Table No. 5.9 – District-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2000

(Amount in Rupees Thousand)

NORTHERN REGION

STATE : JAMMU & KASHMIR

ANANTNAG

BADGAM

BARAMULLA

No. of

Amount

No. of

Amount

No. of

Amount

OCCUPATION

Accounts

Out-

Accounts

Out-

Accounts

Out-

Standing

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

3,754

3,44,63

2,560

3,49,77

7,701

19,45,03

1. Direct Finance

3,714

3,40,07

1,987

3,01,57

7,576

19,03,66

2. Indirect Finance

40

4,56

573

48,20

125

41,37

II.

INDUSTRY

2,126

6,72,89

2,511

22,39,13

2,306

8,45,62

1. Mining & Quarrying

—

—

—

—

—

—

2. Manufacturing & Processing

2,123

6,70,81

2,508

21,98,06

2,271

7,84,73

3. Electricity, Gas & Water

—

—

—

—

—

—

4. Construction

3

2,08

3

41,07

35

60,89

III.

TRANSPORT OPERATORS

814

8,41,09

486

8,79,59

1,456

7,79,91

IV.

PROFESSIONAL AND OTHER SERVICES

540

2,75,19

129

1,07,98

197

99,08

V.

PERSONAL LOANS

7,279

18,07,62

5,493

18,65,62

6,589

17,18,40

1. Loans for Purchase of Consumer Durables

1,014

2,02,74

896

2,62,11

911

2,16,01

2. Loans for Housing

849

4,96,48

901

10,43,12

951

5,52,98

3. Rest of the Personal Loans

5,416

11,08,40

3,696

5,60,39

4,727

9,49,41

VI.

TRADE

3,474

16,72,05

1,652

12,26,67

5,378

21,10,06

1. Wholesale Trade

353

87,02

60

3,24,91

174

1,38,77

2. Retail Trade

3,121

15,85,03

1,592

9,01,76

5,204

19,71,29

VII.

FINANCE

2

1,76

43

38,52

2

35,48

VIII.

ALL OTHERS

1,222

2,90,52

622

3,79,21

1,504

4,40,40

TOTAL BANK CREDIT

19,211

59,05,75

13,496

70,86,49

25,133

79,73,98

OF WHICH:

1. Artisans & Village Industries

756

1,70,28

1,543

1,29,67

1,253

1,81,14

2. Other Small Scale Industries

1,068

2,75,41

642

10,74,37

745

3,45,52

STATE : JAMMU & KASHMIR

DODA

JAMMU

KARGIL

KATHUA

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

OCCUPATION

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

7

8

9

10

11

12

13

14

I.

AGRICULTURE

4,262

6,10,89

12,400

33,18,57

194

15,64

5,237

12,19,15

1. Direct Finance

4,262

6,10,89

12,267

31,04,13

135

10,04

5,061

10,51,31

2. Indirect Finance

—

—

133

2,14,44

59

5,60

176

1,67,84

II.

INDUSTRY

446

1,25,43

5,879

198,43,43

207

32,71

1,175

42,99,11

1. Mining & Quarrying

—

—

18

1,61,57

—

—

—

—

2. Manufacturing & Processing

445

1,24,50

5,701

189,94,71

207

32,71

1,153

40,93,73

3. Electricity, Gas & Water

—

—

6

28,39

—

—

—

—

4. Construction

1

93

154

6,58,76

—

—

22

2,05,38

III.

TRANSPORT OPERATORS

299

2,27,32

5,295

37,00,13

51

94,63

1,170

7,39,69

IV.

PROFESSIONAL AND OTHER SERVICES

136

51,32

1,320

16,51,37

68

7,25

154

60,81

V.

PERSONAL LOANS

3,043

6,79,98

35,330

145,43,03

223

72,09

5,915

14,63,12

1. Loans for Purchase of Consumer Durables

267

55,12

3,860

14,40,77

4

1,03

659

1,98,70

2. Loans for Housing

486

1,90,04

7,365

54,02,29

18

16,06

1,110

3,90,67

3. Rest of the Personal Loans

2,290

4,34,82

24,105

76,99,97

201

55,00

4,146

8,73,75

VI.

TRADE

2,069

8,32,36

12,018

105,15,89

592

1,90,74

3,404

16,96,12

1. Wholesale Trade

1

8

1,651

28,54,04

—

—

49

1,12,72

2. Retail Trade

2,068

8,32,28

10,367

76,61,85

592

1,90,74

3,355

15,83,40

VII.

FINANCE

—

—

140

6,31,68

—

—

14

21,30

VIII.

ALL OTHERS

479

1,04,88

5,788

38,59,73

30

3,07

1,048

2,75,77

TOTAL BANK CREDIT

10,734

26,32,18

78,170

580,63,83

1,365

4,16,13

18,117

   97,75,07

OF WHICH:

1. Artisans & Village Industries

115

18,07

1,976

4,20,56

170

23,83

422

1,01,81

2. Other Small Scale Industries

292

80,62

2,704

114,83,39

35

3,57

562

15,94,77

STATE : JAMMU & KASHMIR

KUPWARA

LADAKH

POONCH

PULWAMA

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

OCCUPATION

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

15

16

17

18

19

20

21

22

I.

AGRICULTURE

2,789

2,90,79

622

56,45

3,370

2,65,57

3,855

7,00,71

1. Direct Finance

2,775

2,87,95

622

56,45

3,346

2,55,45

3,726

6,74,48

2. Indirect Finance

14

2,84

—

—

24

10,12

129

26,23

II.

INDUSTRY

464

1,15,94

257

2,68,70

155

57,52

689

6,09,80

1. Mining & Quarrying

—

—

—

—

—

—

1

7,01

2. Manufacturing & Processing

464

1,15,94

257

2,68,70

155

57,52

677

5,77,24

3. Electricity, Gas & Water

—

—

—

—

—

—

—

—

4. Construction

—

—

—

—

—

—

11

25,55

III.

TRANSPORT OPERATORS

350

2,08,19

220

3,37,72

88

1,54,43

468

6,27,61

IV.

PROFESSIONAL AND OTHER SERVICES

4

21

252

1,26,81

209

24,11

83

30,10

V.

PERSONAL LOANS

1,639

3,54,84

732

3,11,87

2,512

4,70,64

4,118

10,82,52

1. Loans for Purchase of Consumer Durables

223

39,22

54

11,92

289

61,83

574

1,23,81

2. Loans for Housing

362

1,48,48

102

36,70

266

1,02,43

313

2,33,61

3. Rest of the Personal Loans

1,054

1,67,14

576

2,63,25

1,957

3,06,38

3,231

7,25,10

VI.

TRADE

1,837

6,80,59

526

2,22,10

1,348

3,61,32

2,087

11,34,34

1. Wholesale Trade

248

48,40

4

22,40

198

26,17

94

96,59

2. Retail Trade

1,589

6,32,19

522

1,99,70

1,150

3,35,15

1,993

10,37,75

VII.

FINANCE

28

4,96

—

—

—

—

—

—

VIII.

ALL OTHERS

338

1,18,95

155

1,11,61

198

28,75

377

1,05,56

TOTAL BANK CREDIT

7,449

17,74,47

2,764

14,35,26

7,880

13,62,34

11,677

    42,90,64

OF WHICH:

1. Artisans & Village Industries

278

39,29

207

20,61

100

10,04

146

23,73

2. Other Small Scale Industries

128

42,11

26

12,89

24

13,51

428

2,84,70

NORTHERN REGION

STATE : JAMMU & KASHMIR

RAJOURI

SRINAGAR

UDHAMPUR

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

23

24

25

26

27

28

I.

AGRICULTURE

3,839

3,75,02

5,351

43,86,86

5,060

5,27,90

1. Direct Finance

3,829

3,72,69

5,304

43,30,91

5,039

5,21,84

2. Indirect Finance

10

2,33

47

55,95

21

6,06

II.

INDUSTRY

234

72,88

11,865

148,01,97

1,341

6,10,96

1. Mining & Quarrying

—

—

8

7,03,40

5

16,99

2. Manufacturing & Processing

234

72,88

11,706

135,05,03

1,319

5,33,24

3. Electricity, Gas & Water

—

—

7

26,25

2

28,85

4. Construction

—

—

144

5,67,29

15

31,88

III.

TRANSPORT OPERATORS

986

2,75,89

2,260

29,71,91

877

7,38,34

IV.

PROFESSIONAL AND OTHER SERVICES

47

14,54

15,195

1052,15,53

361

4,81,02

V.

PERSONAL LOANS

2,981

6,44,80

25,076

89,04,21

7,367

18,32,30

1. Loans for Purchase of Consumer Durables

365

81,07

7,697

20,25,76

1,510

3,09,71

2. Loans for Housing

116

76,65

3,180

25,02,46

939

4,33,72

3. Rest of the Personal Loans

2,500

4,87,08

14,199

43,75,99

4,918

10,88,87

VI.

TRADE

1,927

5,60,29

10,463

128,55,65

3,573

18,52,33

1. Wholesale Trade

10

8,97

1,664

49,94,22

117

1,39,67

2. Retail Trade

1,917

5,51,32

8,799

78,61,43

3,456

17,12,66

VII.

FINANCE

—

—

26

5,64,58

8

5,31

VIII.

ALL OTHERS

361

94,96

3,714

66,86,16

1,938

7,13,26

TOTAL BANK CREDIT

10,375

20,38,38

73,950

1563,86,87

20,525

67,61,42

OF WHICH:

1. Artisans & Village Industries

3,592

8,92,16

490

75,95

4,174

9,55,59

2. Other Small Scale Industries

5,646

55,40,74

719

3,77,33

11,070

   273,99,42