Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1998

WESTERN REGION

STATE :GUJARAT

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

2,57,984

675,42

571,81

4,13,251

1346,38

1118,47

1

17,30

17,31

1.

Direct Finance

2,55,199

589,43

498,98

4,04,192

1073,52

901,58

1

17,30

17,31

2.

Indirect Finance

2,785

85,98

72,83

9,059

272,86

216,89

-

-

-

II.

INDUSTRY

47,472

4970,19

3515,06

82,560

8260,08

6410,00

213

756,21

593,59

1.

Mining & Quarrying

241

19,23

16,46

657

83,53

64,60

-

-

-

2.

Food Manufacturing & Processing

1,183

121,30

79,21

1,737

458,58

339,16

3

23,13

23,22

(a)

Rice Mills, Flour & Dal Mills

81

9,26

7,18

294

40,79

32,63

-

-

-

(b)

Sugar

13

5,00

2,37

28

4,09

2,60

-

-

-

(c)

Edible Oils & Vanaspati

239

72,75

43,03

248

162,78

125,87

3

23,13

23,22

(d)

Tea Processing

14

47

6

16

3,14

1,88

-

-

-

(e)

Processing of Fruits & Vegetables

8

5,95

4,70

55

23,19

18,29

-

-

-

(f)

Others

828

27,86

21,86

1,096

224,60

157,89

-

-

-

3.

Beverage & Tobacco

100

2,24

1,74

364

39,07

22,80

-

-

-

4.

Textiles

2,263

1023,09

735,30

8,501

1908,28

1501,27

22

117,64

65,99

(a)

Cotton Textiles

916

812,89

552,97

1,364

861,01

728,86

13

93,28

47,47

(b)

Jute Textiles

14

80

18

36

2,12

1,93

-

-

-

(c)

Handloom Textiles & Khadi

22

2,75

2,53

142

19,03

17,59

-

-

-

(d)

Other Textiles

1,311

206,65

179,61

6,959

1026,12

752,89

9

24,36

18,52

5.

Paper, Paper Products & Printing

524

111,70

82,89

1,313

174,51

147,59

-

-

-

6.

Leather & Leather Products

74

5,41

3,77

107

5,86

6,13

-

-

-

7.

Rubber & Rubber Products

179

18,51

12,87

338

28,46

22,17

-

-

-

8.

Chemicals & Chemical Products

2,393

1077,78

831,41

5,414

2335,10

1764,44

66

242,56

197,95

(a)

Heavy Industrial Chemicals

328

201,92

131,13

819

390,02

287,54

16

35,24

28,17

(b)

Fertilisers

22

48,26

30,00

93

449,68

315,17

1

18,00

4

(c)

Drugs & Pharmaceuticals

380

283,60

261,14

886

545,34

388,17

19

89,83

77,42

(d)

Non-Edible Oils

23

41,90

33,40

95

56,49

52,19

-

-

-

(e)

Other Chemicals & Chemical Products

1,640

502,11

375,75

3,521

893,57

721,37

30

99,49

92,32

9.

Petroleum, Coal Products & Nuclear Fuels

209

737,08

291,44

227

155,94

127,76

1

1,05

1,05

10.

Manufacture of Cement & Cement Products

189

81,23

90,80

372

191,08

176,94

6

17,91

13,60

11.

Basic Metals & Metal Products

2,169

522,06

466,13

3,375

667,74

557,09

13

9,34

3,70

(a)

Iron & Steel

636

252,69

237,75

1,319

378,33

310,07

2

2,45

2,45

(b)

Non-Ferrous Metals

424

24,96

20,36

305

132,47

115,91

-

-

-

(c)

Other Metal Products

1,109

244,41

208,02

1,751

156,94

131,12

11

6,89

1,25

12.

Engineering

2,837

521,81

379,45

4,102

697,78

545,39

21

126,17

95,41

(a)

Heavy Engineering

1,284

219,72

143,98

792

257,76

182,59

4

8,33

9,90

(b)

Light Engineering

913

99,57

75,96

1,812

145,81

110,74

14

82,55

70,00

(c)

Electrical Machinery & Goods

352

143,38

122,58

819

167,81

146,00

1

29

29

(d)

Electronic Machinery & Goods

288

59,14

36,94

679

126,40

106,06

2

35,00

15,23

13.

Vehicles, Vehicle Parts & Transport Equipments

387

68,37

54,85

1,130

145,63

97,81

6

60,01

59,50

14.

Other Industries

34,551

518,10

347,60

53,849

676,26

507,85

70

124,64

121,64

15.

Electricity, Gas & Water

26

134,95

114,12

258

580,19

452,62

3

11,25

1,26

(a)

Electricity Generation & Transmission

14

132,35

111,90

170

563,99

439,32

2

10,25

65

(b)

Non-Conventional Energy

-

-

-

15

55

35

-

-

-

(c)

Gas, Steam & Water Supply

12

2,60

2,22

73

15,64

12,95

1

1,00

61

16.

Construction

147

7,33

7,02

816

112,08

76,38

2

22,50

10,27

III.

TRANSPORT OPERATORS

12,736

83,79

62,94

24,332

220,48

165,23

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

11,620

99,30

80,52

72,546

409,22

334,78

2

33

7

V.

PERSONAL LOANS

1,64,376

607,63

503,22

2,56,170

1051,28

866,10

18,271

109,29

34,88

1.

Loans for Purchase of Consumer Durables

11,257

21,10

17,77

7,642

18,70

14,21

-

-

-

2.

Loans for Housing

24,975

266,55

224,39

43,453

355,97

295,97

7

37

37

3.

Rest of the Personal Loans

1,28,144

319,97

261,06

2,05,075

676,61

555,92

18,264

108,91

34,51

VI.

TRADE

59,767

496,00

388,68

1,12,538

924,37

686,80

4

29,72

14,95

1.

Wholesale Trade

9,317

341,87

262,61

12,214

524,82

373,99

4

29,72

14,95

2.

Retail Trade

50,450

154,13

126,07

1,00,324

399,55

312,81

-

-

-

VII.

FINANCE

452

94,50

66,18

784

552,78

441,29

9

53,29

45,05

VIII.

ALL OTHERS

32,083

570,33

483,48

1,10,676

760,25

659,06

-

-

-

TOTAL BANK CREDIT

5,86,490

7597,13

5671,89

10,72,857

13524,83

10681,73

18,500

966,13

705,85

OF WHICH:

1. Artisans & Village Industries

15,204

35,07

30,61

23,597

49,13

39,65

-

-

-

2. Other Small Scale Industries

22,049

1023,20

743,40

36,768

2010,77

1545,24

23

27,00

22,96

WESTERN REGION

STATE :GUJARAT

(Amount in Rupees Lakh)

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

1,86,111

214,65

186,00

149

9,34

7,03

8,57,496

2263,09

1900,61

1.

Direct Finance

1,85,604

211,37

182,96

135

93

89

8,45,131

1892,55

1601,71

2.

Indirect Finance

507

3,29

3,04

14

8,41

6,14

12,365

370,54

298,90

II.

INDUSTRY

17,382

19,16

14,92

1,606

1035,46

861,45

1,49,233

15041,11

11395,02

1.

Mining & Quarrying

22

33

27

3

59

53

923

103,68

81,86

2.

Food Manufacturing & Processing

71

1,27

1,08

63

108,78

88,90

3,057

713,07

531,57

(a)

Rice Mills, Flour & Dal Mills

11

50

42

5

2,73

1,03

391

53,29

41,27

(b)

Sugar

-

-

-

2

2

2

43

9,12

4,99

(c)

Edible Oils & Vanaspati

11

7

4

18

78,93

65,90

519

337,67

258,07

(d)

Tea Processing

-

-

-

1

20

20

31

3,81

2,14

(e)

Processing of Fruits & Vegetables

-

-

-

4

6,20

6,07

67

35,34

29,06

(f)

Others

49

70

61

33

20,69

15,67

2,006

273,85

196,03

3.

Beverage & Tobacco

12

9

8

2

42

15

478

41,82

24,76

4.

Textiles

8

10

9

500

292,10

200,90

11,294

3341,21

2503,56

(a)

Cotton Textiles

1

-

-

118

120,92

72,49

2,412

1888,10

1401,80

(b)

Jute Textiles

1

5

5

1

15

14

52

3,12

2,29

(c)

Handloom Textiles & Khadi

1

3

2

4

2,56

79

169

24,36

20,94

(d)

Other Textiles

5

2

2

377

168,46

127,48

8,661

1425,62

1078,53

5.

Paper, Paper Products & Printing

14

46

48

61

28,21

20,47

1,912

314,88

251,43

6.

Leather & Leather Products

2

1

1

5

6

6

188

11,33

9,97

7.

Rubber & Rubber Products

1

2

1

7

44

43

525

47,43

35,48

8.

Chemicals & Chemical Products

11

13

14

261

205,22

179,84

8,145

3860,80

2973,77

(a)

Heavy Industrial Chemicals

-

-

-

52

33,07

31,43

1,215

660,25

478,27

(b)

Fertilisers

-

-

-

7

16,15

13,93

123

532,09

359,13

(c)

Drugs & Pharmaceuticals

-

-

-

74

79,72

73,77

1,359

998,48

800,50

(d)

Non-Edible Oils

-

-

-

3

47

45

121

98,86

86,04

(e)

Other Chemicals & Chemical Products

11

13

14

125

75,82

60,25

5,327

1571,12

1249,82

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

5

2,06

3,52

442

896,14

423,78

10.

Manufacture of Cement & Cement Products

2

7

7

6

20,04

18,89

575

310,33

300,29

11.

Basic Metals & Metal Products

21

15

9

130

97,56

98,86

5,708

1296,85

1125,88

(a)

Iron & Steel

-

-

-

60

66,82

68,15

2,017

700,28

618,43

(b)

Non-Ferrous Metals

-

-

-

17

14,62

14,24

746

172,04

150,51

(c)

Other Metal Products

21

15

9

53

16,13

16,47

2,945

424,52

356,94

12.

Engineering

26

87

66

209

97,76

88,83

7,195

1444,39

1109,75

(a)

Heavy Engineering

6

50

34

62

37,78

33,67

2,148

524,09

370,47

(b)

Light Engineering

14

34

31

61

13,82

10,56

2,814

342,09

267,56

(c)

Electrical Machinery & Goods

4

2

2

58

42,53

41,41

1,234

354,03

310,29

(d)

Electronic Machinery & Goods

2

1

-

28

3,63

3,19

999

224,18

161,42

13.

Vehicles, Vehicle Parts & Transport Equipments

71

1,00

76

13

18,08

14,56

1,607

293,08

227,48

14.

Other Industries

17,111

14,38

11,11

254

99,31

88,09

1,05,835

1432,71

1076,29

15.

Electricity, Gas & Water

2

4

3

10

19,16

17,44

299

745,59

585,47

(a)

Electricity Generation & Transmission

-

-

-

5

11,44

11,43

191

718,04

563,30

(b)

Non-Conventional Energy

-

-

-

4

6,24

4,61

19

6,79

4,96

(c)

Gas, Steam & Water Supply

2

4

3

1

1,48

1,40

89

20,77

17,21

16.

Construction

8

25

6

77

45,66

39,96

1,050

187,82

133,68

III.

TRANSPORT OPERATORS

6,341

32,40

24,60

482

21,65

14,53

43,891

358,31

267,30

IV.

PROFESSIONAL AND OTHER SERVICES

9,344

10,97

9,14

309

25,66

19,38

93,821

545,47

443,89

V.

PERSONAL LOANS

19,027

36,16

31,94

5,235

56,60

48,67

4,63,079

1860,95

1484,80

1.

Loans for Purchase of Consumer Durables

3,539

6,06

4,60

100

72

52

22,538

46,59

37,11

2.

Loans for Housing

1,193

6,80

6,28

764

21,32

17,38

70,392

651,02

544,39

3.

Rest of the Personal Loans

14,295

23,29

21,05

4,371

34,56

30,76

3,70,149

1163,34

903,30

VI.

TRADE

31,223

26,87

21,14

2,765

356,33

249,55

2,06,297

1833,29

1361,12

1.

Wholesale Trade

1,081

2,39

1,63

896

321,66

216,44

23,512

1220,46

869,62

2.

Retail Trade

30,142

24,48

19,51

1,869

34,67

33,11

1,82,785

612,83

491,50

VII.

FINANCE

6

10

7

170

116,62

100,98

1,421

817,28

653,58

VIII.

ALL OTHERS

2,726

3,47

3,14

9,376

57,34

55,75

1,54,861

1391,39

1201,42

TOTAL BANK CREDIT

2,72,160

343,79

290,94

20,092

1679,01

1357,33

19,70,099

24110,90

18707,74

OF WHICH:

1. Artisans & Village Industries

16,086

12,19

9,43

59

20

12

54,946

96,59

79,81

2. Other Small Scale Industries

938

3,32

2,70

485

113,39

96,81

60,263

3177,69

2411,11