III.3 : Important Banking Indicators - Scheduled Commercial Banks - আরবিআই - Reserve Bank of India
III.3 : Important Banking Indicators - Scheduled Commercial Banks
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(Amount in Rupees crore) |
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Outstand- |
Variations |
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Item |
ing as |
Financial Year |
April- June |
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March 26, |
1998-99 |
1997-98 |
1999-2000 P |
1998-99 |
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1999 |
Absolute |
Per cent |
Absolute |
Per cent |
Absolute |
Per cent |
Absolute |
Per cent |
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1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
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1. |
Gross Demand and Time |
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Liabilites (2+3+4+6) |
8,20,443 |
1,41,712 |
20.9 |
1,16,749 |
20.8 |
12,328 |
1.5 |
15,045 |
2.2 |
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2. |
Aggregate Deposits (a+b) |
7,14,025 |
1,15,540 |
19.3 |
98,722 |
19.8 |
12,183 |
1.7 |
14,220 |
2.4 |
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2. (i) Excl. RIBs (a+b(i)) |
6,96,080 |
97,595 |
16.3 |
- |
- |
- |
- |
- |
- |
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a) Demand deposits |
1,17,423 |
14,910 |
14.5 |
11,903 |
13.1 |
- 10,924 |
- 9.3 |
- 5,467 |
- 5.3 |
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b) Time deposits |
5,96,602 |
1,00,630 |
20.3 |
86,819 |
21.2 |
23,107 |
3.9 |
19,687 |
4.0 |
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b) (i) Excl. RIBs |
5,78,657 |
82,685 |
16.7 |
- |
- |
- |
- |
- |
- |
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3. |
Other Borrowings # |
1,140 |
- 139 |
- 10.8 |
342 |
36.6 |
246 |
21.5 |
327 |
25.5 |
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4. |
Other Demand and Time Liabilities |
60,073 |
13,393 |
28.7 |
6,590 |
16.4 |
1,040 |
1.7 |
2,361 |
5.1 |
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5. |
Borrowings from RBI |
2,894 |
2,499 |
633.4 |
- 165 |
- 29.5 |
969 |
33.5 |
361 |
91.4 |
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6. |
Inter-Bank Liabilities |
45,204 |
12,917 |
40.0 |
11,094 |
52.3 |
- 1,140 |
- 2.5 |
43 |
0.1 |
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7. |
Bank Credit (a+b) |
3,68,837 |
44,759 |
13.8 |
45,677 |
16.4 |
- 2,717 |
- 0.7 |
- 5,247 |
- 1.6 |
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a) Food Credit |
16,816 |
4,331 |
34.7 |
4,889 |
64.4 |
5,405 |
32.1 |
4,343 |
34.8 |
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b) Non-food Credit |
3,52,021 |
40,428 |
13.0 |
40,789 |
15.1 |
- 8,122 |
- 2.3 |
- 9,590 |
- 3.1 |
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8. |
Investments (a+b) |
2,54,595 |
35,890 |
16.4 |
28,192 |
14.8 |
20,977 |
8.2 |
13,694 |
6.3 |
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a) Government securities |
2,23,217 |
36,261 |
19.4 |
28,067 |
17.7 |
20,469 |
9.2 |
13,608 |
7.3 |
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b) Other approved securities |
31,377 |
- 371 |
- 1.2 |
124 |
0.4 |
509 |
1.6 |
86 |
0.3 |
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9. |
Cash in hand |
4,362 |
754 |
20.9 |
260 |
7.8 |
- 164 |
- 3.8 |
548 |
15.2 |
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10. |
Balances with RBI |
63,548 |
5,850 |
10.1 |
7,850 |
15.7 |
- 2,895 |
- 4.6 |
2,158 |
3.7 |
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11. |
Inter-Bank Assets |
34,787 |
10,544 |
43.5 |
4,351 |
21.9 |
- 1,209 |
- 3.5 |
- 1,719 |
- 7.1 |
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12. |
Credit-Deposit Ratio (%) |
51.7 |
- |
38.7 |
- |
46.3 |
- |
- 22.3 |
- |
- 36.9 |
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13. |
Non-food Credit-Deposit Ratio (%) |
49.3 |
- |
35.0 |
- |
41.3 |
- |
-66.7 |
- |
- 67.4 |
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14. |
Investment-Deposit Ratio (%) |
35.7 |
- |
31.1 |
- |
28.6 |
- |
172.2 |
- |
96.3 |
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Memo Items : |
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I. |
Non-Deposit Resources |
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(1-2-11+II) |
72,104 |
15,815 |
28.1 |
12,933 |
29.8 |
1,510 |
2.1 |
2,809 |
5.0 |
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II. |
Bills Rediscounted with |
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Financial Institutions |
473 |
187 |
65.4 |
- 743 |
- 72.2 |
156* |
33.0 |
265* |
92.7 |
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III. |
Call Money Borrowings |
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from Financial Institutions @ |
5,595 |
1,392 |
33.1 |
1,372 |
48.5 |
- 1,798* |
- 32.1 |
- 224* |
- 5.3 |
P |
Provisional. |
# |
Other than from RBI/IDBI/NABARD/EXIM Bank. |
- |
Not applicable. |
* |
Variations relate to end-May. |
@ |
Figures relate to fortnightly averages. |
Note : |
Revised in line with the new accounting standards and consistent with the methodology suggested by the Working Group on Money Supply : Analytics and Methodology of Compilation (June 1998). The revision is in respect of pension and provident funds with commercial banks which are classified as other demand and time liabilities and includes those banks which have reported such changes so far. |