Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of
Scheduled Commercial Banks According to Occupation - March 1996

EASTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

 Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

3,84,433

328,02

272,94

3,36,037

283,76

258,92

-

-

-

1.

Direct Finance

3,80,274

248,65

230,36

3,32,914

229,96

217,50

-

-

-

2.

Indirect Finance

4,159

79,37

42,58

3,123

53,80

41,43

-

-

-

II.

INDUSTRY

80,584

641,58

522,83

58,743

688,64

653,36

8

13,50

13,82

1.

Mining & Quarrying

133

61,23

32,23

211

18,87

18,79

-

-

-

2.

Food Manufacturing and Processing

2,388

67,39

58,87

2,160

82,67

73,93

-

-

-

(a)

Rice Mills, Flour and Dal Mills

558

15,10

11,52

585

28,87

25,52

-

-

-

(b)

Sugar

9

13,99

13,46

8

17,29

15,10

-

-

-

(c)

Edible Oils and Vanaspati

180

26,03

22,76

111

4,72

4,64

-

-

-

(d)

Tea Processing

2

1

1

2

1

1

-

-

-

(e)

Processing of Fruits & Vegetables

38

1,38

98

63

3,40

3,03

-

-

-

(f)

Others

1,601

10,89

10,13

1,391

28,38

25,63

-

-

-

3.

Beverage and Tobacco

64

1,04

1,00

97

4,72

4,64

-

-

-

4.

Textiles

825

31,29

28,32

1,172

66,57

64,79

2

4,30

3,96

(a)

Cotton Textiles

178

18,65

16,58

137

53,29

52,67

-

-

-

(b)

Jute Textiles

23

86

51

12

2,97

2,54

-

-

-

(c)

Handloom Textiles & Khadi

107

3,92

3,39

119

54

69

-

-

-

(d)

Other Textiles

517

7,86

7,84

904

9,77

8,88

2

4,30

3,96

5.

Paper, Paper Products and Printing

380

51,26

32,39

483

15,62

15,38

-

-

-

6.

Leather and Leather Products

100

1,63

1,36

105

1,08

1,35

-

-

-

7.

Rubber and Rubber Products

64

2,74

2,11

90

19,96

14,52

-

-

-

8.

Chemicals and Chemical Products

615

76,45

70,47

455

36,54

29,00

3

6,50

8,16

(a)

Heavy Industrial Chemicals

51

4,29

3,63

46

4,00

413

-

-

-

(b)

Fertilizers

19

40,05

41,43

4

18,83

10,72

-

-

-

(c)

Drugs and Pharmaceuticals

136

7,38

5,11

93

3,51

3,28

2

6,30

7,95

(d)

Non-Edible Oils

9

20

11

9

97

1,27

-

-

-

(e)

Other Chemicals & Chemical Products

400

24,53

20,18

303

9,23

9,59

1

20

20

9.

Petroleum, Coal Products & Nuclear Fuels

66

1,18

75

66

2,25

1,43

-

-

-

10.

Manufacture of Cement & Cement Products

285

60,27

55,54

398

44,45

41,72

2

2,05

1,03

11.

Basic Metals & Metal Products

992

94,53

73,64

979

177,34

170,52

-

-

-

(a)

Iron and Steel

201

69,96

53,51

230

108,44

97,78

-

-

-

(b)

Non-Ferrous Metals

81

4,10

2,82

89

47,54

48,72

-

-

-

(c)

Other Metal Products

710

20,46

17,31

660

21,36

24,02

-

-

-

12.

Engineering

463

63,11

48,30

490

31,39

30,13

-

-

-

(a)

Heavy Engineering

68

12,41

836

4

4,85

3,11

-

-

-

(b)

Light Engineering

95

15,93

12,54

153

6,09

8,81

-

-

-

(c)

Electrical Machinery & Goods

169

22,67

19,53

185

16,44

14,61

-

-

-

(d)

Electronic Machinery & Goods

131

12,09

7,86

98

4,02

3,60

-

-

-

Vehicles, Vehicle Parts & Transport Equipments

282

7,07

5,71

186

4,52

4,46

-

-

-

14.

Other Industries

73,801

103,37

101,59

51,497

129,66

134,13

1

65

68

15.

Electricity, Gas & Water

40

14,94

7,82

87

42,63

35,90

-

-

-

(a)

Electricity Generation & Transmission

32

14,74

7,62

83

42,53

35,81

-

-

-

(b)

Non-Conventional Energy

2

6

7

1

8

8

-

-

-

(c)

Gas, Steam & Water Supply

6

13

13

3

2

1

-

-

-

16.

Construction

86

4,09

2,73

267

10,37

12,66

-

-

-

III.

TRANSPORT OPERATORS

11,057

58,46

52,23

17,045

59,79

56,92

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

10,195

58,52

37,24

79,154

68,06

68,50

-

-

-

V.

PERSONAL LOANS

1,59,658

276,12

242,61

89,791

202,57

189,36

-

-

-

1.

Loans for Purchase of Consumer Durables

10,322

13,97

11,91

7,200

9,17

7,88

-

-

-

2.

Loans for Housing

7,110

75,79

71,88

8,914

80,35

74,99

-

-

-

3.

Rest of the Personal Loans

1,42,226

186,36

158,81

73,677

113,05

106,49

-

-

-

VI.

TRADE

1,93,746

195,37

172,34

2,27,254

238,12

225,98

-

-

-

1.

Wholesale Trade

4,435

47,94

40,36

4,008

53,42

46,01

-

-

-

2.

Retail Trade

1,89,311

147,43

131,98

2,23,246

184,69

179,97

-

-

-

VII.

FINANCE

43

9,97

5,72

149

33,73

31,25

-

-

-

VIII.

ALL OTHERS

20,534

241,33

182,79

1,01,785

143,57

139,66

-

-

-

TOTAL BANK CREDIT

8,60,250

1809,37

1488,70

9,09,958

1718,23

1623,96

8

13,50

13,82

OF WHICH :

1. Artisans & Village Industries

40129

22,41

21,84

30,230

19,77

20,43

-

-

-

2. Other Small Scale Industries

33,340

201,05

173,95

22,960

158,09

154,75

1

4,00

4,00

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

 Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

4,15,494

178,65

150,22

14

2,48

2,25

11,35,978

792,92

684,33

1.

Direct Finance

4,11,189

172,86

145,74

14

2,48

2,25

11,24,391

653,96

595,84

2.

Indirect Finance

4,305

5,78

4,49

-

-

-

11,587

138,96

88,49

II.

INDUSTRY

1,03,019

33,81

27,78

45

2,19

2,04

2,42,399

1379,72

1219,83

1.

Mining & Quarrying

6

11

11

-

-

-

350

80,22

51,14

2.

Food Manufacturing and Processing

401

69

63

-

-

-

4,949

150,75

133,44

(a)

Rice Mills, Flour and Dal Mills

40

38

35

-

-

-

1,183

44,34

37,40

(b)

Sugar

-

-

-

-

-

-

17

31,28

28,57

(c)

Edible Oils and Vanaspati

5

12

8

-

-

-

296

30,86

27,48

(d)

Tea Processing

-

-

-

-

-

-

4

2

2

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

101

4,78

4,01

(f)

Others

356

20

20

-

-

-

3,348

39,46

35,96

3.

Beverage and Tobacco

3

2

1

3

74

74

167

6,51

6,40

4.

Textiles

19

9

4

3

3

3

2,021

102,28

97,14

(a)

Cotton Textiles

7

4

1

-

-

-

322

71,97

69,27

(b)

Jute Textiles

-

-

-

-

-

-

35

3,83

3,05

(c)

Handloom Textiles & Khadi

3

2

1

-

-

-

229

4,47

4,09

(d)

Other Textiles

9

4

2

3

3

3

1,435

22,01

20,73

5.

Paper, Paper Products and Printing

2

1

1

3

33

34

868

67,23

48,13

6.

Leather and Leather Products

3

9

7

-

-

-

208

2,79

2,79

7.

Rubber and Rubber Products

1

2

2

-

-

-

155

22,72

16,64

8.

Chemicals and Chemical Products

-

-

-

4

5

5

1,077

119,54

107,67

(a)

Heavy Industrial Chemicals

-

-

-

1

-

-

98

8,29

7,77

(b)

Fertilizers

-

-

-

-

-

-

23

58,88

52,16

(c)

Drugs and Pharmaceuticals

-

-

-

3

5

5

234

17,23

16,39

(d)

Non-Edible Oils

-

-

-

-

-

-

18

1,17

1,39

(e)

Other Chemicals & Chemical Products

-

-

-

-

-

-

704

33,97

29,97

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

132

3,43

2,18

10.

Manufacture of Cement & Cement Products

1

1

1

-

-

-

686

106,78

98,29

11.

Basic Metals & Metal Products

11

12

10

7

13

13

1,989

272,12

244,38

(a)

Iron and Steel

1

-

-

-

-

-

432

178,41

151,29

(b)

Non-Ferrous Metals

1

5

4

-

-

-

171

51,70

51,58

(c)

Other Metal Products

9

7

6

7

13

13

1,386

42,02

41,51

12.

Engineering

9

5

5

2

1

2

964

94,57

78,49

(a)

Heavy Engineering

-

-

-

-

-

-

122

17,26

11,47

(b)

Light Engineering

1

1

1

-

-

-

249

22,03

21,36

(c)

Electrical Machinery & Goods

3

1

1

2

1

2

359

39,13

34,17

(d)

Electronic Machinery & Goods

5

3

3

-

-

-

234

16,14

11,49

Vehicles, Vehicle Parts & Transport Equipments

8

7

5

3

4

4

479

11,71

10,27

14.

Other Industries

1,02,552

31,87

26,10

16

59

44

2,27,867

266,14

262,93

15.

Electricity, Gas & Water

-

-

-

-

-

-

127

57,56

43,72

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

115

57,27

43,43

(b)

Non-Conventional Energy

-

-

-

-

-

-

3

14

15

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

9

15

14

16.

Construction

3

66

59

4

25

26

360

15,38

16,24

III.

TRANSPORT OPERATORS

23,404

21,23

18,60

22

45

35

51,528

139,93

128,10

IV.

PROFESSIONAL AND OTHER SERVICES

37,418

14,63

13,55

53

77

66

1,26,820

141,97

119,95

V.

PERSONAL LOANS

66,279

48,70

39,27

293

81

61

3,16,021

528,20

471,85

1.

Loans for Purchase of Consumer Durables

2,692

1,97

1,72

17

3

3

20,231

25,14

21,53

2.

Loans for Housing

2,202

6,12

4,26

98

31

20

18,324

162,57

151,34

3.

Rest of the Personal Loans

61,385

40,61

33,30

178

47

37

2,77,466

340,48

298,98

VI.

TRADE

2,57,258

94,03

84,55

59

97

74

6,78,317

528,48

483,61

1.

Wholesale Trade

1,307

55

85

6

8

7

9,756

102,01

87,29

2.

Retail Trade

2,55,951

93,47

83,70

53

88

67

6,68,561

426,48

396,32

VII.

FINANCE

2

1,46

89

1

1

1

195

45,17

37,87

VIII.

ALL OTHERS

1,45,410

50,08

43,42

320

49

42

2,68,049

435,46

366,29

TOTAL BANK CREDIT

10,48,284

442,58

378,29

807

8,17

7,06

28,19,307

3991,85

3511,83

OF WHICH :

1. Artisans & Village Industries

89,457

27,12

22,08

-

-

-

1,59,816

69,29