SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

EASTERN REGION STATE: SIKKIM

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

6,098

41,32

22,16

554

4,91

3,91

1.

Direct Finance

6,084

22,23

17,22

549

4,35

3,39

2.

Indirect Finance

14

19,09

4,95

5

56

52

II.

INDUSTRY

560

31,48

23,85

354

53,71

23,08

1.

Mining & Quarrying

7

38

31

17

6,46

1,74

2.

Food Manufacturing & Processing

16

46

36

11

1,26

98

(a)

Rice Mills, Flour & Dal Mills

1

4

3

2

21

21

(b)

Sugar

–

–

–

–

–

–

(c)

Edible Oils & Vanaspati

–

–

–

–

–

–

(d)

Tea Processing

–

–

–

2

7

4

(e)

Processing of Fruits & Vegetables

1

4

4

1

5

5

(f)

Others

14

38

29

6

93

69

3.

Beverage & Tobacco

2

8

8

8

3,39

1,15

4.

Textiles

9

5

3

9

17

15

(a)

Cotton Textiles

–

–

–

–

–

–

(b)

Jute & Other Natural Fibre Textiles

–

–

–

–

–

–

(c)

Handloom Textiles & Khadi

8

2

1

–

–

–

(d)

Other Textiles & Textile Products

1

3

2

9

17

15

5.

Paper, Paper Products & Printing

2

11

10

5

53

41

6.

Leather & Leather Products

–

–

–

–

–

–

7.

Rubber & Plastic Products

1

10

6

1

98

71

8.

Chemicals & Chemical Products

–

–

–

4

7

4

(a)

Heavy Industrial Chemicals

–

–

–

–

–

–

(b)

Fertilisers

–

–

–

–

–

–

(c)

Drugs & Pharmaceuticals

–

–

–

2

1

1

(d)

Non-Edible Oils

–

–

–

–

–

–

(e)

Other Chemicals & Chemical Products

–

–

–

2

6

3

9.

Petroleum, Coal Products & Nuclear Fuels

–

–

–

–

–

–

10.

Manufacture of Cement & Cement Products

–

–

–

5

1,12

1,02

11.

Basic Metals & Metal Products

7

33

26

5

24

20

(a)

Iron & Steel

–

–

–

2

11

7

(b)

Non-Ferrous Metals

–

–

–

–

–

–

(c)

Metal Products

7

33

26

3

13

13

12.

Engineering

7

21

19

13

1,04

96

(a)

Heavy Engineering

–

–

–

–

–

–

(b)

Light Engineering

3

8

7

6

82

81

(c)

Electrical Machinery & Goods

4

14

12

6

22

15

(d)

Electronic Machinery & Goods

–

–

–

1

–

–

13.

Vehicles, Vehicle Parts & Transport Equipments

28

4,95

2,72

2

16

16

14.

Other Industries

263

7,37

5,20

190

7,87

3,26

15.

Electricity, Gas & Water

1

6

5

1

20,00

5,35

(a)

Electricity Generation & Transmission

1

6

5

1

20,00

5,35

(b)

Non-Conventional Energy

–

–

–

–

–

–

(c)

Gas, Steam & Water Supply

–

–

–

–

–

–

16.

Construction

217

17,38

14,47

83

10,41

6,97

III.

TRANSPORT OPERATORS

246

7,76

6,62

659

18,98

16,64

IV.

PROFESSIONAL AND OTHER SERVICES

172

14,54

7,10

1,570

36,76

32,05

V.

PERSONAL LOANS

10,608

224,44

188,22

11,044

213,37

176,22

1.

Loans for Purchase of Consumer Durables

1,401

10,77

7,20

1,739

8,42

7,42

2.

Loans for Housing

3,526

149,58

129,68

3,024

121,87

105,09

3.

Rest of the Personal Loans

5,681

64,09

51,34

6,281

83,08

63,71

VI.

TRADE

1,294

24,62

20,51

467

77,42

48,68

1.

Wholesale Trade

4

94

71

80

14,52

12,31

2.

Retail Trade

1,290

23,67

19,79

387

62,90

36,37

VII.

FINANCE

12

6

6

2

4,41

4,40

VIII.

ALL OTHERS

143

3,74

1,70

1,236

15,95

10,36

TOTAL BANK CREDIT

19,133

347,95

270,23

15,886

425,51

315,34

OF WHICH : 1.

Artisans and Village & Tiny Industries

198

4,94

3,87

96

2,87

2,08

2.

Other Small Scale Industries

68

1,23

98

145

2,58

2,17

Note : There are no Urban and Metropolitan Centres in Sikkim.