Northern Region - আরবিআই - Reserve Bank of India
Northern Region
Table No. 5.8 – State And Population Group-Wise Classification Of Outstanding Credit Of Small Borrowal Accounts Of Scheduled Commercial Banks According To Occupation – March 2002 |
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NORTHERN REGION |
||||||||||
STATE : HARYANA |
(Amount in Rupees Lakh) |
|||||||||
|
||||||||||
RURAL |
SEMI-URBAN |
URBAN/METROPOLITAN |
TOTAL |
|||||||
|
||||||||||
OCCUPATION |
No.of |
Amount |
No.of |
Amount |
No.of |
Amount |
No.of |
Amount |
||
Accounts |
Out- |
Accounts |
Out- |
Accounts |
Out- |
Accounts |
Out- |
|||
standing |
standing |
standing |
standing |
|||||||
|
||||||||||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
|||
|
||||||||||
I. |
AGRICULTURE |
2,65,757 |
1011,95 |
1,22,326 |
565,96 |
37,117 |
144,08 |
4,25,200 |
1721,98 |
|
1.Direct Finance |
2,59,635 |
988,53 |
1,20,211 |
554,90 |
36,439 |
140,63 |
4,16,285 |
1684,05 |
||
2.Indirect Finance |
6,122 |
23,42 |
2,115 |
11,06 |
678 |
3,45 |
8,915 |
37,93 |
||
II. |
INDUSTRY |
18,139 |
36,82 |
11,630 |
60,17 |
28,906 |
110,67 |
58,675 |
207,66 |
|
III. |
TRANSPORT OPERATORS |
4,560 |
9,41 |
1,889 |
7,33 |
1,953 |
8,02 |
8,402 |
24,76 |
|
IV. |
PROFESSIONAL AND OTHER SERVICES |
3,714 |
8,55 |
5,398 |
13,38 |
6,081 |
22,07 |
15,193 |
44,00 |
|
V. |
PERSONAL LOANS |
77,748 |
247,99 |
80,890 |
319,67 |
1,21,979 |
506,54 |
2,80,617 |
1074,20 |
|
1. Loans for Purchase of Consumer Durables |
6,496 |
16,05 |
6,672 |
18,21 |
11,608 |
30,95 |
24,776 |
65,20 |
||
2.Loans for Housing |
7,069 |
43,03 |
10,742 |
98,32 |
14,836 |
122,19 |
32,647 |
263,54 |
||
3.Rest of the Personal Loans |
64,183 |
188,91 |
63,476 |
203,15 |
95,535 |
353,41 |
2,23,194 |
745,46 |
||
VI. |
TRADE |
45,813 |
75,18 |
40,886 |
122,28 |
39,178 |
121,04 |
1,25,877 |
318,50 |
|
1.Wholesale Trade |
1,433 |
3,04 |
1,402 |
7,06 |
2,153 |
9,44 |
4,988 |
19,53 |
||
2.Retail Trade |
44,380 |
72,14 |
39,484 |
115,23 |
37,025 |
111,60 |
1,20,889 |
298,97 |
||
VII. |
FINANCE |
119 |
25 |
747 |
2,90 |
3,427 |
4,49 |
4,293 |
7,64 |
|
VIII. |
ALL OTHERS |
18,293 |
52,41 |
22,614 |
86,21 |
27,587 |
87,27 |
68,494 |
225,89 |
|
|
||||||||||
TOTAL BANK CREDIT |
4,34,143 |
1442,55 |
2,86,380 |
1177,90 |
2,66,228 |
1004,17 |
9,86,751 |
3624,62 |
||
OF WHICH: 1. Artisans and Village & Tiny Industries |
8,650 |
11,91 |
2,130 |
4,91 |
4,826 |
6,86 |
15,606 |
23,68 |
||
2.OtherSmallScaleIndustries |
7,081 |
21,62 |
8,557 |
48,86 |
10,844 |
66,63 |
26,482 |
137,11 |
||
|
STATE : HIMACHAL PRADESH |
(Amount in Rupees Lakh) |
|||||||||
|
||||||||||
RURAL |
SEMI-URBAN |
URBAN/METROPOLITAN |
TOTAL |
|||||||
|
||||||||||
OCCUPATION |
No.of |
Amount |
No.of |
Amount |
No.of |
Amount |
No.of |
Amount |
||
Accounts |
Out- |
Accounts |
Out- |
Accounts |
Out- |
Accounts |
Out- |
|||
standing |
standing |
standing |
standing |
|||||||
|
||||||||||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
|||
|
||||||||||
I. |
AGRICULTURE |
96,607 |
182,62 |
8,204 |
19,47 |
— |
— |
1,04,811 |
202,09 |
|
1.Direct Finance |
93,761 |
176,62 |
7,902 |
18,47 |
— |
— |
1,01,663 |
195,09 |
||
2.Indirect Finance |
2,846 |
6,00 |
302 |
1,00 |
— |
— |
3,148 |
7,00 |
||
II. |
INDUSTRY |
18,664 |
44,98 |
3,070 |
15,01 |
— |
— |
21,734 |
59,99 |
|
III. |
TRANSPORT OPERATORS |
6,101 |
29,93 |
1,923 |
12,07 |
— |
— |
8,024 |
42,01 |
|
IV. |
PROFESSIONAL AND OTHER SERVICES |
5,222 |
13,29 |
1,688 |
7,39 |
— |
— |
6,910 |
20,68 |
|
V. |
PERSONAL LOANS |
85,230 |
255,76 |
31,727 |
120,88 |
— |
— |
1,16,957 |
376,64 |
|
1. Loans for Purchase of Consumer Durables |
8,518 |
20,15 |
3,636 |
10,00 |
— |
— |
12,154 |
30,15 |
||
2.Loans for Housing |
7,496 |
64,63 |
4,643 |
35,38 |
— |
— |
12,139 |
100,00 |
||
3.Rest of the Personal Loans |
69,216 |
170,99 |
23,448 |
75,50 |
— |
— |
92,664 |
246,49 |
||
VI. |
TRADE |
37,098 |
126,28 |
9,071 |
44,41 |
— |
— |
46,169 |
170,69 |
|
1.Wholesale Trade |
776 |
3,62 |
204 |
1,75 |
— |
— |
980 |
5,36 |
||
2.Retail Trade |
36,322 |
122,66 |
8,867 |
42,66 |
— |
— |
45,189 |
165,33 |
||
VII. |
FINANCE |
220 |
58 |
64 |
33 |
— |
— |
284 |
90 |
|
VIII. |
ALL OTHERS |
18,300 |
49,67 |
7,102 |
25,64 |
— |
— |
25,402 |
75,31 |
|
|
||||||||||
TOTAL BANK CREDIT |
2,67,442 |
703,11 |
62,849 |
245,20 |
— |
— |
3,30,291 |
948,31 |
||
OF WHICH: 1. Artisans and Village & Tiny Industries |
9,723 |
18,35 |
921 |
2,81 |
— |
— |
10,644 |
21,16 |
||
2.Other Small Scale Industries |
7,004 |
19,59 |
1,785 |
10,00 |
— |
— |
8,789 |
29,59 |
||
|
||||||||||
See Notes on Tables. |
STATE : JAMMU & KASHMIR |
(Amount in Rupees Lakh) |
|||||||||
|
||||||||||
RURAL |
SEMI-URBAN |
URBAN/METROPOLITAN |
TOTAL |
|||||||
|
||||||||||
OCCUPATION |
No.of |
Amount |
No.of |
Amount |
No.of |
Amount |
No.of |
Amount |
||
Accounts |
Out- |
Accounts |
Out- |
Accounts |
Out- |
Accounts |
Out- |
|||
standing |
standing |
standing |
standing |
|||||||
|
||||||||||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
|||
|
||||||||||
I. |
AGRICULTURE |
49,392 |
73,70 |
9,910 |
16,93 |
2,699 |
8,45 |
62,001 |
99,07 |
|
1.Direct Finance |
47,583 |
70,74 |
9,625 |
16,06 |
2,613 |
8,29 |
59,821 |
95,10 |
||
2.Indirect Finance |
1,809 |
2,95 |
285 |
87 |
86 |
15 |
2,180 |
3,98 |
||
II. |
INDUSTRY |
14,088 |
37,24 |
3,338 |
12,73 |
11,972 |
56,53 |
29,398 |
106,49 |
|
III. |
TRANSPORT OPERATORS |
4,336 |
12,93 |
1,022 |
5,48 |
1,066 |
6,12 |
6,424 |
24,53 |
|
IV. |
PROFESSIONAL AND OTHER SERVICES |
2,517 |
10,67 |
448 |
1,87 |
3,158 |
12,82 |
6,123 |
25,37 |
|
V. |
PERSONAL LOANS |
90,050 |
236,36 |
21,073 |
62,82 |
66,509 |
250,10 |
1,77,632 |
549,28 |
|
1. Loans for Purchase of Consumer Durables |
13,254 |
30,03 |
2,884 |
8,27 |
11,474 |
40,01 |
27,612 |
78,31 |
||
2.Loans for Housing |
6,005 |
35,38 |
1,592 |
12,06 |
6,790 |
49,60 |
14,387 |
97,03 |
||
3.Rest of the Personal Loans |
70,791 |
170,95 |
16,597 |
42,49 |
48,245 |
160,50 |
1,35,633 |
373,93 |
||
VI. |
TRADE |
25,601 |
94,02 |
6,268 |
31,30 |
19,706 |
98,03 |
51,575 |
223,35 |
|
1.Wholesale Trade |
805 |
2,13 |
106 |
92 |
1,497 |
12,66 |
2,408 |
15,70 |
||
2.Retail Trade |
24,796 |
91,89 |
6,162 |
30,39 |
18,209 |
85,38 |
49,167 |
207,65 |
||
VII. |
FINANCE |
115 |
46 |
23 |
12 |
57 |
40 |
195 |
97 |
|
VIII. |
ALL OTHERS |
8,780 |
26,45 |
3,956 |
13,97 |
7,678 |
32,79 |
20,414 |
73,20 |
|
|
||||||||||
TOTAL BANK CREDIT |
1,94,879 |
491,82 |
46,038 |
145,22 |
1,12,845 |
465,23 |
3,53,762 |
1102,27 |
||
OF WHICH: 1. Artisans and Village & Tiny Industries |
4,895 |
12,47 |
1,498 |
4,50 |
2,876 |
10,68 |
9,269 |
27,65 |
||
2.Other Small Scale Industries |
5,512 |
11,69 |
1,026 |
4,82 |
4,593 |
23,05 |
11,131 |
39,57 |
||
|
STATE : PUNJAB |
(Amount in Rupees Lakh) |
|||||||||
|
||||||||||
RURAL |
SEMI-URBAN |
URBAN/METROPOLITAN |
TOTAL |
|||||||
|
||||||||||
OCCUPATION |
No.of |
Amount |
No.of |
Amount |
No.of |
Amount |
No.of |
Amount |
||
Accounts |
Out- |
Accounts |
Out- |
Accounts |
Out- |
Accounts |
Out- |
|||
standing |
standing |
standing |
standing |
|||||||
|
||||||||||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
|||
|
||||||||||
I. |
AGRICULTURE |
4,26,969 |
1475,81 |
1,87,465 |
853,05 |
32,433 |
154,93 |
6,46,867 |
2483,80 |
|
1.Direct Finance |
4,21,806 |
1456,11 |
1,83,940 |
832,68 |
31,293 |
149,73 |
6,37,039 |
2438,52 |
||
2.Indirect Finance |
5,163 |
19,70 |
3,525 |
20,37 |
1,140 |
5,20 |
9,828 |
45,28 |
||
II. |
INDUSTRY |
33,249 |
70,54 |
23,276 |
94,38 |
45,126 |
222,32 |
1,01,651 |
387,24 |
|
III. |
TRANSPORT OPERATORS |
7,609 |
14,63 |
5,090 |
17,31 |
2,861 |
16,00 |
15,560 |
47,94 |
|
IV. |
PROFESSIONAL AND OTHER SERVICES |
6,736 |
13,31 |
4,946 |
16,94 |
6,370 |
26,93 |
18,052 |
57,18 |
|
V. |
PERSONAL LOANS |
1,28,443 |
381,80 |
1,61,476 |
550,74 |
2,15,757 |
785,71 |
5,05,676 |
1718,26 |
|
1. Loans for Purchase of Consumer Durables |
13,227 |
26,87 |
11,714 |
29,76 |
12,147 |
37,03 |
37,088 |
93,66 |
||
2.Loans for Housing |
15,713 |
109,68 |
21,839 |
170,90 |
29,598 |
226,15 |
67,150 |
506,73 |
||
3.Rest of the Personal Loans |
99,503 |
245,25 |
1,27,923 |
350,08 |
1,74,012 |
522,52 |
4,01,438 |
1117,86 |
||
VI. |
TRADE |
52,558 |
112,76 |
50,574 |
189,90 |
42,668 |
158,15 |
1,45,800 |
460,81 |
|
1.Wholesale Trade |
994 |
3,92 |
2,323 |
13,68 |
3,067 |
18,03 |
6,384 |
35,63 |
||
2.Retail Trade |
51,564 |
108,84 |
48,251 |
176,22 |
39,601 |
140,12 |
1,39,416 |
425,18 |
||
VII. |
FINANCE |
898 |
1,94 |
481 |
1,61 |
468 |
4,27 |
1,847 |
7,82 |
|
VIII. |
ALL OTHERS |
26,011 |
80,96 |
34,284 |
111,91 |
48,566 |
182,57 |
1,08,861 |
375,45 |
|
|
||||||||||
TOTAL BANK CREDIT |
6,82,473 |
2151,75 |
4,67,592 |
1835,86 |
3,94,249 |
1550,89 |
15,44,314 |
5538,50 |
||
OF WHICH: 1. Artisans and Village & Tiny Industries |
15,909 |
23,60 |
6,115 |
9,92 |
3,488 |
10,29 |
25,512 |
43,82 |
||
2.Other Small Scale Industries |
11,409 |
32,78 |
13,480 |
67,99 |
26,977 |
143,33 |
51,866 |
244,09 |
||
|
STATE : RAJASTHAN |
(Amount in Rupees Lakh) |
|||||||||
|
||||||||||
RURAL |
SEMI-URBAN |
URBAN/METROPOLITAN |
TOTAL |
|||||||
|
||||||||||
OCCUPATION |
No. of |
Amount |
No. of |
Amount |
No. of |
Amount |
No. of |
Amount |
||
Accounts |
Out- |
Accounts |
Out- |
Accounts |
Out- |
Accounts |
Out- |
|||
standing |
standing |
standing |
standing |
|||||||
|
||||||||||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
|||
|
||||||||||
I. |
AGRICULTURE |
6,43,237 |
1587,19 |
2,41,267 |
763,43 |
23,111 |
101,50 |
9,07,615 |
2452,13 |
|
1. Direct Finance |
6,22,939 |
1536,03 |
2,32,852 |
741,46 |
22,521 |
98,31 |
8,78,312 |
2375,80 |
||
2. Indirect Finance |
20,298 |
51,16 |
8,415 |
21,97 |
590 |
3,20 |
29,303 |
76,32 |
||
II. |
INDUSTRY |
70,755 |
115,10 |
44,894 |
124,09 |
34,771 |
146,25 |
1,50,420 |
385,43 |
|
III. |
TRANSPORT OPERATORS |
8,151 |
17,63 |
5,653 |
22,51 |
4,270 |
25,08 |
18,074 |
65,23 |
|
IV. |
PROFESSIONAL AND OTHER SERVICES |
17,001 |
27,39 |
12,772 |
27,17 |
11,191 |
41,53 |
40,964 |
96,09 |
|
V. |
PERSONAL LOANS |
1,70,469 |
452,74 |
1,69,690 |
537,08 |
2,57,853 |
1037,17 |
5,98,012 |
2026,99 |
|
1. Loans for Purchase of Consumer Durables |
13,460 |
28,93 |
16,433 |
39,96 |
21,595 |
64,94 |
51,488 |
133,83 |
||
2. Loans for Housing |
14,444 |
94,47 |
18,784 |
140,38 |
33,666 |
289,85 |
66,894 |
524,70 |
||
3. Rest of the Personal Loans |
1,42,565 |
329,34 |
1,34,473 |
356,74 |
2,02,592 |
682,38 |
4,79,630 |
1368,47 |
||
VI. |
TRADE |
1,26,194 |
238,53 |
1,07,565 |
268,24 |
45,805 |
193,02 |
2,79,564 |
699,79 |
|
1. Wholesale Trade |
5,356 |
7,31 |
4,266 |
20,09 |
2,769 |
20,89 |
12,391 |
48,29 |
||
2. Retail Trade |
1,20,838 |
231,23 |
1,03,299 |
248,15 |
43,036 |
172,13 |
2,67,173 |
651,50 |
||
VII. |
FINANCE |
959 |
1,89 |
574 |
1,16 |
261 |
2,16 |
1,794 |
5,22 |
|
VIII. |
ALL OTHERS |
43,203 |
102,90 |
40,034 |
119,82 |
57,616 |
242,72 |
1,40,853 |
465,45 |
|
|
||||||||||
TOTAL BANK CREDIT |
10,79,969 |
2543,37 |
6,22,449 |
1863,50 |
4,34,878 |
1789,45 |
21,37,296 |
6196,32 |
||
OF WHICH: 1. Artisans and Village & Tiny Industries |
48,194 |
67,97 |
18,303 |
34,27 |
3,063 |
8,68 |
69,560 |
110,92 |
||
2. Other Small Scale Industries |
17,567 |
35,51 |
19,517 |
61,46 |
22,635 |
96,05 |
59,719 |
193,02 |
||
|
CHANDIGARH |
(Amount in Rupees Lakh) |
|||||||||
|
||||||||||
RURAL |
SEMI-URBAN |
URBAN/METROPOLITAN |
TOTAL |
|||||||
|
||||||||||
OCCUPATION |
No. of |
Amount |
No. of |
Amount |
No. of |
Amount |
No. of |
Amount |
||
Accounts |
Out- |
Accounts |
Out- |
Accounts |
Out- |
Accounts |
Out- |
|||
standing |
standing |
standing |
standing |
|||||||
|
||||||||||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
|||
|
||||||||||
I. |
AGRICULTURE |
463 |
92 |
177 |
29 |
1,083 |
3,81 |
1,723 |
5,01 |
|
1. Direct Finance |
423 |
86 |
79 |
9 |
1,040 |
3,73 |
1,542 |
4,68 |
||
2. Indirect Finance |
40 |
5 |
98 |
19 |
43 |
9 |
181 |
33 |
||
II. |
INDUSTRY |
48 |
23 |
76 |
58 |
8,362 |
22,15 |
8,486 |
22,95 |
|
III. |
TRANSPORT OPERATORS |
14 |
9 |
21 |
16 |
256 |
1,82 |
291 |
2,06 |
|
IV. |
PROFESSIONAL AND OTHER SERVICES |
24 |
9 |
30 |
5 |
1,081 |
5,21 |
1,135 |
5,35 |
|
V. |
PERSONAL LOANS |
1,132 |
3,95 |
2,213 |
9,16 |
57,804 |
249,25 |
61,149 |
262,37 |
|
1. Loans for Purchase of Consumer Durables |
212 |
56 |
517 |
1,45 |
5,562 |
19,24 |
6,291 |
21,24 |
||
2. Loans for Housing |
71 |
67 |
201 |
1,75 |
4,351 |
32,56 |
4,623 |
34,98 |
||
3. Rest of the Personal Loans |
849 |
2,73 |
1,495 |
5,97 |
47,891 |
197,45 |
50,235 |
206,15 |
||
VI. |
TRADE |
191 |
52 |
297 |
1,60 |
3,897 |
17,43 |
4,385 |
19,54 |
|
1. Wholesale Trade |
94 |
21 |
38 |
6 |
510 |
3,57 |
642 |
3,84 |
||
2. Retail Trade |
97 |
31 |
259 |
1,54 |
3,387 |
13,85 |
3,743 |
15,70 |
||
VII. |
FINANCE |
— |
— |
1 |
(..) |
47 |
24 |
48 |
24 |
|
VIII. |
ALL OTHERS |
380 |
1,44 |
356 |
94 |
13,427 |
89,10 |
14,163 |
91,48 |
|
|
||||||||||
TOTAL BANK CREDIT |
2,252 |
7,23 |
3,171 |
12,78 |
85,957 |
389,00 |
91,380 |
409,01 |
||
OF WHICH: 1. Artisans and Village & Tiny Industries |
13 |
5 |
5 |
3 |
86 |
36 |
104 |
44 |
||
2. Other Small Scale Industries |
34 |
18 |
56 |
43 |
5,521 |
17,18 |
5,611 |
17,78 |
||
|
||||||||||
(..) Indicates negligible |
STATE : DELHI |
(Amount in Rupees Lakh) |
|||||||||
|
||||||||||
RURAL |
SEMI-URBAN |
URBAN/METROPOLITAN |
TOTAL |
|||||||
|
||||||||||
OCCUPATION |
No. of |
Amount |
No. of |
Amount |
No. of |
Amount |
No. of |
Amount |
||
Accounts |
Out- |
Accounts |
Out- |
Accounts |
Out- |
Accounts |
Out- |
|||
standing |
standing |
standing |
standing |
|||||||
|
||||||||||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
|||
|
||||||||||
I. |
AGRICULTURE |
712 |
2,97 |
141 |
48 |
3,745 |
10,48 |
4,598 |
13,92 |
|
1. Direct Finance |
669 |
2,54 |
141 |
48 |
3,557 |
9,76 |
4,367 |
12,78 |
||
2. Indirect Finance |
43 |
42 |
— |
— |
188 |
72 |
231 |
1,14 |
||
II. |
INDUSTRY |
474 |
1,93 |
112 |
59 |
67,271 |
180,83 |
67,857 |
183,35 |
|
III. |
TRANSPORT OPERATORS |
107 |
1,02 |
25 |
36 |
3,256 |
15,07 |
3,388 |
16,46 |
|
IV. |
PROFESSIONAL AND OTHER SERVICES |
363 |
1,41 |
73 |
30 |
13,803 |
39,65 |
14,239 |
41,37 |
|
V. |
PERSONAL LOANS |
8,785 |
32,82 |
3,799 |
14,33 |
9,40,662 |
2194,09 |
9,53,246 |
2241,24 |
|
1. Loans for Purchase of Consumer Durables |
313 |
92 |
134 |
29 |
18,017 |
79,36 |
18,464 |
80,57 |
||
2. Loans for Housing |
278 |
2,26 |
67 |
52 |
23,491 |
178,27 |
23,836 |
181,05 |
||
3. Rest of the Personal Loans |
8,194 |
29,64 |
3,598 |
13,52 |
8,99,154 |
1936,46 |
9,10,946 |
1979,62 |
||
VI. |
TRADE |
1,743 |
4,84 |
372 |
1,42 |
24,941 |
113,10 |
27,056 |
119,36 |
|
1. Wholesale Trade |
33 |
7 |
24 |
5 |
5,900 |
22,89 |
5,957 |
23,01 |
||
2. Retail Trade |
1,710 |
4,76 |
348 |
1,37 |
19,041 |
90,21 |
21,099 |
96,35 |
||
VII. |
FINANCE |
16 |
10 |
10 |
2 |
1,767 |
5,18 |
1,793 |
5,30 |
|
VIII. |
ALL OTHERS |
2,423 |
10,29 |
642 |
2,61 |
1,01,701 |
523,02 |
1,04,766 |
535,92 |
|
|
||||||||||
TOTAL BANK CREDIT |
14,623 |
55,38 |
5,174 |
20,11 |
11,57,146 |
3081,43 |
11,76,943 |
3156,92 |
||
OF WHICH: 1. Artisans and Village & Tiny Industries |
75 |
13 |
37 |
10 |
2,656 |
9,30 |
2,768 |
9,53 |
||
2. Other Small Scale Industries |
277 |
1,19 |
55 |
40 |
27,006 |
100,66 |
27,338 |
102,26 |
||
|