Table No. 5.7 – State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation

March 2001

NORTH-EASTERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

47,680

53,24

44,84

14,127

18,52

16,33

1. Direct Finance

47,525

52,00

44,16

14,028

17,98

15,89

2. Indirect Finance

155

1,24

68

99

54

44

II.

INDUSTRY

23,736

18,68

18,08

8,442

10,83

10,42

1. Mining & Quarrying

—

—

—

—

—

—

2. Food Manufacturing & Processing

7

3

4

16

27

30

(a) Rice Mills, Flour & Dal Mills

5

3

3

8

12

10

(b) Sugar

—

—

—

—

—

—

(c) Edible Oils & Vanaspati

1

—

—

—

—

—

(d) Tea Processing

—

—

—

—

—

—

(e) Processing of Fruits & Vegetables

—

—

—

—

—

—

(f) Others

1

1

—

8

15

20

3. Beverage & Tobacco

—

—

—

—

—

—

4. Textiles

6

4

3

5

9

9

(a) Cotton Textiles

1

—

—

1

3

2

(b) Jute Textiles

—

—

—

—

—

—

(c) Handloom Textiles & Khadi

2

1

1

2

1

—

(d) Other Textiles

3

2

2

2

6

6

5. Paper, Paper Products & Printing

3

3

3

2

2

2

6. Leather & Leather Products

—

—

—

—

—

—

7. Rubber & Rubber Products

—

—

—

3

3

3

8. Chemicals & Chemical Products

2

9

8

2

5

5

(a) Heavy Industrial Chemicals

—

—

—

—

—

—

(b) Fertilisers

—

—

—

—

—

—

(c) Drugs & Pharmaceuticals

1

1

1

—

—

—

(d) Non-Edible Oils

—

—

—

—

—

—

(e) Other Chemicals & Chemical Products

1

8

7

2

5

5

9. Petroleum, Coal Products & Nuclear Fuels

—

—

—

—

—

—

10. Manufacture of Cement & Cement Products

1

1

—

2

10

9

11. Basic Metals & Metal Products

2

1

—

2

2

2

(a) Iron & Steel

—

—

—

—

—

—

(b) Non-Ferrous Metals

—

—

—

—

—

—

(c) Other Metal Products

2

1

—

2

2

2

12. Engineering

3

1

1

5

8

7

(a) Heavy Engineering

—

—

—

—

—

—

(b) Light Engineering

1

—

—

—

—

—

(c) Electrical Machinery & Goods

2

1

1

4

6

4

(d) Electronic Machinery & Goods

—

—

—

1

2

2

13. Vehicles, Vehicle Parts & Transport Equipments

4

3

2

2

5

2

14. Other Industries

23,120

17,39

16,87

7,643

8,23

8,10

15. Electricity, Gas & Water

—

—

—

1

3

3

(a) Electricity Generation & Transmission

—

—

—

—

—

—

(b) Non-Conventional Energy

—

—

—

—

—

—

(c) Gas, Steam & Water Supply

—

—

—

1

3

3

16. Construction

588

1,04

98

759

1,85

1,62

III.

TRANSPORT OPERATORS

1,140

4,61

3,53

426

2,61

2,38

IV.

PROFESSIONAL AND OTHER SERVICES

4,613

4,48

4,04

1,390

2,12

1,97

V.

PERSONAL LOANS

15,287

31,97

27,51

6,950

19,49

16,72

1. Loans for Purchase of Consumer Durables

3,201

8,84

7,87

1,205

2,76

2,47

2. Loans for Housing

771

3,49

2,96

301

3,43

2,75

3. Rest of the Personal Loans

11,315

19,64

16,68

5,444

13,30

11,50

VI.

TRADE

51,108

41,77

37,94

11,823

16,64

14,28

1. Wholesale Trade

369

93

87

120

1,10

1,05

2. Retail Trade

50,739

40,83

37,07

11,703

15,54

13,23

VII.

FINANCE

—

—

—

2

5

4

VIII.

ALL OTHERS

8,490

27,79

22,65

4,660

17,13

15,76

TOTAL BANK CREDIT

1,52,054

182,54

158,59

47,820

87,39

77,90

OF WHICH: 1. Artisans & Village Industries

12,063

5,74

6,42

3,008

1,85

1,92

2. Other Small Scale Industries

4,075

5,12

4,60

2,082

3,47

3,71

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

575

4,76

4,41

—

—

—

1. Direct Finance

562

4,47

4,11

—

—

—

2. Indirect Finance

13

30

30

—

—

—

II.

INDUSTRY

1,958

15,45

15,82

—

—

—

1. Mining & Quarrying

—

—

—

—

—

—

2. Food Manufacturing & Processing

38

1,92

1,86

—

—

—

(a) Rice Mills, Flour & Dal Mills

11

10

8

—

—

—

(b) Sugar

—

—

—

—

—

—

(c) Edible Oils & Vanaspati

—

—

—

—

—

—

(d) Tea Processing

3

17

20

—

—

—

(e) Processing of Fruits & Vegetables

1

3

3

—

—

—

(f) Others

23

1,62

1,55

—

—

—

3. Beverage & Tobacco

—

—

—

—

—

—

4. Textiles

23

35

36

—

—

—

(a) Cotton Textiles

—

—

—

—

—

—

(b) Jute Textiles

—

—

—

—

—

—

(c) Handloom Textiles & Khadi

4

12

12

—

—

—

(d) Other Textiles

19

23

24

—

—

—

5. Paper, Paper Products & Printing

18

44

48

—

—

—

6. Leather & Leather Products

11

9

8

—

—

—

7. Rubber & Rubber Products

12

20

21

—

—

—

8. Chemicals & Chemical Products

14

59

92

—

—

—

(a) Heavy Industrial Chemicals

—

—

—

—

—

—

(b) Fertilisers

—

—

—

—

—

—

(c) Drugs & Pharmaceuticals

2

6

5

—

—

—

(d) Non-Edible Oils

—

—

—

—

—

—

(e) Other Chemicals & Chemical Products

12

53

86

—

—

—

9. Petroleum, Coal Products & Nuclear Fuels

—

—

—

—

—

—

10. Manufacture of Cement & Cement Products

5

13

12

—

—

—

11. Basic Metals & Metal Products

28

91

82

—

—

—

(a) Iron & Steel

3

26

22

—

—

—

(b) Non-Ferrous Metals

—

—

—

—

—

—

(c) Other Metal Products

25

65

60

—

—

—

12. Engineering

14

63

92

—

—

—

(a) Heavy Engineering

—

—

—

—

—

—

(b) Light Engineering

—

—

—

—

—

—

(c) Electrical Machinery & Goods

8

33

63

—

—

—

(d) Electronic Machinery & Goods

6

30

29

—

—

—

13. Vehicles, Vehicle Parts & Transport Equipments

18

75

1,08

—

—

—

14. Other Industries

1,701

7,86

7,56

—

—

—

15. Electricity, Gas & Water

—

—

—

—

—

—

(a) Electricity Generation & Transmission

—

—

—

—

—

—

(b) Non-Conventional Energy

—

—

—

—

—

—

(c) Gas, Steam & Water Supply

—

—

—

—

—

—

16. Construction

76

1,58

1,42

—

—

—

III.

TRANSPORT OPERATORS

396

5,04

4,02

—

—

—

IV.

PROFESSIONAL AND OTHER SERVICES

676

2,99

2,40

—

—

—

V.

PERSONAL LOANS

10,397

43,39

37,18

—

—

—

1. Loans for Purchase of Consumer Durables

886

2,21

1,92

—

—

—

2. Loans for Housing

1,776

16,89

14,52

—

—

—

3. Rest of the Personal Loans

7,735

24,29

20,75

—

—

—

VI.

TRADE

2,723

28,25

24,14

—

—

—

1. Wholesale Trade

260

10,87

9,56

—

—

—

2. Retail Trade

2,463

17,38

14,58

—

—

—

VII.

FINANCE

113

22

18

—

—

—

VIII.

ALL OTHERS

3,285

15,33

14,45

—

—

—

TOTAL BANK CREDIT

20,123

115,44

102,60

—

—

—

OF WHICH: 1. Artisans & Village Industries

144

51

49

—

—

—

2. Other Small Scale Industries

1,276

8,91

9,83

—

—

—