NORTHERN REGION

(Amount in ` Thousand)

OCCUPATION

BILASPUR

CHAMBA

HAMIRPUR

KANGRA

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

14,836

106,17,66

12,499

51,04,03

20,770

134,75,70

44,522

215,05,40

1. Direct Finance

14,735

101,64,60

12,155

49,02,79

20,495

126,94,41

43,535

208,19,52

2. Indirect Finance

101

4,53,06

344

2,01,24

275

7,81,29

987

6,85,88

II.

INDUSTRY

696

51,30,11

1,085

177,17,65

1,003

33,50,94

3,175

217,22,05

1. Mining & Quarrying

4

10,71

4

61,00

7

51,67

23

1,92,12

2. Manufacturing & Processing

626

44,84,31

1,030

18,45,55

968

28,46,99

2,920

172,27,18

3. Electricity, Gas & Water

2

9,34

4

154,95,11

-

-

3

1,81,39

4. Construction

64

6,25,75

47

3,15,99

28

4,52,28

229

41,21,36

III.

TRANSPORT OPERATORS

975

64,10,32

587

14,78,13

532

22,69,62

1,328

42,66,94

IV.

PROFESSIONAL AND OTHER SERVICES

905

22,32,20

528

13,21,80

1,353

25,47,32

3,847

112,21,20

V.

PERSONAL LOANS

9,166

134,86,29

14,295

152,30,42

10,106

138,72,04

44,271

569,88,84

1. Loans for Housing

2,668

75,75,99

3,591

70,93,76

3,133

71,00,89

11,819

318,90,85

2. Loans for Purchase of Consumer Durables

823

4,30,75

426

1,91,80

334

1,65,77

1,791

10,42,62

3. Rest of the Personal Loans

5,675

54,79,55

10,278

79,44,86

6,639

66,05,38

30,661

240,55,37

VI.

TRADE

3,397

69,06,61

5,848

71,12,50

4,426

82,49,76

11,731

265,50,85

1. Wholesale Trade

94

7,95,43

108

2,12,85

22

2,57,13

176

24,07,30

2. Retail Trade

3,303

61,11,18

5,740

68,99,65

4,404

79,92,63

11,555

241,43,55

VII.

FINANCE

47

64,03

69

49,59

152

1,84,06

288

9,02,14

VIII.

ALL OTHERS

1,425

9,86,38

972

5,61,55

2,015

10,34,85

3,110

22,70,30

TOTAL BANK CREDIT

31,447

458,33,60

35,883

485,75,67

40,357

449,84,29

1,12,272

1454,27,72

TABLE NO. 5.9 - DISTRICT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL
BANKS ACCORDING TO OCCUPATION - MARCH 2010

NORTHERN REGION

(Amount in ` Thousand)

OCCUPATION

KINNAUR

KULU

LAHUL & SPITI

MANDI

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

9

10

11

12

13

14

15

16

I.

AGRICULTURE

3,905

43,86,63

16,584

168,33,05

1,299

10,03,14

29,518

140,00,63

1. Direct Finance

3,839

43,42,11

16,324

163,82,31

1,292

9,96,07

29,088

136,18,72

2. Indirect Finance

66

44,52

260

4,50,74

7

7,07

430

3,81,91

II.

INDUSTRY

178

872,83,70

1,705

456,57,89

165

1,62,55

2,211

88,37,44

1. Mining & Quarrying

3

10,80

18

5,24,41

1

3,96

28

4,96,59

2. Manufacturing & Processing

161

1,48,17

1,531

37,36,31

136

1,04,09

2,026

57,57,82

3. Electricity, Gas & Water

5

225,82,91

11

375,93,18

-

-

1

16,27

4. Construction

9

645,41,82

145

38,03,99

28

54,50

156

25,66,76

III.

TRANSPORT OPERATORS

196

6,27,09

1,053

32,53,59

64

1,90,14

1,645

51,94,02

IV.

PROFESSIONAL AND OTHER SERVICES

170

4,89,08

1,416

62,69,38

77

3,46,61

2,624

81,28,55

V.

PERSONAL LOANS

2,434

59,66,17

12,704

258,71,89

1,183

15,67,07

27,115

346,17,04

1. Loans for Housing

885

40,69,06

4,425

175,69,06

262

6,86,94

5,820

179,86,63

2.Loans for Purchase of Consumer Durables

26

11,39

587

4,22,78

20

8,68

1,966

11,00,24

3. Rest of the Personal Loans

1,523

18,85,72

7,692

78,80,05

901

8,71,45

19,329

155,30,17

VI.

TRADE

805

15,13,75

4,289

103,25,30

410

5,54,38

9,135

163,01,73

1. Wholesale Trade

16

74,57

115

6,15,26

3

22,11

752

15,21,28

2. Retail Trade

789

14,39,18

4,174

97,10,04

407

5,32,27

8,383

147,80,45

VII.

FINANCE

5

97

178

1,34,55

1

3

830

4,96,58

VIII.

ALL OTHERS

270

1,39,16

837

5,26,36

100

1,22,96

1,310

8,39,75

TOTAL BANK CREDIT

7,963

1004,06,55

38,766

1088,72,01

3,299

39,46,88

74,388

884,15,74

TABLE NO. 5.9 - DISTRICT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL
BANKS ACCORDING TO OCCUPATION - MARCH 2010

NORTHERN REGION

(Amount in ` Thousand)

OCCUPATION

SIMLA

SIRMAUR

SOLAN

UNA

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

17

18

19

20

21

22

23

24

I.

AGRICULTURE

31,772

725,29,01

16,964

106,55,13

20,052

441,65,43

16,655

84,62,23

1. Direct Finance

31,439

517,38,37

16,785

101,69,30

19,701

206,52,44

16,580

81,63,53

2. Indirect Finance

333

207,90,64

179

4,85,83

351

235,12,99

75

2,98,70

II.

INDUSTRY

1,607

1036,49,96

994

491,24,58

3,452

1438,99,78

1,259

268,97,04

1. Mining & Quarrying

9

98,99

33

3,22,57

72

4,72,66

23

2,07,04

2. Manufacturing & Processing

1,350

301,66,91

927

444,06,76

3,197

1419,28,49

1,123

260,66,42

3. Electricity, Gas & Water

11

285,36,32

1

6,19

3

2,14,04

4

4,85

4. Construction

237

448,47,74

33

43,89,06

180

12,84,59

109

6,18,73

III.

TRANSPORT OPERATORS

1,365

62,73,85

170

7,44,22

1,662

90,13,20

400

16,50,06

IV.

PROFESSIONAL AND OTHER SERVICES

2,136

155,23,99

751

52,80,43

1,767

145,66,93

1,462

40,95,32

V.

PERSONAL LOANS

31,000

821,60,13

10,176

172,07,01

21,688

498,84,61

8,717

126,88,06

1. Loans for Housing

9,632

561,10,21

3,535

107,25,22

7,836

334,19,99

2,252

64,45,14

2.Loans for Purchase of Consumer Durables

867

4,57,09

619

2,67,95

1,619

9,96,48

669

3,51,32

3. Rest of the Personal Loans

20,501

255,92,83

6,022

62,13,84

12,233

154,68,14

5,796

58,91,60

VI.

TRADE

7,880

273,67,69

3,397

76,31,58

5,441

177,39,77

3,862

75,48,00

1. Wholesale Trade

102

110,20,82

49

5,60,74

224

36,01,41

132

7,41,99

2. Retail Trade

7,778

163,46,87

3,348

70,70,84

5,217

141,38,36

3,730

68,06,01

VII.

FINANCE

60

9,33,56

102

3,01,24

364

5,11,79

71

1,54,71

VIII.

ALL OTHERS

8,511

376,26,68

1,794

10,88,45

5,468

58,38,80

1,205

8,19,74

TOTAL BANK CREDIT

84,331

3460,64,87

34,348

920,32,64

59,894

2856,20,31

33,631

623,15,16