Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1998

NORTH-EASTERN REGION

STATE :MEGHALAYA

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

17,652

14,41

14,06

3,645

4,87

5,08

-

-

-

1.

Direct Finance

17,553

12,74

12,63

3,624

4,72

4,90

-

-

-

2.

Indirect Finance

99

1,67

1,43

21

15

18

-

-

-

II.

INDUSTRY

4,181

53,28

12,49

1,338

9,41

8,82

-

-

-

1.

Mining & Quarrying

9

2,64

1,41

6

17

17

-

-

-

2.

Food Manufacturing & Processing

163

40,46

1,38

37

48

70

-

-

-

(a)

Rice Mills, Flour & Dal Mills

15

45

41

7

36

57

-

-

-

(b)

Sugar

1

-

-

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

2

35

27

2

1

-

-

-

-

(d)

Tea Processing

3

38,83

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

7

4

4

-

-

-

-

-

-

(f)

Others

135

79

66

28

11

12

-

-

-

3.

Beverage & Tobacco

1

1

1

-

-

-

-

-

-

4.

Textiles

91

64

65

22

28

27

-

-

-

(a)

Cotton Textiles

1

1

1

3

1

1

-

-

-

(b)

Jute Textiles

5

12

15

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

45

21

21

3

11

10

-

-

-

(d)

Other Textiles

40

30

28

16

16

15

-

-

-

5.

Paper, Paper Products & Printing

23

44

47

10

17

16

-

-

-

6.

Leather & Leather Products

6

5

4

2

2

-

-

-

-

7.

Rubber & Rubber Products

1

3

1

1

1

-

-

-

8.

Chemicals & Chemical Products

7

10

11

6

32

27

-

-

-

(a)

Heavy Industrial Chemicals

-

-

-

1

1

1

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

2

2

2

-

-

-

-

-

-

(d)

Non-Edible Oils

-

-

-

2

5

6

-

-

-

(e)

Other Chemicals & Chemical Products

5

9

9

3

26

20

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

1

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

7

28

39

5

42

32

-

-

-

11.

Basic Metals & Metal Products

20

18

17

29

29

25

-

-

-

(a)

Iron & Steel

3

2

1

3

8

3

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

-

-

-

(c)

Other Metal Products

17

16

16

26

22

21

-

-

-

12.

Engineering

27

1,13

1,09

9

15

12

-

-

-

(a)

Heavy Engineering

1

3

2

-

-

-

-

-

-

(b)

Light Engineering

8

17

14

2

3

3

-

-

-

(c)

Electrical Machinery & Goods

10

7

7

3

6

5

-

-

-

(d)

Electronic Machinery & Goods

8

87

86

4

6

4

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

24

50

47

5

4

4

-

-

-

14.

Other Industries

3,740

6,24

5,90

1,142

4,30

3,90

-

-

-

15.

Electricity, Gas & Water

-

-

-

8

11

12

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

6

6

6

-

-

-

(b)

Non-Conventional Energy

-

-

-

1

4

5

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

1

1

1

-

-

-

16.

Construction

62

58

39

55

2,65

2,51

-

-

-

III.

TRANSPORT OPERATORS

858

12,11

8,50

227

3,38

2,86

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

331

1,41

1,24

598

2,73

2,45

-

-

-

V.

PERSONAL LOANS

8,444

21,84

19,69

5,220

18,96

18,07

-

-

-

1.

Loans for Purchase of Consumer Durables

1,067

2,12

1,79

709

1,47

1,28

-

-

-

2.

Loans for Housing

548

4,25

3,86

405

3,03

2,82

-

-

-

3.

Rest of the Personal Loans

6,829

15,47

14,04

4,106

14,46

13,97

-

-

-

VI.

TRADE

4,925

18,73

16,52

4,264

19,66

18,52

-

-

-

1.

Wholesale Trade

284

5,73

5,63

159

5,81

5,35

-

-

-

2.

Retail Trade

4,641

13,00

10,89

4,105

13,85

13,17

-

-

-

VII.

FINANCE

3

4

3

40

66

57

-

-

-

VIII.

ALL OTHERS

413

1,29

1,10

3,207

10,09

9,88

-

-

-

TOTAL BANK CREDIT

36,807

123,10

73,63

18,539

69,76

66,24

-

-

-

OF WHICH:

1. Artisans & Village Industries

1,769

2,38

2,25

244

40

44

-

-

-

2. Other Small Scale Industries

1,982

5,16

4,82

704

3,64

3,25

-

-

-

NORTH-EASTERN REGION

STATE :MEGHALAYA

(Amount in Rupees Lakh)

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

17,451

8,89

9,35

1

-

-

38,749

28,18

28,50

1.

Direct Finance

16,991

8,69

9,15

1

-

-

38,169

26,15

26,68

2.

Indirect Finance

460

21

21

-

-

-

580

2,03

1,81

II.

INDUSTRY

1,584

1,42

1,40

44

92

88

7,147

65,02

23,59

1.

Mining & Quarrying

-

-

-

-

-

-

15

2,82

1,58

2.

Food Manufacturing & Processing

6

3

3

-

-

-

206

40,97

2,10

(a)

Rice Mills, Flour & Dal Mills

-

-

-

-

-

-

22

81

98

(b)

Sugar

-

-

-

-

-

-

1

-

-

(c)

Edible Oils & Vanaspati

-

-

-

-

-

-

4

35

27

(d)

Tea Processing

-

-

-

-

-

-

3

38,83

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

7

4

4

(f)

Others

6

3

3

-

-

-

169

93

82

3.

Beverage & Tobacco

-

-

-

-

-

-

1

1

1

4.

Textiles

-

-

-

-

-

-

113

91

92

(a)

Cotton Textiles

-

-

-

-

-

-

4

2

2

(b)

Jute Textiles

-

-

-

-

-

-

5

12

15

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

48

31

32

(d)

Other Textiles

-

-

-

-

-

-

56

46

44

5.

Paper, Paper Products & Printing

2

5

5

-

-

-

35

65

68

6.

Leather & Leather Products

-

-

-

-

-

-

8

7

4

7.

Rubber & Rubber Products

1

3

3

-

-

-

3

7

5

8.

Chemicals & Chemical Products

-

-

-

-

-

-

13

42

38

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

1

1

1

(b)

Fertilisers

-

-

-

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

-

-

-

-

-

-

2

2

2

(d)

Non-Edible Oils

-

-

-

-

-

-

2

5

6

(e)

Other Chemicals & Chemical Products

-

-

-

-

-

-

8

35

29

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

1

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

1

1

1

13

71

72

11.

Basic Metals & Metal Products

-

-

-

2

10

11

51

58

53

(a)

Iron & Steel

-

-

-

-

-

-

6

10

4

(b)

Non-Ferrous Metals

-

-

-

-

-

-

-

-

-

(c)

Other Metal Products

-

-

-

2

10

11

45

48

49

12.

Engineering

-

-

-

-

-

-

36

1,28

1,21

(a)

Heavy Engineering

-

-

-

-

-

-

1

3

2

(b)

Light Engineering

-

-

-

-

-

-

10

20

17

(c)

Electrical Machinery & Goods

-

-

-

-

-

-

13

13

12

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

12

92

90

13.

Vehicles, Vehicle Parts & Transport Equipments

1

2

1

3

3

3

33

59

55

14.

Other Industries

1,567

1,06

1,16

33

4

6

6,482

11,65

11,01

15.

Electricity, Gas & Water

-

-

-

-

-

-

8

11

12

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

6

6

6

(b)

Non-Conventional Energy

-

-

-

-

-

-

1

4

5

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

1

1

1

16.

Construction

7

23

12

5

73

66

129

4,19

3,67

III.

TRANSPORT OPERATORS

253

4,10

3,40

-

-

-

1,338

19,59

14,77

IV.

PROFESSIONAL AND OTHER SERVICES

27

10

8

14

3

3

970

4,28

3,80

V.

PERSONAL LOANS

957

2,28

2,23

377

1,12

1,18

14,998

44,20

41,16

1.

Loans for Purchase of Consumer Durables

224

43

36

30

11

10

2,030

4,13

3,52

2.

Loans for Housing

51

64

66

13

5

6

1,017

7,98

7,40

3.

Rest of the Personal Loans

682

1,21

1,21

334

96

1,03

11,951

32,10

30,24

VI.

TRADE

2,677

3,72

3,71

34

86

61

11,900

42,96

39,36

1.

Wholesale Trade

178

22

19

2

4

1

623

11,79

11,17

2.

Retail Trade

2,499

3,50

3,53

32

82

60

11,277

31,17

28,19

VII.

FINANCE

-

-

-

-

-

-

43

70

60

VIII.

ALL OTHERS

620

39

39

-

-

-

4,240

11,76

11,37

TOTAL BANK CREDIT

23,569

20,89

20,56

470

2,93

2,71

79,385

216,69

163,14

OF WHICH:

1. Artisans & Village Industries

364

19

22

1

-

-

2,378

2,98

2,92

2. Other Small Scale Industries

946

71

78

32

13

16

3,664

9,64

9,01