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83570969

Statement No. 1 : Commercial Banking at a Glance

Important Indicators

March

June

September December

March

2004

2004

2004

2004

2005

1

2

3

4

5

1.

No. of Commercial Banks

291

290

289

290

288

 

i)

 

All Scheduled Commercial Banks

286

285

285

286

284

 

 

 

of which, Regional Rural Banks

196

196

196

196

196

 

ii)

 

Non-Scheduled Commercial Banks*

5

5

4

4

4

2.

No. of Reporting Offices

 

i)

 

Rural

32,080

32,027

31,999

31,971

31,958

 

ii)

 

Semi-Urban

15,018

15,059

15,113

15,261

15,375

 

iii)

Urban

10,990

11,059

11,113

11,317

11,498

 

iv)

 

Metropolitan

8,882

8,952

8,996

9,193

9,285

 

 

Total

66,970

67,097

67,221

67,742

68,116

3.

Population Group - Annual Growth Rates (per cent)

 

Rural

 

 

 

 Aggregate Deposits

10.7

10.6

10.3

10.2

9.4

 

 

 

(ii) Gross Bank Credit

14.0

14.8

20.3

28.6

24.9

 

Semi-Urban

 

 

 

(i) Aggregate Deposits

11.2

9.8

10.0

10.9

10.5

 

 

 

(ii) Gross Bank Credit

19.7

20.9

24.8

29.5

28.9

 

Urban

 

 

 

(i)  Aggregate Deposits

14.1

12.7

11.9

13.7

13.7

 

 

 

(ii) Gross Bank Credit

24.8

21.5

23.2

27.4

24.4

 

Metropolitan

 

 

 

(i) Aggregate Deposits

26.6

25.4

21.6

25.3

19.8

 

 

 

(ii) Gross Bank Credit

15.5

19.7

25.5

35.8

33.4

4.

Bank Group - Annual Growth Rates
(per cent)
@

 

 

 

 

 

 

SBI and its Associates

 

 

 

(i) Aggregate Deposits

19.7

18.2

17.6

18.4

15.7

 

 

 

(ii) Gross Bank Credit

16.1

18.4

24.0

29.5

26.0

 

Nationalised Banks

 

 

 

(i) Aggregate Deposits

16.2

18.9

17.0

18.8

15.9

 

 

 

(ii) Gross Bank Credit

15.6

19.0

24.9

37.5

33.6

 

Foreign Banks

 

 

 

(i) Aggregate Deposits

28.6

15.8

18.0

13.4

5.2

 

 

 

(ii) Gross Bank Credit

15.3

19.1

21.5

26.7

24.6

 

Regional Rural Banks

 

 

 

(i)  Aggregate Deposits

12.1

12.3

9.9

9.9

10.0

 

 

 

(ii) Gross Bank Credit

18.2

18.3

21.2

25.9

24.7

 

Other Scheduled Commercial Banks

 

 

 

 

 

 

 

 

(i) Aggregate Deposits

23.4

14.9

10.7

18.8

17.8

 

 

 

(ii) Gross Bank Credit

23.8

23.2

25.5

29.5

31.9

 

All Scheduled Commercial Banks

 

 

 

(i) Aggregate Deposits

18.7

17.6

15.8

18.1

15.6

 

 

 

(ii) Gross Bank Credit

17.3

20.1

24.5

32.9

30.6

5.

Population per office (in thousands)

16

16

16

16

16

6.

Credit-Deposit Ratio (per cent)

58.7

58.0

59.9

64.1

66.0

Note : Figures of quarter ended March relate to 31st March and those of the other quarters relate to the last Friday.
‘*’ : Includes Local Area Banks.
@ : The revised figure of gross bank Credit for March 2004 has been considered for working out the growth rate.

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