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16. Industry-wise Deployment of Gross Bank Credit

(₹ Crore)
Industry Outstanding as on Growth (%)
Mar. 27, 2020 2019 2020 Financial year so far Y-o-Y
Dec. 20 Nov. 20 Dec. 18 2020-21 2020
1 2 3 4 5 6
1 Industry 2905151 2794372 2753281 2760220 –5.0 –1.2
1.1 Mining & Quarrying (incl. Coal) 43927 42741 43831 44943 2.3 5.2
1.2 Food Processing 154146 145578 147775 155884 1.1 7.1
1.2.1 Sugar 27382 24541 20291 19802 –27.7 –19.3
1.2.2 Edible Oils & Vanaspati 19240 20071 18354 19210 –0.2 –4.3
1.2.3 Tea 5375 5458 5809 5828 8.4 6.8
1.2.4 Others 102149 95508 103321 111044 8.7 16.3
1.3 Beverage & Tobacco 16522 15034 14454 14425 –12.7 –4.1
1.4 Textiles 192424 189152 186774 190989 –0.7 1.0
1.4.1 Cotton Textiles 89283 85688 84853 87749 –1.7 2.4
1.4.2 Jute Textiles 2116 2215 2429 2529 19.5 14.2
1.4.3 Man-Made Textiles 26074 26170 27251 27991 7.4 7.0
1.4.4 Other Textiles 74951 75079 72241 72720 –3.0 –3.1
1.5 Leather & Leather Products 11098 10949 11404 11285 1.7 3.1
1.6 Wood & Wood Products 12233 12067 12795 12953 5.9 7.3
1.7 Paper & Paper Products 30965 30697 33986 34364 11.0 11.9
1.8 Petroleum, Coal Products & Nuclear Fuels 75834 53536 60025 57646 –24.0 7.7
1.9 Chemicals & Chemical Products 202949 177427 177799 175733 –13.4 –1.0
1.9.1 Fertiliser 49066 34375 37894 38224 –22.1 11.2
1.9.2 Drugs & Pharmaceuticals 53427 49839 48875 48791 –8.7 –2.1
1.9.3 Petro Chemicals 42233 39154 39564 36151 –14.4 –7.7
1.9.4 Others 58223 54059 51466 52567 –9.7 –2.8
1.10 Rubber, Plastic & their Products 50415 49164 49523 49924 –1.0 1.5
1.11 Glass & Glassware 8777 8784 8785 9014 2.7 2.6
1.12 Cement & Cement Products 58689 58502 57993 57002 –2.9 –2.6
1.13 Basic Metal & Metal Product 350325 337587 334078 329620 –5.9 –2.4
1.13.1 Iron & Steel 262396 254848 245072 242421 –7.6 –4.9
1.13.2 Other Metal & Metal Product 87929 82739 89006 87199 –0.8 5.4
1.14 All Engineering 157259 158648 137233 142764 –9.2 –10.0
1.14.1 Electronics 30159 33145 27488 31260 3.7 –5.7
1.14.2 Others 127100 125503 109745 111504 –12.3 –11.2
1.15 Vehicles, Vehicle Parts & Transport Equipment 82606 82840 86153 84886 2.8 2.5
1.16 Gems & Jewellery 59515 60452 60910 62988 5.8 4.2
1.17 Construction 104288 102579 101379 102896 –1.3 0.3
1.18 Infrastructure 1053913 1029417 1007085 1003014 –4.8 –2.6
1.18.1 Power 559774 562025 551731 553388 –1.1 –1.5
1.18.2 Telecommunications 143760 134310 103550 98574 –31.4 –26.6
1.18.3 Roads 190676 186870 201550 202504 6.2 8.4
1.18.4 Other Infrastructure 159703 146212 150254 148548 –7.0 1.6
1.19 Other Industries 239266 229218 221299 219890 –8.1 –4.1
Note: Data are provisional and relate to select 41 scheduled commercial banks, accounting for about 90 per cent of total non-food credit extended by all scheduled commercial banks (excludes ING Vysya which has been merged with Kotak Mahindra since April 2015).
Export credit under priority sector relates to foreign banks only.
Micro & small under item 2.1 includes credit to micro & small industries in manufacturing sector.
Micro & small enterprises under item 5.2 includes credit to micro & small enterprises in manufacturing as well as services sector.
Priority Sector is as per old definition and does not conform to FIDD Circular FIDD.CO.Plan.BC.54/04.09.01/2014-15 dated April 23, 2015.

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