Table No. 5.7 – State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation

March 2001

EASTERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

4,78,597

705,73

615,28

1,12,388

260,50

220,05

1. Direct Finance

4,74,193

665,66

583,74

1,11,178

234,64

203,77

2. Indirect Finance

4,404

40,07

31,54

1,210

25,86

16,27

II.

INDUSTRY

4,67,566

1012,59

843,02

75,411

559,51

489,88

1. Mining & Quarrying

28

2,94

3,06

25

2,99

2,88

2. Food Manufacturing & Processing

2,759

87,60

78,88

1,049

128,90

90,89

(a) Rice Mills, Flour & Dal Mills

1,529

22,73

17,78

405

28,14

26,23

(b) Sugar

—

—

—

1

25

25

(c) Edible Oils & Vanaspati

183

5,61

4,66

176

6,90

7,11

(d) Tea Processing

44

49,54

48,42

73

82,04

47,03

(e) Processing of Fruits & Vegetables

9

2,27

1,15

4

1,85

1,17

(f) Others

994

7,45

6,87

390

9,71

9,10

3. Beverage & Tobacco

11

3,45

3,22

15

4,43

5,21

4. Textiles

1,049

29,92

24,20

933

11,46

9,47

(a) Cotton Textiles

105

17,98

13,53

55

1,36

99

(b) Jute Textiles

8

43

31

5

37

32

(c) Handloom Textiles & Khadi

164

1,28

1,09

78

69

57

(d) Other Textiles

772

10,23

9,27

795

9,05

7,60

5. Paper, Paper Products & Printing

142

4,87

4,52

208

9,14

9,97

6. Leather & Leather Products

98

7,01

4,79

115

6,06

2,53

7. Rubber & Rubber Products

38

2,98

3,05

80

2,50

2,31

8. Chemicals & Chemical Products

282

40,32

30,59

282

26,66

23,57

(a) Heavy Industrial Chemicals

6

3,29

3,25

8

12,00

10,10

(b) Fertilisers

2

30

23

2

19

14

(c) Drugs & Pharmaceuticals

35

17,92

12,27

41

4,05

3,73

(d) Non-Edible Oils

2

34

43

—

—

—

(e) Other Chemicals & Chemical Products

237

18,48

14,41

231

10,42

9,60

9. Petroleum, Coal Products & Nuclear Fuels

14

103,20

103,17

21

122,91

126,20

10. Manufacture of Cement & Cement Products

75

17,83

8,76

44

6,28

5,33

11. Basic Metals & Metal Products

674

129,86

96,41

391

34,76

30,51

(a) Iron & Steel

69

52,09

43,59

15

22,52

19,30

(b) Non-Ferrous Metals

23

54,23

28,91

5

56

54

(c) Other Metal Products

582

23,54

23,91

371

11,68

10,67

12. Engineering

468

139,56

103,09

403

24,97

25,04

(a) Heavy Engineering

14

70,31

58,27

11

2,70

2,91

(b) Light Engineering

173

10,44

6,16

187

3,56

3,27

(c) Electrical Machinery & Goods

276

58,59

38,48

194

17,90

18,25

(d) Electronic Machinery & Goods

5

22

17

11

81

60

13. Vehicles, Vehicle Parts & Transport Equipments

128

7,13

6,15

86

7,32

5,30

14. Other Industries

4,60,323

423,67

362,33

71,196

158,74

139,64

15. Electricity, Gas & Water

31

2,20

1,75

5

4,17

3,46

(a) Electricity Generation & Transmission

22

1,61

1,23

2

2,52

2,52

(b) Non-Conventional Energy

6

49

41

—

—

—

(c) Gas, Steam & Water Supply

3

11

10

3

1,65

94

16. Construction

1,446

10,07

9,04

558

8,22

7,56

III.

TRANSPORT OPERATORS

18,717

64,61

49,32

5,396

45,48

32,92

IV.

PROFESSIONAL AND OTHER SERVICES

46,471

162,70

136,82

17,459

69,78

59,81

V.

PERSONAL LOANS

3,12,298

814,50

710,95

1,55,105

551,45

476,57

1. Loans for Purchase of Consumer Durables

47,467

140,07

117,96

15,477

46,11

38,58

2. Loans for Housing

27,564

213,14

188,52

27,859

214,58

185,58

3. Rest of the Personal Loans

2,37,267

461,28

404,46

1,11,769

290,76

252,41

VI.

TRADE

2,26,476

345,52

291,07

57,483

252,34

216,25

1. Wholesale Trade

6,289

55,63

45,51

4,725

76,86

65,77

2. Retail Trade

2,20,187

289,89

245,56

52,758

175,48

150,48

VII.

FINANCE

153

103,69

78,17

34

5,87

2,88

VIII.

ALL OTHERS

1,27,183

322,64

288,32

42,755

246,85

223,43

TOTAL BANK CREDIT

16,77,461

3531,97

3012,95

4,66,031

1991,78

1721,79

OF WHICH: 1. Artisans & Village Industries

2,59,408

171,53

149,77

28,114

25,14

22,89

2. Other Small Scale Industries

86,883

205,61

174,66

31,643

166,63

153,02

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

43,679

151,15

135,25

1,17,597

441,15

381,17

1. Direct Finance

40,154

115,22

102,35

1,17,096

263,88

272,19

2. Indirect Finance

3,525

35,93

32,91

501

177,27

108,99

II.

INDUSTRY

38,912

1162,82

1033,31

1,18,011

17055,10

12865,33

1. Mining & Quarrying

38

6,35

5,32

137

1104,27

718,99

2. Food Manufacturing & Processing

871

100,63

78,10

2,634

2230,44

1604,56

(a) Rice Mills, Flour & Dal Mills

219

27,31

20,09

165

52,24

44,27

(b) Sugar

2

24

26

10

62,17

60,21

(c) Edible Oils & Vanaspati

118

11,41

9,44

130

99,64

36,83

(d) Tea Processing

27

24,49

17,88

432

1103,95

776,28

(e) Processing of Fruits & Vegetables

3

87

87

12

1,80

3,60

(f) Others

502

36,30

29,56

1,885

910,64

683,36

3. Beverage & Tobacco

9

1,94

2,21

74

291,09

390,77

4. Textiles

895

41,46

30,38

28,162

1456,30

1051,73

(a) Cotton Textiles

75

3,15

3,15

457

214,86

188,69

(b) Jute Textiles

28

18,02

12,14

222

301,36

171,61

(c) Handloom Textiles & Khadi

73

6,50

2,00

16

2,93

2,87

(d) Other Textiles

719

13,78

13,09

27,467

937,15

688,56

5. Paper, Paper Products & Printing

411

9,13

7,68

2,766

277,98

230,78

6. Leather & Leather Products

143

3,36

2,65

2,816

518,88

375,22

7. Rubber & Rubber Products

149

7,10

6,48

534

173,58

159,33

8. Chemicals & Chemical Products

725

51,93

42,80

12,647

1267,73

1039,69

(a) Heavy Industrial Chemicals

13

4,08

4,08

120

311,29

254,37

(b) Fertilisers

—

—

—

45

178,71

130,80

(c) Drugs & Pharmaceuticals

160

8,71

9,41

3,313

162,93

121,67

(d) Non-Edible Oils

—

—

—

18

2,06

1,57

(e) Other Chemicals & Chemical Products

552

39,14

29,32

9,151

612,73

531,27

9. Petroleum, Coal Products & Nuclear Fuels

23

239,49

221,55

206

1080,18

811,84

10. Manufacture of Cement & Cement Products

81

12,52

10,33

148

440,65

392,54

11. Basic Metals & Metal Products

1,460

112,36

94,38

17,126

2443,86

1612,51

(a) Iron & Steel

164

37,38

27,30

657

1210,75

877,65

(b) Non-Ferrous Metals

6

52

47

114

335,67

126,41

(c) Other Metal Products

1,290

74,47

66,62

16,355

897,44

608,46

12. Engineering

1,245

183,13

176,72

4,595

1713,05

1341,61

(a) Heavy Engineering

36

24,64

22,55

201

516,22

363,92

(b) Light Engineering

787

27,72

22,60

1,874

303,48

252,13

(c) Electrical Machinery & Goods

403

129,23

129,83

2,243

793,25

622,82

(d) Electronic Machinery & Goods

19

1,54

1,74

277

100,10

102,75

13. Vehicles, Vehicle Parts & Transport Equipments

241

18,86

17,74

643

247,00

158,24

14. Other Industries

31,947

335,62

301,21

43,775

2916,21

2266,62

15. Electricity, Gas & Water

4

16,70

15,94

144

553,60

463,51

(a) Electricity Generation & Transmission

4

16,70

15,94

127

545,59

456,98

(b) Non-Conventional Energy

—

—

—

2

22

22

(c) Gas, Steam & Water Supply

—

—

—

15

7,79

6,32

16. Construction

670

22,25

19,81

1,604

340,27

247,39

III.

TRANSPORT OPERATORS

6,537

53,25

43,10

7,732

203,56

174,53

IV.

PROFESSIONAL AND OTHER SERVICES

10,350

88,48

77,58

23,141

1256,08

942,57

V.

PERSONAL LOANS

1,64,487

806,82

695,64

4,91,761

2844,72

2192,69

1. Loans for Purchase of Consumer Durables

10,977

32,66

26,89

9,497

44,03

37,88

2. Loans for Housing

38,708

359,05

317,54

77,832

760,12

660,64

3. Rest of the Personal Loans

1,14,802

415,11

351,21

4,04,432

2040,56

1494,17

VI.

TRADE

31,726

394,69

336,18

55,975

3147,71

2437,69

1. Wholesale Trade

6,567

165,28

146,69

27,184

2231,07

1708,44

2. Retail Trade

25,159

229,41

189,49

28,791

916,64

729,25

VII.

FINANCE

66

21,74

18,54

12,141

1565,31

1058,03

VIII.

ALL OTHERS

44,734

359,00

320,90

1,21,094

2364,79

2028,34

TOTAL BANK CREDIT

3,40,491

3037,96

2660,49

9,47,452

28878,42

22080,36

OF WHICH: 1. Artisans & Village Industries

6,777

19,77

16,29

5,066

37,78

36,72

2. Other Small Scale Industries

21,912

364,86

321,02

24,340

1408,85

1104,95