Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1998

SOUTHERN REGION

STATE : KARNATAKA

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

11,76,934

2062,35

1934,98

4,77,984

1127,96

1041,88

1.

Direct Finance

11,56,551

1951,57

1844,05

4,69,045

1063,88

992,94

2.

Indirect Finance

20,383

110,78

90,93

8,939

64,08

48,94

II.

INDUSTRY

66,140

680,90

569,82

58,635

842,13

733,87

1.

Mining & Quarrying

373

28,50

27,05

491

28,78

25,80

2.

Food Manufacturing & Processing

2,652

111,54

98,39

2,699

267,47

214,23

(a) Rice Mills, Flour & Dal Mills

742

15,44

12,38

628

25,39

22,26

(b) Sugar

22

26,93

31,53

50

32,82

31,35

(c) Edible Oils & Vanaspati

172

3,49

3,15

321

27,09

22,37

(d) Tea Processing

6

88

94

7

4,66

4,27

(e) Processing of Fruits & Vegetables

54

13,75

7,12

40

1,67

1,29

(f) Others

1,656

51,05

43,27

1,653

175,83

132,68

3.

Beverage & Tobacco

134

11,84

9,93

238

11,24

8,58

4.

Textiles

1,072

89,44

72,32

2,164

55,35

52,59

(a) Cotton Textiles

169

26,64

23,31

252

15,04

16,42

(b) Jute Textiles

25

27

28

24

44

40

(c) Handloom Textiles & Khadi

103

74

69

114

1,74

1,56

(d) Other Textiles

775

61,79

48,03

1,774

38,14

34,20

5.

Paper, Paper Products & Printing

302

6,08

4,88

609

29,19

26,25

6.

Leather & Leather Products

77

3,33

2,30

158

5,65

5,45

7.

Rubber & Rubber Products

77

4,91

3,70

116

7,03

5,74

8.

Chemicals & Chemical Products

376

38,07

30,42

659

53,90

47,20

(a) Heavy Industrial Chemicals

28

2,49

2,28

54

11,23

10,24

(b) Fertilisers

5

1,25

1,26

14

63

60

(c) Drugs & Pharmaceuticals

74

5,01

4,54

129

9,95

9,87

(d) Non-Edible Oils

19

41

32

25

3,31

3,24

(e) Other Chemicals & Chemical Products

250

28,91

22,02

437

28,78

23,26

9.

Petroleum, Coal Products & Nuclear Fuels

39

26,78

27,79

45

6,90

9,00

10.

Manufacture of Cement & Cement Products

73

17,75

4,41

168

17,26

17,18

11.

Basic Metals & Metal Products

429

62,55

41,76

800

61,87

54,29

(a) Iron & Steel

112

52,15

33,22

128

37,84

32,78

(b) Non-Ferrous Metals

15

62

37

28

3,00

2,05

(c) Other Metal Products

302

9,78

8,17

644

21,03

19,45

12.

Engineering

800

94,45

86,13

1,342

96,26

89,53

(a) Heavy Engineering

301

40,35

34,06

203

41,64

43,88

(b) Light Engineering

202

36,42

35,82

486

29,82

25,60

(c) Electrical Machinery & Goods

174

8,62

8,28

385

11,96

10,62

(d) Electronic Machinery & Goods

123

9,06

7,96

268

12,85

9,43

13.

Vehicles, Vehicle Parts & Transport Equipments

811

26,32

18,77

818

37,18

31,55

14.

Other Industries

58,628

144,34

129,09

47,526

144,06

128,81

15.

Electricity, Gas & Water

41

8,97

7,54

355

6,78

5,56

(a) Electricity Generation & Transmission

26

8,15

6,81

38

2,94

2,18

(b) Non-Conventional Energy

5

9

10

26

20

15

(c) Gas, Steam & Water Supply

10

73

63

291

3,63

3,22

16.

Construction

256

6,03

5,35

447

13,20

12,12

III.

TRANSPORT OPERATORS

22,479

192,11

150,76

20,222

189,37

141,71

IV.

PROFESSIONAL AND OTHER SERVICES

79,735

114,04

101,89

54,325

183,85

164,73

V.

PERSONAL LOANS

2,84,513

515,15

469,40

2,72,254

742,52

670,51

1.

Loans for Purchase of Consumer Durables

15,662

25,28

21,47

19,763

38,68

33,83

2.

Loans for Housing

14,631

102,04

92,52

20,742

202,16

181,77

3.

Rest of the Personal Loans

2,54,220

387,83

355,40

2,31,749

501,68

454,92

VI.

TRADE

2,30,614

429,09

390,38

1,46,982

523,97

459,14

1.

Wholesale Trade

9,028

97,71

92,97

8,355

150,38

127,22

2.

Retail Trade

2,21,586

331,37

297,41

1,38,627

373,59

331,91

VII.

FINANCE

110

4,63

2,45

394

68,44

47,41

VIII.

ALL OTHERS

1,62,882

220,46

205,79

1,16,048

239,60

227,65

TOTAL BANK CREDIT

20,23,407

4218,72

3825,46

11,46,844

3917,85

3486,90

OF WHICH:

1. Artisans & Village Industries

37,222

40,70

36,80

18,723

46,66

40,86

2. Other Small Scale Industries

21,300

142,41

121,15

25,479

304,07

260,62

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

81,868

295,93

264,76

9,478

455,62

392,03

1.

Direct Finance

80,672

243,96

227,33

8,598

98,73

90,01

2.

Indirect Finance

1,196

51,96

37,43

880

356,90

302,02

II.

INDUSTRY

33,375

1447,90

1177,66

35,033

8598,74

6759,87

1.

Mining & Quarrying

320

32,78

27,89

580

197,29

176,53

2.

Food Manufacturing & Processing

1,811

232,70

181,26

780

260,39

205,15

(a) Rice Mills, Flour & Dal Mills

470

43,06

36,24

51

16,83

13,67

(b) Sugar

19

63,35

50,61

50

45,73

28,58

(c) Edible Oils & Vanaspati

182

16,00

14,06

20

13,35

11,26

(d) Tea Processing

8

28

24

9

20,62

9,00

(e) Processing of Fruits & Vegetables

32

1,09

1,29

83

32,79

28,84

(f) Others

1,100

108,93

78,83

567

131,08

113,81

3.

Beverage & Tobacco

135

73,34

73,36

214

165,90

133,96

4.

Textiles

989

70,83

62,81

2,446

1033,52

745,61

(a) Cotton Textiles

244

42,65

39,18

243

244,40

183,71

(b) Jute Textiles

6

4

2

13

6,16

6,00

(c) Handloom Textiles & Khadi

34

98

87

53

15,05

13,63

(d) Other Textiles

705

27,17

22,75

2,137

767,92

542,27

5.

Paper, Paper Products & Printing

737

46,65

29,34

1,281

119,34

83,98

6.

Leather & Leather Products

140

2,29

2,21

324

108,77

81,14

7.

Rubber & Rubber Products

247

73,44

46,73

274

24,00

19,60

8.

Chemicals & Chemical Products

883

114,69

88,25

2,161

571,28

419,98

(a) Heavy Industrial Chemicals

64

4,02

3,62

178

72,43

43,39

(b) Fertilisers

21

12,66

12,16

52

83,05

70,22

(c) Drugs & Pharmaceuticals

175

36,06

20,33

443

202,41

141,69

(d) Non-Edible Oils

27

7,83

4,57

12

2,67

1,32

(e) Other Chemicals & Chemical Products

596

54,13

47,57

1,476

210,71

163,35

9.

Petroleum, Coal Products & Nuclear Fuels

55

12,18

8,99

87

14,56

13,13

10.

Manufacture of Cement & Cement Products

245

29,50

23,58

180

61,93

51,90

11.

Basic Metals & Metal Products

1,513

178,82

141,42

2,749

827,12

653,85

(a) Iron & Steel

454

119,72

97,19

800

546,04

428,45

(b) Non-Ferrous Metals

56

25,33

14,26

138

44,29

36,83

(c) Other Metal Products

1,003

33,77

29,98

1,811

236,79

188,57

12.

Engineering

1,381

109,55

79,39

5,853

3623,57

2917,30

(a) Heavy Engineering

198

33,98

23,14

608

914,96

701,24

(b) Light Engineering

573

46,90

34,01

2,361

1084,64

901,51

(c) Electrical Machinery & Goods

358

19,45

15,90

1,426

508,33

414,45

(d) Electronic Machinery & Goods

252

9,22

6,34

1,458

1115,63

900,10

13.

Vehicles, Vehicle Parts & Transport Equipments

636

121,01

116,54

787

336,41

186,34

14.

Other Industries

23,540

276,51

228,46

16,281

764,66

670,60

15.

Electricity, Gas & Water

67

28,29

26,97

132

284,47

224,59

(a) Electricity Generation & Transmission

47

27,69

26,49

70

280,98

222,24

(b) Non-Conventional Energy

9

24

23

22

2,17

1,34

(c) Gas, Steam & Water Supply

11

36

25

40

1,32

1,02

16.

Construction

676

45,33

40,44

904

205,54

176,19

III.

TRANSPORT OPERATORS

14,653

148,36

117,14

12,048

170,58

141,37

IV.

PROFESSIONAL AND OTHER SERVICES

29,898

291,48

253,39

19,819

807,32

641,27

V.

PERSONAL LOANS

2,12,260

824,71

728,89

2,74,278

1300,24

1114,55

1.

Loans for Purchase of Consumer Durables

19,868

40,16

32,74

28,143

62,64

51,32

2.

Loans for Housing

24,491

329,62

291,91

18,992

293,75

262,36

3.

Rest of the Personal Loans

1,67,901

454,94

404,25

2,27,143

943,85

800,87

VI.

TRADE

68,434

490,05

402,07

31,673

1114,37

926,96

1.

Wholesale Trade

5,181

166,83

127,56

3,470

399,97

301,57

2.

Retail Trade

63,253

323,22

274,52

28,203

714,39

625,38

VII.

FINANCE

319

118,68

100,26

657

938,55

777,25

VIII.

ALL OTHERS

84,191

316,27

286,37

1,20,504

1188,54

1020,69

TOTAL BANK CREDIT

5,24,998

3933,38

3330,56

5,03,490

14573,96

11774,00

OF WHICH:

1. Artisans & Village Industries

5,531

22,86

21,41

2,265

21,53

20,03

2. Other Small Scale Industries

15,955

363,81

304,90

17,041

1089,72

886,06