NORTH-EASTERNREGION

STATE :

MEGHALAYA

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

24,110

24,99

22,75

764

6,12

5,78

1.

Direct Finance

22,973

24,33

21,97

708

4,97

4,78

2.

Indirect Finance

1,137

66

77

56

1,15

1,00

II.

INDUSTRY

3,847

68,70

59,68

1,020

35,87

23,31

1.

Mining & Quarrying

9

2,84

2,38

1

9

11

2.

Food Manufacturing & Processing

212

3,31

2,88

162

3,55

1,99

(a) Rice Mills, Flour & Dal Mills

38

25

20

12

1,25

88

(b) Sugar

—

—

—

—

—

—

(c) Edible Oils & Vanaspati

—

—

—

—

—

—

(d) TeaProcessing

1

4

3

—

—

—

(e) Processing of Fruits & Vegetables

10

47

39

—

—

—

(f) Others

163

2,55

2,26

150

2,30

1,11

3.

Beverage & Tobacco

—

—

—

1

3

1

4.

Textiles

155

32,97

32,95

64

13,59

7,99

(a) CottonTextiles

1

—

—

46

3,34

1,78

(b) Jute & Other Natural Fibre Textiles

—

—

—

—

—

—

(c) Handloom Textiles & Khadi

33

8

6

4

3

2

(d) Other Textiles & Textile Products

121

32,89

32,88

14

10,22

6,19

5.

Paper, Paper Products & Printing

18

40

30

18

74

98

6.

Leather & Leather Products

2

1

1

3

6

4

7.

Rubber & Plastic Products

4

3

3

23

5,11

1,52

8.

Chemicals & ChemicalProducts

6

22

14

10

1,46

1,21

(a) Heavy Industrial Chemicals

3

16

8

2

34

31

(b) Fertilisers

—

—

—

—

—

—

(c) Drugs & Pharmaceuticals

2

5

5

2

30

25

(d) Non-EdibleOils

—

—

—

1

3

3

(e) Other Chemicals & ChemicalProducts

1

1

1

5

79

62

9.

Petroleum, Coal Products & NuclearFuels

—

—

—

3

28

25

10.

Manufacture of Cement & Cement Products

1

1

1

4

1,55

96

11.

Basic Metals & Metal Products

44

20,51

13,67

15

3,26

3,75

(a) Iron & Steel

13

20,31

13,48

4

88

67

(b) Non-Ferrous Metals

—

—

—

2

14

10

(c) Metal Products

31

20

19

9

2,25

2,99

12.

Engineering

14

1,23

1,37

13

2,06

1,37

(a) Heavy Engineering

3

33

22

6

61

46

(b) Light Engineering

7

88

1,13

4

73

14

(c) Electrical Machinery & Goods

2

1

1

2

72

76

(d) Electronic Machinery & Goods

2

1

1

1

1

1

13.

Vehicles, Vehicle Parts & TransportEquipments

22

8

6

2

7

6

14.

OtherIndustries

3,337

6,80

5,63

603

3,25

2,35

15.

Electricity, Gas & Water

—

—

—

—

—

—

(a) Electricity Generation & Transmission

—

—

—

—

—

—

(b) Non-Conventional Energy

—

—

—

—

—

—

(c) Gas, Steam & Water Supply

—

—

—

—

—

—

16.

Construction

23

30

25

98

78

71

III.

TRANSPORT OPERATORS

991

13,10

9,42

315

5,79

3,91

IV.

PROFESSIONAL AND OTHER SERVICES

375

3,90

3,23

146

2,11

1,68

V.

PERSONALLOANS

6,628

39,60

34,09

4,302

29,63

23,88

1.

Loans for Purchase of Consumer Durables

960

2,83

2,07

506

1,80

1,26

2.

Loans for Housing

287

8,18

7,75

248

5,55

5,12

3.

Rest of the Personal Loans

5,381

28,58

24,26

3,548

22,28

17,50

VI.

TRADE

4,621

16,71

14,59

1,719

17,70

16,61

1.

Wholesale Trade

119

70

63

50

2,50

1,74

2.

Retail Trade

4,502

16,01

13,96

1,669

15,19

14,87

VII.

FINANCE

62

33

25

3

85

37

VIII.

ALLOTHERS

5,385

37,27

22,10

985

17,46

16,40

TOTAL BANK CREDIT

46,019

204,60

166,10

9,254

115,53

91,94

OF

WHICH: 1. Artisans and Village & Tiny Industries

2,048

7,10

6,20

361

8,00

6,31

2. Other Small Scale Industries

1,571

5,03

4,22

375

1,29

98

NORTH-EASTERNREGION

STATE :

MEGHALAYA

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

712

7,48

6,52

—

—

—

1.

Direct Finance

633

1,48

1,16

—

—

—

2.

Indirect Finance

79

5,99

5,36

—

—

—

II.

INDUSTRY

731

635,41

275,32

—

—

—

1.

Mining & Quarrying

5

58

54

—

—

—

2.

Food Manufacturing & Processing

20

85

75

—

—

—

(a) Rice Mills, Flour & Dal Mills

1

25

24

—

—

—

(b) Sugar

—

—

—

—

—

—

(c) Edible Oils & Vanaspati

—

—

—

—

—

—

(d) Tea Processing

—

—

—

—

—

—

(e) Processing of Fruits & Vegetables

—

—

—

—

—

—

(f) Others

19

60

51

—

—

—

3.

Beverage & Tobacco

—

—

—

—

—

—

4.

Textiles

65

72

59

—

—

—

(a) CottonTextiles

11

13

10

—

—

—

(b) Jute & Other Natural Fibre Textiles

—

—

—

—

—

—

(c) Handloom Textiles & Khadi

—

—

—

—

—

—

(d) Other Textiles & Textile Products

54

59

48

—

—

—

5.

Paper, Paper Products & Printing

23

1,24

1,25

—

—

—

6.

Leather & Leather Products

3

2

2

—

—

—

7.

Rubber & Plastic Products

1

3

3

—

—

—

8.

Chemicals & ChemicalProducts

10

41

35

—

—

—

(a) Heavy Industrial Chemicals

—

—

—

—

—

—

(b) Fertilisers

—

—

—

—

—

—

(c) Drugs & Pharmaceuticals

3

19

13

—

—

—

(d) Non-EdibleOils

—

—

—

—

—

—

(e) Other Chemicals & Chemical Products

7

23

22

—

—

—

9.

Petroleum, CoalProducts & NuclearFuels

—

—

—

—

—

—

10.

Manufacture of Cement & Cement Products

6

5

6

—

—

—

11.

BasicMetals & MetalProducts

2

1

1

—

—

—

(a) Iron & Steel

—

—

—

—

—

—

(b) Non-FerrousMetals

—

—

—

—

—

—

(c) MetalProducts

2

1

1

—

—

—

12.

Engineering

47

21

22

—

—

—

(a) Heavy Engineering

—

—

—

—

—

—

(b) Light Engineering

2

1

—

—

—

(c) Electrical Machinery & Goods

10

8

8

—

—

—

(d) Electronic Machinery & Goods

35

13

14

—

—

—

13.

Vehicles, VehicleParts & Transport Equipments

10

11

8

—

—

—

14.

OtherIndustries

404

13,95

13,46

—

—

—

15.

Electricity, Gas & Water

20

600,40

241,66

—

—

—

(a) Electricity Generation & Transmission

10

600,00

241,27

—

—

—

(b) Non-ConventionalEnergy

8

32

32

—

—

—

(c) Gas, Steam & Water Supply

2

8

7

—

—

—

16.

Construction

115

16,83

16,30

—

—

—

III.

TRANSPORT OPERATORS

436

16,23

6,89

—

—

—

IV.

PROFESSIONAL AND OTHER SERVICES

583

13,38

10,30

—

—

—

V.

PERSONALLOANS

9,491

73,71

61,99

—

—

—

1.

Loans for Purchase of Consumer Durables

1,673

6,21

4,67

—

—

—

2.

Loans for Housing

691

18,84

17,07

—

—

—

3.

Rest of the Personal Loans

7,127

48,66

40,25

—

—

—

VI.

TRADE

2,463

55,37

45,02

—

—

—

1.

Wholesale Trade

266

21,10

15,93

—

—

—

2.

Retail Trade

2,197

34,27

29,09

—

—

—

VII.

FINANCE

19

45

38

—

—

—

VIII.

ALLOTHERS

2,643

29,95

17,56

—

—

—

TOTAL BANK CREDIT

17,078

831,99

423,98

—

—

—

OF

WHICH: 1. Artisans and Village & Tiny Industries

135

1,97

1,74

—

—

—

2. Other Small Scale Industries

281

2,42

2,20

—

—

—