15. Deployment of Gross Bank Credit by Major Sectors

RbiAnnouncementWeb

Asset Publisher

এই তারিখে প্রকাশিত ফেব্রুয়ারী 13, 2019

listen

15. Deployment of Gross Bank Credit by Major Sectors

(₹ Billion)
Item	Outstanding as on				Growth (%)
	Mar. 30, 2018	2017	2018		Financial year so far	Y-o-Y
	Mar. 30, 2018	Dec. 22	Nov. 23	Dec. 21	2018-19	2018
	1	2	3	4	5	6
1 Gross Bank Credit	77,303	73,055	81,652	82,413	6.6	12.8
1.1 Food Credit	419	662	721	771	84.2	16.4
1.2 Non-food Credit	76,884	72,393	80,931	81,642	6.2	12.8
1.2.1 Agriculture & Allied Activities	10,302	9,981	10,648	10,821	5.0	8.4
1.2.2 Industry	26,993	26,341	27,084	27,494	1.9	4.4
1.2.2.1 Micro & Small	3,730	3,683	3,630	3,650	–2.1	-0.9
1.2.2.2 Medium	1,037	957	1,051	1,046	0.9	9.2
1.2.2.3 Large	22,226	21,701	22,403	22,798	2.6	5.1
1.2.3 Services	20,505	18,119	22,538	22,330	8.9	23.2
1.2.3.1 Transport Operators	1,213	1,152	1,292	1,303	7.5	13.1
1.2.3.2 Computer Software	186	179	191	191	2.8	6.7
1.2.3.3 Tourism, Hotels & Restaurants	365	367	384	388	6.3	5.6
1.2.3.4 Shipping	63	73	64	62	–1.1	-14.4
1.2.3.5 Professional Services	1,554	1,422	1,685	1,717	10.5	20.7
1.2.3.6 Trade	4,669	4,406	4,795	4,860	4.1	10.3
1.2.3.6.1 Wholesale Trade	2,052	1,935	2,116	2,140	4.3	10.6
1.2.3.6.2 Retail Trade	2,618	2,471	2,679	2,719	3.9	10.1
1.2.3.7 Commercial Real Estate	1,858	1,825	1,877	1,899	2.2	4.1
1.2.3.8 Non-Banking Financial Companies (NBFCs)	4,964	3,682	5,663	5,709	15.0	55.1
1.2.3.9 Other Services	5,633	5,013	6,587	6,200	10.1	23.7
1.2.4 Personal Loans	19,085	17,952	20,662	20,997	10.0	17.0
1.2.4.1 Consumer Durables	197	182	33	33	–83.4	-82.0
1.2.4.2 Housing	9,746	9,362	10,774	10,966	12.5	17.1
1.2.4.3 Advances against Fixed Deposits	725	557	682	693	–4.4	24.5
1.2.4.4 Advances to Individuals against share & bond	56	58	60	62	11.1	6.9
1.2.4.5 Credit Card Outstanding	686	642	853	845	23.2	31.7
1.2.4.6 Education	697	704	692	691	–0.9	-1.8
1.2.4.7 Vehicle Loans	1,898	1,831	1,987	1,992	5.0	8.8
1.2.4.8 Other Personal Loans	5,080	4,617	5,582	5,714	12.5	23.8
1.2A Priority Sector	25,532	24,224	26,041	26,279	2.9	8.5
1.2A.1 Agriculture & Allied Activities	10,216	9,932	10,587	10,750	5.2	8.2
1.2A.2 Micro & Small Enterprises	9,964	9,066	9,957	10,047	0.8	10.8
1.2A.2.1 Manufacturing	3,730	3,683	3,630	3,650	–2.1	-0.9
1.2A.2.2 Services	6,234	5,383	6,327	6,397	2.6	18.9
1.2A.3 Housing	3,756	3,727	4,043	4,085	8.8	9.6
1.2A.4 Micro-Credit	264	169	230	239	–9.4	41.3
1.2A.5 Education Loans	607	592	568	567	–6.6	-4.2
1.2A.6 State-Sponsored Orgs. for SC/ST	3	3	3	3	14.2	20.3
1.2A.7 Weaker Sections	5,690	5,493	5,986	6,019	5.8	9.6
1.2A.8 Export Credit	283	409	185	185	–34.7	-54.8
Note : Data are provisional and relate to select 41 scheduled commercial banks, accounting for about 90 per cent of total non-food credit extended by all scheduled commercial banks (excludes ING Vysya which has been merged with Kotak Mahindra since April 2015). Export credit under priority sector relates to foreign banks only. Micro & small under item 2.1 includes credit to micro & small industries in manufacturing sector. Micro & small enterprises under item 5.2 includes credit to micro & small enterprises in manufacturing as well as services sector. Priority Sector is as per old definition and does not conform to FIDD Circular FIDD.CO.Plan.BC.54/04.09.01/2014-15 dated April 23, 2015.