Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97 (Part 4 of 30) - আরবিআই - Reserve Bank of India
Table 48 : Liabilities and Assets of Scheduled Commercial
Banks -1996 -97 (Part 4 of 30)
OTHER SCHEDULED COMMERCIAL BANKS |
| | | | | | | | | | | | | | (Amount in Rs. lakh) | |||
As on 31st March | |||||||||||||||||
Bank of Madura | Bank of Punjab | Bank of Rajasthan | Bareilly Corporation | Benares State | |||||||||||||
| | | | | | Bank | Bank | ||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | |||
| | | | (1) | (2) | | (3) | (4) | | (5) | (6) | | (7) | (8) | | (9) | (10) |
1. | Capital | 1161 | 1161 | 10500 | 10500 | 1794 | 1794 | 516 | 516 | 6002 | 6092 | ||||||
(0.6) | (0.5) | (22.5) | (10.0) | (0.6) | (0.5) | (1.9) | (1.5) | (10.8) | (8.9) | ||||||||
2. | Reserves and Surplus | 9042 | 11213 | 326 | 1258 | 16734 | 16926 | 132 | 132 | 347 | 365 | ||||||
(4.4) | (4.6) | (0.7) | (1.2) | (5.4) | (5.0) | (0.5) | (0.4) | (0.6) | (0.5) | ||||||||
2.1. | Statutory Reserves | 2623 | 3923 | 267 | 895 | 4460 | 4681 | 95 | 95 | 278 | 83 | ||||||
2.2. | Capital Reserves | 2929 | 162 | - | - | 2446 | 2419 | - | 2 | 1 | 215 | ||||||
2.3. | Share Premium | 3452 | 3452 | - | - | 1544 | 1544 | 2 | 2 | - | - | ||||||
2.4. | Revenue and other Reserves | - | 3629 | - | - | 8283 | 8283 | 35 | 33 | 67 | 67 | ||||||
2.5. | Balance of Profit | 37 | 47 | 59 | 362 | 3 | - | - | - | - | - | ||||||
3. | Deposits | 154824 | 193087 | 27829 | 83142 | 250682 | 293893 | 25744 | 32371 | 47035 | 59508 | ||||||
(75.8) | (79.4) | (59.6) | (78.9) | (80.5) | (86.3) | (93.3) | (93.3) | (84.8) | (87.2) | ||||||||
3.1. | Demand Deposits | 33677 | 38721 | 5312 | 9524 | 58220 | 52210 | 2705 | 3516 | 3637 | 3626 | ||||||
(i) | From Banks | 608 | 677 | 14 | 220 | 1649 | 2341 | 224 | 244 | - | 60 | ||||||
(ii) | From Others | 33069 | 38043 | 5298 | 9305 | 56571 | 49869 | 2481 | 3272 | 3636 | 3566 | ||||||
3.2. | Savings Deposits | 23934 | 27941 | 3720 | 9345 | 39430 | 44204 | 8545 | 10075 | 14324 | 15595 | ||||||
3.3. | Term Deposits | 97214 | 126425 | 18797 | 64273 | 153032 | 197479 | 14494 | 18779 | 29074 | 40287 | ||||||
(i) | From Banks | 7764 | 14346 | 50 | 2058 | 18775 | 28762 | 291 | 1630 | - | 11 | ||||||
(ii) | From Others | 89450 | 112079 | 18747 | 62215 | 134258 | 168717 | 14203 | 17149 | 29074 | 40276 | ||||||
3.A. | Deposits of branches in India | 154824 | 193087 | 27829 | 83142 | 250682 | 293893 | 25744 | 32371 | 47035 | 59508 | ||||||
3.B. | Deposits of branches outside India | - | - | - | - | - | - | - | - | - | - | ||||||
4. | Borrowings | 32177 | 27256 | 2046 | 3063 | 15635 | 3135 | 48 | 85 | 6 | 749 | ||||||
(15.8) | (11.2) | (4.4) | (2.9) | (5.0) | (0.9) | (0.2) | (0.2) | - | (1.1) | ||||||||
4.1. | Borrowings in India | 32177 | 27256 | 2046 | 3063 | 13883 | 2532 | 48 | 85 | 6 | 749 | ||||||
(i) | From Reserve Bank of India | 7251 | - | 1965 | - | 11918 | - | - | - | - | 700 | ||||||
(ii) | From other Banks | 20421 | 4326 | 81 | 3000 | 181 | 56 | 13 | 63 | 3 | 37 | ||||||
(iii) | From other Institutions and Agencies | 4505 | 22929 | - | 63 | 1784 | 2476 | 36 | 22 | 3 | 12 | ||||||
4.2. | Borrowings outside India | - | - | - | - | 1752 | 603 | - | - | - | - | ||||||
5. | Other liabilities | 6990 | 10408 | 5979 | 7470 | 26736 | 24850 | 1159 | 1585 | 2061 | 1562 | ||||||
(3.4) | (4.3) | (12.8) | (7.1) | (8.6) | (7.3) | (4.2) | (4.6) | (3.7) | (2.3) | ||||||||
5.1. | Bills Payable | 2029 | 4240 | 1153 | 2489 | 6363 | 4702 | 719 | 768 | 707 | 489 | ||||||
5.2. | Inter-office Adjustments | 882 | - | 2088 | - | 2589 | 2129 | - | 348 | 759 | 580 | ||||||
5.3. | Interest Accrued | - | 1171 | 238 | 1410 | 8272 | 12311 | 154 | 205 | 16 | 64 | ||||||
5.4. | Others (including provisions) | 4078 | 4997 | | 2500 | 3570 | | 9513 | 5708 | | 285 | 265 | | 580 | 429 | ||
Total Liabilities | 204193 | 243124 | 46681 | 105432 | 311581 | 340598 | 27599 | 34690 | 55450 | 68277 | |||||||
| | | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
| | | | | | | | | | | | | | (Amount in Rs. lakh) | |||
As on 31st March | |||||||||||||||||
Bank of Madura | Bank of Punjab | Bank of Rajasthan | Bareilly Corporation | Benares State | |||||||||||||
| | | | | | Bank | Bank | ||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | |||
| | | | (1) | (2) | | (3) | (4) | | (5) | (6) | | (7) | (8) | | (9) | (10) |
1. | Cash in hand | 1727 | 1994 | 693 | 1005 | 3690 | 4783 | 361 | 617 | 849 | 793 | ||||||
(0.8) | (0.8) | (1.5) | (1.0) | (1.2) | (1.4) | (1.3) | (1.8) | (1.5) | (1.2) | ||||||||
2. | Balances with RBI | 24426 | 16843 | 3934 | 8168 | 38917 | 34496 | 3712 | 4353 | 6533 | 6892 | ||||||
(12.0) | (6.9) | (8.4) | (7.7) | (12.5) | (10.1) | (13.5) | (12.5) | (11.8) | (10.1) | ||||||||
3. | Balances with banks in India | 4604 | 18150 | 2884 | 2990 | 6239 | 14245 | 1153 | 4788 | 668 | 823 | ||||||
(2.3) | (7.5) | (6.2) | (2.8) | (2.0) | (4.2) | (4.2) | (13.8) | (1.2) | (1.2) | ||||||||
4. | Money at call and short notice | 278 | 95 | 2200 | - | 12445 | 5730 | 2275 | 600 | - | - | ||||||
(0.1) | - | (4.7) | - | (4.0) | (1.7) | (8.2) | (1.7) | - | - | ||||||||
5. | Balances with banks outside India | 3471 | 2784 | 1144 | 2957 | 1302 | 95 | - | - | 28 | 29 | ||||||
6. | Investments | 50543 | 62764 | 9054 | 45494 | 88867 | 111037 | 10216 | 13092 | 22592 | 29916 | ||||||
(24.8) | (25.8) | (19.4) | (43.1) | (28.5) | (32.6) | (37.0) | (37.7) | (40.7) | (43.8) | ||||||||
6.A. | Investments in India | 50543 | 62764 | 9054 | 45494 | 88867 | 111037 | 10216 | 13092 | 22592 | 29916 | ||||||
(i) | Government securities | 40453 | 46754 | 5144 | 23455 | 47277 | 60612 | 4992 | 6889 | 11682 | 13328 | ||||||
(ii) | Other approved securities | 3270 | 4045 | - | - | 23485 | 23964 | 1994 | 2342 | 2430 | 2636 | ||||||
(iii) | Shares | 1410 | 912 | - | 664 | 2496 | 1861 | 9 | 8 | 177 | 156 | ||||||
(iv) | Debentures and Bonds | 4770 | 10938 | 3910 | 19582 | 13137 | 14781 | 715 | 665 | 110 | 240 | ||||||
(v) | Subsidiaries and joint ventures | - | - | - | - | 1231 | 770 | - | - | - | - | ||||||
(vi) | Others | 639 | 116 | - | 1794 | 1240 | 9050 | 2506 | 3188 | 8192 | 13556 | ||||||
6.B. | Investments outside India | - | - | - | - | - | - | - | - | - | - | ||||||
(i) | Government securities | - | - | - | - | - | - | - | - | - | - | ||||||
(ii) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | ||||||
(iii) | Others | - | - | - | - | - | - | - | - | - | - | ||||||
7. | Advances | 99701 | 114818 | 22130 | 36499 | 136099 | 149829 | 8156 | 9026 | 15280 | 19503 | ||||||
(48.8) | (47.2) | (47.4) | (34.6) | (43.7) | (44.0) | (29.6) | (26.0) | (27.6) | (28.6) | ||||||||
7.1. | Bills purchased and discounted | 27670 | 38131 | 5364 | 12293 | 19482 | 16406 | 99 | 98 | 2575 | 4066 | ||||||
7.2. | Cash credits, overdrafts & loans | 35875 | 37597 | 10179 | 14631 | 82512 | 85604 | - | 8928 | 10045 | 11654 | ||||||
7.3. | Term loans | 36156 | 39090 | 6586 | 9575 | 34104 | 47819 | 8057 | - | 2660 | 3782 | ||||||
8. | Fixed Assets | 8376 | 12289 | 3723 | 5032 | 9254 | 9312 | 89 | 85 | 1070 | 1058 | ||||||
8.1. | Premises | (4.1) | (5.1) | (8.0) | (4.8) | (3.0) | (2.7) | (0.3) | (0.2) | (1.9) | (1.5) | ||||||
8.2. | Other Fixed assets | 7383 | 9193 | 3592 | 4800 | 6412 | 6033 | 80 | 77 | 196 | 228 | ||||||
9. | Other Assets | 11068 | 13387 | 919 | 3287 | 14768 | 11072 | 1638 | 2129 | 8430 | 9264 | ||||||
(5.4) | (5.5) | (2.0) | (3.1) | (4.7) | (3.3) | (5.9) | (6.1) | (15.2) | (13.6) | ||||||||
9.1. | Inter - office adjustments (net) | 3394 | 3269 | - | 652 | 3532 | - | 58 | - | - | - | ||||||
9.2. | Interest accrued | 2121 | 2498 | 362 | 1011 | 3960 | 3066 | 540 | 905 | 949 | 2051 | ||||||
9.3. | Tax paid | 2439 | 1822 | 93 | 769 | 135 | 4470 | 371 | 579 | 992 | 1206 | ||||||
9.4. | Stationery and Stamps | 75 | 68 | 6 | 34 | - | 158 | 19 | 20 | 35 | 42 | ||||||
9.5. | Others | 3039 | 5730 | | 457 | 820 | | 7142 | 3378 | | 650 | 625 | | 6454 | 5965 | ||
Total Assets | 204193 | 243124 | 46681 | 105432 | 311581 | 340598 | 27599 | 34690 | 55450 | 68277 | |||||||
| | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
Note | : | Figures in brackets indicate percent share in total. |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |
Table 48 : Liabilities and Assets of Scheduled Commercial |
OTHER SCHEDULED COMMERCIAL BANKS |
| | | | | | | | | | | | | | (Amount in Rs. lakh) | |||
As on 31st March | |||||||||||||||||
Bharat Overseas | Catholic Syrian Bank | Centurian Bank | City Union Bank | Development Credit | |||||||||||||
Bank | | | | Bank | |||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | |||
| | | | (11) | (12) | | (13) | (14) | | (15) | (16) | | (17) | (18) | | (19) | (20) |
1. | Capital | 525 | 525 | 540 | 541 | 10125 | 10125 | 540 | 540 | 1656 | 1637 | ||||||
(0.6) | (0.5) | (0.4) | (0.3) | (28.5) | (7.8) | (0.7) | (0.6) | (1.8) | (1.3) | ||||||||
2. | Reserves and Surplus | 3706 | 4814 | 2018 | 2400 | 1085 | 1931 | 2353 | 3275 | 15718 | 17311 | ||||||
(4.6) | (4.9) | (1.3) | (1.4) | (3.1) | (1.5) | (3.2) | (3.6) | (17.2) | (13.6) | ||||||||
2.1. | Statutory Reserves | 1059 | 1359 | 1086 | 1209 | 217 | 528 | 1700 | 2500 | 1050 | 2500 | ||||||
2.2. | Capital Reserves | - | 187 | 716 | 895 | - | - | 2 | 2 | 2933 | 2778 | ||||||
2.3. | Share Premium | - | - | - | - | - | - | 240 | 240 | 2689 | 2707 | ||||||
2.4. | Revenue and other Reserves | 2595 | 3213 | 201 | 222 | - | - | 411 | 533 | 6650 | 9298 | ||||||
2.5. | Balance of Profit | 52 | 55 | 15 | 75 | 868 | 1404 | - | - | 2396 | 29 | ||||||
3. | Deposits | 68446 | 82085 | 138072 | 152772 | 21527 | 103155 | 57205 | 78787 | 68850 | 102235 | ||||||
(84.1) | (84.4) | (89.8) | (90.1) | (60.6) | (79.6) | (78.9) | (87.0) | (75.3) | (80.2) | ||||||||
3.1. | Demand Deposits | 9727 | 8833 | 14037 | 12417 | 1387 | 3603 | 9097 | 10940 | 13226 | 15112 | ||||||
(i) | From Banks | 356 | 29 | 179 | 146 | 3 | 126 | 39 | 15 | 42 | 102 | ||||||
(ii) | From Others | 9371 | 8804 | 13858 | 12271 | 1384 | 3477 | 9057 | 10925 | 13184 | 15010 | ||||||
3.2. | Savings Deposits | 11720 | 12044 | 22382 | 24394 | 563 | 1871 | 8067 | 9157 | 13959 | 12371 | ||||||
3.3. | Term Deposits | 46999 | 61208 | 101652 | 115961 | 19576 | 97681 | 40041 | 58689 | 41665 | 74753 | ||||||
(i) | From Banks | - | 1276 | 5618 | 275 | 5978 | 55804 | 144 | 71 | 4956 | 25715 | ||||||
(ii) | From Others | 46999 | 59932 | 96035 | 115686 | 13599 | 41877 | 39897 | 58618 | 36710 | 49038 | ||||||
3.A. | Deposits of branches in India | 51201 | 64449 | 138072 | 152772 | 21527 | 103155 | 57205 | 78787 | 68850 | 102235 | ||||||
3.B. | Deposits of branches outside India | 17245 | 17636 | - | - | - | - | - | - | - | - | ||||||
4. | Borrowings | 1950 | 2806 | 8419 | 7746 | 664 | 6457 | 9428 | 3118 | 294 | 306 | ||||||
(2.4) | (2.9) | (5.5) | (4.6) | (1.9) | (5.0) | (13.0) | (3.4) | (0.3) | (0.2) | ||||||||
4.1. | Borrowings in India | 1885 | 1114 | 8383 | 7674 | 663 | 6292 | 9095 | 2690 | 294 | 306 | ||||||
(i) | From Reserve Bank of India | 853 | - | 2169 | - | 663 | - | 3035 | - | - | - | ||||||
(ii) | From other Banks | 1032 | 1000 | 1000 | 1009 | - | 3500 | 3700 | - | - | - | ||||||
(iii) | From other Institutions and Agencies | - | 114 | 5215 | 6665 | - | 2792 | 2360 | 2690 | 294 | 306 | ||||||
4.2. | Borrowings outside India | 66 | 1692 | 36 | 72 | 1 | 165 | 333 | 428 | - | - | ||||||
5. | Other liabilities | 6768 | 7048 | 4707 | 6097 | 2132 | 7855 | 2987 | 4854 | 4890 | 5991 | ||||||
(8.3) | (7.2) | (3.1) | (3.6) | (6.0) | (6.1) | (4.1) | (5.4) | (5.3) | (4.7) | ||||||||
5.1. | Bills Payable | 975 | 760 | 754 | 760 | 574 | 2159 | 270 | 3186 | 1675 | 1775 | ||||||
5.2. | Inter-office Adjustments | 1598 | 1798 | 358 | 820 | - | - | 1180 | 109 | - | - | ||||||
5.3. | Interest Accrued | 744 | 714 | 1361 | 1284 | 560 | 1808 | 269 | 461 | 531 | 1132 | ||||||
5.4. | Others (including provisions) | 3450 | 3776 | | 2233 | 3234 | | 999 | 3888 | | 1268 | 1099 | | 2684 | 3083 | ||
Total Liabilities | 81395 | 97278 | 153756 | 169556 | 35532 | 129524 | 72513 | 90574 | 91407 | 127479 | |||||||
| | | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
| | | | | | | | | | | | | | (Amount in Rs. lakh) | |||
As on 31st March | |||||||||||||||||
Bharat Overseas | Catholic Syrian Bank | Centurian Bank | City Union Bank | Development Credit | |||||||||||||
Bank | | | | Bank | |||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | |||
| | | | (11) | (12) | | (13) | (14) | | (15) | (16) | | (17) | (18) | | (19) | (20) |
1. | Cash in hand | 435 | 630 | 1977 | 2055 | 77 | 231 | 2595 | 3344 | 1121 | 1393 | ||||||
(0.5) | (0.6) | (1.3) | (1.2) | (0.2) | (0.2) | (3.6) | (3.7) | (1.2) | (1.1) | ||||||||
2. | Balances with RBI | 7104 | 4771 | 16370 | 10939 | 2563 | 10523 | 8016 | 7865 | 8614 | 14183 | ||||||
(8.7) | (4.9) | (10.6) | (6.5) | (7.2) | (8.1) | (11.1) | (8.7) | (9.4) | (11.1) | ||||||||
3. | Balances with banks in India | 5075 | 9270 | 820 | 2599 | 1905 | 313 | 2435 | 3930 | 2529 | 4280 | ||||||
(6.2) | (9.5) | (0.5) | (1.5) | (5.4) | (0.2) | (3.4) | (4.3) | (2.8) | (3.4) | ||||||||
4. | Money at call and short notice | 2916 | 3919 | - | - | 1414 | - | - | - | 3400 | - | ||||||
(3.6) | (4.0) | - | - | (4.0) | - | - | - | (3.7) | - | ||||||||
5. | Balances with banks outside India | 2827 | 8217 | - | - | 12 | 1348 | 1095 | 1212 | - | 693 | ||||||
6. | Investments | 18608 | 21544 | 41617 | 48144 | 5722 | 34439 | 16641 | 23010 | 21094 | 33260 | ||||||
(22.9) | (22.1) | (27.1) | (28.4) | (16.1) | (26.6) | (22.9) | (25.4) | (23.1) | (26.1) | ||||||||
6.A. | Investments in India | 16483 | 18967 | 41617 | 48144 | 5722 | 34439 | 16641 | 23010 | 21094 | 33260 | ||||||
(i) | Government securities | 12350 | 14526 | 25730 | 30812 | 4389 | 29877 | 11790 | 15082 | 15603 | 25267 | ||||||
(ii) | Other approved securities | 1924 | 1914 | 6118 | 6248 | - | 25 | 3726 | 3791 | 2731 | 2650 | ||||||
(iii) | Shares | 44 | 3 | 641 | 784 | 2 | - | 290 | 267 | - | 764 | ||||||
(iv) | Debentures and Bonds | 2084 | 2444 | 3277 | 6685 | 111 | 1681 | 640 | 3294 | 2192 | 3928 | ||||||
(v) | Subsidiaries and joint ventures | - | - | - | - | - | - | 194 | - | - | - | ||||||
(vi) | Others | 81 | 81 | 5852 | 3616 | 1220 | 2856 | - | 576 | 569 | 650 | ||||||
6.B. | Investments outside India | 2125 | 2577 | - | - | - | - | - | - | - | 1 | ||||||
(i) | Government securities | 2125 | 2577 | - | - | - | - | - | - | - | - | ||||||
(ii) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | ||||||
(iii) | Others | - | - | - | - | - | - | - | - | - | 1 | ||||||
7. | Advances | 39922 | 43894 | 83361 | 95507 | 18778 | 73521 | 38526 | 47641 | 41991 | 61163 | ||||||
(49.0) | (45.1) | (54.2) | (56.3) | (52.8) | (56.8) | (53.1) | (52.6) | (45.9) | (48.0) | ||||||||
7.1. | Bills purchased and discounted | 4534 | 7259 | 5637 | 6366 | 14648 | 53527 | 3631 | 6553 | 3001 | 15389 | ||||||
7.2. | Cash credits, overdrafts & loans | 28213 | 27722 | 42122 | 45957 | 3430 | 8530 | 26006 | 30620 | 17742 | 26056 | ||||||
7.3. | Term loans | 7174 | 8913 | 35602 | 43184 | 699 | 11464 | 8890 | 10468 | 21247 | 19719 | ||||||
8. | Fixed Assets | 619 | 644 | 3835 | 3813 | 2691 | 5651 | 1084 | 1338 | 8685 | 10387 | ||||||
(0.8) | (0.7) | (2.5) | (2.2) | (7.6) | (4.4) | (1.5) | (1.5) | (9.5) | (8.1) | ||||||||
8.1. | Premises | 265 | 303 | 881 | 875 | 1166 | 2378 | 392 | 649 | 5016 | 5982 | ||||||
8.2. | Other Fixed assets | 354 | 341 | 2954 | 2937 | 1525 | 3274 | 692 | 689 | 3669 | 4405 | ||||||
9. | Other Assets | 3889 | 4389 | 5774 | 6499 | 2372 | 3498 | 2121 | 2234 | 3973 | 2119 | ||||||
(4.8) | (4.5) | (3.8) | (3.8) | (6.7) | (2.7) | (2.9) | (2.5) | (4.3) | (1.7) | ||||||||
9.1. | Inter - office adjustments (net) | - | - | - | - | - | - | - | - | 349 | 61 | ||||||
9.2. | Interest accrued | 638 | 733 | 3017 | 4046 | 313 | 982 | 720 | 814 | 840 | 1070 | ||||||
9.3. | Tax paid | 1749 | 2305 | 1542 | 1334 | 98 | 899 | 439 | 632 | 38 | 17 | ||||||
9.4. | Stationery and Stamps | 81 | 84 | 62 | 95 | 9 | 13 | 21 | 27 | 16 | 21 | ||||||
9.5. | Others | 1421 | 1267 | | 1154 | 1024 | | 1953 | 1605 | | 941 | 760 | | 2730 | 950 | ||
Total Assets | 81395 | 97278 | 153756 | 169556 | 35532 | 129524 | 72513 | 90574 | 91407 | 127479 | |||||||
| | | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
Note | : | Figures in brackets indicate percent share in total. |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |