Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 -97 (Part 26 of 30) - আরবিআই - Reserve Bank of India
Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 -97 (Part 26 of 30)
| REGIONAL RURAL BANKS | (Amount in Rs. lakh) | |||||||||||||||||
As on 31st March | |||||||||||||||||||
Sagar | Sahyadri | Samastipur | Samyukt | Sangameshwar | |||||||||||||||
Items | Gramin Bank | Gramin Bank | Kshetriya Gramin Bank | Kshetriya Gramin Bank | Gramin Bank | ||||||||||||||
1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||||||
| (301) | (302) | | (303) | (304) | | (305) | (306) | | (307) | (308) | | (309) | (310) | |||||
1. | Capital | 84 | 1427 | 75 | 100 | 71 | 84 | 187 | 187 | 75 | 100 | ||||||||
(0.5) | (5.9) | (2.0) | (2.0) | (1.0) | (0.8) | (0.5) | (0.4) | (0.9) | (0.8) | ||||||||||
2. | Reserves and Surplus | - | - | - | - | - | - | 1203 | 1458 | 1 | 1 | ||||||||
- | - | - | - | - | - | (3.3) | (3.3) | - | - | ||||||||||
2.1. | Statutory Reserves | - | - | - | - | - | - | 241 | 292 | 1 | 1 | ||||||||
2.2. | Capital Reserves | - | - | - | - | - | - | - | - | - | - | ||||||||
2.3. | Share Premium | - | - | - | - | - | - | - | - | - | - | ||||||||
2.4. | Revenue and other Reserves | - | - | - | - | - | - | 962 | 1167 | - | - | ||||||||
2.5. | Balance of Profit | - | - | - | - | - | - | - | - | - | - | ||||||||
3. | Deposits | 13958 | 18139 | 2125 | 2712 | 5605 | 7894 | 33404 | 40756 | 5319 | 7503 | ||||||||
(79.2) | (75.5) | (57.0) | (55.1) | (78.0) | (79.8) | (91.5) | (91.1) | (62.8) | (59.0) | ||||||||||
3.1. | Demand Deposits | 149 | 157 | 99 | 130 | 377 | 371 | 1777 | 1933 | 538 | 815 | ||||||||
(i) | From Banks | - | - | - | - | - | - | - | - | - | - | ||||||||
(ii) | From Others | 149 | 157 | 99 | 130 | 377 | 371 | 1777 | 1933 | 538 | 815 | ||||||||
3.2. | Savings Deposits | 6944 | 8205 | 724 | 827 | 3096 | 4049 | 16251 | 19012 | 1604 | 2700 | ||||||||
3.3. | Term Deposits | 6866 | 9777 | 1302 | 1755 | 2132 | 3475 | 15376 | 19811 | 3177 | 3987 | ||||||||
(i) | From Banks | - | - | - | - | - | - | - | - | - | - | ||||||||
(ii) | From Others | 6866 | 9777 | 1302 | 1755 | 2132 | 3475 | 15376 | 19811 | 3177 | 3987 | ||||||||
3.A. | Deposits of branches in India | 13958 | 18139 | 2125 | 2712 | 5605 | 7894 | 33404 | 40756 | 5319 | 7503 | ||||||||
3.B. | Deposits of branches outside India | - | - | - | - | - | - | - | - | - | - | ||||||||
4. | Borrowings | 1112 | 1100 | 1270 | 1419 | 628 | 806 | 1576 | 1623 | 2349 | 2545 | ||||||||
(6.3) | (4.6) | (34.1) | (28.9) | (8.7) | (8.1) | (4.3) | (3.6) | (27.7) | (20.0) | ||||||||||
4.1. | Borrowings in India | 1112 | 1100 | 1270 | 1419 | 628 | 806 | 1576 | 1623 | 2349 | 2545 | ||||||||
(i) | From Reserve Bank of India | - | - | - | - | - | - | 140 | - | - | - | ||||||||
(ii) | From other Banks | - | - | 286 | 172 | 291 | 106 | 1436 | 152 | 451 | 514 | ||||||||
From other Institutions and Agencies | 1112 | 1100 | 985 | 1248 | 338 | 700 | - | 1471 | 1897 | 2031 | |||||||||
4.2. | Borrowings outside India | - | - | - | - | - | - | - | - | - | - | ||||||||
5. | Other liabilities | 2462 | 3369 | 255 | 687 | 879 | 1107 | 152 | 726 | 730 | 2560 | ||||||||
(14.0) | (14.0) | (6.8) | (14.0) | (12.2) | (11.2) | (0.4) | (1.6) | (8.6) | (20.1) | ||||||||||
5.1. | Bills Payable | 161 | 120 | 83 | 87 | - | - | 73 | 81 | 84 | 77 | ||||||||
5.2. | Inter-office Adjustments | - | 39 | 23 | 36 | - | - | 8 | 12 | - | - | ||||||||
5.3. | Interest Accrued | 408 | 270 | 26 | 20 | 394 | 653 | 31 | 313 | 503 | 644 | ||||||||
5.4. | Others (including provisions) | 1893 | 2940 | 123 | 545 | 486 | 454 | 41 | 320 | 143 | 1839 | ||||||||
| | | | | | | | | | | | | | ||||||
Total Liabilities | 17616 | 24034 | 3725 | 4919 | 7184 | 9890 | 36522 | 44749 | 8473 | 12709 | |||||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
| REGIONAL RURAL BANKS | (Amount in Rs. lakh) | |||||||||||||||||
As on 31st March | |||||||||||||||||||
Sagar | Sahyadri | Samastipur | Samyukt | Sangameshwar | |||||||||||||||
Items | Gramin Bank | Gramin Bank | Kshetriya Gramin Bank | Kshetriya Gramin Bank | Gramin Bank | ||||||||||||||
1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||||||
| (301) | (302) | | (303) | (304) | | (305) | (306) | | (307) | (308) | | (309) | (310) | |||||
1. | Cash in hand | 102 | 214 | 58 | 96 | 56 | 91 | 549 | 599 | 174 | 199 | ||||||||
(0.6) | (0.9) | (1.6) | (2.0) | (0.8) | (0.9) | (1.5) | (1.3) | (2.0) | (1.6) | ||||||||||
2. | Balances with RBI | 440 | 569 | 70 | 83 | 189 | 262 | 921 | 1236 | 182 | 220 | ||||||||
(2.5) | (2.4) | (1.9) | (1.7) | (2.6) | (2.6) | (2.5) | (2.8) | (2.2) | (1.7) | ||||||||||
3. | Balances with banks in India | 4212 | 5940 | 487 | 1704 | 1775 | 4278 | 20030 | 26295 | 1625 | 3042 | ||||||||
(23.9) | (24.7) | (13.1) | (34.7) | (24.7) | (43.3) | (54.8) | (58.8) | (19.2) | (23.9) | ||||||||||
4. | Money at call and short notice | - | - | 569 | - | - | - | - | - | - | - | ||||||||
- | - | (15.3) | - | - | - | - | - | - | - | ||||||||||
5. | Balances with banks outside India | - | - | - | - | - | - | - | - | - | - | ||||||||
6. | Investments | 4384 | 7200 | - | 211 | 1371 | 600 | 6784 | 8610 | 537 | 2548 | ||||||||
(24.9) | (30.0) | - | (4.3) | (19.1) | (6.1) | (18.6) | (19.2) | (6.3) | (20.1) | ||||||||||
6.A. | Investments in India | 4384 | 7200 | - | 211 | 1371 | 600 | 6784 | 8610 | 537 | 2548 | ||||||||
(i) | Government securities | 999 | 1610 | - | 211 | - | - | - | - | - | 2548 | ||||||||
(ii) | Other approved securities | 2400 | 2900 | - | - | - | - | - | - | - | - | ||||||||
(iii) | Shares | - | - | - | - | - | - | - | - | - | - | ||||||||
(iv) | Debentures and Bonds | 985 | 2690 | - | - | 150 | 400 | 1360 | 3610 | 537 | - | ||||||||
(v) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | ||||||||
(vi) | Others | - | - | - | - | 1221 | 200 | 5424 | 5000 | - | - | ||||||||
6.B. | Investments outside India | - | - | - | - | - | - | - | - | - | - | ||||||||
(i) | Government securities | - | - | - | - | - | - | - | - | - | - | ||||||||
(ii) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | ||||||||
(iii) | Others | - | - | - | - | - | - | - | - | - | - | ||||||||
7. | Advances | 5541 | 5673 | 2017 | 2331 | 1374 | 1870 | 6298 | 5495 | 3934 | 4810 | ||||||||
(31.5) | (23.6) | (54.1) | (47.4) | (19.1) | (18.9) | (17.2) | (12.3) | (46.4) | (37.8) | ||||||||||
7.1. | Bills purchased and discounted | - | - | - | 1 | - | - | 7 | 5 | - | - | ||||||||
7.2. | Cash credits, overdrafts & loans | 13 | 46 | 741 | 918 | 323 | 691 | 782 | 674 | 2673 | 3244 | ||||||||
7.3. | Term loans | 5527 | 5627 | 1276 | 1412 | 1050 | 1179 | 5509 | 4816 | 1261 | 1566 | ||||||||
8. | Fixed Assets | 38 | 40 | 13 | 15 | 13 | 15 | 41 | 40 | 16 | 15 | ||||||||
(0.2) | (0.2) | (0.4) | (0.3) | (0.2) | (0.2) | (0.1) | (0.1) | (0.2) | (0.1) | ||||||||||
8.1. | Premises | - | - | - | - | - | - | - | - | - | - | ||||||||
8.2. | Other Fixed assets | 38 | 40 | 13 | 15 | 13 | 15 | 41 | 40 | 16 | 15 | ||||||||
9. | Other Assets | 2900 | 4398 | 511 | 478 | 2406 | 2773 | 1899 | 2474 | 2005 | 1874 | ||||||||
(16.5) | (18.3) | (13.7) | (9.7) | (33.5) | (28.0) | (5.2) | (5.5) | (23.7) | (14.7) | ||||||||||
9.1. | Inter - office adjustments (net) | 57 | - | - | - | 154 | 177 | - | - | 5 | 24 | ||||||||
9.2. | Interest accrued | 705 | 770 | 16 | 31 | 67 | 114 | 1728 | 2286 | 112 | 116 | ||||||||
9.3. | Tax paid | - | - | - | - | - | - | 7 | 15 | - | - | ||||||||
9.4. | Stationery and Stamps | 10 | 10 | 3 | 5 | 11 | 12 | 6 | 8 | 3 | 4 | ||||||||
9.5. | Others | 2128 | 3618 | 492 | 442 | 2174 | 2471 | 158 | 166 | 1885 | 1730 | ||||||||
| | | | | | | | | | | | | | ||||||
Total Assets | 17616 | 24034 | 3725 | 4919 | 7184 | 9890 | 36522 | 44749 | 8473 | 12709 | |||||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
Note | : | Figures in brackets indicate percent share in total. |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |
Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97 |
| REGIONAL RURAL BANKS | (Amount in Rs. lakh) | |||||||||||||||||
As on 31st March | |||||||||||||||||||
Santhal Parganas | Saran | Sarayu | Shahajahanpur | Shahdol | |||||||||||||||
Items | Gramin Bank | Kshetriya | Gramin Bank | Kshetriya | Kshetriya | ||||||||||||||
| Gramin Bank | | Gramin Bank | Gramin Bank | |||||||||||||||
1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||||||
| (311) | (312) | | (313) | (314) | | (315) | (316) | | (317) | (318) | | (319) | (320) | |||||
1. | Capital | 71 | 88 | 50 | 75 | 279 | 279 | 75 | 100 | 75 | 100 | ||||||||
(0.5) | (0.5) | (0.9) | (1.0) | (4.6) | (3.8) | (1.9) | (1.8) | (2.3) | (2.1) | ||||||||||
2. | Reserves and Surplus | - | 1119 | - | - | 60 | 228 | - | - | - | - | ||||||||
(0.0) | (6.3) | - | - | (1.0) | (3.1) | - | - | - | - | ||||||||||
2.1. | Statutory Reserves | - | - | - | - | 6 | 39 | - | - | - | - | ||||||||
2.2. | Capital Reserves | - | - | - | - | - | - | - | - | - | - | ||||||||
2.3. | Share Premium | - | 1119 | - | - | - | - | - | - | - | - | ||||||||
2.4. | Revenue and other Reserves | - | - | - | - | - | - | - | - | - | - | ||||||||
2.5. | Balance of Profit | - | - | - | - | 54 | 188 | - | - | - | - | ||||||||
3. | Deposits | 10752 | 13493 | 5158 | 6667 | 4645 | 5890 | 2821 | 3858 | 2739 | 4024 | ||||||||
(80.4) | (75.9) | (88.0) | (88.5) | (77.1) | (79.7) | (71.2) | (70.8) | (84.4) | (86.3) | ||||||||||
3.1. | Demand Deposits | 898 | 465 | 27 | 31 | 157 | 196 | 55 | 150 | 205 | 327 | ||||||||
(i) | From Banks | - | - | - | - | - | 20 | - | - | - | - | ||||||||
(ii) | From Others | 898 | 465 | 27 | 31 | 157 | 176 | 55 | 150 | 205 | 327 | ||||||||
3.2. | Savings Deposits | 6424 | 8450 | 2294 | 2718 | 3039 | 3615 | 1583 | 2046 | 1172 | 1618 | ||||||||
3.3. | Term Deposits | 3431 | 4577 | 2837 | 3919 | 1450 | 2079 | 1182 | 1663 | 1363 | 2080 | ||||||||
(i) | From Banks | - | - | - | - | - | - | - | - | - | - | ||||||||
(ii) | From Others | 3431 | 4577 | 2837 | 3919 | 1450 | 2079 | 1182 | 1663 | 1363 | 2080 | ||||||||
3.A. | Deposits of branches in India | 10752 | 13493 | 5158 | 6667 | 4645 | 5890 | 2821 | 3858 | 2739 | 4024 | ||||||||
3.B. | Deposits of branches outside India | - | - | - | - | - | - | - | - | - | - | ||||||||
4. | Borrowings | 1236 | 1211 | 314 | 363 | 742 | 847 | 840 | 1061 | 91 | 123 | ||||||||
(9.2) | (6.8) | (5.4) | (4.8) | (12.3) | (11.5) | (21.2) | (19.5) | (2.8) | (2.6) | ||||||||||
4.1. | Borrowings in India | 1236 | 1211 | 314 | 363 | 742 | 847 | 840 | 1061 | 91 | 123 | ||||||||
(i) | From Reserve Bank of India | - | - | - | - | - | - | - | - | - | - | ||||||||
(ii) | From other Banks | 256 | 228 | - | - | 137 | 845 | 840 | 1061 | - | - | ||||||||
(iii) | From other Institutions and Agencies | 980 | 983 | 314 | 363 | 605 | 1 | - | - | 91 | 123 | ||||||||
4.2. | Borrowings outside India | - | - | - | - | - | - | - | - | - | - | ||||||||
5. | Other liabilities | 1308 | 1873 | 342 | 431 | 298 | 147 | 224 | 433 | 340 | 418 | ||||||||
(9.8) | (10.5) | (5.8) | (5.7) | (5.0) | (2.0) | (5.7) | (7.9) | (10.5) | (9.0) | ||||||||||
5.1. | Bills Payable | 219 | 305 | - | - | 5 | 9 | 8 | 18 | 31 | 11 | ||||||||
5.2. | Inter-office Adjustments | - | - | - | - | - | - | - | 48 | - | - | ||||||||
p; | 5.3. | Interest Accrued | 824 | 1164 | 31 | 36 | 225 | 33 | 10 | 11 | 11 | SIZE=1> 15 | |||||||
5.4. | Others (including provisions) | 266 | 404 | 311 | 395 | 68 | 106 | 206 | 356 | 298 | 392 | ||||||||
| | | | | | | | | | | | | | ||||||
Total Liabilities | 13368 | 17784 | 5863 | 7535 | 6025 | 7390 | 3960 | 5452 | 3246 | 4665 | |||||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
| REGIONAL RURAL BANKS | (Amount in Rs. lakh) | |||||||||||||||||
As on 31st March | |||||||||||||||||||
Santhal | Saran | Sarayu | Shahajahanpur | Shahdol | |||||||||||||||
Items | Parganas | Kshetriya | Gramin Bank | Kshetriya | Kshetriya | ||||||||||||||
Gramin Bank | Gramin Bank | | Gramin Bank | Gramin Bank | |||||||||||||||
1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||||||
| (311) | (312) | | (313) | (314) | | (315) | (316) | | (317) | (318) | | (319) | (320) | |||||
1. | Cash in hand | 44 | 70 | 34 | 63 | 266 | 189 | 17 | 35 | 18 | 39 | ||||||||
(0.3) | (0.4) | (0.6) | (0.8) | (4.4) | (2.6) | (0.4) | (0.6) | (0.6) | (0.8) | ||||||||||
2. | Balances with RBI | 389 | 448 | 156 | 199 | 160 | 180 | 89 | 120 | 83 | 121 | ||||||||
(2.9) | (2.5) | (2.7) | (2.6) | (2.7) | (2.4) | (2.2) | (2.2) | (2.6) | (2.6) | ||||||||||
3. | Balances with banks in India | 873 | 1369 | 2049 | 3020 | 220 | 176 | 1250 | 1782 | 1082 | 1997 | ||||||||
(6.5) | (7.7) | (34.9) | (40.1) | (3.7) | (2.4) | (31.6) | (32.7) | (33.3) | (42.8) | ||||||||||
4. | Money at call and short notice | 2824 | 8076 | - | - | - | - | - | - | - | - | ||||||||
(21.1) | (45.4) | - | - | - | - | - | - | - | - | ||||||||||
5. | Balances with banks outside India | - | - | - | - | - | - | - | - | - | - | ||||||||
6. | Investments | 4230 | 1900 | - | - | 3791 | 4804 | 455 | 1007 | - | - | ||||||||
(31.6) | (10.7) | - | - | (62.9) | (65.0) | (11.5) | (18.5) | - | - | ||||||||||
6.A. | Investments in India | 4230 | 1900 | - | - | 3791 | 4804 | 455 | 1007 | - | - | ||||||||
(i) | Government securities | 1900 | 1900 | - | - | 500 | 500 | - | - | - | - | ||||||||
(ii) | Other approved securities | - | - | - | - | - | - | - | - | - | - | ||||||||
(iii) | Shares | - | - | - | - | - | - | - | - | - | - | ||||||||
(iv) | Debentures and Bonds | - | - | - | - | 885 | 1553 | 352 | 695 | - | - | ||||||||
(v) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | ||||||||
(vi) | Others | 2330 | - | - | - | 2406 | 2751 | 103 | 312 | - | - | ||||||||
6.B. | Investments outside India | - | - | - | - | - | - | - | - | - | - | ||||||||
(i) | Government securities | - | - | - | - | - | - | - | - | - | - | ||||||||
(ii) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | ||||||||
(iii) | Others | - | - | - | - | - | - | - | - | - | - | ||||||||
7. | Advances | 3281 | 2629 | 2026 | 1960 | 1394 | 1639 | 1442 | 1774 | 890 | 983 | ||||||||
(24.5) | (14.8) | (34.6) | (26.0) | (23.1) | (22.2) | (36.4) | (32.5) | (27.4) | (21.1) | ||||||||||
7.1. | Bills purchased and discounted | - | - | - | - | - | 1 | - | - | 12 | 127 | ||||||||
7.2. | Cash credits, overdrafts & loans | 1101 | 883 | 132 | 200 | 647 | 687 | 488 | 631 | 45 | 57 | ||||||||
7.3. | Term loans | 2180 | 1746 | 1894 | 1760 | 746 | 951 | 953 | 1142 | 834 | 799 | ||||||||
8. | Fixed Assets | 9 | 8 | 6 | 5 | 15 | 16 | 7 | 6 | 6 | 6 | ||||||||
(0.1) | (0.0) | (0.1) | (0.1) | (0.3) | (0.2) | (0.2) | (0.1) | (0.2) | (0.1) | ||||||||||
8.1. | Premises | - | - | - | - | - | - | - | - | - | - | ||||||||
8.2. | Other Fixed assets | 9 | 8 | 6 | 5 | 15 | 16 | 7 | 6 | 6 | 6 | ||||||||
9. | Other Assets | 1719 | 3284 | 1593 | 2289 | 179 | 386 | 700 | 728 | 1166 | 1519 | ||||||||
(12.9) | (18.5) | (27.2) | (30.4) | (3.0) | (5.2) | (17.7) | (13.3) | (35.9) | (32.6) | ||||||||||
9.1. | Inter - office adjustments) (net) | 215 | 132 | 22 | 34 | 4 | 87 | 38 | - | 91 | 41 | ||||||||
9.2. | Interest accrued | 583 | 892 | 144 | 110 | 165 | 248 | 8 | 12 | - | 112 | ||||||||
9.3. | Tax paid | - | - | - | - | - | - | - | 1 | - | - | ||||||||
9.4. | Stationery and Stamps | 3 | 4 | 1 | 1 | 5 | 6 | 4 | 3 | 4 | 5 | ||||||||
9.5. | Others | 919 | 2256 | 1426 | 2144 | 3 | 45 | 650 | 712 | 1070 | 1361 | ||||||||
| | | | | | | | | | | | | | ||||||
Total Assets | 13368 | 17784 | 5863 | 7535 | 6025 | 7390 | 3960 | 5452 | 3246 | 4665 | |||||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
Note | : | Figures in brackets indicate percent share in total. |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |