Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 2000

NORTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

6,22,480

1711,33

1368,16

2,41,924

912,94

751,29

1. Direct Finance

6,16,983

1653,59

1329,22

2,39,394

762,71

624,62

2. Indirect Finance

5,497

57,74

38,94

2,530

150,24

126,67

II.

INDUSTRY

77,179

668,85

578,36

53,412

795,78

646,98

1. Mining & Quarrying

234

42,87

37,50

289

38,72

29,67

2. Food Manufacturing & Processing

826

89,41

60,63

840

58,34

44,12

(a) Rice Mills, Flour & Dal Mills

359

8,53

7,31

268

23,13

18,25

(b) Sugar

15

25,25

17,52

-

-

-

(c) Edible Oils & Vanaspati

154

7,37

6,49

266

26,85

18,93

(d) Tea Processing

1

4

4

1

30

31

(e) Processing of Fruits & Vegetables

17

1,52

1,46

-

-

-

(f) Others

280

46,70

27,80

305

8,05

6,63

3. Beverage & Tobacco

2

11,54

6,27

7

2,90

2,47

4. Textiles

429

136,70

143,79

1,769

276,12

222,82

(a) Cotton Textiles

145

20,14

22,32

840

81,95

69,27

(b) Jute Textiles

-

-

-

5

36

34

(c) Handloom Textiles & Khadi

50

48

39

224

6,93

5,67

(d) Other Textiles

234

116,07

121,07

700

186,88

147,54

5. Paper, Paper Products & Printing

72

12,83

14,13

155

3,80

3,55

6. Leather & Leather Products

151

80

72

129

59

47

7. Rubber & Rubber Products

16

3,17

2,25

80

39,17

25,43

8. Chemicals & Chemical Products

216

40,94

33,21

372

53,97

43,25

(a) Heavy Industrial Chemicals

3

12

12

46

13,99

13,56

(b) Fertilisers

3

10,60

5,76

2

8,50

1,98

(c) Drugs & Pharmaceuticals

20

8,01

6,07

51

1,93

1,54

(d) Non-Edible Oils

3

9

9

4

42

37

(e) Other Chemicals & Chemical Products

187

22,12

21,18

269

29,13

25,80

9. Petroleum, Coal Products & Nuclear Fuels

1

10,00

10,00

6

3,32

3,20

10. Manufacture of Cement & Cement Products

169

33,82

27,03

177

53,90

52,06

11. Basic Metals & Metal Products

297

26,94

22,35

457

56,83

49,86

(a) Iron & Steel

41

13,47

11,13

31

10,20

9,50

(b) Non-Ferrous Metals

10

6,18

4,62

8

32,53

29,10

(c) Other Metal Products

246

7,30

6,59

418

14,10

11,26

12. Engineering

328

91,67

83,21

325

9,78

7,25

(a) Heavy Engineering

18

14,63

8,65

10

71

55

(b) Light Engineering

198

5,40

5,22

121

2,53

2,17

(c) Electrical Machinery & Goods

97

21,97

20,39

186

6,14

4,24

(d) Electronic Machinery & Goods

15

49,67

48,95

8

41

29

13. Vehicles, Vehicle Parts & Transport Equipments

482

4,35

2,98

603

12,92

10,45

14. Other Industries

73,490

156,40

127,45

47,712

178,98

148,16

15. Electricity, Gas & Water

15

3,09

1,69

15

1,59

56

(a) Electricity Generation & Transmission

14

3,07

1,67

13

1,50

52

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

1

3

2

2

9

4

16. Construction

451

4,31

5,15

476

4,86

3,65

III.

TRANSPORT OPERATORS

14,624

66,00

49,12

7,650

66,09

49,47

IV.

PROFESSIONAL AND OTHER SERVICES

18,352

37,60

29,36

14,997

46,73

34,66

V.

PERSONAL LOANS

1,63,117

408,32

345,58

1,49,963

499,90

423,59

1. Loans for Purchase of Consumer Durables

10,106

20,50

15,83

10,262

25,17

19,57

2. Loans for Housing

18,651

83,47

71,89

24,794

159,44

136,94

3. Rest of the Personal Loans

1,34,360

304,35

257,86

1,14,907

315,29

267,08

VI.

TRADE

1,22,963

393,02

334,42

1,08,066

446,69

350,47

1. Wholesale Trade

3,198

139,66

135,26

5,975

96,95

74,14

2. Retail Trade

1,19,765

253,37

199,16

1,02,091

349,74

276,33

VII.

FINANCE

297

5,10

2,58

754

16,41

12,00

VIII.

ALL OTHERS

25,565

74,24

61,47

22,102

160,42

116,17

TOTAL BANK CREDIT

10,44,577

3364,46

2769,05

5,98,868

2944,96

2384,63

OF WHICH: 1. Artisans & Village Industries

56,351

74,29

59,20

25,302

42,76

34,68

2. Other Small Scale Industries

16,686

111,32

94,53

24,253

211,32

169,69

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

21,823

161,63

133,94

7,023

553,90

452,46

1. Direct Finance

20,850

126,18

105,31

6,540

38,83

38,91

2. Indirect Finance

973

35,44

28,63

483

515,07

413,55

II.

INDUSTRY

38,777

2079,94

1656,60

21,628

1662,39

1345,16

1. Mining & Quarrying

381

131,31

88,58

54

46,69

35,71

2. Food Manufacturing & Processing

711

78,23

54,67

293

53,77

41,47

(a) Rice Mills, Flour & Dal Mills

184

14,23

11,59

92

10,35

7,78

(b) Sugar

2

95

66

2

10,00

8,94

(c) Edible Oils & Vanaspati

169

28,97

21,03

66

20,41

15,46

(d) Tea Processing

3

18

18

4

57

53

(e) Processing of Fruits & Vegetables

12

1,00

76

3

13

5

(f) Others

341

32,91

20,45

126

12,31

8,71

3. Beverage & Tobacco

40

12,27

8,03

19

17,32

14,17

4. Textiles

2,051

648,46

570,58

904

304,60

225,55

(a) Cotton Textiles

497

126,76

112,48

136

25,65

23,86

(b) Jute Textiles

-

-

-

3

70

36

(c) Handloom Textiles & Khadi

68

8,91

9,01

26

7,86

5,75

(d) Other Textiles

1,486

512,79

449,09

739

270,39

195,58

5. Paper, Paper Products & Printing

492

95,58

68,02

344

31,36

25,32

6. Leather & Leather Products

86

97

84

35

11,90

10,57

7. Rubber & Rubber Products

128

88,41

80,01

71

12,12

12,03

8. Chemicals & Chemical Products

983

241,55

178,00

543

82,06

69,20

(a) Heavy Industrial Chemicals

64

20,48

10,77

32

2,98

2,46

(b) Fertilisers

25

31,16

16,56

20

7,74

8,00

(c) Drugs & Pharmaceuticals

147

29,51

27,43

116

6,85

5,81

(d) Non-Edible Oils

7

48

51

5

1,07

99

(e) Other Chemicals & Chemical Products

740

159,92

122,73

370

63,42

51,93

9. Petroleum, Coal Products & Nuclear Fuels

21

11,40

3,34

23

5,36

4,24

10. Manufacture of Cement & Cement Products

218

53,73

33,77

54

5,93

5,73

11. Basic Metals & Metal Products

817

159,83

133,58

645

153,08

124,78

(a) Iron & Steel

247

57,85

48,95

284

120,47

100,96

(b) Non-Ferrous Metals

57

41,04

30,44

46

8,97

6,24

(c) Other Metal Products

513

60,95

54,19

315

23,64

17,57

12. Engineering

849

177,11

133,46

1,203

420,07

343,39

(a) Heavy Engineering

72

19,31

16,10

31

13,98

12,75

(b) Light Engineering

394

81,19

64,59

360

144,27

113,24

(c) Electrical Machinery & Goods

316

15,00

13,57

783

238,87

194,52

(d) Electronic Machinery & Goods

67

61,61

39,20

29

22,95

22,88

13. Vehicles, Vehicle Parts & Transport Equipments

179

30,83

27,38

121

7,08

6,23

14. Other Industries

31,256

331,14

261,15

17,202

425,38

358,35

15. Electricity, Gas & Water

11

3,34

1,48

46

63,59

49,09

(a) Electricity Generation & Transmission

5

1,44

23

27

55,62

40,70

(b) Non-Conventional Energy

-

-

-

1

2,12

2,16

(c) Gas, Steam & Water Supply

6

1,90

1,25

18

5,85

6,24

16. Construction

554

15,77

13,71

71

22,08

19,35

III.

TRANSPORT OPERATORS

6,836

60,53

44,82

2,149

152,80

114,27

IV.

PROFESSIONAL AND OTHER SERVICES

10,728

150,84

122,75

3,442

132,55

112,10

V.

PERSONAL LOANS

1,48,943

751,04

622,36

84,569

588,10

552,57

1. Loans for Purchase of Consumer Durables

12,266

39,81

30,46

6,954

24,32

19,69

2. Loans for Housing

31,250

326,43

277,14

18,270

325,84

309,05

3. Rest of the Personal Loans

1,05,427

384,80

314,76

59,345

237,93

223,82

VI.

TRADE

48,352

582,68

451,74

14,663

774,73

677,45

1. Wholesale Trade

4,426

232,70

176,78

3,062

615,72

550,68

2. Retail Trade

43,926

349,98

274,96

11,601

159,02

126,77

VII.

FINANCE

344

23,30

17,76

143

81,12

65,11

VIII.

ALL OTHERS

33,345

230,21

190,91

13,102

256,58

230,36

TOTAL BANK CREDIT

3,09,148

4040,17

3240,87

1,46,719

4202,16

3549,47

OF WHICH: 1. Artisans & Village Industries

8,804

28,99

23,78

2,107

7,22

6,67

2. Other Small Scale Industries

21,089

433,78

344,17

15,651

536,05

409,48