Jharkhand - আরবিআই - Reserve Bank of India
Jharkhand
Jharkhand
Tableno.5.6 – State and Bank Group-wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation–March 2002
EASTERN REGION | (Amount in Rupees Lakh) | ||||||||
STATE BANK OF INDIA | NATIONALISED BANKS | ||||||||
AND ITS ASSOCIATES | |||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | |||
Accounts | Limit | Out- | Accounts | Limit | Out- | ||||
standing | standing | ||||||||
1 | 2 | 3 | 4 | 5 | 6 | ||||
I. | AGRICULTURE | 73,131 | 133,52 | 109,82 | 1,13,461 | 583,69 | 419,95 | ||
1. Direct Finance | 73,023 | 124,78 | 103,80 | 94,123 | 198,12 | 159,72 | |||
2. Indirect Finance | 108 | 8,74 | 6,01 | 19,338 | 385,57 | 260,23 | |||
II. | INDUSTRY | 19,207 | 1186,19 | 718,02 | 31,086 | 1584,43 | 1445,33 | ||
1. Mining & Quarrying | 53 | 24,15 | 20,15 | 82 | 107,74 | 106,58 | |||
2. Food Manufacturing & Processing | 2,257 | 29,04 | 23,54 | 2,442 | 19,06 | 16,05 | |||
(a) | Rice Mills, Flour & Dal Mills | 1,488 | 13,58 | 10,17 | 1,032 | 5,88 | 4,89 | ||
(b) | Sugar | 2 | 17 | 21 | 1 | 5 | 4 | ||
(c) | Edible Oils & Vanaspati | 78 | 7,81 | 7,27 | 162 | 1,40 | 1,33 | ||
(d) | Tea Processing | — | — | — | 5 | 26 | 25 | ||
(e) | Processing of Fruits & Vegetables | 12 | 76 | 73 | 20 | 88 | 89 | ||
(f) | Others | 677 | 6,72 | 5,16 | 1,222 | 10,61 | 8,65 | ||
3. Beverage & Tobacco | 5 | 1,35 | 89 | 143 | 18,25 | 17,70 | |||
4. Textiles | 1,218 | 57,59 | 32,53 | 1,048 | 9,60 | 8,49 | |||
(a) | Cotton Textiles | 43 | 42,08 | 20,94 | 64 | 1,50 | 1,35 | ||
(b) | Jute & Other Natural Fibre Textiles | 345 | 1,32 | 1,33 | 8 | 37 | 40 | ||
(c) | Handloom Textiles & Khadi | 60 | 2,47 | 2,42 | 94 | 26 | 21 | ||
(d) | Other Textiles & Textile Products | 770 | 11,71 | 7,84 | 882 | 7,47 | 6,54 | ||
5. Paper, Paper Products & Printing | 202 | 14,13 | 7,68 | 250 | 4,78 | 3,59 | |||
6. Leather & Leather Products | 197 | 1,50 | 1,18 | 194 | 1,38 | 1,23 | |||
7. Rubber & Plastic Products | 157 | 19,99 | 13,95 | 160 | 10,59 | 9,97 | |||
8. Chemicals & Chemical Products | 191 | 55,39 | 33,04 | 588 | 29,95 | 28,72 | |||
(a) | Heavy Industrial Chemicals | 20 | 12,51 | 9,62 | 16 | 5,01 | 5,58 | ||
(b) | Fertilisers | 2 | 10 | 10 | 1 | 2 | 2 | ||
(c) | Drugs & Pharmaceuticals | 29 | 19,85 | 7,16 | 143 | 15,54 | 15,20 | ||
(d) | Non-Edible Oils | 3 | 31 | 18 | 6 | 2,56 | 2,08 | ||
(e) | Other Chemicals & Chemical Products | 137 | 22,63 | 15,98 | 422 | 6,81 | 5,84 | ||
9. Petroleum, Coal Products & Nuclear Fuels | 4 | 66 | 1,20 | 121 | 31,32 | 28,91 | |||
10. Manufacture of Cement & Cement Products | 74 | 17,88 | 17,24 | 157 | 3,27 | 2,85 | |||
11. Basic Metals & Metal Products | 857 | 306,28 | 141,97 | 1,156 | 1024,06 | 957,64 | |||
(a) | Iron & Steel | 149 | 270,00 | 114,54 | 170 | 976,18 | 913,05 | ||
(b) | Non-Ferrous Metals | 19 | 4,43 | 2,81 | 11 | 2,22 | 1,83 | ||
(c) | Metal Products | 689 | 31,85 | 24,62 | 975 | 45,65 | 42,75 | ||
12. Engineering | 490 | 507,52 | 305,36 | 1,330 | 37,59 | 36,53 | |||
(a) | Heavy Engineering | 13 | 5,35 | 4,88 | 30 | 20,46 | 19,85 | ||
(b) | Light Engineering | 224 | 475,50 | 277,59 | 588 | 6,62 | 5,94 | ||
(c) | Electrical Machinery & Goods | 190 | 21,12 | 18,60 | 602 | 8,62 | 9,02 | ||
(d) | Electronic Machinery & Goods | 63 | 5,54 | 4,29 | 110 | 1,89 | 1,70 | ||
13. Vehicles, Vehicle Parts & Transport Equipments | 247 | 48,34 | 32,28 | 829 | 101,86 | 60,44 | |||
14. Other Industries | 10,877 | 65,89 | 54,12 | 22,169 | 105,13 | 92,58 | |||
15. Electricity, Gas & Water | 21 | 20,69 | 19,69 | 15 | 2,24 | 2,30 | |||
(a) | Electricity Generation &Transmission | 9 | 18,37 | 18,31 | 3 | 12 | 11 | ||
(b) | Non-Conventional Energy | 1 | 4 | 3 | 2 | 6 | 6 | ||
(c) | Gas, Steam & Water Supply | 11 | 2,28 | 1,35 | 10 | 2,06 | 2,13 | ||
16. Construction | 2,357 | 15,77 | 13,21 | 402 | 77,60 | 71,75 | |||
III. | TRANSPORT OPERATORS | 5,324 | 71,53 | 48,88 | 7,500 | 80,48 | 64,32 | ||
IV. | PROFESSIONAL AND OTHER SERVICES | 2,967 | 42,55 | 30,05 | 12,936 | 68,37 | 55,51 | ||
V. | PERSONAL LOANS | 90,257 | 500,63 | 417,97 | 1,04,786 | 572,36 | 470,33 | ||
1. Loans for Purchase of Consumer Durables | 15,126 | 58,23 | 37,93 | 11,359 | 37,58 | 31,16 | |||
2. Loans for Housing | 8,129 | 161,46 | 147,27 | 7,600 | 118,96 | 106,25 | |||
3. Rest of the Personal Loans | 67,002 | 280,94 | 232,77 | 85,827 | 415,83 | 332,91 | |||
VI. | TRADE | 32,908 | 258,06 | 222,27 | 63,258 | 401,95 | 341,55 | ||
1. Wholesale Trade | 2,919 | 90,22 | 80,64 | 5,991 | 93,45 | 80,43 | |||
2. Retail Trade | 29,989 | 167,84 | 141,62 | 57,267 | 308,51 | 261,11 | |||
VII. | FINANCE | 155 | 6,03 | 3,82 | 1,167 | 38,95 | 31,92 | ||
VIII. | ALL OTHERS | 29,110 | 685,89 | 581,67 | 1,08,720 | 410,48 | 336,74 | ||
TOTAL BANK CREDIT | 2,53,059 | 2884,40 | 2132,49 | 4,42,914 | 3740,71 | 3165,65 | |||
OF WHICH: 1.ArtisansandVillage&TinyIndustries | 5,701 | 104,84 | 87,78 | 6,248 | 20,15 | 17,45 | |||
2.OtherSmallScaleIndustries | 7,507 | 134,71 | 96,93 | 13,697 | 157,06 | 142,72 | |||
FOREIGN BANKS | REGIONAL RURAL BANKS | ||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | |||
Accounts | Limit | Out- | Accounts | Limit | Out- | ||||
standing | standing | ||||||||
7 | 8 | 9 | 10 | 11 | 12 | ||||
I. | AGRICULTURE | — | — | — | 1,79,566 | 151,63 | 107,01 | ||
1. Direct Finance | — | — | — | 1,65,440 | 138,75 | 97,50 | |||
2. Indirect Finance | — | — | — | 14,126 | 12,88 | 9,51 | |||
II. | INDUSTRY | — | — | — | 32,206 | 26,77 | 18,71 | ||
1. Mining & Quarrying | — | — | — | 1 | 4 | 4 | |||
2. Food Manufacturing & Processing | — | — | — | 538 | 97 | 70 | |||
(a) | Rice Mills, Flour & Dal Mills | — | — | — | 356 | 66 | 49 | ||
(b) | Sugar | — | — | — | — | — | — | ||
(c) | Edible Oils & Vanaspati | — | — | — | 6 | 2 | 1 | ||
(d) | Tea Processing | — | — | — | — | — | — | ||
(e) | Processing of Fruits & Vegetables | — | — | — | — | — | — | ||
(f) | Others | — | — | — | 176 | 29 | 20 | ||
3. Beverage & Tobacco | — | — | — | 3 | 29 | 12 | |||
4. Textiles | — | — | — | 56 | 9 | 5 | |||
(a) | Cotton Textiles | — | — | — | 9 | 4 | 3 | ||
(b) | Jute & Other Natural Fibre Textiles | — | — | — | — | — | — | ||
(c) | Handloom Textiles & Khadi | — | — | — | 22 | 5 | 2 | ||
(d) | Other Textiles & Textile Products | — | — | — | 25 | — | — | ||
5. Paper, Paper Products & Printing | — | — | — | 31 | 23 | 19 | |||
6. Leather & Leather Products | — | — | — | 19 | 4 | 3 | |||
7. Rubber & Plastic Products | — | — | — | 2 | 4 | 4 | |||
8. Chemicals & Chemical Products | — | — | — | 8 | 4 | 3 | |||
(a) | Heavy Industrial Chemicals | — | — | — | — | — | — | ||
(b) | Fertilisers | — | — | — | — | — | — | ||
(c) | Drugs & Pharmaceuticals | — | — | — | 7 | 4 | 2 | ||
(d) | Non-Edible Oils | — | — | — | — | — | — | ||
(e) | Other Chemicals & Chemical Products | — | — | — | 1 | — | — | ||
9. Petroleum, Coal Products & Nuclear Fuels | — | — | — | 2 | 6 | 5 | |||
10. Manufacture of Cement & Cement Products | — | — | — | 2 | 2 | 1 | |||
11. Basic Metals & Metal Products | — | — | — | 9 | 40 | 23 | |||
(a) | Iron & Steel | — | — | — | 1 | 32 | 18 | ||
(b) | Non-Ferrous Metals | — | — | — | — | — | — | ||
(c) | Metal Products | — | — | — | 8 | 8 | 5 | ||
12. Engineering | — | — | — | 55 | 11 | 10 | |||
(a) | Heavy Engineering | — | — | — | 1 | 3 | 3 | ||
(b) | Light Engineering | — | — | — | 1 | ||||
(c) | Electrical Machinery & Goods | — | — | — | 8 | 3 | 2 | ||
(d) | Electronic Machinery & Goods | — | — | — | 45 | 5 | 5 | ||
13. Vehicles, Vehicle Parts & Transport Equipments | — | — | — | 314 | 98 | 40 | |||
14. Other Industries | — | — | — | 31,159 | 23,27 | 16,55 | |||
15. Electricity, Gas & Water | — | — | — | — | — | — | |||
(a) | Electricity Generation &Transmission | — | — | — | — | — | — | ||
(b) | Non-Conventional Energy | — | — | — | — | — | — | ||
(c) | Gas, Steam & Water Supply | — | — | — | — | — | — | ||
16. Construction | — | — | — | 7 | 20 | 17 | |||
III. | TRANSPORT OPERATORS | — | — | — | 6,700 | 42,75 | 29,51 | ||
IV. | PROFESSIONAL AND OTHER SERVICES | — | — | — | 10,536 | 12,14 | 8,62 | ||
V. | PERSONAL LOANS | — | — | — | 43,840 | 107,26 | 83,09 | ||
1. Loans for Purchase of Consumer Durables | — | — | — | 3,086 | 9,03 | 6,53 | |||
2. Loans for Housing | — | — | — | 1,276 | 15,72 | 15,20 | |||
3. Rest of the Personal Loans | — | — | — | 39,478 | 82,51 | 61,36 | |||
VI. | TRADE | — | — | — | 53,173 | 66,52 | 47,96 | ||
1. Wholesale Trade | — | — | — | 1,386 | 3,83 | 3,17 | |||
2. Retail Trade | — | — | — | 51,787 | 62,68 | 44,79 | |||
VII. | FINANCE | — | — | — | 164 | 31 | 24 | ||
VIII. | ALL OTHERS | — | — | — | 18,422 | 16,71 | 12,47 | ||
TOTAL BANK CREDIT | — | — | — | 3,44,607 | 424,08 | 307,59 | |||
OF WHICH: 1.ArtisansandVillage&TinyIndustries | — | — | — | 22,812 | 15,60 | 10,77 | |||
2.OtherSmallScaleIndustries | — | — | — | 5,729 | 5,77 | 4,29 | |||
OTHER SCHEDULED | ALL SCHEDULED | ||||||||
COMMERCIAL BANKS | COMMERCIAL BANKS | ||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | |||
Accounts | Limit | Out- | Accounts | Limit | Out- | ||||
standing | standing | ||||||||
13 | 14 | 15 | 16 | 17 | 18 | ||||
I. | AGRICULTURE | — | — | — | 3,66,158 | 868,83 | 636,77 | ||
1. Direct Finance | — | — | — | 3,32,586 | 461,64 | 361,02 | |||
2. Indirect Finance | — | — | — | 33,572 | 407,19 | 275,75 | |||
II. | INDUSTRY | 159 | 392,90 | 279,27 | 82,658 | 3190,29 | 2461,33 | ||
1. Mining & Quarrying | — | — | — | 136 | 131,93 | 126,77 | |||
2. Food Manufacturing & Processing | — | — | — | 5,237 | 49,07 | 40,30 | |||
(a) | Rice Mills, Flour & Dal Mills | — | — | — | 2,876 | 20,12 | 15,55 | ||
(b) | Sugar | — | — | — | 3 | 22 | 26 | ||
(c) | Edible Oils & Vanaspati | — | — | — | 246 | 9,22 | 8,61 | ||
(d) | Tea Processing | — | — | — | 5 | 26 | 25 | ||
(e) | Processing of Fruits & Vegetables | — | — | — | 32 | 1,64 | 1,62 | ||
(f) | Others | — | — | — | 2,075 | 17,61 | 14,01 | ||
3. Beverage & Tobacco | — | — | — | 151 | 19,89 | 18,71 | |||
4. Textiles | — | — | — | 2,322 | 67,28 | 41,08 | |||
(a) | Cotton Textiles | — | — | — | 116 | 43,62 | 22,31 | ||
(b) | Jute & Other Natural Fibre Textiles | — | — | — | 353 | 1,70 | 1,73 | ||
(c) | Handloom Textiles & Khadi | — | — | — | 176 | 2,78 | 2,65 | ||
(d) | Other Textiles & Textile Products | — | — | — | 1,677 | 19,18 | 14,38 | ||
5. Paper, Paper Products & Printing | — | — | — | 483 | 19,14 | 11,46 | |||
6. Leather & Leather Products | — | — | — | 410 | 2,93 | 2,45 | |||
7. Rubber & Plastic Products | 1 | 1 | 1 | 320 | 30,63 | 23,96 | |||
8. Chemicals & Chemical Products | 2 | 1,12 | 49 | 789 | 86,50 | 62,28 | |||
(a) | Heavy Industrial Chemicals | 2 | 1,12 | 49 | 38 | 18,64 | 15,68 | ||
(b) | Fertilisers | — | — | — | 3 | 12 | 12 | ||
(c) | Drugs & Pharmaceuticals | — | — | — | 179 | 35,42 | 22,39 | ||
(d) | Non-Edible Oils | — | — | — | 9 | 2,87 | 2,26 | ||
(e) | Other Chemicals & Chemical Products | — | — | — | 560 | 29,44 | 21,82 | ||
9. Petroleum, Coal Products & Nuclear Fuels | — | — | — | 127 | 32,05 | 30,16 | |||
10. Manufacture of Cement & Cement Products | — | — | — | 233 | 21,17 | 20,10 | |||
11. Basic Metals & Metal Products | 10 | 71,54 | 63,21 | 2,032 | 1402,27 | 1163,04 | |||
(a) | Iron & Steel | 10 | 71,54 | 63,21 | 330 | 1318,04 | 1090,98 | ||
(b) | Non-Ferrous Metals | — | — | — | 30 | 6,65 | 4,64 | ||
(c) | Metal Products | — | — | — | 1,672 | 77,58 | 67,43 | ||
12. Engineering | 21 | 43,01 | 37,59 | 1,896 | 588,22 | 379,57 | |||
(a) | Heavy Engineering | 5 | 32,66 | 31,28 | 49 | 58,51 | 56,04 | ||
(b) | Light Engineering | 14 | 27 | 24 | 827 | 482,39 | 283,78 | ||
(c) | Electrical Machinery & Goods | 2 | 10,08 | 6,07 | 802 | 39,84 | 33,71 | ||
(d) | Electronic Machinery & Goods | — | — | — | 218 | 7,48 | 6,04 | ||
13. Vehicles, Vehicle Parts & Transport Equipments | 77 | 206,25 | 157,29 | 1,467 | 357,43 | 250,41 | |||
14. Other Industries | 33 | 23 | 21 | 64,238 | 194,53 | 163,45 | |||
15. Electricity, Gas & Water | 1 | 70,00 | 20,00 | 37 | 92,94 | 41,99 | |||
(a) | Electricity Generation &Transmission | — | — | — | 12 | 18,49 | 18,42 | ||
(b) | Non-Conventional Energy | — | — | — | 3 | 10 | 9 | ||
(c) | Gas, Steam & Water Supply | 1 | 70,00 | 20,00 | 22 | 74,34 | 23,48 | ||
16. Construction | 14 | 74 | 47 | 2,780 | 94,30 | 85,61 | |||
III. | TRANSPORT OPERATORS | 29 | 35 | 34 | 19,553 | 195,12 | 143,04 | ||
IV. | PROFESSIONAL AND OTHER SERVICES | 63 | 2,46 | 2,36 | 26,502 | 125,51 | 96,54 | ||
V. | PERSONAL LOANS | 1,884 | 15,66 | 13,17 | 2,40,767 | 1195,92 | 984,56 | ||
1. Loans for Purchase of Consumer Durables | 20 | 7 | 5 | 29,591 | 104,90 | 75,67 | |||
2. Loans for Housing | 179 | 1,99 | 1,68 | 17,184 | 298,13 | 270,40 | |||
3. Rest of the Personal Loans | 1,685 | 13,61 | 11,44 | 1,93,992 | 792,89 | 638,48 | |||
VI. | TRADE | 65 | 5,87 | 4,20 | 1,49,404 | 732,39 | 615,97 | ||
1. Wholesale Trade | 17 | 1,50 | 1,16 | 10,313 | 189,00 | 165,40 | |||
2. Retail Trade | 48 | 4,37 | 3,04 | 1,39,091 | 543,39 | 450,57 | |||
VII. | FINANCE | 4 | 1,10 | 1,07 | 1,490 | 46,39 | 37,04 | ||
VIII. | ALL OTHERS | 55 | 3,36 | 3,30 | 1,56,307 | 1116,45 | 934,18 | ||
TOTAL BANK CREDIT | 2,259 | 421,70 | 303,71 | 10,42,839 | 7470,90 | 5909,44 | |||
OF WHICH: 1.ArtisansandVillage&TinyIndustries | — | — | — | 34,761 | 140,59 | 116,00 | |||
2.OtherSmallScaleIndustries | 76 | 34,59 | 24,98 | 27,009 | 332,13 | 268,92 | |||