OCCUPATION

BILASPUR

CHAMBA

HAMIRPUR

KANGRA

No. of Accounts 

Amount Out- standing

No. of Accounts 

Amount Out- standing

No. of Accounts  

Amount Out- standing

No. of Accounts  

Amount Out- standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

10,184

52,99,99

10,675

35,03,93

17,252

66,58,88

35,216

137,76,96

1. Direct Finance

10,109

52,38,93

10,479

34,13,25

17,178

65,74,22

34,966

132,44,78

2. Indirect Finance

75

61,06

196

90,68

74

84,66

250

5,32,18

II.

INDUSTRY

1,034

17,80,50

1,257

187,86,28

1,092

19,39,88

3,072

105,37,26

1. Mining & Quarrying

2

23,33

9

82,92

3

18,79

51

3,49,39

2. Manufacturing & Processing

942

14,51,88

1,165

11,75,63

997

12,24,80

2,840

82,23,54

3. Electricity, Gas & Water

1

2,61

5

100,49,83

-

-

5

5,28,96

4. Construction

89

3,02,68

78

74,77,90

92

6,96,29

176

14,35,37

III.

TRANSPORT OPERATORS

475

16,05,14

622

9,53,80

316

5,37,89

1,095

17,91,19

IV.

PROFESSIONAL AND OTHER SERVICES

500

12,33,84

581

13,75,83

743

11,71,16

2,707

53,53,57

V.

PERSONAL LOANS

6,348

66,03,39

12,079

105,75,76

9,262

98,55,00

38,751

410,92,60

1. Loans for Purchase of Consumer Durables

159

60,14

218

1,35,34

180

1,31,10

984

5,54,05

2. Loans for Housing

1,877

35,49,30

2,260

42,45,85

2,460

43,86,57

9,988

219,80,07

3. Rest of the Personal Loans

4,312

29,93,95

9,601

61,94,57

6,622

53,37,33

27,779

185,58,48

VI.

TRADE

3,849

52,47,01

5,144

49,52,79

4,651

56,91,26

11,715

184,47,30

1. Wholesale Trade

67

3,09,36

83

2,30,20

334

7,80,46

257

12,54,05

2. Retail Trade

3,782

49,37,65

5,061

47,22,59

4,317

49,10,80

11,458

171,93,25

VII.

FINANCE

18

17,04

41

30,97

41

53,70

176

3,65,61

VIII.

ALL OTHERS

1699

10,93,52

1185

8,10,25

1,582

15,62,37

7,327

35,66,42

TOTAL BANK CREDIT

24,107

228,80,43

31,584

409,89,61

34,939

274,70,14

1,00,059

949,30,91

TABLE NO. 5.9 – DISTRICT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION — MARCH 2008

KINNAUR

KULU

LAHUL & SPITI

MANDI

No. of Accounts 

Amount Out- standing

No. of Accounts 

Amount Out-standing

No. of Accounts 

Amount Out- standing

No. of Accounts 

Amount Out- standing

9

10

11

12

13

14

15

16

I.

AGRICULTURE

3,067

23,54,60

13,670

104,54,33

905

3,88,33

25,990

93,05,21

1. Direct Finance

2,928

22,29,76

13,500

99,85,99

898

3,86,44

25,548

89,31,93

2. Indirect Finance

139

1,24,84

170

4,68,34

7

1,89

442

3,73,28

II.

INDUSTRY

273

368,04,83

1,661

307,28,24

212

1,66,06

2,642

76,27,01

1. Mining & Quarrying

3

12,21

15

58,07

3

9,78

17

4,33,08

2. Manufacturing & Processing

242

2,32,98

1,413

26,01,59

201

1,18,41

2,339

43,31,18

3. Electricity, Gas & Water

9

364,76,30

5

264,21,43

-

-

2

13,90

4. Construction

19

83,34

228

16,47,15

8

37,87

284

28,48,85

III.

TRANSPORT OPERATORS

199

3,96,29

866

16,27,39

36

62,45

1,322

32,61,43

IV.

PROFESSIONAL AND OTHER SERVICES

149

2,23,30

988

35,56,14

84

99,28

2,054

31,31,63

V.

PERSONAL LOANS

2,126

39,08,75

10,900

190,63,04

871

9,56,05

20,716

264,19,17

1. Loans for Purchase of Consumer Durables

38

9,54

246

2,26,91

10

8,03

788

5,09,64

2. Loans for Housing

694

25,88,85

3,664

122,35,00

190

4,17,76

4,486

116,66,35

3. Rest of the Personal Loans

1,394

13,10,36

6,990

66,01,13

671

5,30,26

15,442

142,43,18

VI.

TRADE

856

10,87,17

3,917

96,54,57

503

4,85,49

8,340

119,96,50

1. Wholesale Trade

43

20,45

109

4,01,23

1

6,03

181

11,97,43

2. Retail Trade

813

10,66,72

3,808

92,53,34

502

4,79,46

8,159

107,99,07

VII.

FINANCE

8

11,54

86

38,15

-

-

233

1,99,07

VIII.

ALL OTHERS

94

75,51

2,066

27,08,03

12

43,76

7,342

50,23,63

TOTAL BANK CREDIT

6,772

448,61,99

34,154

778,29,89

2,623

22,01,42

68,639

669,63,65