EASTERN REGION (Contd.)

STATE: JHARKHAND

(Amount in ` Lakh)

OCCUPATION

STATE BANK OF INDIA AND
ITS ASSOCIATES

NATIONALISED BANKS

FOREIGN BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

1,27,241

681,03

506,70

2,55,059

1419,71

1179,25

-

-

-

1. Direct Finance

1,24,076

429,71

332,84

2,47,819

1236,82

1027,34

-

-

-

2. Indirect Finance

3,165

251,32

173,86

7,240

182,89

151,92

-

-

-

II.

INDUSTRY

6,768

4090,76

2965,45

22,655

6164,84

4584,40

41

26,00

17,97

1. Mining & Quarrying

264

432,30

351,80

508

716,99

371,21

1

25

3

2. Food Manufacturing & Processing

1,434

71,06

53,78

2,019

170,81

138,68

-

-

-

(a) Rice Mills, Flour & Dal Mills

494

43,18

35,36

567

66,10

56,81

-

-

-

(b) Sugar

1

6

-

6

32

28

-

-

-

(c) Edible Oils & Vanaspati

72

1,11

91

93

19,13

11,25

-

-

-

(d) Tea Processing

-

-

-

19

16

13

-

-

-

(e) Processing of Fruits & Vegetables

7

41

35

18

1,45

1,02

-

-

-

(f) Others

860

26,30

17,16

1,316

83,65

69,19

-

-

-

3. Beverage & Tobacco

38

3,44

2,62

42

37,72

30,13

-

-

-

4. Textiles

387

14,48

11,24

961

41,12

33,66

-

-

-

(a) Cotton Textiles

33

1,19

42

37

1,35

1,21

-

-

-

(b) Jute & Other Natural Fibre Textiles

40

7,19

6,80

85

1,41

1,45

-

-

-

(c) Handloom Textiles & Khadi

57

18

17

182

1,41

1,27

-

-

-

(d) Other Textiles & Textile Products

257

5,90

3,85

657

36,96

29,73

-

-

-

5. Paper, Paper Products & Printing

205

61,42

35,56

268

24,44

18,51

1

97

2

6. Woods and Wood Products

283

10,80

8,14

618

16,76

16,05

-

-

-

7. Leather & Leather Products

82

2,40

1,82

144

3,01

2,75

-

-

-

8. Gems and Jewellery

41

88

71

188

10,90

10,09

-

-

-

9. Rubber & Plastic Products

112

159,77

111,24

313

75,02

58,75

-

-

-

10. Chemicals & Chemical Products

181

76,21

60,65

659

142,22

95,19

-

-

-

(a) Heavy Industrial Chemicals

25

25,82

23,03

33

98,36

58,97

-

-

-

(b) Fertilisers

-

-

-

3

4

4

-

-

-

(c) Drugs & Pharmaceuticals

8

1,39

99

54

9,42

8,22

-

-

-

(d) Non-Edible Oils

2

8

5

11

2,94

1,30

-

-

-

(e) Other Chemicals & Chemical Products

146

48,93

36,58

558

31,45

26,65

-

-

-

11. Petroleum, Coal Products & Nuclear Fuels

52

399,36

414,80

210

112,12

95,55

-

-

-

12. Manufacture of Cement & Cement Products

113

27,90

16,62

504

53,05

44,30

-

-

-

13. Basic Metals & Metal Products

655

1079,76

646,91

1,941

1805,78

1318,99

1

7,56

7,56

(a) Iron & Steel

279

1004,36

581,86

458

1548,43

1095,01

1

7,56

7,56

(b) Non-Ferrous Metals

42

37,51

32,64

51

36,57

32,30

-

-

-

(c) Metal Products

334

37,88

32,41

1,432

220,79

191,68

-

-

-

14. Engineering

776

360,67

225,24

2,946

299,75

248,53

4

6,82

5,11

(a) Heavy Engineering

36

180,68

129,98

217

31,17

28,13

-

-

-

(b) Light Engineering

550

162,09

80,35

2,109

226,33

194,80

3

5,02

4,48

(c) Electrical Machinery & Goods

152

16,02

13,40

488

38,65

22,60

1

1,80

63

(d) Electronic Machinery & Goods

38

1,88

1,51

132

3,61

3,00

-

-

-

15. Vehicles, Vehicle Parts & Transport Equipments

323

816,41

563,29

780

681,46

574,34

1

3,00

2,39

16. Other Industries

1,662

76,21

63,64

9,147

517,35

478,07

3

71

54

17. Electricity, Gas & Water

21

25,52

22,10

41

925,31

650,24

-

-

-

(a) Electricity Generation & Transmission

3

57

40

16

916,73

642,88

-

-

-

(b) Non-Conventional Energy

1

35

34

6

62

55

-

-

-

(c) Gas, Steam & Water Supply

17

24,59

21,35

19

7,96

6,81

-

-

-

18. Construction

139

472,17

375,27

1,366

531,02

399,35

30

6,69

2,32

(a) Other than Infrastructure

22

57,00

40,90

676

253,66

241,01

1

2,89

27

(b) Infrastructure Construction

117

415,17

334,37

690

277,36

158,35

29

3,80

2,05

III.

TRANSPORT OPERATORS

4,414

241,39

190,59

9,952

390,23

330,66

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

6,043

235,17

173,56

35,648

1436,06

1226,62

1

90

37

1. Professional Services

191

11,26

6,45

5,665

215,86

160,60

-

-

-

2. Tourism, Hotel & Restaurants

332

33,25

26,35

2,586

171,52

144,35

-

-

-

3. Recreation services

113

3,03

2,20

135

4,10

3,42

-

-

-

4. IT and Telecommunications

59

4,95

4,63

120

9,89

8,87

-

-

-

5. Others

5,348

182,68

133,93

27,142

1034,69

909,38

1

90

37

V.

PERSONAL LOANS

2,45,585

5030,73

3731,31

1,58,228

2721,61

2241,77

105

3,46

52

1. Housing

22,317

1357,75

1020,79

21,972

918,51

804,67

-

-

-

2. Consumer Durables

2,967

17,30

11,50

7,017

59,61

50,31

-

-

-

3. Vehicles

21,734

491,15

367,59

16,122

233,22

185,96

12

35

6

4. Education

12,343

407,40

274,83

17,708

451,49

390,19

-

-

-

5. Personal Credit Cards

-

-

-

31,117

234,96

153,01

93

3,10

46

6. Others

1,86,224

2757,13

2056,60

64,292

823,82

657,64

-

-

-

VI.

TRADE

32,971

1298,17

1096,07

70,343

2023,24

1769,63

21

23,37

18,26

1. Wholesale Trade

475

532,61

456,75

4,504

378,56

344,73

10

7,81

7,01

2. Retail Trade

32,496

765,56

639,32

65,839

1644,68

1424,90

11

15,56

11,25

VII.

FINANCE

67

15,23

12,11

1,473

63,81

43,46

-

-

-

VIII.

ALL OTHERS

1,724

23,12

21,02

42,649

596,13

464,43

-

-

-

TOTAL BANK CREDIT

4,24,813

11615,61

8696,81

5,96,007

14815,63

11840,23

168

53,73

37,13

TABLE NO. 5.6 – STATE AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2010

STATE: JHARKHAND

(Amount in ` Lakh)

OCCUPATION

REGIONAL RURAL BANKS

PRIVATE SECTOR BANKS

ALL SCHEDULED
COMMERCIAL BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

10

11

12 

13

14

15 

16

17

 18

I.

AGRICULTURE

2,10,364

452,08

313,73

1,937

30,38

23,98

5,94,601

2583,20

2023,67

1. Direct Finance

2,07,219

439,36

304,65

1,903

22,13

16,45

5,81,017

2128,01

1681,28

2. Indirect Finance

3,145

12,72

9,08

34

8,25

7,53

13,584

455,18

342,39

II.

INDUSTRY

9,459

43,83

32,24

1,363

860,02

549,01

40,286

11185,47

8149,06

1. Mining & Quarrying

26

1,43

1,15

25

26,99

23,43

824

1177,97

747,62

2. Food Manufacturing & Processing

2,236

7,94

5,15

89

15,89

11,05

5,778

265,71

208,66

(a) Rice Mills, Flour & Dal Mills

689

3,67

2,29

6

2,65

2,05

1,756

115,60

96,51

(b) Sugar

-

-

-

-

-

-

7

38

28

(c) Edible Oils & Vanaspati

87

30

25

-

-

-

252

20,54

12,40

(d) Tea Processing

66

10

5

2

4

1

87

30

19

(e) Processing of Fruits & Vegetables

8

29

16

1

1,00

1,01

34

3,15

2,54

(f) Others

1,386

3,59

2,40

80

12,21

7,98

3,642

125,74

96,74

3. Beverage & Tobacco

-

-

-

16

16,29

15,68

96

57,46

48,43

4.Textiles

2,062

6,27

4,68

57

10,98

9,76

3,467

72,84

59,33

(a) Cotton Textiles

22

89

61

5

4,19

4,01

97

7,62

6,25

(b) Jute & Other Natural Fibre Textiles

135

23

20

1

3

2

261

8,86

8,46

(c) Handloom Textiles & Khadi

96

15

5

4

1,51

1,30

339

3,25

2,79

(d) Other Textiles & Textile Products

1,809

5,00

3,82

47

5,25

4,43

2,770

53,11

41,83

5. Paper, Paper Products & Printing

5

2

-

3

23

11

482

87,08

54,21

6. Woods and Wood Products

321

1,02

55

3

7

5

1,225

28,66

24,79

7. Leather & Leather Products

118

23

15

1

7

5

345

5,71

4,77

8. Gems and Jewellery

535

1,00

44

-

-

-

764

12,78

11,25

9. Rubber & Plastic Products

81

64

51

13

2,52

1,40

519

237,95

171,91

10. Chemicals & Chemical Products

14

15

14

6

24,04

10,01

860

242,62

165,98

(a) Heavy Industrial Chemicals

-

-

-

-

-

-

58

124,18

82,00

(b) Fertilisers

1

1

1

-

-

-

4

5

4

(c) Drugs & Pharmaceuticals

13

15

13

-

-

-

75

10,95

9,34

(d) Non-Edible Oils

-

-

-

-

-

-

13

3,02

1,35

(e) Other Chemicals & Chemical Products

-

-

-

6

24,04

10,01

710

104,41

73,24

11. Petroleum, Coal Products & Nuclear Fuels

2

90

68

10

3,10

2,91

274

515,48

513,95

12. Manufacture of Cement & Cement Products

23

20

16

2

125,16

95,09

642

206,31

156,18

13. Basic Metals & Metal Products

81

83

63

86

296,28

125,43

2,764

3190,22

2099,52

(a) Iron & Steel

1

7

5

28

185,57

52,96

767

2745,99

1737,44

(b) Non-Ferrous Metals

-

-

-

-

-

-

93

74,08

64,94

(c) Metal Products

80

76

58

58

110,71

72,47

1,904

370,14

297,13

14. Engineering

343

1,68

1,13

27

2,66

1,04

4,096

671,58

481,03

(a) Heavy Engineering

-

-

-

6

74

19

259

212,59

158,30

(b) Light Engineering

137

35

25

7

46

14

2,806

394,25

280,02

(c) Electrical Machinery & Goods

48

56

19

7

85

20

696

57,87

37,01

(d) Electronic Machinery & Goods

158

78

68

7

61

50

335

6,87

5,70

15. Vehicles, Vehicle Parts & Transport Equipments

673

7,46

5,61

93

194,48

163,38

1,870

1702,82

1309,01

16.Other Industries

2,860

11,08

8,56

86

5,97

3,30

13,758

611,31

554,10

17.Electricity, Gas & Water

-

-

-

6

2,11

1,68

68

952,94

674,02

(a) Electricity Generation & Transmission

-

-

-

5

1,11

79

24

918,42

644,07

(b) Non-Conventional Energy

-

-

-

-

-

-

7

97

89

(c) Gas, Steam & Water Supply

-

-

-

1

1,00

89

37

33,56

29,06

18. Construction

79

2,98

2,70

840

133,17

84,66

2,454

1146,03

864,31

(a) Other than Infrastructure

72

2,91

2,67

783

129,11

80,41

1,554

445,58

365,26

(b) Infrastructure Construction

7

7

3

57

4,06

4,25

900

700,45

499,04

III.

TRANSPORT OPERATORS

5,985

91,97

71,63

3,570

316,31

231,82

23,921

1039,91

824,70

IV.

PROFESSIONAL AND OTHER SERVICES

10,200

50,61

37,56

2,105

91,49

63,86

53,997

1814,23

1501,98

1. Professional Services

4,863

14,21

9,93

77

12,46

6,22

10,796

253,79

183,20

2. Tourism, Hotel & Restaurants

52

51

41

49

8,53

7,82

3,019

213,81

178,93

3. Recreation services

22

8

6

-

-

-

270

7,21

5,68

4. IT and Telecommunications

1

3

3

8

1,41

1,19

188

16,29

14,72

5. Others

5,262

35,77

27,13

1,971

69,08

48,64

39,724

1323,13

1119,46

V.

PERSONAL LOANS

34,241

296,69

211,09

50,231

981,20

653,27

4,88,390

9033,68

6837,97

1. Housing

2,933

38,36

31,47

4,702

362,72

281,27

51,924

2677,35

2138,19

2. Consumer Durables

3,723

20,53

14,69

105

1,46

1,06

13,812

98,90

77,55

3. Vehicles

4,958

27,48

18,58

30,207

299,38

145,80

73,033

1051,58

717,99

4. Education

497

6,99

5,11

1,576

51,37

47,19

32,124

917,25

717,32

5. Personal Credit Cards

-

-

-

627

18,64

1,57

31,837

256,71

155,04

6. Others

22,130

203,33

141,24

13,014

247,62

176,39

2,85,660

4031,89

3031,87

VI.

TRADE

51,762

269,26

199,79

1,003

184,61

165,05

1,56,100

3798,65

3248,79

1.Wholesale Trade

2,467

27,03

21,35

279

32,84

29,13

7,735

978,85

858,97

2.Retail Trade

49,295

242,23

178,43

724

151,77

135,92

1,48,365

2819,80

2389,82

VII.

FINANCE

3,873

15,08

11,05

122

8,84

7,97

5,535

102,97

74,58

VIII.

ALL OTHERS

13,232

57,22

43,24

32,539

229,68

190,75

90,144

906,16

719,44

TOTAL BANK CREDIT

3,39,116

1276,75

920,32

92,870

2702,54

1885,71

14,52,974

30464,25

23380,19