SOUTHERN REGION

PUDUCHERRY

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

33,967

114,50

92,99

18,162

79,77

72,50

1. Direct Finance

33,858

112,51

91,88

18,094

77,60

71,06

2. Indirect Finance

109

1,99

1,11

68

2,17

1,44

II.

INDUSTRY

502

85,69

69,01

768

115,38

86,00

1. Mining & Quarrying

4

1,09

99

19

42,04

38,65

2. Food Manufacturing & Processing

25

8,36

6,28

34

16,40

8,23

  (a) Rice Mills, Flour & Dal Mills

16

6,58

5,33

4

2,13

1,18

  (b) Sugar

1

86

16

-

-

-

  (c) Edible Oils & Vanaspati

-

-

-

1

5

5

  (d) Tea Processing

-

-

-

-

-

-

  (e) Processing of Fruits & Vegetables

-

-

-

-

-

-

  (f) Others

8

92

79

29

14,22

7,00

3. Beverage & Tobacco

4

26

16

5

51

52

4. Textiles

23

4,97

3,64

22

4,51

3,94

  (a) Cotton Textiles

1

3

3

1

75

70

  (b) Jute & Other Natural Fibre Textiles

2

4

2

-

-

-

  (c) Handloom Textiles & Khadi

5

2

2

3

1

1

  (d) Other Textiles & Textile Products

15

4,88

3,57

18

3,75

3,24

5. Paper, Paper Products & Printing

21

5,46

3,14

35

4,77

3,97

6. Leather & Leather Products

6

87

50

7

92

87

7. Rubber & Plastic Products

8

2,75

2,59

36

6,94

5,24

8. Chemicals & Chemical Products

18

2,48

4,68

67

7,12

4,42

  (a) Heavy Industrial Chemicals

1

6

5

-

-

-

  (b) Fertilisers

-

-

-

-

-

-

  (c) Drugs & Pharmaceuticals

1

15

10

6

18

16

  (d) Non-Edible Oils

-

-

-

-

-

-

  (e) Other Chemicals & Chemical Products

16

2,27

4,53

61

6,94

4,26

9. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10. Manufacture of Cement & Cement Products

1

2

1

11

1,43

1,22

11. Basic Metals & Metal Products

16

2,23

1,82

13

1,96

1,45

  (a) Iron & Steel

4

79

42

2

1,18

78

  (b) Non-Ferrous Metals

1

10

6

2

16

11

  (c) Metal Products

11

1,34

1,33

9

62

56

12. Engineering

26

8,01

7,00

55

2,89

1,96

  (a) Heavy Engineering

3

40

23

1

6

6

  (b) Light Engineering

20

7,25

6,44

27

49

28

  (c) Electrical Machinery & Goods

1

10

6

14

1,91

1,26

  (d) Electronic Machinery & Goods

2

26

27

13

43

37

13. Vehicles, Vehicle Parts & Transport Equipments

5

27

23

6

83

17

14. Other Industries

296

4,76

3,46

327

2,69

2,42

15. Electricity, Gas & Water

4

39,00

30,13

2

8

6

  (a) Electricity Generation & Transmission

3

37,50

28,67

1

4

2

  (b) Non-Conventional Energy

1

1,50

1,47

-

-

-

  (c) Gas, Steam & Water Supply

-

-

-

1

4

4

16. Construction

45

5,18

4,38

129

22,31

12,88

III.

TRANSPORT OPERATORS

15

91

74

71

2,67

2,07

IV.

PROFESSIONAL AND OTHER SERVICES

1,069

26,25

11,96

1,541

18,03

14,10

V.

PERSONAL LOANS

8,642

90,50

71,11

13,915

207,64

171,28

1. Loans for Purchase of Consumer Durables

210

68

33

289

1,14

79

2. Loans for Housing

845

29,68

24,12

2,407

106,38

89,73

3. Rest of the Personal Loans

7,587

60,14

46,65

11,219

100,12

80,76

VI.

TRADE

2,033

27,65

23,24

2,769

57,74

47,16

1. Wholesale Trade

16

10,50

10,25

75

15,75

11,47

2. Retail Trade

2,017

17,15

13,00

2,694

41,99

35,68

VII.

FINANCE

20

29

25

83

39

88

VIII.

ALL OTHERS

3,091

17,72

13,29

2,482

41,07

31,34

TOTAL BANK CREDIT

49,339

363,52

282,60

39,791

522,70

425,32

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2008

SOUTHERN REGION

PUDUCHERRY

(Amount in Rupees Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

23,639

187,95

160,73

-

-

-

1. Direct Finance

23,231

177,36

152,89

-

-

-

2. Indirect Finance

408

10,59

7,84

-

-

-

II.

INDUSTRY

6,234

487,82

379,45

-

-

-

1. Mining & Quarrying

7

51

26

-

-

-

2. Food Manufacturing & Processing

219

53,77

50,37

-

-

-

  (a) Rice Mills, Flour & Dal Mills

55

20,51

17,87

-

-

-

  (b) Sugar

2

3,00

2,19

-

-

-

  (c) Edible Oils & Vanaspati

19

11,69

11,86

-

-

-

  (d) Tea Processing

-

-

-

-

-

-

  (e) Processing of Fruits & Vegetables

2

9

8

-

-

-

  (f) Others

141

18,48

18,38

-

-

-

3. Beverage & Tobacco

9

6,37

4,71

-

-

-

4. Textiles

202

26,19

21,95

-

-

-

  (a) Cotton Textiles

33

21,68

18,12

-

-

-

  (b) Jute & Other Natural Fibre Textiles

15

1,19

1,02

-

-

-

  (c) Handloom Textiles & Khadi

6

2,35

2,01

-

-

-

  (d) Other Textiles & Textile Products

148

97

79

-

-

-

5. Paper, Paper Products & Printing

116

31,51

18,92

-

-

-

6. Leather & Leather Products

23

4,63

3,40

-

-

-

7. Rubber & Plastic Products

162

28,07

18,94

-

-

-

8. Chemicals & Chemical Products

123

51,24

39,85

-

-

-

  (a) Heavy Industrial Chemicals

17

3,68

3,84

-

-

-

  (b) Fertilisers

1

30

26

-

-

-

  (c) Drugs & Pharmaceuticals

12

1,90

1,88

-

-

-

  (d) Non-Edible Oils

-

-

-

-

-

-

  (e) Other Chemicals & Chemical Products

93

45,36

33,87

-

-

-

9. Petroleum, Coal Products & Nuclear Fuels

1

15

15

-

-

-

10. Manufacture of Cement & Cement Products

11

84

56

-

-

-

11. Basic Metals & Metal Products

3,260

37,00

34,12

-

-

-

  (a) Iron & Steel

12

11,50

15,47

-

-

-

  (b) Non-Ferrous Metals

13

4,69

3,85

-

-

-

  (c) Metal Products

3,235

20,80

14,80

-

-

-

12. Engineering

226

103,50

75,61

-

-

-

  (a) Heavy Engineering

24

10,95

1,64

-

-

-

  (b) Light Engineering

89

10,07

5,17

-

-

-

  (c) Electrical Machinery & Goods

35

2,81

2,19

-

-

-

  (d) Electronic Machinery & Goods

78

79,66

66,62

-

-

-

13. Vehicles, Vehicle Parts & Transport Equipments

41

11,45

5,87

-

-

-

14. Other Industries

1,284

39,98

36,99

-

-

-

15. Electricity, Gas & Water

8

2,26

1,36

-

-

-

  (a) Electricity Generation & Transmission

3

1,23

94

-

-

-

  (b) Non-Conventional Energy

1

9

9

-

-

-

  (c) Gas, Steam & Water Supply

4

94

32

-

-

-

16. Construction

542

90,35

66,39

-

-

-

III.

TRANSPORT OPERATORS

1,443

47,16

35,55

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

4,123

370,86

210,56

-

-

-

V.

PERSONAL LOANS

44,712

682,46

557,74

-

-

-

1. Loans for Purchase of Consumer Durables

594

5,27

4,46

-

-

-

2. Loans for Housing

4,965

276,83

235,50

-

-

-

3. Rest of the Personal Loans

39,153

400,36

317,78

-

-

-

VI.

TRADE

6,358

229,71

185,87

-

-

-

1. Wholesale Trade

426

57,62

42,69

-

-

-

2. Retail Trade

5,932

172,08

143,18

-

-

-

VII.

FINANCE

261

12,79

7,20

-

-

-

VIII.

ALL OTHERS

11,492

110,51

83,81

-

-

-

TOTAL BANK CREDIT

98,262

2129,26

1620,90

-

-

-