Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1998

SOUTHERN REGION

STATE :PONDICHERRY

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

11,718

29,33

28,74

33,112

91,89

86,74

-

-

-

1.

Direct Finance

11,706

27,12

26,46

33,101

90,75

85,64

-

-

-

2.

Indirect Finance

12

2,21

2,29

11

1,15

1,11

-

-

-

II.

INDUSTRY

880

27,04

25,98

1,640

107,56

83,53

13

51,13

47,75

1.

Mining & Quarrying

3

5

5

2

11

12

-

-

-

2.

Food Manufacturing & Processing

15

56

53

51

2,27

1,69

-

-

-

(a)

Rice Mills, Flour & Dal Mills

3

13

13

22

1,66

1,16

-

-

-

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

4

4

4

3

3

3

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

-

-

-

(f)

Others

8

39

36

26

58

49

-

-

-

3.

Beverage & Tobacco

-

-

-

1

8

8

-

-

-

4.

Textiles

13

43

50

42

28,95

30,04

2

6,01

5,74

(a)

Cotton Textiles

6

8

12

18

26,36

28,47

2

6,01

5,74

(b)

Jute Textiles

2

32

35

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

1

1

1

1

2

2

-

-

-

(d)

Other Textiles

4

3

2

23

2,57

1,55

-

-

-

5.

Paper, Paper Products & Printing

37

5,05

5,37

63

1,69

1,51

1

5,80

5,72

6.

Leather & Leather Products

7

60

65

14

1,15

73

-

-

-

7.

Rubber & Rubber Products

16

28

22

4

52

42

-

-

-

8.

Chemicals & Chemical Products

68

3,22

3,72

91

17,21

15,11

4

6,57

4,07

(a)

Heavy Industrial Chemicals

5

17

18

7

9,83

9,22

-

-

-

(b)

Fertilisers

1

-

2

2

11

12

-

-

-

(c)

Drugs & Pharmaceuticals

3

14

12

4

9

10

4

6,57

4,07

(d)

Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

59

2,91

3,39

78

7,18

5,67

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

1

-

-

1

15

14

-

-

-

10.

Manufacture of Cement & Cement Products

3

14

35

1

1

1

-

-

-

11.

Basic Metals & Metal Products

26

1,29

1,00

54

2,48

2,02

-

-

-

(a)

Iron & Steel

7

48

39

9

68

35

-

-

-

(b)

Non-Ferrous Metals

-

-

-

5

34

23

-

-

-

(c)

Other Metal Products

19

81

61

40

1,46

1,44

-

-

-

12.

Engineering

34

4,15

3,31

159

40,07

22,00

2

6,50

6,25

(a)

Heavy Engineering

-

-

-

6

62

20

-

-

-

(b)

Light Engineering

13

1,81

1,81

16

1,51

1,35

2

6,50

6,25

(c)

Electrical Machinery & Goods

9

53

24

21

30,48

13,88

-

-

-

(d)

Electronic Machinery & Goods

12

1,81

1,26

116

7,46

6,58

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

5

34

29

23

43

34

1

75

75

14.

Other Industries

639

10,59

9,75

1,110

11,71

8,72

3

25,50

25,21

15.

Electricity, Gas & Water

1

2

1

2

15

2

-

-

-

(a)

Electricity Generation & Transmission

1

2

1

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

2

15

2

-

-

-

16.

Construction

12

32

23

22

59

59

-

-

-

III.

TRANSPORT OPERATORS

340

2,16

1,75

468

2,56

2,07

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

231

2,88

2,64

1,681

10,20

8,77

-

-

-

V.

PERSONAL LOANS

7,008

20,68

17,88

10,372

31,18

28,38

1

4

-

1.

Loans for Purchase of Consumer Durables

1,343

1,77

1,66

1,231

2,11

1,65

-

-

-

2.

Loans for Housing

593

7,85

5,98

835

6,89

5,85

-

-

-

3.

Rest of the Personal Loans

5,072

11,06

10,23

8,306

22,18

20,87

1

4

-

VI.

TRADE

2,454

17,73

16,77

5,496

30,43

24,15

-

-

-

1.

Wholesale Trade

170

2,37

2,14

319

8,18

4,27

-

-

-

2.

Retail Trade

2,284

15,35

14,63

5,177

22,25

19,88

-

-

-

VII.

FINANCE

-

-

-

3

6,81

7,13

-

-

-

VIII.

ALL OTHERS

111

5,80

5,24

6,921

17,83

16,15

-

-

-

TOTAL BANK CREDIT

22,742

105,61

99,01

59,693

298,45

256,91

14

51,17

47,75

OF WHICH:

1. Artisans & Village Industries

145

78

69

246

40

41

-

-

-

2. Other Small Scale Industries

612

7,75

6,76

884

22,26

17,18

3

11,81

11,47

SOUTHERN REGION

STATE :PONDICHERRY

(Amount in Rupees Lakh)

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

-

-

-

516

1,20

1,10

45,346

122,42

116,59

1.

Direct Finance

-

-

-

516

1,20

1,10

45,323

119,06

113,19

2.

Indirect Finance

-

-

-

-

-

-

23

3,36

3,40

II.

INDUSTRY

-

-

-

287

45,68

36,58

2,820

231,41

193,85

1.

Mining & Quarrying

-

-

-

1

8

8

6

23

25

2.

Food Manufacturing & Processing

-

-

-

31

1,88

1,64

97

4,72

3,86

(a)

Rice Mills, Flour & Dal Mills

-

-

-

-

-

-

25

1,79

1,29

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

17

1,46

1,28

24

1,54

1,35

(d)

Tea Processing

-

-

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

-

-

-

(f)

Others

-

-

-

14

42

36

48

1,39

1,21

3.

Beverage & Tobacco

-

-

-

3

4

4

4

12

12

4.

Textiles

-

-

-

22

7,24

6,53

79

42,63

42,81

(a)

Cotton Textiles

-

-

-

3

49

30

29

32,93

34,63

(b)

Jute Textiles

-

-

-

-

-

-

2

32

35

(c)

Handloom Textiles & Khadi

-

-

-

5

8

8

7

12

11

(d)

Other Textiles

-

-

-

14

6,67

6,15

41

9,27

7,72

5.

Paper, Paper Products & Printing

-

-

-

29

3,56

2,82

130

16,09

15,42

6.

Leather & Leather Products

-

-

-

8

30

23

29

2,04

1,61

7.

Rubber & Rubber Products

-

-

-

8

1,29

1,16

28

2,09

1,80

8.

Chemicals & Chemical Products

-

-

-

48

17,84

12,76

211

44,84

35,66

(a)

Heavy Industrial Chemicals

-

-

-

6

5,06

5,26

18

15,07

14,66

(b)

Fertilisers

-

-

-

-

-

-

3

11

14

(c)

Drugs & Pharmaceuticals

-

-

-

2

25

27

13

7,04

4,57

(d)

Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

40

12,53

7,23

177

22,62

16,30

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

2

15

14

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

4

14

36

11.

Basic Metals & Metal Products

-

-

-

17

4,17

2,33

97

7,95

5,34

(a)

Iron & Steel

-

-

-

3

3,00

1,18

19

4,17

1,92

(b)

Non-Ferrous Metals

-

-

-

-

-

-

5

34

23

(c)

Other Metal Products

-

-

-

14

1,17

1,15

73

3,44

3,19

12.

Engineering

-

-

-

30

6,65

6,41

225

57,38

37,97

(a)

Heavy Engineering

-

-

-

6

2,39

2,03

12

3,01

2,23

(b)

Light Engineering

-

-

-

5

17

9

36

9,99

9,51

(c)

Electrical Machinery & Goods

-

-

-

8

2,31

2,25

38

33,31

16,36

(d)

Electronic Machinery & Goods

-

-

-

11

1,79

2,04

139

11,06

9,88

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

2

5

3

31

1,57

1,41

14.

Other Industries

-

-

-

71

1,51

1,51

1,823

49,31

45,20

15.

Electricity, Gas & Water

-

-

-

2

23

32

5

40

35

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

1

2

1

(b)

Non-Conventional Energy

-

-

-

1

20

31

1

20

31

(c)

Gas, Steam & Water Supply

-

-

-

1

3

1

3

18

2

16.

Construction

-

-

-

15

83

71

49

1,74

1,53

III.

TRANSPORT OPERATORS

-

-

-

298

2,47

2,15

1,106

7,19

5,97

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

224

1,83

1,43

2,136

14,90

12,83

V.

PERSONAL LOANS

6

2

2

2,581

8,60

7,51

19,968

60,53

53,79

1.

Loans for Purchase of Consumer Durables

-

-

-

337

36

33

2,911

4,24

3,64

2.

Loans for Housing

6

2

2

159

2,15

1,68

1,593

16,92

13,54

3.

Rest of the Personal Loans

-

-

-

2,085

6,09

5,50

15,464

39,37

36,61

VI.

TRADE

-

-

-

752

18,01

15,30

8,702

66,17

56,22

1.

Wholesale Trade

-

-

-

87

5,55

4,48

576

16,11

10,90

2.

Retail Trade

-

-

-

665

12,46

10,81

8,126

50,06

45,32

VII.

FINANCE

-

-

-

5

7

4

8

6,88

7,17

VIII.

ALL OTHERS

-

-

-

469

3,46

2,88

7,501

27,08

24,27

TOTAL BANK CREDIT

6

2

2

5,132

81,32

66,99

87,587

536,58

470,69

OF WHICH:

1. Artisans & Village Industries

-

-

-

28

8

6

419

1,26

1,16

2. Other Small Scale Industries

-

-

-

145

13,02

11,16

1,644

54,84

46,57