Punjab - আরবিআই - Reserve Bank of India
Punjab
NORTHERN REGION (Contd.) |
||||||||||
STATE : PUNJAB |
||||||||||
(Amount in Rupees Lakh) |
||||||||||
OCCUPATION |
STATE BANK OF INDIA AND |
NATIONALISED BANKS |
FOREIGN BANKS |
|||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
|
|
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
I. |
AGRICULTURE |
3,60,182 |
6396,04 |
5189,56 |
4,42,381 |
10735,12 |
9036,42 |
- |
- |
- |
|
1. Direct Finance |
3,56,553 |
5966,80 |
4854,44 |
4,29,167 |
7675,68 |
6304,30 |
- |
- |
- |
|
2. Indirect Finance |
3,629 |
429,24 |
335,12 |
13,214 |
3059,44 |
2732,12 |
- |
- |
- |
II. |
INDUSTRY |
23,422 |
17190,60 |
12553,06 |
93,453 |
28466,02 |
19587,69 |
498 |
437,00 |
216,46 |
|
1. Mining & Quarrying |
156 |
45,32 |
37,57 |
239 |
1419,92 |
144,73 |
- |
- |
- |
|
2. Food Manufacturing & Processing |
3,460 |
2471,24 |
1899,68 |
5,325 |
2763,16 |
1739,80 |
6 |
6,50 |
4,36 |
|
(a) Rice Mills, Flour & Dal Mills |
1,882 |
1316,76 |
1015,84 |
2,648 |
1340,41 |
1035,94 |
2 |
6,22 |
4,08 |
|
(b) Sugar |
30 |
276,49 |
229,61 |
26 |
206,72 |
163,56 |
- |
- |
- |
|
(c) Edible Oils & Vanaspati |
243 |
224,44 |
174,29 |
243 |
293,65 |
187,62 |
- |
- |
- |
|
(d) Tea Processing |
12 |
1,85 |
1,64 |
6 |
9 |
7 |
1 |
8 |
8 |
|
(e) Processing of Fruits & Vegetables |
35 |
5,15 |
4,07 |
36 |
4,70 |
4,03 |
- |
- |
- |
|
(f) Others |
1,258 |
646,54 |
474,23 |
2,366 |
917,59 |
348,58 |
3 |
21 |
21 |
|
3. Beverage & Tobacco |
93 |
77,53 |
54,17 |
76 |
172,75 |
123,27 |
2 |
18 |
18 |
|
4. Textiles |
5,721 |
8268,83 |
5746,80 |
18,626 |
6354,86 |
4422,82 |
32 |
140,57 |
16,52 |
|
(a) Cotton Textiles |
1,146 |
2849,64 |
1907,23 |
6,826 |
2861,66 |
2051,20 |
16 |
132,03 |
12,76 |
|
(b) Jute & Other Natural Fibre Textiles |
58 |
53,20 |
50,41 |
1,672 |
56,09 |
51,01 |
- |
- |
- |
|
(c) Handloom Textiles & Khadi |
1,137 |
120,28 |
90,90 |
1,223 |
70,75 |
21,98 |
- |
- |
- |
|
(d) Other Textiles & Textile Products |
3,380 |
5245,71 |
3698,25 |
8,905 |
3366,35 |
2298,64 |
16 |
8,55 |
3,76 |
|
5. Paper, Paper Products & Printing |
708 |
655,14 |
550,09 |
1,637 |
435,79 |
354,56 |
5 |
2,13 |
1,10 |
|
6. Woods and Wood Products |
795 |
43,97 |
37,51 |
925 |
40,26 |
31,92 |
2 |
27 |
27 |
|
7. Leather & Leather Products |
266 |
34,19 |
26,18 |
385 |
129,12 |
95,21 |
- |
- |
- |
|
8. Gems and Jewellery |
262 |
126,77 |
97,19 |
69 |
7,54 |
6,17 |
1 |
20 |
20 |
|
9. Rubber & Plastic Products |
905 |
231,44 |
182,95 |
1,520 |
272,45 |
201,46 |
1 |
5 |
5 |
|
10. Chemicals & Chemical Products |
791 |
305,00 |
240,33 |
1,769 |
629,40 |
529,48 |
4 |
2,62 |
1,73 |
|
(a) Heavy Industrial Chemicals |
75 |
62,35 |
53,44 |
115 |
210,12 |
186,34 |
1 |
1,40 |
51 |
|
(b) Fertilisers |
32 |
7,53 |
5,72 |
146 |
3,13 |
1,63 |
- |
- |
- |
|
(c) Drugs & Pharmaceuticals |
91 |
42,07 |
32,67 |
491 |
303,28 |
262,40 |
- |
- |
- |
|
(d) Non-Edible Oils |
52 |
18,67 |
16,48 |
8 |
4,94 |
3,26 |
- |
- |
- |
|
(e) Other Chemicals & Chemical Products |
541 |
174,38 |
132,02 |
1,009 |
107,94 |
75,85 |
3 |
1,22 |
1,22 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
84 |
12,18 |
9,81 |
74 |
1025,49 |
326,14 |
1 |
77 |
77 |
|
12. Manufacture of Cement & Cement Products |
345 |
40,56 |
30,92 |
442 |
66,49 |
51,47 |
- |
- |
- |
|
13. Basic Metals & Metal Products |
2,809 |
2203,79 |
1497,15 |
9,400 |
4953,37 |
3737,23 |
60 |
90,10 |
36,78 |
|
(a) Iron & Steel |
1,261 |
1571,84 |
1021,94 |
1,402 |
1131,46 |
829,44 |
5 |
12,30 |
1,96 |
|
(b) Non-Ferrous Metals |
346 |
131,99 |
89,94 |
158 |
43,44 |
28,30 |
2 |
14,51 |
3,43 |
|
(c) Metal Products |
1,202 |
499,96 |
385,27 |
7,840 |
3778,47 |
2879,50 |
53 |
63,30 |
31,39 |
|
14. Engineering |
3,035 |
898,04 |
679,44 |
7,629 |
1769,16 |
1366,57 |
28 |
15,49 |
14,80 |
|
(a) Heavy Engineering |
362 |
117,66 |
95,73 |
2,223 |
875,79 |
689,89 |
5 |
2,30 |
2,19 |
|
(b) Light Engineering |
2,107 |
476,04 |
344,99 |
4,365 |
701,53 |
513,08 |
17 |
11,21 |
10,81 |
|
(c) Electrical Machinery & Goods |
428 |
185,55 |
154,84 |
785 |
184,72 |
158,96 |
5 |
1,69 |
1,51 |
|
(d) Electronic Machinery & Goods |
138 |
118,79 |
83,89 |
256 |
7,12 |
4,64 |
1 |
28 |
28 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
1,659 |
769,05 |
579,48 |
3,083 |
857,78 |
646,21 |
33 |
120,56 |
85,44 |
|
16. Other Industries |
1,341 |
162,99 |
129,29 |
37,719 |
3094,44 |
2466,81 |
274 |
47,28 |
45,74 |
|
17. Electricity, Gas & Water |
84 |
432,20 |
421,86 |
78 |
2482,22 |
1966,67 |
2 |
24 |
24 |
|
(a) Electricity Generation & Transmission |
17 |
424,21 |
416,37 |
50 |
2457,34 |
1942,79 |
- |
- |
- |
|
(b) Non-Conventional Energy |
54 |
4,24 |
2,99 |
10 |
20,89 |
20,93 |
- |
- |
- |
|
(c) Gas, Steam & Water Supply |
13 |
3,75 |
2,50 |
18 |
3,99 |
2,95 |
2 |
24 |
24 |
|
18. Construction |
908 |
412,38 |
332,66 |
4,457 |
1991,83 |
1377,15 |
47 |
10,02 |
8,28 |
|
(a) Other than Infrastructure |
621 |
206,60 |
161,75 |
3,307 |
440,80 |
316,87 |
6 |
3,46 |
3,46 |
|
(b) Infrastructure Construction |
287 |
205,78 |
170,90 |
1,150 |
1551,03 |
1060,28 |
41 |
6,56 |
4,81 |
III. |
TRANSPORT OPERATORS |
1,886 |
124,96 |
94,30 |
3,474 |
120,35 |
106,44 |
18 |
1,45 |
1,45 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
8,769 |
1190,79 |
850,33 |
45,312 |
2881,28 |
2292,42 |
2,559 |
168,35 |
124,69 |
|
1. Professional Services |
444 |
91,12 |
79,80 |
4,554 |
445,25 |
403,07 |
370 |
45,13 |
45,08 |
|
2. Tourism, Hotel & Restaurants |
383 |
205,30 |
146,39 |
861 |
241,77 |
219,35 |
12 |
5,06 |
5,06 |
|
3. Recreation services |
198 |
26,60 |
21,06 |
377 |
64,41 |
48,04 |
13 |
1,09 |
1,09 |
|
4. IT and Telecommunications |
84 |
7,05 |
5,97 |
71 |
11,40 |
10,53 |
14 |
2,08 |
2,08 |
|
5. Others |
7,660 |
860,72 |
597,12 |
39,449 |
2118,45 |
1611,42 |
2,150 |
114,99 |
71,38 |
V. |
PERSONAL LOANS |
2,70,072 |
6553,82 |
4992,24 |
2,81,628 |
6811,89 |
5497,70 |
4,408 |
142,12 |
110,48 |
|
1. Housing |
77,762 |
3256,08 |
2633,83 |
77,907 |
3379,93 |
2914,47 |
753 |
61,05 |
58,15 |
|
2. Consumer Durables |
5,304 |
36,76 |
28,87 |
20,622 |
188,41 |
128,94 |
- |
- |
- |
|
3. Vehicles |
28,385 |
690,37 |
539,54 |
21,834 |
391,20 |
327,52 |
89 |
48 |
10 |
|
4. Education |
9,962 |
468,64 |
246,77 |
13,762 |
447,70 |
313,11 |
- |
- |
- |
|
5. Personal Credit Cards |
- |
- |
- |
4,689 |
23,40 |
13,87 |
389 |
11,69 |
2,13 |
|
6. Others |
1,48,659 |
2101,96 |
1543,23 |
1,42,814 |
2381,24 |
1799,78 |
3,177 |
68,89 |
50,10 |
VI. |
TRADE |
37,490 |
2878,83 |
2254,97 |
93,587 |
8572,86 |
4900,40 |
765 |
233,71 |
176,20 |
|
1. Wholesale Trade |
3,964 |
1075,35 |
825,97 |
8,218 |
1848,12 |
1641,69 |
260 |
59,14 |
48,97 |
|
2. Retail Trade |
33,526 |
1803,48 |
1429,00 |
85,369 |
6724,74 |
3258,71 |
505 |
174,58 |
127,23 |
VII. |
FINANCE |
373 |
95,89 |
79,70 |
1,680 |
1114,00 |
129,39 |
26 |
17,92 |
9,70 |
VIII. |
ALL OTHERS |
12,482 |
243,67 |
166,67 |
41,484 |
1688,79 |
1473,92 |
20 |
1,05 |
18 |
|
TOTAL BANK CREDIT |
7,14,676 |
34674,60 |
26180,84 |
10,02,999 |
60390,31 |
43024,38 |
8,294 |
1001,60 |
639,16 |
TABLE NO. 5.6 – STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING |
||||||||||
STATE : PUNJAB |
||||||||||
(Amount in Rupees Lakh) |
||||||||||
OCCUPATION |
REGIONAL RURAL BANKS |
PRIVATE SECTOR BANKS |
ALL SCHEDULED COMMERCIAL BANKS |
|||||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
|
|
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
I. |
AGRICULTURE |
93,792 |
1190,13 |
1043,11 |
50,425 |
1831,22 |
1544,88 |
9,46,780 |
20152,51 |
16813,98 |
|
1. Direct Finance |
93,510 |
1185,99 |
1039,88 |
48,565 |
1579,43 |
1334,80 |
9,27,795 |
16407,89 |
13533,42 |
|
2. Indirect Finance |
282 |
4,14 |
3,23 |
1,860 |
251,79 |
210,08 |
18,985 |
3744,62 |
3280,56 |
II. |
INDUSTRY |
4,458 |
22,87 |
18,32 |
20,028 |
3482,65 |
1986,01 |
1,41,859 |
49599,14 |
34361,55 |
|
1. Mining & Quarrying |
8 |
1,06 |
76 |
43 |
13,11 |
10,06 |
446 |
1479,40 |
193,12 |
|
2. Food Manufacturing & Processing |
56 |
35 |
27 |
660 |
323,31 |
132,77 |
9,507 |
5564,55 |
3776,87 |
|
(a) Rice Mills, Flour & Dal Mills |
22 |
12 |
11 |
23 |
185,33 |
53,76 |
4,577 |
2848,84 |
2109,72 |
|
(b) Sugar |
- |
- |
- |
2 |
25 |
17 |
58 |
483,46 |
393,35 |
|
(c) Edible Oils & Vanaspati |
2 |
- |
- |
6 |
14,22 |
12,16 |
494 |
532,31 |
374,07 |
|
(d) Tea Processing |
- |
- |
- |
19 |
2,31 |
1,74 |
38 |
4,32 |
3,52 |
|
(e) Processing of Fruits & Vegetables |
- |
- |
- |
37 |
75,30 |
37,49 |
108 |
85,15 |
45,60 |
|
(f) Others |
32 |
23 |
15 |
573 |
45,90 |
27,44 |
4,232 |
1610,47 |
850,62 |
|
3. Beverage & Tobacco |
- |
- |
- |
3 |
1,32 |
1,15 |
174 |
251,77 |
178,77 |
|
4. Textiles |
897 |
2,82 |
2,02 |
1,018 |
1265,01 |
439,32 |
26,294 |
16032,08 |
10627,49 |
|
(a) Cotton Textiles |
23 |
5 |
3 |
108 |
1090,65 |
320,54 |
8,119 |
6934,03 |
4291,76 |
|
(b) Jute & Other Natural Fibre Textiles |
63 |
30 |
19 |
19 |
5,49 |
4,01 |
1,812 |
115,08 |
105,62 |
|
(c) Handloom Textiles & Khadi |
699 |
1,63 |
1,08 |
47 |
3,46 |
1,28 |
3,106 |
196,12 |
115,24 |
|
(d) Other Textiles & Textile Products |
112 |
84 |
72 |
844 |
165,41 |
113,49 |
13,257 |
8786,85 |
6114,87 |
|
5. Paper, Paper Products & Printing |
9 |
2 |
1 |
119 |
216,70 |
173,70 |
2,478 |
1309,79 |
1079,45 |
|
6. Woods and Wood Products |
28 |
35 |
26 |
20 |
4,22 |
2,81 |
1,770 |
89,07 |
72,76 |
|
7. Leather & Leather Products |
8 |
1 |
1 |
806 |
19,56 |
17,56 |
1,465 |
182,88 |
138,96 |
|
8. Gems and Jewellery |
10 |
2 |
1 |
40 |
4,68 |
4,10 |
382 |
139,21 |
107,67 |
|
9. Rubber & Plastic Products |
6 |
1 |
1 |
344 |
50,32 |
33,98 |
2,776 |
554,27 |
418,45 |
|
10. Chemicals & Chemical Products |
40 |
11 |
9 |
206 |
104,86 |
67,32 |
2,810 |
1041,99 |
838,97 |
|
(a) Heavy Industrial Chemicals |
- |
- |
- |
91 |
14,89 |
13,44 |
282 |
288,75 |
253,73 |
|
(b) Fertilisers |
- |
- |
- |
20 |
5,56 |
3,23 |
198 |
16,22 |
10,58 |
|
(c) Drugs & Pharmaceuticals |
23 |
5 |
3 |
15 |
28,55 |
10,78 |
620 |
373,94 |
305,88 |
|
(d) Non-Edible Oils |
- |
- |
- |
3 |
2,56 |
2,37 |
63 |
26,17 |
22,11 |
|
(e) Other Chemicals & Chemical Products |
17 |
6 |
6 |
77 |
53,31 |
37,51 |
1,647 |
336,91 |
246,66 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
- |
- |
- |
14 |
4,44 |
4,51 |
173 |
1042,88 |
341,23 |
|
12. Manufacture of Cement & Cement Products |
4 |
1 |
- |
16 |
2,46 |
2,07 |
807 |
109,51 |
84,47 |
|
13. Basic Metals & Metal Products |
174 |
2,77 |
2,48 |
1,435 |
131,77 |
95,98 |
13,878 |
7381,80 |
5369,61 |
|
(a) Iron & Steel |
- |
- |
- |
297 |
75,62 |
55,30 |
2,965 |
2791,22 |
1908,63 |
|
(b) Non-Ferrous Metals |
- |
- |
- |
6 |
3,98 |
3,87 |
512 |
193,92 |
125,54 |
|
(c) Metal Products |
174 |
2,77 |
2,48 |
1,132 |
52,17 |
36,80 |
10,401 |
4396,66 |
3335,44 |
|
14. Engineering |
39 |
25 |
18 |
2,776 |
227,79 |
115,72 |
13,507 |
2910,72 |
2176,72 |
|
(a) Heavy Engineering |
1 |
8 |
6 |
45 |
20,51 |
11,81 |
2,636 |
1016,34 |
799,68 |
|
(b) Light Engineering |
18 |
6 |
5 |
2,601 |
191,24 |
89,35 |
9,108 |
1380,09 |
958,28 |
|
(c) Electrical Machinery & Goods |
11 |
8 |
6 |
103 |
11,70 |
11,24 |
1,332 |
383,74 |
326,60 |
|
(d) Electronic Machinery & Goods |
9 |
2 |
1 |
27 |
4,34 |
3,33 |
431 |
130,56 |
92,15 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
30 |
17 |
9 |
974 |
215,38 |
158,63 |
5,779 |
1962,94 |
1469,84 |
|
16. Other Industries |
2,979 |
7,65 |
5,82 |
10,827 |
700,32 |
568,81 |
53,140 |
4012,68 |
3216,47 |
|
17. Electricity, Gas & Water |
- |
- |
- |
19 |
60,52 |
57,45 |
183 |
2975,18 |
2446,22 |
|
(a) Electricity Generation & Transmission |
- |
- |
- |
6 |
53,03 |
51,77 |
73 |
2934,58 |
2410,93 |
|
(b) Non-Conventional Energy |
- |
- |
- |
3 |
6,23 |
4,60 |
67 |
31,36 |
28,52 |
|
(c) Gas, Steam & Water Supply |
- |
- |
- |
10 |
1,27 |
1,08 |
43 |
9,24 |
6,77 |
|
18. Construction |
170 |
7,28 |
6,31 |
708 |
136,88 |
100,09 |
6,290 |
2558,40 |
1824,48 |
|
(a) Other than Infrastructure |
169 |
6,91 |
6,06 |
519 |
84,75 |
55,30 |
4,622 |
742,53 |
543,44 |
|
(b) Infrastructure Construction |
1 |
37 |
25 |
189 |
52,13 |
44,79 |
1,668 |
1815,86 |
1281,04 |
III. |
TRANSPORT OPERATORS |
1,092 |
6,68 |
2,23 |
8,136 |
479,31 |
328,39 |
14,606 |
732,75 |
532,82 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
1,841 |
8,80 |
7,55 |
10,898 |
588,09 |
344,40 |
69,379 |
4837,30 |
3619,39 |
|
1. Professional Services |
261 |
1,23 |
85 |
429 |
56,41 |
38,49 |
6,058 |
639,13 |
567,29 |
|
2. Tourism, Hotel & Restaurants |
296 |
1,23 |
1,02 |
256 |
8,90 |
6,68 |
1,808 |
462,26 |
378,49 |
|
3. Recreation services |
101 |
27 |
22 |
3 |
35 |
27 |
692 |
92,72 |
70,68 |
|
4. IT and Telecommunications |
- |
- |
- |
29 |
1,39 |
92 |
198 |
21,93 |
19,50 |
|
5. Others |
1,183 |
6,06 |
5,46 |
10,181 |
521,04 |
298,04 |
60,623 |
3621,26 |
2583,43 |
V. |
PERSONAL LOANS |
17,684 |
119,88 |
97,24 |
1,57,763 |
4159,10 |
2703,27 |
7,31,555 |
17786,80 |
13400,93 |
|
1. Housing |
1,643 |
30,93 |
26,69 |
16,548 |
1391,90 |
1100,95 |
1,74,613 |
8119,90 |
6734,09 |
|
2. Consumer Durables |
1,847 |
12,75 |
10,08 |
1,289 |
31,04 |
25,46 |
29,062 |
268,96 |
193,35 |
|
3. Vehicles |
745 |
6,87 |
4,90 |
1,01,176 |
1898,92 |
1033,34 |
1,52,229 |
2987,85 |
1905,41 |
|
4. Education |
176 |
1,88 |
1,59 |
156 |
5,89 |
4,73 |
24,056 |
924,10 |
566,20 |
|
5. Personal Credit Cards |
- |
- |
- |
1,458 |
48,42 |
19,23 |
6,536 |
83,50 |
35,24 |
|
6. Others |
13,273 |
67,46 |
53,98 |
37,136 |
782,93 |
519,56 |
3,45,059 |
5402,48 |
3966,64 |
VI. |
TRADE |
7,654 |
32,23 |
25,64 |
5,157 |
562,29 |
413,52 |
1,44,653 |
12279,93 |
7770,74 |
|
1. Wholesale Trade |
122 |
1,52 |
1,33 |
590 |
213,65 |
161,89 |
13,154 |
3197,78 |
2679,85 |
|
2. Retail Trade |
7,532 |
30,71 |
24,31 |
4,567 |
348,64 |
251,64 |
1,31,499 |
9082,15 |
5090,90 |
VII. |
FINANCE |
623 |
3,76 |
2,55 |
492 |
62,47 |
40,58 |
3,194 |
1294,03 |
261,92 |
VIII. |
ALL OTHERS |
9,471 |
67,64 |
61,56 |
29,283 |
481,62 |
323,72 |
92,740 |
2482,77 |
2026,05 |
|
TOTAL BANK CREDIT |
1,36,615 |
1451,97 |
1258,22 |
2,82,182 |
11646,75 |
7684,77 |
21,44,766 |
109165,23 |
78787,37 |