(Amount in Rs. lakh)

As on 31st March

Buldhana

Bundelkhand

Bundi-Chittor

Cachar

Cauvery

Gramin Bank

Kshetriya Gramin Bank

Kshetriya Gramin Bank

Gramin Bank

Gramin Bank

Items

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

(61)

(62)

(63)

(64)

(65)

(66)

(67)

(68)

(69)

(70)

1.

Capital

75

100

1215

1259

75

96

71

96

75

1429

(3.4)

(2.9)

(12.1)

(10.3)

(1.3)

(1.3)

(2.3)

(2.0)

(0.6)

(8.3)

2.

Reserves and Surplus

-

234

-

-

-

-

-

505

-

1

-

(6.8)

-

-

-

-

-

(10.5)

-

-

2.1.

Statutory Reserves

-

-

-

-

-

-

-

-

-

-

2.2.

Capital Reserves

-

-

-

-

-

-

-

505

-

-

2.3.

Share Premium

-

-

-

-

-

-

-

-

-

-

2.4.

Revenue and other Reserves

-

234

-

-

-

-

-

-

-

1

2.5.

Balance of Profit

-

-

-

-

-

-

-

-

-

-

3.

Deposits

1459

2107

7077

9018

4100

5254

2361

3267

8552

9474

(65.8)

(61.2)

(70.7)

(74.0)

(68.5)

(71.8)

(75.6)

(68.0)

(64.3)

(55.1)

3.1.

Demand Deposits

20

39

597

809

152

210

96

93

1401

716

(i)

From Banks

-

-

-

-

-

-

-

-

-

-

(ii)

From Others

20

39

597

809

152

210

96

93

1401

716

3.2.

Savings Deposits

800

1152

2503

3018

1162

1471

1132

1474

2203

2580

3.3.

Term Deposits

639

916

3978

5192

2786

3573

1132

1700

4948

6178

(i)

From Banks

-

-

-

-

-

-

-

-

-

-

(ii)

From Others

639

916

3978

5192

2786

3573

1132

1700

4948

6178

3.A.

Deposits of branches in India

1459

2107

7077

9018

4100

5254

2361

3267

8552

9474

3.B.

Deposits of branches outside India

-

-

-

-

-

-

-

-

-

-

4.

Borrowings

552

751

586

634

1409

1488

115

243

2963

2886

(24.9)

(21.8)

(5.8)

(5.2)

(23.5)

(20.3)

(3.7)

(5.1)

(22.3)

(16.8)

4.1.

Borrowings in India

552

751

586

634

1409

1488

115

243

2963

2886

(i)

From Reserve Bank of India

-

-

-

-

-

-

115

-

-

-

(ii)

From other Banks

105

125

45

32

122

119

-

-

745

704

(iii)

From other Institutions and Agencies

447

626

540

601

1288

1369

-

243

2218

2183

4.2.

Borrowings outside India

-

-

-

-

-

-

-

-

-

-

5.

Other liabilities

131

253

1139

1270

400

475

574

691

1720

3392

(5.9)

(7.3)

(11.4)

(10.4)

(6.7)

(6.5)

(18.4)

(14.4)

(12.9)

(19.7)

5.1.

Bills Payable

-

15

-

-

4

37

14

-

-

-

5.2.

Inter-office Adjustments

-

-

36

19

-

-

-

1

150

241

5.3.

Interest Accrued

15

19

656

1040

26

28

18

12

1117

1384

5.4.

Others (including provisions)

117

219

447

212

369

411

543

678

452

1767

Total Liabilities

2218

3446

10017

12181

5984

7313

3121

4802

13309

17182

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on 31st March

Buldhana

Bundelkhand

Bundi-Chittor

Cachar

Cauvery

Gramin Bank

Kshetriya Gramin Bank

Kshetriya Gramin Bank

Gramin Bank

Gramin Bank

Items

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

(61)

(62)

(63)

(64)

(65)

(66)

(67)

(68)

(69)

(70)

1.

Cash in hand

32

54

65

87

74

98

44

51

69

138

(1.4)

(1.6)

(0.7)

(0.7)

(1.2)

(1.3)

(1.4)

(1.1)

(0.5)

(0.8)

2.

Balances with RBI

48

69

218

283

125

163

70

100

263

320

(2.2)

(2.0)

(2.2)

(2.3)

(2.1)

(2.2)

(2.2)

(2.1)

(2.0)

(1.9)

3.

Balances with banks in India

572

1098

1432

5771

360

1829

565

629

199

1715

(25.8)

(31.9)

(14.3)

(47.4)

(6.0)

(25.0)

(18.1)

(13.1)

(1.5)

(10.0)

4.

Money at call and short notice

-

-

2231

-

853

-

-

467

2749

2869

-

-

(22.3)

-

(14.3)

-

-

(9.7)

(20.7)

(16.7)

5.

Balances with banks outside India

-

-

-

-

-

-

-

-

-

-

6.

Investments

40

135

1542

741

-

58

300

912

1495

1700

(1.8)

(3.9)

(15.4)

(6.1)

-

(0.8)

(9.6)

(19.0)

(11.2)

(9.9)

6.A.

Investments in India

40

135

1542

741

-

58

300

912

1495

1700

(i)

Government securities

40

-

101

101

-

-

-

300

250

250

(ii)

Other approved securities

-

-

-

-

-

-

150

-

-

-

(iii)

Shares

-

-

-

-

-

-

-

-

-

-

(iv)

Debentures and Bonds

-

-

575

640

-

58

150

612

1150

1450

(v)

Subsidiaries and joint ventures

-

-

-

-

-

-

-

-

-

-

(vi)

Others

-

135

866

-

-

-

-

-

95

-

6.B.

Investments outside India

-

-

-

-

-

-

-

-

-

-

(i)

Government securities

-

-

-

-

-

-

-

-

-

-

(ii)

Subsidiaries and joint ventures

-

-

-

-

-

-

-

-

-

-

(iii)

Others

-

-

-

-

-

-

-

-

-

-

7.

Advances

1207

1705

2573

2186

3088

3242

954

1151

7185

8307

(54.4)

(49.5)

(25.7)

(17.9)

(51.6)

(44.3)

(30.6)

(24.0)

(54.0)

(48.3)

7.1.

Bills purchased and discounted

-

-

-

-

3

2

-

-

1

138

7.2.

Cash credits, overdrafts & loans

330

471

800

834

3085

3240

98

159

4196

4722

7.3.

Term loans

877

1235

1773

1352

-

-

856

991

2988

3447

8.

Fixed Assets

12

14

9

10

11

15

8

7

17

16

(0.5)

(0.4)

(0.1)

(0.1)

(0.2)

(0.2)

(0.2)

(0.1)

(0.1)

(0.1)

8.1.

Premises

-

-

-

-

-

-

-

-

-

-

8.2.

Other Fixed assets

12

14

9

10

11

15

8

7

17

16

9.

Other Assets

307

371

1946

3102

1473

1908

1181

1486

1331

2118

(13.9)

(10.8)

(19.4)

(25.5)

(24.6)

(26.1)

(37.8)

(30.9)

(10.0)

(12.3)

9.1.

Inter - office adjustments (net)

2

38

-

-

22

36

33

5

295

-

9.2.

Interest accrued

-

-

224

442

5

10

20

45

-

331

9.3.

Tax paid

-

-

-

-

-

-

-

-

-

3

9.4.

Stationery and Stamps

4

4

6

7

7

8

3

5

9

9

9.5.

Others

301

329

1716

2653

1439

1854

1124

1431

1027

1775

Total Assets

2218

3446

10017

12181

5984

7313

3121

4802

13309

17182

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Note

:

Figures in brackets indicate percent share in total.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.

Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97

(Amount in Rs. lakh)

As on 31st March

Chaitanya

Chambal

Champaran

Chandrapur

Chhatrasal

Gramin Bank

Kshetriya Gramin Bank

Kshetriya Gramin Bank

Gadchiroli Gramin Bank

Gramin Bank

Items

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

(71)

(72)

(73)

(74)

(75)

(76)

(77)

(78)

(79)

(80)

1.

Capital

100

489

100

100

50

75

75

75

59

1255

(1.4)

(5.7)

(2.8)

(2.2)

(0.5)

(0.5)

(1.5)

(1.5)

(0.7)

(10.5)

2.

Reserves and Surplus

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2.1.

Statutory Reserves

-

-

-

-

-

-

-

-

-

-

2.2.

Capital Reserves

-

-

-

-

-

-

-

-

-

-

2.3.

Share Premium

-

-

-

-

-

-

-

-

-

-

2.4.

Revenue and other Reserves

-

-

-

-

-

-

-

-

-

-

2.5.

Balance of Profit

-

-

-

-

-

-

-

-

-

-

3.

Deposits

4434

5399

2234

3194

9182

11693

4268

4268

6861

8335

(61.9)

(63.1)

(62.6)

(69.8)

(88.1)

(85.3)

(87.6)

(87.6)

(81.7)

(69.4)

3.1.

Demand Deposits

213

260

103

122

207

259

99

99

638

491

(i)

From Banks

-

-

-

-

-

-

-

-

-

-

(ii)

From Others

213

260

103

122

207

259

99

99

638

491

3.2.

Savings Deposits

1125

1132

772

951

4156

5206

2287

2287

3656

4621

3.3.

Term Deposits

3096

4006

1359

2122

4819

6228

1883

1883

2567

3223

(i)

From Banks

-

-

-

-

-

-

-

-

-

-

(ii)

From Others

3096

4006

1359

2122

4819

6228

1883