REGIONAL RURAL BANKS

(Amount in Rs. lakh)

As on 31st March

Sagar

Sahyadri

Samastipur

Samyukt

Sangameshwar

Items

Gramin Bank

Gramin Bank

Kshetriya Gramin Bank

Kshetriya Gramin Bank

Gramin Bank

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

(301)

(302)

(303)

(304)

(305)

(306)

(307)

(308)

(309)

(310)

1.

Capital

84

1427

75

100

71

84

187

187

75

100

(0.5)

(5.9)

(2.0)

(2.0)

(1.0)

(0.8)

(0.5)

(0.4)

(0.9)

(0.8)

2.

Reserves and Surplus

-

-

-

-

-

-

1203

1458

1

1

-

-

-

-

-

-

(3.3)

(3.3)

-

-

2.1.

Statutory Reserves

-

-

-

-

-

-

241

292

1

1

2.2.

Capital Reserves

-

-

-

-

-

-

-

-

-

-

2.3.

Share Premium

-

-

-

-

-

-

-

-

-

-

2.4.

Revenue and other Reserves

-

-

-

-

-

-

962

1167

-

-

2.5.

Balance of Profit

-

-

-

-

-

-

-

-

-

-

3.

Deposits

13958

18139

2125

2712

5605

7894

33404

40756

5319

7503

(79.2)

(75.5)

(57.0)

(55.1)

(78.0)

(79.8)

(91.5)

(91.1)

(62.8)

(59.0)

3.1.

Demand Deposits

149

157

99

130

377

371

1777

1933

538

815

(i)

From Banks

-

-

-

-

-

-

-

-

-

-

(ii)

From Others

149

157

99

130

377

371

1777

1933

538

815

3.2.

Savings Deposits

6944

8205

724

827

3096

4049

16251

19012

1604

2700

3.3.

Term Deposits

6866

9777

1302

1755

2132

3475

15376

19811

3177

3987

(i)

From Banks

-

-

-

-

-

-

-

-

-

-

(ii)

From Others

6866

9777

1302

1755

2132

3475

15376

19811

3177

3987

3.A.

Deposits of branches in India

13958

18139

2125

2712

5605

7894

33404

40756

5319

7503

3.B.

Deposits of branches outside India

-

-

-

-

-

-

-

-

-

-

4.

Borrowings

1112

1100

1270

1419

628

806

1576

1623

2349

2545

(6.3)

(4.6)

(34.1)

(28.9)

(8.7)

(8.1)

(4.3)

(3.6)

(27.7)

(20.0)

4.1.

Borrowings in India

1112

1100

1270

1419

628

806

1576

1623

2349

2545

(i)

From Reserve Bank of India

-

-

-

-

-

-

140

-

-

-

(ii)

From other Banks

-

-

286

172

291

106

1436

152

451

514

From other Institutions and Agencies

1112

1100

985

1248

338

700

-

1471

1897

2031

4.2.

Borrowings outside India

-

-

-

-

-

-

-

-

-

-

5.

Other liabilities

2462

3369

255

687

879

1107

152

726

730

2560

(14.0)

(14.0)

(6.8)

(14.0)

(12.2)

(11.2)

(0.4)

(1.6)

(8.6)

(20.1)

5.1.

Bills Payable

161

120

83

87

-

-

73

81

84

77

5.2.

Inter-office Adjustments

-

39

23

36

-

-

8

12

-

-

5.3.

Interest Accrued

408

270

26

20

394

653

31

313

503

644

5.4.

Others (including provisions)

1893

2940

123

545

486

454

41

320

143

1839

Total Liabilities

17616

24034

3725

4919

7184

9890

36522

44749

8473

12709

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

REGIONAL RURAL BANKS

(Amount in Rs. lakh)

As on 31st March

Sagar

Sahyadri

Samastipur

Samyukt

Sangameshwar

Items

Gramin Bank

Gramin Bank

Kshetriya Gramin Bank

Kshetriya Gramin Bank

Gramin Bank

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

(301)

(302)

(303)

(304)

(305)

(306)

(307)

(308)

(309)

(310)

1.

Cash in hand

102

214

58

96

56

91

549

599

174

199

(0.6)

(0.9)

(1.6)

(2.0)

(0.8)

(0.9)

(1.5)

(1.3)

(2.0)

(1.6)

2.

Balances with RBI

440

569

70

83

189

262

921

1236

182

220

(2.5)

(2.4)

(1.9)

(1.7)

(2.6)

(2.6)

(2.5)

(2.8)

(2.2)

(1.7)

3.

Balances with banks in India

4212

5940

487

1704

1775

4278

20030

26295

1625

3042

(23.9)

(24.7)

(13.1)

(34.7)

(24.7)

(43.3)

(54.8)

(58.8)

(19.2)

(23.9)

4.

Money at call and short notice

-

-

569

-

-

-

-

-

-

-

-

-

(15.3)

-

-

-

-

-

-

-

5.

Balances with banks outside India

-

-

-

-

-

-

-

-

-

-

6.

Investments

4384

7200

-

211

1371

600

6784

8610

537

2548

(24.9)

(30.0)

-

(4.3)

(19.1)

(6.1)

(18.6)

(19.2)

(6.3)

(20.1)

6.A.

Investments in India

4384

7200

-

211

1371

600

6784

8610

537

2548

(i)

Government securities

999

1610

-

211

-

-

-

-

-

2548

(ii)

Other approved securities

2400

2900

-

-

-

-

-

-

-

-

(iii)

Shares

-

-

-

-

-

-

-

-

-

-

(iv)

Debentures and Bonds

985

2690

-

-

150

400

1360

3610

537

-

(v)

Subsidiaries and joint ventures

-

-

-

-

-

-

-

-

-

-

(vi)

Others

-

-

-

-

1221

200

5424

5000

-

-

6.B.

Investments outside India

-

-

-

-

-

-

-

-

-

-

(i)

Government securities

-

-

-

-

-

-

-

-

-

-

(ii)

Subsidiaries and joint ventures

-

-

-

-

-

-

-

-

-

-

(iii)

Others

-

-

-

-

-

-

-

-

-

-

7.

Advances

5541

5673

2017

2331

1374

1870

6298

5495

3934

4810

(31.5)

(23.6)

(54.1)

(47.4)

(19.1)

(18.9)

(17.2)

(12.3)

(46.4)

(37.8)

7.1.

Bills purchased and discounted

-

-

-

1

-

-

7

5

-

-

7.2.

Cash credits, overdrafts & loans

13

46

741

918

323

691

782

674

2673

3244

7.3.

Term loans

5527

5627

1276

1412

1050

1179

5509

4816

1261

1566

8.

Fixed Assets

38

40

13

15

13

15

41

40

16

15

(0.2)

(0.2)

(0.4)

(0.3)

(0.2)

(0.2)

(0.1)

(0.1)

(0.2)

(0.1)

8.1.

Premises

-

-

-

-

-

-

-

-

-

-

8.2.

Other Fixed assets

38

40

13

15

13

15

41

40

16

15

9.

Other Assets

2900

4398

511

478

2406

2773

1899

2474

2005

1874

(16.5)

(18.3)

(13.7)

(9.7)

(33.5)

(28.0)

(5.2)

(5.5)

(23.7)

(14.7)

9.1.

Inter - office adjustments (net)

57

-

-

-

154

177

-

-

5

24

9.2.

Interest accrued

705

770

16

31

67

114

1728

2286

112

116

9.3.

Tax paid

-

-

-

-

-

-

7

15

-

-

9.4.

Stationery and Stamps

10

10

3

5

11

12

6

8

3

4

9.5.

Others

2128

3618

492

442

2174

2471

158

166

1885

1730

Total Assets

17616

24034

3725

4919

7184

9890

36522

44749

8473

12709

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Note

:

Figures in brackets indicate percent share in total.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.

Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97

REGIONAL RURAL BANKS

(Amount in Rs. lakh)

As on 31st March

Santhal Parganas

Saran

Sarayu

Shahajahanpur

Shahdol

Items

Gramin Bank

Kshetriya

Gramin Bank

Kshetriya

Kshetriya

Gramin Bank

Gramin Bank

Gramin Bank

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

(311)

(312)

(313)

(314)

(315)

(316)

(317)

(318)

(319)

(320)

1.

Capital

71

88

50

75

279

279

75

100

75

100

(0.5)

(0.5)

(0.9)

(1.0)

(4.6)

(3.8)

(1.9)

(1.8)

(2.3)

(2.1)

2.

Reserves and Surplus

-

1119

-

-

60

228

-

-

-

-

(0.0)

(6.3)

-

-

(1.0)

(3.1)

-

-

-

-

2.1.

Statutory Reserves

-

-

-

-

6

39

-

-

-

-

2.2.

Capital Reserves

-

-

-

-

-

-

-

-

-

-

2.3.

Share Premium

-

1119

-

-

-

-

-

-

-

-

2.4.

Revenue and other Reserves

-

-

-

-

-

-

-

-

-

-

2.5.

Balance of Profit

-

-

-

-

54

188

-

-

-

-

3.

Deposits

10752

13493

5158

6667

4645

5890

2821

3858

2739

4024

(80.4)

(75.9)

(88.0)

(88.5)

(77.1)

(79.7)

(71.2)

(70.8)

(84.4)

(86.3)

3.1.

Demand Deposits

898

465

27

31

157

196

55

150

205

327

(i)

From Banks

-

-

-

-

-

20

-

-

-

-

(ii)

From Others

898

465

27

31

157

176

55

150

205

327

3.2.

Savings Deposits

6424

8450

2294

2718

3039

3615

1583

2046

1172

1618

3.3.

Term Deposits

3431

4577

2837

3919

1450

2079

1182

1663

1363

2080

(i)

From Banks

-

-

-

-

-