ABS

Asset Backed Securities

ACR

Asset Coverage Ratio

ADR

American Depository Receipt

ALM

Asset Liability Management

Bankex

Bombay Stock Exchange’s Banking Index

BCBS

Basel Committee on Banking Supervision

BIS

Bank for International Settlements

BPSS

Board for Regulation and Supervision of Payment and Settlement systems

BRIC

Brazil, Russia, India and China

BSE

Bombay Stock Exchange

CAD

Current Account Deficit

CAMEL

Capital, Asset quality, Management, Earning, Liquidity

CASA

Current Account Savings Account

CBLO

Collateralised Borrowing and Lending Obligation

CCIL

Clearing Corporation of India Limited

CCP

Central Counterparty

CD

Certificates of Deposit

CDS

Credit Default Swap

CFSA

Committee on Financial Sector Assess ment

CGFS

Committee on the Global Financial  System

CIBIL

Credit Information Bureau of India  Limited

CP

Commercial Paper

CPS

Convertible Preference Shares

CPSS

Committee on Payment and Settlement System

CRA

Credit Rating Agency

CRE

Commercial Real Estate

CRAR

Capital to Risk-weighted Assets Ratio

CRR

Cash Reserve Ratio

DCCB

District Central Cooperative Bank

DD

Distress Dependence

DER

Debt- Equity Ratio

DICGC

Deposit Insurance and Credit Guarantee Corporation

DIF

Deposit Insurance Fund

DoE

Duration of Equity

DSCR

Debt Service Coverage Ratio

DTL

Demand and Time Liabilities

DvP

Delivery Vs. Payment

ECB

External Commercial Borrowing

EFSF

European Financial Stability Fund

ELD

Equity Linked Debentures

EM

Emerging Market

EME

Emerging Market Economy

EMP

Exchange Market Pressure

ESM

European Stabilisation Mechanism

ETF

Exchange - Traded Fund

EXIM Bank

Export Import Bank

EU

European Union

FAO

Food and Agriculture Organisation

FASB

Financial Accounting Standards Board

FC

Financial Conglomerate

FI

Financial Institution

FII

Foreign Institutional Investor

FMP

Fixed Maturity Plan

FPO

Follow-on Public Offering

FSAP

Financial Sector Assessment Programme

FSB

Financial Stability Board

FSDC

Financial Stability and Development Council

FSI

Financial Stress Indictor

FSR

Financial Stability Report

FSU

Financial Stability Unit

G 7

Group of Seven Industrialised Nations

GAAP

Generally Accepted Accounting Prin-ciples

GARCH

Generalised Auto Regressive Conditional Heteroskedasticity

GDP

Gross Domestic Product

GDS

Gross Domestic Savings

GFSR

Global Financial Stability Report

GIMF

Global Integrated Monetary and Fiscal Model

HFC

Housing Finance Company

HFT

Held for Trading

HLCCFM

High Level Coordination Committee on Financial Markets

HTM

Held to Maturity

IADI

International Association of Deposit Insurers

IASB

International Accounting Standards Board

ICAI

Institute of Chartered Accountants of  India

ICT

Information and Communication  Technology

ID

Investment to Deposit

IDFC

Infrastructure Development Finance Company

IDL

Intra-day Liquidity

IDRBT

Institute for Development and Research in Banking Technology

IFRS

International Financial Reporting Standards

IIF

Institute for Industrial Finance

IIFCL

Indian Infrastructure Finance Company Limited

IIP

Index of Industrial Production

IMF

International Monetary Fund

INR

Indian Rupee

INFINET

Indian Financial Network

IOSCO

International Organisation of Securities Commissions

IRS

Interest Rate Swaps

IRDA

Insurance Regulatory and Development Authority

IPO

Initial Public Offering

IPRE

Income Producing Real Estate

ISDA

International Swaps and Derivatives Association

IT

Information Technology

LAB

Local Area Bank

LAF

Liquidity Adjustment Facility

LBO

Leveraged Buy-Outs

LCR

Liquidity Coverage Ratio

LCFIs

Large and Complex Financial Institutions

LoLR

Lender of Last Resort

LSOs

Loan Sell-offs

LTV

Loan To Value

MCA

Ministry of Corporate Affairs

MF

Mutual Fund

MFI

Microfinance institution

MMMF

Money Market Mutual Fund

MIBOR

Mumbai Interbank Offered Rate

MICR

Magnetic Ink Character Recognition

MIFOR

Mumbai Interbank Forward Rate

MOU

Memorandum of Understanding

MPI

Macro Prudential Indicators

MSCI

Morgan Stanley Capital International

MSS

Market Stabilisation Scheme

MTM

Mark-to-Market

NABARD

National Bank for Agricultural and Rural Development

NBFC

Non-Banking Financial Company

NBFC AFC

NBFC-Asset Finance Company

NBFC-D

Deposit taking NBFC

NBFC-ND-SI

Non-Banking Financial Company-Non Deposit taking-Systemically Important

NBFC-SI

Non-Banking Financial Company-Systemi-cally Important

NBFIs

Non-Banking Financial Institutions

NCD

Non-Convertible Debenture

NDF

Non-Deliverable Forward

NHB

National Housing Bank

NOC

No Objection Certificate

NPA

Non-Performing Asset/Advances

NSCCL

National Securities Clearing Corporation Ltd

NSE

National Stock Exchange

NSFR

Net Stable Funding Ratio

OBS

Off-Balance Sheet

OECD

Organisation for Economic Co-operation and Development

OIS

Overnight Indexed Swap

OMO

Open Market Operation

OTC

Over The Counter

P/E

Price to Earnings Ratio

PEF

Private Equity Funds

PACS

Primary Agricultural Credit Society

PCARDB

Primary Cooperative Agriculture and Rural Development Bank

PCR

Provision Coverage Ratio

PLR

Prime Lending Rate

PMI

Purchase Managers Indices

PMD

Portfolio Multivariate Density

PSB

Public Sector Bank

PSS

Payment and Settlement Systems

QE

Quantitative Easing

QIP

Qualified Institutional Purchases

QIS

Quantitative Impact Study

REE

Real Estate Exposures

REER

Real Effective Exchange Rate

RoA

Return on Assets

RoE

Return on Equity

RRB

Regional Rural Bank

RRPs

Recovery and Resolution Plans

RSA

Rate Sensitive Asset

RSL

Rate Sensitive Liability

RTGS

Real Time Gross Settlement

RWA

Risk-Weighted Assets

S&P

Standard & Poor’s

SCARDB

State Cooperative Agriculture and Rural Development Bank

SCB

Scheduled Commercial Bank

SEBI

Securities and Exchange Board of India

SENSEX

Bombay Stock Exchange Sensitive Index

SI

Systemically Important

SIDBI

Small Industries Development Bank of India

SIFI

Systemically Important Financial Institution

SLB

Stock Lending and Borrowing

SLR

Statutory Liquidity Ratio

SMFST

Systemic Macro-Financial Stress Test

SOL

Single Order Limit

SPV

Special Purpose Vehicle

SRM

Systemic Risk Monitor

StCB

State Cooperative Bank

SUCB

Scheduled Urban Co-operative Bank

TA

Total Assets

TAFCUB

Task Force for Urban Co-operative Banks

TB

Treasury Bill

TD

Total Deposits

TI

Total Investments

TIPS

Treasury Inflation Protection Securities

TNW

Tangible Net Worth

TOL

Total Outside Liability

UCB

Urban Co-operative Banks

UTI

Unit Trust of India

VaR

Value at Risk

VAR

Vector Auto Regressive

VCF

Venture Capital Fund

VIX

Volatility Index

WEO

World Economic Outlook

Y-o-Y

Year-on-Year