NORTH-EASTERN REGION

(Amount in ` Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

11,683

102,55

80,03

4,340

91,20

80,30

1. Direct Finance

11,468

95,33

72,90

4,171

83,28

72,28

2. Indirect Finance

215

7,22

7,13

169

7,92

8,02

II.

INDUSTRY

602

20,19

14,59

884

53,49

41,89

1. Mining & Quarrying

5

3,26

51

16

1,84

1,48

2. Food Manufacturing & Processing

63

1,38

1,41

150

5,44

4,72

(a) Rice Mills, Flour & Dal Mills

-

-

-

-

-

-

(b) Sugar

-

-

-

-

-

-

(c) Edible Oils & Vanaspati

1

-

-

-

-

-

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

1

3

4

5

17

9

(f) Others

61

1,34

1,37

145

5,27

4,63

3. Beverage & Tobacco

1

5

2

2

9

5

4. Textiles

141

2,63

2,19

92

4,50

3,50

(a) Cotton Textiles

9

17

13

7

69

65

(b) Jute & Other Natural Fibre Textiles

-

-

-

-

-

-

(c) Handloom Textiles & Khadi

80

90

66

52

1,67

1,11

(d) Other Textiles & Textile Products

52

1,56

1,39

33

2,13

1,74

5. Paper, Paper Products & Printing

10

33

29

31

3,66

3,26

6. Woods and Wood Products

41

1,15

82

53

1,39

1,32

7. Leather & Leather Products

11

37

26

3

17

17

8. Gems and Jewellery

-

-

-

-

-

-

9. Rubber & Plastic Products

-

-

-

12

1,22

1,16

10. Chemicals & Chemical Products

3

10

7

5

25

17

(a) Heavy Industrial Chemicals

-

-

-

-

-

-

(b) Fertilisers

-

-

-

-

-

-

(c) Drugs & Pharmaceuticals

-

-

-

1

1

1

(d) Non-Edible Oils

-

-

-

1

15

6

(e) Other Chemicals & Chemical Products

3

10

7

3

9

9

11. Petroleum, Coal Products & Nuclear Fuels

-

-

-

1

14

10

12. Manufacture of Cement & Cement Products

3

32

9

2

1,04

1,14

13. Basic Metals & Metal Products

10

21

16

29

1,30

1,24

(a) Iron & Steel

-

-

-

10

83

74

(b) Non-Ferrous Metals

-

-

-

1

2

3

(c) Metal Products

10

21

16

18

45

47

14. Engineering

91

4,11

3,18

279

16,98

11,18

(a) Heavy Engineering

14

56

54

4

15

15

(b) Light Engineering

63

3,28

2,46

249

16,12

10,46

(c) Electrical Machinery & Goods

13

20

15

21

52

36

(d) Electronic Machinery & Goods

1

8

3

5

19

21

15. Vehicles, Vehicle Parts & Transport Equipments

1

1

-

6

53

54

16. Other Industries

220

6,01

5,36

173

4,34

3,13

17. Electricity, Gas & Water

-

-

-

2

40

37

(a) Electricity Generation & Transmission

-

-

-

-

-

-

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

2

40

37

18. Construction

2

25

23

28

10,20

8,36

(a) Other than Infrastructure

1

15

14

2

7

7

(b) Infrastructure Construction

1

10

9

26

10,13

8,29

III.

TRANSPORT OPERATORS

49

2,79

2,39

74

12,75

10,97

IV.

PROFESSIONAL AND OTHER SERVICES

332

9,63

7,22

375

25,46

19,12

1. Professional Services

4

38

29

8

75

77

2. Tourism, Hotel & Restaurants

23

1,43

1,00

52

4,62

2,23

3. Recreation services

1

3

2

8

61

30

4. IT and Telecommunications

7

34

30

7

96

91

5. Others

297

7,46

5,60

300

18,52

14,91

V.

PERSONAL LOANS

12,532

333,08

273,34

16,792

481,41

389,74

1. Housing

6,463

253,40

215,16

7,920

336,10

280,65

2. Consumer Durables

979

8,89

6,60

1,370

9,01

6,49

3. Vehicles

342

7,32

5,36

1,045

27,60

19,60

4. Education

141

3,66

2,59

351

17,78

15,13

5. Personal Credit Cards

12

44

6

3

27

-

6. Others

4,595

59,38

43,57

6,103

90,65

67,88

VI.

TRADE

1,017

39,48

28,60

1,270

95,86

80,08

1. Wholesale Trade

141

9,01

7,01

88

18,22

13,03

2. Retail Trade

876

30,46

21,59

1,182

77,65

67,05

VII.

FINANCE

-

-

-

52

1,04

74

VIII.

ALL OTHERS

332

3,89

3,23

240

3,11

2,68

TOTAL BANK CREDIT

26,547

511,60

409,42

24,027

764,33

625,53

TABLE No.5.7 – STATE AND POPULATION GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2010

NORTH-EASTERN REGION

STATE : MIZORAM

(Amount in ` Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

4,889

36,65

32,55

-

-

-

1. Direct Finance

4,829

34,30

30,27

-

-

-

2. Indirect Finance

60

2,35

2,28

-

-

-

II.

INDUSTRY

1,070

36,26

31,64

-

-

-

1. Mining & Quarrying

8

60

55

-

-

-

2. Food Manufacturing & Processing

135

1,75

1,83

-

-

-

(a) Rice Mills, Flour & Dal Mills

-

-

-

-

-

-

(b) Sugar

-

-

-

-

-

-

(c) Edible Oils & Vanaspati

-

-

-

-

-

-

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

5

17

15

-

-

-

(f) Others

130

1,58

1,68

-

-

-

3. Beverage & Tobacco

-

-

-

-

-

-

4. Textiles

174

2,93

2,74

-

-

-

(a) Cotton Textiles

1

1

2

-

-

-

(b) Jute & Other Natural Fibre Textiles

-

-

-

-

-

-

(c) Handloom Textiles & Khadi

53

1,49

1,14

-

-

-

(d) Other Textiles & Textile Products

120

1,42

1,59

-

-

-

5. Paper, Paper Products & Printing

8

38

22

-

-

-

6. Woods and Wood Products

124

2,25

2,43

-

-

-

7. Leather & Leather Products

8

49

42

-

-

-

8. Gems and Jewellery

-

-

-

-

-

-

9. Rubber & Plastic Products

7

86

81

-

-

-

10. Chemicals & Chemical Products

5

5,05

4,28

-

-

-

(a) Heavy Industrial Chemicals

-

-

-

-

-

-

(b) Fertilisers

-

-

-

-

-

-

(c) Drugs & Pharmaceuticals

1

1

1

-

-

-

(d) Non-Edible Oils

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

4

5,04

4,27

-

-

-

11. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

12. Manufacture of Cement & Cement Products

2

2

2

-

-

-

13. Basic Metals & Metal Products

21

23

25

-

-

-

(a) Iron & Steel

-

-

-

-

-

-

(b) Non-Ferrous Metals

-

-

-

-

-

-

(c) Metal Products

21

23

25

-

-

-

14. Engineering

106

1,40

1,58

-

-

-

(a) Heavy Engineering

-

-

-

-

-

-

(b) Light Engineering

104

1,37

1,55

-

-

-

(c) Electrical Machinery & Goods

-

-

-

-

-

-

(d) Electronic Machinery & Goods

2

2

2

-

-

-

15. Vehicles, Vehicle Parts & Transport Equipments

1

-

-

-

-

-

16. Other Industries

419

8,40

6,27

-

-

-

17. Electricity, Gas & Water

1

5

5

-

-

-

(a) Electricity Generation & Transmission

-

-

-

-

-

-

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

1

5

5

-

-

-

18. Construction

51

11,85

10,20

-

-

-

(a) Other than Infrastructure

33

6,87

6,57

-

-

-

(b) Infrastructure Construction

18

4,98

3,63

-

-

-

III.

TRANSPORT OPERATORS

84

3,33

2,75

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

891

11,85

9,97

-

-

-

1. Professional Services

135

97

83

-

-

-

2. Tourism, Hotel & Restaurants

35

1,10

94

-

-

-

3. Recreation services

5

31

31

-

-

-

4. IT and Telecommunications

3

36

30

-

-

-

5. Others

713

9,12

7,60

-

-

-

V.

PERSONAL LOANS

13,120

157,25

119,54

-

-

-

1. Housing

1,722

57,13

46,57

-

-

-

2. Consumer Durables

1,062

6,94

4,57

-

-

-

3. Vehicles

1,054

8,03

5,94

-

-

-

4. Education

234

2,92

2,58

-

-

-

5. Personal Credit Cards

58

69

4

-

-

-

6. Others

8,990

81,56

59,84

-

-

-

VI.

TRADE

1,428

60,20

50,84

-

-

-

1. Wholesale Trade

186

14,50

11,63

-

-

-

2. Retail Trade

1,242

45,70

39,21

-

-

-

VII.

FINANCE

-

-

-

-

-

-

VIII.

ALL OTHERS

720

12,87

10,75

-

-

-

TOTAL BANK CREDIT

22,202

318,42

258,04

-

-

-