NORTHERN REGION

STATE : JAMMU & KASHMIR

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

URBAN

METROPOLITAN

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

7

8

9

10

11

12

I.

AGRICULTURE

34,025

204,18

163,62

5,251

65,38

48,69

1,319

81,77

66,42

-

-

-

1. Direct Finance

33,236

194,47

156,51

5,000

57,32

41,73

900

42,82

31,67

-

-

-

2. Indirect Finance

789

9,71

7,11

251

8,06

6,96

419

38,95

34,75

-

-

-

II.

INDUSTRY

9,277

464,83

372,79

2,431

253,65

184,09

9,011

470,27

366,43

-

-

-

1. Mining & Quarrying

26

1,58

1,00

13

9,77

3,56

36

20,84

1,93

-

-

-

2. Food Manufacturing & Processing

481

19,62

14,42

135

27,30

23,72

460

130,37

102,66

-

-

-

(a) Rice Mills, Flour & Dal Mills

103

11,37

8,45

59

11,25

9,93

137

43,76

33,54

-

-

-

(b) Sugar

-

-

-

-

-

-

-

-

-

-

-

-

(c) Edible Oils & Vanaspati

76

2,26

1,57

17

6,01

5,29

32

4,06

3,06

-

-

-

(d) Tea Processing

-

-

-

-

-

-

1

9

1

-

-

-

(e) Processing of Fruits & Vegetables

19

79

56

10

5,41

4,96

11

9,84

9,22

-

-

-

(f) Others

283

5,21

3,84

49

4,63

3,54

279

72,63

56,84

-

-

-

3. Beverage & Tobacco

7

2,33

2,37

6

3,57

3,93

20

2,97

2,51

-

-

-

4. Textiles

189

7,18

3,61

141

97,09

67,54

873

40,98

31,57

-

-

-

(a) Cotton Textiles

10

4,03

97

33

92,20

64,25

33

4,62

2,75

-

-

-

(b) Jute & Other Natural Fibre Textiles

2

5

1

1

4

4

4

2,48

2,04

-

-

-

(c) Handloom Textiles & Khadi

104

69

60

33

21

18

169

4,89

3,05

-

-

-

(d) Other Textiles & Textile Products

73

2,43

2,03

74

4,64

3,07

667

28,99

23,73

-

-

-

5. Paper, Paper Products & Printing

20

77

56

30

4,04

3,17

132

8,02

7,03

-

-

-

6. Leather & Leather Products

24

21

17

19

96

92

196

3,50

3,00

-

-

-

7. Rubber & Plastic Products

26

1,70

1,37

38

7,05

5,96

74

6,29

5,70

-

-

-

8. Chemicals & Chemical Products

38

2,69

2,52

45

23,43

20,46

109

16,73

14,15

-

-

-

(a) Heavy Industrial Chemicals

-

-

-

3

73

57

14

2,19

2,07

-

-

-

(b) Fertilisers

-

-

-

2

60

55

1

90

89

-

-

-

(c) Drugs & Pharmaceuticals

24

1,28

1,25

3

1,15

1,15

26

2,43

1,77

-

-

-

(d) Non-Edible Oils

1

5

2

1

20

19

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

13

1,36

1,25

36

20,75

17,99

68

11,20

9,41

-

-

-

9. Petroleum, Coal Products & Nuclear Fuels

2

36

27

-

-

-

5

41

27

-

-

-

10. Manufacture of Cement & Cement Products

21

1,89

1,56

29

9,25

4,41

33

54,17

49,95

-

-

-

11. Basic Metals & Metal Products

86

2,46

2,03

80

11,85

9,68

159

28,68

20,42

-

-

-

(a) Iron & Steel

1

5

5

18

6,97

5,63

28

12,05

10,99

-

-

-

(b) Non-Ferrous Metals

-

-

-

2

37

14

7

1,59

1,22

-

-

-

(c) Metal Products

85

2,41

1,98

60

4,52

3,92

124

15,05

8,21

-

-

-

12. Engineering

269

79,67

78,75

77

6,07

5,21

347

26,12

23,25

-

-

-

(a) Heavy Engineering

11

69

69

7

1,05

86

20

1,79

1,37

-

-

-

(b) Light Engineering

115

2,23

1,61

30

61

48

137

5,59

5,06

-

-

-

(c) Electrical Machinery & Goods

129

76,64

76,36

31

4,17

3,63

120

15,63

14,23

-

-

-

(d) Electronic Machinery & Goods

14

11

8

9

24

24

70

3,11

2,60

-

-

-

13. Vehicles, Vehicle Parts & Transport Equipments

213

2,62

1,87

21

5,75

56

35

3,12

1,36

-

-

-

14. Other Industries

7,253

47,81

36,15

1,533

30,64

22,30

6,057

77,35

60,79

-

-

-

15. Electricity, Gas & Water

14

275,51

211,16

9

1,74

91

16

79

64

-

-

-

(a) Electricity Generation & Transmission

14

275,51

211,16

-

-

-

5

17

19

-

-

-

(b) Non-Conventional Energy

-

-

-

8

1,20

65

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

1

54

26

11

62

46

-

-

-

16. Construction

608

18,45

14,99

255

15,15

11,75

459

49,92

41,18

-

-

-

III.

TRANSPORT OPERATORS

7,064

162,86

113,73

2,245

85,25

60,78

3,319

124,17

92,97

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

1,358

44,00

32,20

651

24,08

18,17

2,043

1509,32

1689,64

-

-

-

V.

PERSONAL LOANS

1,00,354

553,85

430,85

24,357

195,18

157,72

87,633

859,49

682,29

-

-

-

1. Loans for Purchase of Consumer Durables

5,754

26,50

20,11

1,791

9,57

7,47

7,482

41,42

31,58

-

-

-

2. Loans for Housing

6,116

93,60

79,58

3,227

67,97

57,97

9,231

253,03

220,03

-

-

-

3. Rest of the Personal Loans

88,484

433,75

331,16

19,339

117,64

92,28

70,920

565,04

430,68

-

-

-

VI.

TRADE

28,930

266,34

202,72

8,605

183,45

146,52

16,292

843,58

735,14

-

-

-

1. Wholesale Trade

1,132

27,40

21,22

372

21,86

18,09

1,977

556,59

508,19

-

-

-

2. Retail Trade

27,798

238,95

181,49

8,233

161,59

128,44

14,315

286,99

226,95

-

-

-

VII.

FINANCE

106

500,75

332,73

23

2,90

2,54

237

12,17

7,92

-

-

-

VIII.

ALL OTHERS

15,739

114,43

88,60

4,886

44,95

29,22

11,504

148,97

113,46

-

-

-

TOTAL BANK CREDIT

1,96,853

2311,25

1737,22

48,449

854,84

647,72

1,31,358

4049,74

3754,26

-

-

-

OF WHICH : 1. Artisans and Village & Tiny Industries

5,672

36,76

27,63

1,156

10,32

7,61

3,500

28,40

20,88

-

-

-

2. Other Small Scale Industries

1,069

28,10

22,21

575

113,29

80,78

2,311

181,38

137,92

-

-

-