Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of
Scheduled Commercial Banks According to Occupation - March 1996

WESTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

   Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

4,14,748

888,80

750,47

9,30,671

2084,19

1760,79

17

34,61

26,64

1.

Direct Finance

4,12,868

633,56

547,93

9,16,160

1324,81

1179,16

8

1,24

1,07

2.

Indirect Finance

1,880

255,24

202,54

14,511

759,39

581,62

9

33,37

25,57

II.

INDUSTRY

55,959

13051,65

9417,47

1,26,541

21340,05

16459,96

4,972

10454,47

7683,25

1.

Mining & Quarrying

166

76,68

37,01

812

175,15

167,43

8

10,69

5,81

2.

Food Manufacturing and Processing

2,212

456,94

340,48

4,160

889,87

732,47

81

248,01

184,61

(a)

Rice Mills, Flour and Dal Mills

546

42,63

33,31

884

97,55

68,44

5

22,42

18,75

(b)

Sugar

9

95

81

97

200,37

196,19

2

1,52

1,49

(c)

Edible Oils and Vanaspati

374

225,10

175,62

591

209,89

158,81

20

106,60

72,38

(d)

Tea Processing

10

1,20

48

39

38,72

28,78

7

7,83

6,95

(e)

Processing of Fruits & Vegetables

48

19,16

18,13

280

63,92

47,70

1

2

1

(f)

Others

1,225

167,89

112,13

2,269

279,42

232,55

46

109,62

85,03

3.

Beverage and Tobacco

50

31,36

23,18

450

159,35

144,31

67

143,23

138,25

4.

Textiles

2,195

1839,72

1367,92

9,854

3373,61

2454,56

417

1849,02

1301,21

(a)

Cotton Textiles

1042

738,58

618,46

2,846

1086,53

829,41

164

864,51

609,82

(b)

Jute Textiles

37

3,83

4,08

69

19,27

19,26

1

34

34

(c)

Handloom Textiles & Khadi

34

24,30

24,37

147

37,22

32,94

-

-

-

(d)

Other Textiles

1,082

1073,01

721,00

6,792

2230,59

1572,96

252

984,18

691,06

5.

Paper, Paper Products and Printing

1,268

220,58

167,74

3,972

638,49

502,60

96

162,63

115,74

6.

Leather and Leather Products

283

43,89

32,28

917

157,41

120,74

12

7,26

3,77

7.

Rubber and Rubber Products

349

85,32

65,42

1,081

238,41

186,94

29

91,23

67,74

8.

Chemicals and Chemical Products

2,901

2357,72

1648,70

10,397

4543,56

3479,52

1,029

2225,20

1552,71

(a)

Heavy Industrial Chemicals

427

554,03

390,84

1,320

1150,25

893,17

197

514,99

320,38

(b)

Fertilizers

93

347,42

225,03

148

103,17

79,79

12

52,76

25,42

(c)

Drugs and Pharmaceuticals

575

600,82

441,27

2,128

1188,63

922,99

447

965,84

657,95

(d)

Non-Edible Oils

50

4,35

3,39

142

73,19

61,29

3

85

1,51

(e)

Other Chemicals & Chemical Products

1,756

851,09

588,17

6,659

2028,33

1522,27

370

690,77

547,45

9.

Petroleum, Coal Products & Nuclear Fuels

191

1077,26

890,37

544

359,99

229,54

73

420,23

339,76

10.

Manufacture of Cement & Cement Products

268

581,99

288,91

512

134,95

107,90

27

147,05

80,67

11.

Basic Metals & Metal Products

2,425

1847,48

1350,90

7,835

2725,27

2111,41

256

873,27

668,30

(a)

Iron and Steel

684

1610,88

1149,02

2,323

1791,00

1425,75

177

760,83

590,02

(b)

Non-Ferrous Metals

158

72,08

58,06

545

158,10

130,56

15

16,14

10,48

(c)

Other Metal Products

1,583

164,53

143,82

4,967

776,17

555,10

64

96,30

67,80

12.

Engineering

3,670

1971,56

1345,70

12,256

3404,51

2630,16

792

2242,68

1676,43

(a)

Heavy Engineering

731

1076,29

688,96

1,966

1282,73

947,39

239

900,07

633,95

(b)

Light Engineering

1,342

338,48

238,01

5,300

769,55

601,03

215

350,76

251,97

(c)

Electrical Machinery & Goods

912

253,90

180,20

2,966

748,45

560,79

191

647,15

486,04

(d)

Electronic Machinery & Goods

685

302,89

238,53

2,024

603,78

520,95

147

344,70

304,47

Vehicles, Vehicle Parts & Transport Equipments

881

837,84

502,00

3,125

704,27

486,95

74

392,80

185,09

14.

Other Industries

38,321

1460,68

1240,55

66,742

2927,86

2269,38

1,816

1096,32

890,40

15.

Electricity, Gas & Water

88

28,22

17,03

529

251,95

225,70

30

144,10

129,36

(a)

Electricity Generation & Transmission

64

25,23

13,87

373

240,44

216,50

25

139,03

124,39

(b)

Non-Conventional Energy

9

22

19

26

2,64

2,39

2

3,00

3,00

(c)

Gas, Steam & Water Supply

15

2,77

2,97

130

8,86

6,81

3

2,08

1,96

16.

Construction

691

134,40

99,28

3,355

655,39

610,36

165

400,74

343,40

III.

TRANSPORT OPERATORS

16,597

143,55

126,38

41,291

461,29

394,34

61

60,59

46,10

IV.

PROFESSIONAL AND OTHER SERVICES

26,349

407,67

359,19

1,88,157

1441,68

1134,48

450

498,63

374,99

V .

PERSONAL LOANS

2,44,980

885,47

786,27

4,65,835

2016,03

1732,95

4,48,568

1241,30

903,98

1.

Loans for Purchase of Consumer Durables

13,633

23,53

18,83

19,546

42,16

35,10

11,255

30,41

29,87

2.

Loans for Housing

27,270

340,33

306,82

65,977

631,31

555,53

2,041

134,68

131,23

3.

Rest of the Personal Loans

2,04,077

521,62

460,62

3,80,312

1342,56

1142,31

4,35,272

1076,22

742,87

VI.

TRADE

1,66,222

1549,37

1384,93

3,48,040

9314,40

7967,57

637

812,81

621,39

1.

Wholesale Trade

10,765

1024,65

918,68

23,406

8257,39

7113,65

434

752,45

571,22

2.

Retail Trade

1,55,457

524,72

466,24

3,24,634

1057,01

853,92

203

60,36

50,17

VII.

FINANCE

286

579,71

441,24

2,027

1888,63

1519,56

392

1350,14

1054,81

VIII.

ALL OTHERS

28,252

2633,04

2314,27

2,11,533

2984,89

2542,60

9,636

1326,76

1222,51

TOTAL BANK CREDIT

9,53,393

20139,27

15580,21

23,14,095

41531,16

33512,24

4,64,733

15779,31

11933,67

OF WHICH :

1.

Artisans & Village Industries

15,037

27,85

24,95

20,058

44,46

38,32

1,003

1,62

1,96

2.

Other Small Scale Industries

27,947

1010,55

877,99

73,198

4372,10

3119,30

281

358,93

293,55

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

   Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

1,99,846

148,59

145,58

45,119

168,23

138,14

15,90,401

3324,42

2821,62

1.

Direct Finance

1,98,482

144,99

142,83

43,740

121,43

103,13

15,71,258

2226,03

1974,11

2.

Indirect Finance

1,364

3,60

2,75

1,379

46,79

35,01

19,143

1098,39

847,50

II.

INDUSTRY

9,236

8,07

7,38

13,285

3206,96

2762,37

2,09,993

48061,19

36330,43

1.

Mining & Quarrying

4

5

6

54

18,72

18,44

1,044

281,30

228,74

2.

Food Manufacturing and Processing

75

41

41

553

203,69

172,17

7,081

1798,92

1430,14

(a)

Rice Mills, Flour and Dal Mills

18

12

11

134

9,35

7,95

1,587

172,06

128,55

(b)

Sugar

-

-

-

17

39,37

35,99

125

242,21

234,47

(c)

Edible Oils and Vanaspati

10

9

9

104

71,19

58,07

1,099

612,87

464,97

(d)

Tea Processing

-

-

-

7

3,18

3,09

63

50,93

39,30

(e)

Processing of Fruits & Vegetables

4

3

3

27

5,87

5,84

360

89,01

71,70

(f)

Others

43

17

19

264

74,74

61,23

3,847

631,84

491,13

3.

Beverage and Tobacco

-

-

-

32

33,75

33,58

599

367,69

339,32

4.

Textiles

7

13

17

1,869

480,80

399,96

14,342

7543,29

5523,83

(a)

Cotton Textiles

3

4

6

1,149

188,44

162,20

5,204

2878,10

2219,95

(b)

Jute Textiles

-

-

-

7

46

40

114

23,91

24,08

(c)

Handloom Textiles & Khadi

-

-

-

15

98

75

196

62,50

58,06

(d)

Other Textiles

4

10

11

698

290,92

236,61

8,828

4578,79

3221,74

5.

Paper, Paper Products and Printing

9

5

5

533

83,36

58,18

5,878

1105,11

844,31

6.

Leather and Leather Products

1

-

-

65

17,76

16,08

1,278

226,32

172,87

7.

Rubber and Rubber Products

1

-

-

107

14,76

13,16

1,567

429,73

333,26

8.

Chemicals and Chemical Products

6

5

4

943

404,43

359,85

15,276

9530,96

7040,82

(a)

Heavy Industrial Chemicals

1

1

-

201

85,72

68,31

2,146

2305,00

1672,70

(b)

Fertilizers

-

-

-

20

22,51

21,71

273

525,86

351,95

(c)

Drugs and Pharmaceuticals

3

3

3

166

97,37

93,70

3,319

2852,68

2115,94

(d)

Non-Edible Oils

-

-

-

3

4

4

198

78,43

66,22

(e)

Other Chemicals & Chemical Products

2

1

1

553

198,80

176,09

9,340

3768,99

2834,00

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

71

42,48

34,88

879

1899,96

1494,56

10.

Manufacture of Cement & Cement Products

2

2

2

96

25,45

24,14

905

889,45

501,63

11.

Basic Metals & Metal Products

7

22

23

769

327,15

279,88

11,292

5773,39

4410,72

(a)

Iron and Steel

-

-

-

321

220,34

186,26

3,505

4383,04

3351,06

(b)

Non-Ferrous Metals

-

-

-

87

31,78

31,06

805

278,10

230,17

(c)

Other Metal Products

7

22

23

361

75,03

62,55

6,982

1112,25

829,49

12.

Engineering

15

15

14

1,152

423,31

353,61

17,885

8042,22

6006,04

(a)

Heavy Engineering

5

9

8

260

73,93

61,93

3,201

3333,11

2332,31

(b)

Light Engineering

4

2

3

350

118,41

95,59

7,211

1577,21

1186,63

(c)

Electrical Machinery & Goods

4

2

2

282

91,45

79,31

4,355

1740,98

1306,37

(d)

Electronic Machinery & Goods

2

2

2

260

139,53

116,78

3,118

1390,92

1180,74

Vehicles, Vehicle Parts & Transport Equipments

68

1,16

1,02

220

46,14

37,76

4,368

1982,21

1212,82

14.

Other Industries

9,021

5,37

4,87

5,572

527,69

421,53

1,21,472

6017,94

4826,73

15.

Electricity, Gas & Water

1

1

1

45

79,82

77,70

693

504,10

449,78

(a)

Electricity Generation & Transmission

1

1

1

31

37,44

35,80

494

442,15

390,57

(b)

Non-Conventional Energy

-

-

-

2

2,10

2,10

39

7,96

7,68

(c)

Gas, Steam & Water Supply

-

-

-

12

40,28

39,79

160

53,99

51,53

16.

Construction

19

43

36

1,204

477,64

461,48

5,434

1668,61

1514,88

III.

TRANSPORT OPERATORS

4,775

17,64

15,60

4,622

91,57

70,67

67,346

774,64

653,08

IV.

PROFESSIONAL AND OTHER SERVICES

31,484

18,47

18,22

11,664

362,86

310,70

2,58,104

2729,32

2197,57

V .

PERSONAL LOANS

22,486

32,44

31,28

67,853

296,32

258,98

12,49,722

4471,56

3713,45

1.

Loans for Purchase of Consumer Durables

3,761

5,66

4,99

2,661

6,00

5,23

50,856

107,76

94,02

2.

Loans for Housing

894

7,15

7,08

6,370

64,42

56,33

1,02,552

1177,88

1056,99

3.

Rest of the Personal Loans

17,831

19,63

19,21

58,822

225,90

197,42

10,96,314

3185,92

2562,44

VI.

TRADE

70,438

43,79

43,14

26,693

1607,03

1379,80

6,12,030

13327,40

11396,83

1.

Wholesale Trade

1,474

1,97

1,87

4,223

794,09

666,72

40,302

10830,56

9272,14

2.

Retail Trade

68,964

41,82

41,27

22,470

812,94

713,09

5,71,728

2496,85

2124,69

VII.

FINANCE

3

3

3

765

987,90

793,94

3,473

4806,42

3809,58

VIII.

ALL OTHERS

6,759

8,73

9,42

23,683

323,51

285,62

2,79,863

7276,93

6374,43

TOTAL BANK CREDIT

3,45,027

277,77

270,65

1,93,684

7044,37

6000,21

42,70,932

84771,88

67296,98

OF WHICH :

1.

Artisans & Village Industries

6,409

3,18

2,86