-

-

-

20

1,32

99 

VIII.

ALL OTHERS

-

-

-

107

79

45 

128

5,80

2,37

TOTAL BANK CREDIT

-

-

-

1,303

114,34

66,91

5,799

894,67

645,57