NORTHERN REGION (Contd.)

STATE : HIMACHAL PRADESH

OCCUPATION

STATE BANK OF INDIA AND ITS ASSOCIATES

NATIONALISED BANKS

FOREIGN BANKS

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

47,791

479,40

378,96

1,52,051

1409,40

1199,36

-

-

-

1. Direct Finance

46,881

444,62

355,97

1,50,408

1239,31

1038,44

-

-

-

2. Indirect Finance

910

34,78

22,99

1,643

170,08

160,92

-

-

-

II.

INDUSTRY

5,761

1043,75

816,46

10,072

6305,93

2474,98

23

107,60

49,44

1. Mining & Quarrying

113

18,04

13,99

57

8,86

7,61

-

-

-

2. Food Manufacturing & Processing

641

83,71

67,10

576

114,01

26,71

-

-

-

(a) Rice Mills, Flour & Dal Mills

124

20,69

17,92

188

90,26

6,95

-

-

-

(b) Sugar

4

13

14

-

-

-

-

-

-

(c) Edible Oils & Vanaspati

20

3,52

2,73

17

92

97

-

-

-

(d) Tea Processing

4

1,18

1,17

1

1,14

42

-

-

-

(e) Processing of Fruits & Vegetables

49

7,69

4,92

14

1,09

1,00

-

-

-

(f) Others

440

50,49

40,22

356

20,60

17,38

-

-

-

3. Beverage & Tobacco

70

18,32

17,28

16

2,99

1,61

-

-

-

4. Textiles

975

26,03

20,08

1,087

187,90

144,49

-

-

-

(a) Cotton Textiles

72

4,30

3,44

222

167,61

127,94

-

-

-

(b) Jute & Other Natural Fibre Textiles

7

16

13

26

3,54

3,34

-

-

-

(c) Handloom Textiles & Khadi

317

6,77

5,56

471

4,80

3,84

-

-

-

(d) Other Textiles & Textile Products

579

14,80

10,95

368

11,95

9,37

-

-

-

5. Paper, Paper Products & Printing

337

120,80

99,72

286

92,23

88,05

-

-

-

6. Woods and Wood Products

522

12,42

10,48

366

5,12

4,38

-

-

-

7. Leather & Leather Products

90

10,88

6,17

84

99

91

-

-

-

8. Gems and Jewellery

45

1,76

1,41

52

1,84

1,56

-

-

-

9. Rubber & Plastic Products

192

55,42

46,83

219

3108,90

61,90

-

-

-

10. Chemicals & Chemical Products

377

243,32

182,17

1,270

340,83

262,91

8

37,87

22,35

(a) Heavy Industrial Chemicals

33

7,24

6,11

27

17,00

14,58

-

-

-

(b) Fertilisers

6

20

15

12

1,88

1,87

-

-

-

(c) Drugs & Pharmaceuticals

134

129,89

106,93

1,122

272,74

211,55

6

33,33

20,10

(d) Non-Edible Oils

5

6,16

5,73

3

49

59

-

-

-

(e) Other Chemicals & Chemical Products

199

99,84

63,26

106

48,72

34,31

2

4,54

2,25

11. Petroleum, Coal Products & Nuclear Fuels

15

3,74

2,89

17

17,63

16,38

-

-

-

12. Manufacture of Cement & Cement Products

77

8,72

7,13

47

272,31

200,89

-

-

-

13. Basic Metals & Metal Products

439

143,57

113,12

572

433,75

307,69

2

9,00

4,24

(a) Iron & Steel

170

113,22

88,38

51

298,71

204,60

-

-

-

(b) Non-Ferrous Metals

51

21,85

19,93

17

30,86

17,54

-

-

-

(c) Metal Products

218

8,50

4,80

504

104,18

85,55

2

9,00

4,24

14. Engineering

549

118,62

89,48

752

120,19

96,81

7

22,00

13,59

(a) Heavy Engineering

22

7,85

7,31

53

28,71

12,50

-

-

-

(b) Light Engineering

301

50,54

40,59

248

32,15

28,52

5

13,75

9,43

(c) Electrical Machinery & Goods

147

39,95

26,37

360

25,58

22,22

2

8,25

4,16

(d) Electronic Machinery & Goods

79

20,27

15,21

91

33,75

33,56

-

-

-

15. Vehicles, Vehicle Parts & Transport Equipments

79

10,81

8,59

129

133,15

132,36

2

28,00

-

16. Other Industries

984

47,90

37,33

3,199

123,12

96,98

-

-

-

17. Electricity, Gas & Water

18

48,08

29,12

27

1244,48

936,26

-

-

-

(a) Electricity Generation & Transmission

7

46,95

28,17

23

1244,13

935,92

-

-

-

(b) Non-Conventional Energy

1

8

9

3

32

31

-

-

-

(c) Gas, Steam & Water Supply

10

1,05

86

1

3

3

-

-

-

18. Construction

238

71,61

63,59

1,316

97,64

87,48

4

10,73

9,26

(a) Other than Infrastructure

81

24,22

21,11

1,021

73,14

63,85

-

-

-

(b) Infrastructure Construction

157

47,39

42,48

295

24,50

23,62

4

10,73

9,26

III.

TRANSPORT OPERATORS

2,346

120,90

90,69

2,846

105,50

79,22

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

4,054

271,66

219,86

8,386

435,10

335,78

-

-

-

1. Professional Services

202

14,16

12,21

2,629

51,81

40,40

-

-

-

2. Tourism, Hotel & Restaurants

708

112,72

91,23

665

34,53

28,74

-

-

-

3. Recreation services

144

3,80

2,96

49

1,03

89

-

-

-

4. IT and Telecommunications

85

7,84

6,64

39

4,30

3,99

-

-

-

5. Others

2,915

133,14

106,83

5,004

343,43

261,77

-

-

-

V.

PERSONAL LOANS

98,693

2049,31

1578,69

68,126

1199,14

1058,01

-

-

-

1. Housing

29,550

1191,62

951,38

20,464

610,42

566,09

-

-

-

2. Consumer Durables

1,885

11,61

8,81

8,277

97,39

86,79

-

-

-

3. Vehicles

10,447

218,07

160,56

6,083

89,85

81,82

-

-

-

4. Education

3,548

109,38

69,16

8,446

125,45

113,73

-

-

-

5. Personal Credit Cards

-

-

-

634

3,20

1,96

-

-

-

6. Others

53,263

518,63

388,78

24,222

272,83

207,61

-

-

-

VI.

TRADE

22,129

715,74

600,79

36,304

670,42

467,08

10

4,95

3,16

1. Wholesale Trade

623

133,00

121,49

454

75,95

33,84

1

18

-

2. Retail Trade

21,506

582,74

479,29

35,850

594,47

433,24

9

4,77

3,16

VII.

FINANCE

117

9,04

7,06

257

69,41

15,76

-

-

-

VIII.

ALL OTHERS

2,625

59,07

51,99

6,938

318,55

300,94

-

-

-

TOTAL BANK CREDIT

1,83,516

4748,88

3744,49

2,84,980

10513,45

5931,12

33

112,55

52,60

STATE : HIMACHAL PRADESH

(Amount in Rupees Lakh)

OCCUPATION

REGIONAL RURAL BANKS

PRIVATE SECTOR BANKS

ALL SCHEDULED COMMERCIAL BANKS

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

31,132

129,44

98,16

111

4,54

4,01

2,31,085

2022,78

1680,49

1. Direct Finance

30,467

124,25

94,73

110

4,52

3,98

2,27,866

1812,71

1493,12

2. Indirect Finance

665

5,18

3,43

1

3

3

3,219

210,07

187,37

II.

INDUSTRY

2,205

26,67

20,40

441

1397,66

797,98

18,502

8881,61

4159,26

1. Mining & Quarrying

24

1,25

1,09

-

-

-

194

28,15

22,68

2. Food Manufacturing & Processing

121

3,54

2,61

1

10,00

6,17

1,339

211,27

102,59

  (a) Rice Mills, Flour & Dal Mills

46

1,08

78

-

-

-

358

112,03

25,65

  (b) Sugar

-

-

-

-

-

-

4

13

14

  (c) Edible Oils & Vanaspati

2

8

4

-

-

-

39

4,52

3,74

  (d) Tea Processing

-

-

-

-

-

-

5

2,32

1,59

  (e) Processing of Fruits & Vegetables

3

13

12

-

-

-

66

8,91

6,04

  (f) Others

70

2,26

1,67

1

10,00

6,17

867

83,35

65,43

3. Beverage & Tobacco

1

4

2

-

-

-

87

21,35

18,91

4. Textiles

490

2,49

1,46

8

214,59

206,85

2,560

431,00

372,87

  (a) Cotton Textiles

3

4

1

3

213,52

206,57

300

385,47

337,96

  (b) Jute & Other Natural Fibre Textiles

21

4

4

1

1,00

24

55

4,74

3,75

  (c) Handloom Textiles & Khadi

391

1,44

84

2

2

1

1,181

13,03

10,25

  (d) Other Textiles & Textile Products

75

97

57

2

5

3

1,024

27,76

20,92

5. Paper, Paper Products & Printing

11

39

29

12

7,28

6,31

646

220,71

194,37

6. Woods and Wood Products

71

56

40

-

-

-

959

18,10

15,26

7. Leather & Leather Products

40

46

33

-

-

-

214

12,33

7,40

8. Gems and Jewellery

1

-

-

3

2

2

101

3,62

2,99

9. Rubber & Plastic Products

4

15

11

1

3

2

416

3164,51

108,84

10. Chemicals & Chemical Products

94

37

25

20

95,55

70,44

1,769

717,94

538,11

  (a) Heavy Industrial Chemicals

-

-

-

1

2

2

61

24,26

20,71

  (b) Fertilisers

-

-

-

-

-

-

18

2,08

2,02

  (c) Drugs & Pharmaceuticals

5

11

6

14

84,78

60,73

1,281

520,85

399,35

  (d) Non-Edible Oils

-

-

-

-

-

-

8

6,65

6,32

  (e) Other Chemicals & Chemical Products

89

26

19

5

10,75

9,69

401

164,10

109,70

11. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

32

21,36

19,27

12. Manufacture of Cement & Cement Products

2

13

8

4

32

9

130

281,48

208,19

13. Basic Metals & Metal Products

29

1,31

91

-

-

-

1,042

587,63

425,96

  (a) Iron & Steel

1

3

3

-

-

-

222

411,97

293,01

  (b) Non-Ferrous Metals

-

-

-

-

-

-

68

52,71

37,47

  (c) Metal Products

28

1,28

88

-

-

-

752

122,95

95,48

14. Engineering

25

55

42

175

32,97

18,20

1,508

294,33

218,49

  (a) Heavy Engineering

-

-

-

-

-

-

75

36,56

19,81

  (b) Light Engineering

11

23

16

167

12,53

5,03

732

109,21

83,72

  (c) Electrical Machinery & Goods

9

20

18

8

20,44

13,17

526

94,42

66,11

  (d) Electronic Machinery & Goods

5

12

8

-

-

-

175

54,14

48,85

15. Vehicles, Vehicle Parts & Transport Equipments

146

93

66

2

1,33

1,34

358

174,22

142,95

16. Other Industries

1,048

8,29

6,47

145

3,17

2,80

5,376

182,48

143,58

17. Electricity, Gas & Water

-

-

-

2

84,26

77,70

47

1376,82

1043,08

  (a) Electricity Generation & Transmission

-

-

-

2

84,26

77,70

32

1375,35

1041,79

  (b) Non-Conventional Energy

-

-

-

-

-

-

4

40

40

  (c) Gas, Steam & Water Supply

-

-

-

-

-

-

11

1,08

89

18. Construction

98

6,20

5,31

68

948,13

408,05

1,724

1134,32

573,70

  (a) Other than Infrastructure

68

3,29

2,69

64

8,09

5,56

1,234

108,75

93,22

  (b) Infrastructure Construction

30

2,91

2,62

4

940,05

402,49

490

1025,57

480,48

III.

TRANSPORT OPERATORS

1,362

38,61

28,46

421

25,69

21,12

6,975

290,70

219,48

IV.

PROFESSIONAL AND OTHER SERVICES

2,876

25,07

18,95

253

26,41

12,45

15,569

758,24

587,05

1. Professional Services

731

3,86

2,09

16

1,68

1,19

3,578

71,51

55,88

2. Tourism, Hotel & Restaurants

169

4,62

4,12

20

7,01

5,21

1,562

158,89

129,29

3. Recreation services

64

52

46

-

-

-

257

5,35

4,31

4. IT and Telecommunications

8

31

30

3

12

10

135

12,58

11,03

5. Others

1,904

15,76

11,98

214

17,60

5,96

10,037

509,92

386,53

V.

PERSONAL LOANS

22,633

201,76

153,36

5,733

231,39

126,08

1,95,185

3681,60

2916,15

1. Housing

3,178

76,76

62,40

704

53,61

44,80

53,896

1932,41

1624,67

2. Consumer Durables

1,498

9,19

6,52

173

3,50

2,74

11,833

121,69

104,85

3. Vehicles

2,550

29,94

22,33

3,184

147,06

66,26

22,264

484,92

330,98

4. Education

349

4,45

2,83

12

29

24

12,355

239,57

185,97

5. Personal Credit Cards

-

-

-

61

1,93

56

695

5,12

2,52

6. Others

15,058

81,42

59,28

1,599

25,01

11,48

94,142

897,90

667,16

VI.

TRADE

9,871

109,43

87,37

468

62,95

45,29

68,782

1563,49

1203,67

1. Wholesale Trade

552

8,79

6,80

10

13,23

3,24

1,640

231,13

165,38

2. Retail Trade

9,319

100,65

80,57

458

49,72

42,05

67,142

1332,36

1038,30

VII.

FINANCE

638

4,40

2,96

30

1,77

65

1,042

84,62

26,43

VIII.

ALL OTHERS

12,882

60,02

44,45

1,668

19,21

9,30

24,113

456,85

406,67

TOTAL BANK CREDIT

83,599

595,39

454,11

9,125

1769,63

1016,88

5,61,253

17739,90

11199,20