OTHER SCHEDULED COMMERCIAL BANKS

(Amount in Rs. lakh)

As on 31st March

Karur Vysya

Lakshmi Vilas

Lord Krishna

Nainital

Nedungadi

Items

Bank

Bank

Bank

Bank

Bank

1998

1999

1998

1999

1998

1999

1998

1999

1998

1999

(41)

(42)

(43)

(44)

(45)

(46)

(47)

(48)

(49)

(50)

1.

Capital

600

600

1151

1151

1372

1947

100

250

1020

1020

(0.2)

(0.2)

(0.7)

(0.6)

(1.7)

(2.5)

(0.3)

(0.6)

(1.1)

(0.8)

2.

Reserves and Surplus

15529

18866

8361

8972

1470

2039

945

1411

2667

3053

(6.2)

(6.0)

(5.1)

(4.8)

(1.8)

(2.6)

(2.7)

(3.4)

(2.9)

(2.3)

2.1.

Statutory Reserves

5303

6420

4397

5182

739

817

297

402

747

997

2.2.

Capital Reserves

477

73

511

80

17

17

236

228

128

126

2.3.

Share Premium

500

500

1442

1442

-

523

-

150

1360

1360

2.4.

Revenue and other Reserves

9246

11869

1990

2240

674

674

411

614

408

540

2.5.

Balance of Profit

3

4

22

29

41

9

1

16

24

29

3.

Deposits

213785

253793

141893

159101

67280

66777

32819

38372

83456

118288

(84.7)

(81.3)

(86.1)

(84.7)

(84.0)

(84.3)

(94.1)

(92.7)

(89.5)

(90.5)

3.1.

Demand deposits

21344

28282

19728

24615

4515

4543

3648

4435

6152

7103

(i) From banks

916

1005

711

1574

650

321

126

152

4

5

(ii) From others

20428

27277

19018

23041

3865

4222

3522

4283

6148

7099

3.2.

Savings bank deposits

16643

21660

14913

19024

5390

5958

11984

14734

12684

15395

3.3.

Term deposits

175798

203851

107251

115462

57375

56276

17186

19203

64620

95790

(i) From banks

19210

30867

17776

4668

1632

1049

691

75

4053

16685

(ii) From others

156588

172984

89475

110793

55743

55227

16495

19128

60567

79105

3.A.

Deposits of branches in India

213785

253793

141893

159101

67280

66777

32819

38372

83456

118288

3.B.

Deposits of branches outside India

-

-

-

-

-

-

-

-

-

-

4.

Borrowings

8213

23532

4838

6944

4835

3239

4

2

1295

2496

(3.3)

(7.5)

(2.9)

(3.7)

(6.0)

(4.1)

(-)

(-)

(1.4)

(1.9)

4.1.

Borrowings in India

7463

20918

4826

6944

4835

3239

4

2

893

2496

(i) From Reserve Bank of India

-

5870

-

-

-

-

-

-

-

1903

(ii) From other banks

-

1001

-

1

24

-

-

-

11

1

(iii) From other institutions and agencies

7462

14047

4826

6943

4811

3239

4

2

882

592

4.2.

Borrowings outside India

751

2614

12

-

-

-

-

-

402

-

5.

Other liabilities

14275

15274

8530

11581

5161

5168

1018

1338

4784

5920

(5.7)

(4.9)

(5.2)

(6.2)

(6.4)

(6.5)

(2.9)

(3.2)

(5.1)

(4.5)

5.1.

Bills payable

4919

7955

2301

3032

887

528

461

477

742

756

5.2.

Inter-office adjustments

3902

1602

1233

1230

1413

1818

-

2

325

1263

5.3.

Interest accrued

1930

2346

458

3276

522

566

235

308

1019

1070

5.4.

Others (including provisions)

3524

3372

4538

4043

2339

2257

321

551

2698

2831

Total Liabilities

252402

312065

164773

187749

80117

79170

34886

41373

93221

130777

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

1.

Cash in hand

2847

2409

2038

2483

698

704

408

438

1085

1337

(1.1)

(0.8)

(1.2)

(1.3)

(0.9)

(0.9)

(1.2)

(1.1)

(1.2)

(1.0)

2.

Balances with RBI

22114

23123

15637

17068

5767

10630

4187

4208

8546

10641

(8.8)

(7.4)

(9.5)

(9.1)

(7.2)

(13.4)

(12.0)

(10.2)

(9.2)

(8.1)

3.

Balances with banks in India

18710

22097

13700

7176

4204

2188

9551

9727

1806

954

(7.4)

(7.1)

(8.3)

(3.8)

(5.2)

(2.8)

(27.4)

(23.5)

(1.9)

(0.7)

4.

Money at call and short notice

4000

-

-

-

3000

1000

-

70

-

-

(1.6)

(-)

(-)

(-)

(3.7)

(1.3)

(-)

(0.2)

(-)

(-)

5.

Balances with banks outside India

350

2559

-

211

-

-

-

-

16

112

(0.1)

(0.8)

(-)

(0.1)

(-)

(-)

(-)

(-)

(-)

(0.1)

6.

Investments

76762

101904

49406

59209

24105

24685

11791

16421

28514

47744

(30.4)

(32.7)

(30.0)

(31.5)

(30.1)

(31.2)

(33.8)

(39.7)

(30.6)

(36.5)

6.A.

Investments in India

76762

101904

49406

59209

24105

24685

11791

16421

28514

47744

(i) Government securities

53731

69078

26109

33160

15362

14494

8680

11880

20651

35519

(ii)Other approved securities

5030

4853

5073

4603

2671

2660

499

532

2332

2452

(iii) Shares

1747

1857

718

1381

572

536

28

27

339

530

(iv) Debentures and bonds

16139

25993

17410

17936

5430

6990

1981

3408

4272

8110

(v) Subsidiaries and joint ventures

-

-

-

-

-

-

-

-

920

-

(vi) Others

114

124

95

2130

70

6

603

574

-

1132

6.B.

Investments outside India

-

-

-

-

-

-

-

-

-

-

(i) Government securities

-

-

-

-

-

-

-

-

-

-

(ii) Subsidiaries and joint ventures

-

-

-

-

-

-

-

-

-

-

(iii) Others

-

-

-

-

-

-

-

-

-

-

7.

Advances

115470

144788

75791

90943

39361

36764

7341

8754

49291

64484

(45.7)

(46.4)

(46.0)

(48.4)

(49.1)

(46.4)

(21.0)

(21.2)

(52.9)

(49.3)

7.1.

Bills purchased and discounted

16959

21493

11837

16144

3047

2143

176

159

3660

5934

7.2.

Cash credits, overdrafts & loans

62299

77066

41385

50371

28809

27833

7165

8595

32404

39274

7.3.

Term loans

36212

46229

22569

24428

7505

6787

-

-

13227

19275

Priority sector advances included in 7.

44977

54986

24288

33038

8628

8618

3906

4416

15560

24536

8.

Fixed Assets

4368

4389

2827

2866

1214

988

343

350

778

1300

(1.7)

(1.4)

(1.7)

(1.5)

(1.5)

(1.2)

(1.0)

(0.8)

(0.8)

(1.0)

8.1.

Premises

727

3221

1094

1235

2

518

266

261

378

541

8.2.

Fixed assets under construction

-

-

-

-

-

-

-

-

-

-

8.3.

Other fixed assets

3640

1168

1733

1631

1211

471

77

89

400

760

9.

Other Assets

7781

10796

5374

7793

1770

2212

1265

1405

3185

4206

(3.1)

(3.5)

(3.3)

(4.2)

(2.2)

(2.8)

(3.6)

(3.4)

(3.4)

(3.2)

9.1.

Inter - office adjustments (net)

-

-

-

-

-

-

-

-

-

-

9.2.

Interest accrued

2300

3715

1537

1820

791

776

744

1006

1174

2248

9.3.

Tax paid

2992

2292

3082

4022

257

559

177

206

642

1031

9.4.

Stationery and stamps

99

129

59

60

31

40

2

2

56

67

9.5.

Others

2389

4660

696

1891

692

836

342

191

1313

860

Total Assets

252402

312065

164773

187749

80117

79170

34886

41373

93221

130777

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Note

: Figures in bracket indicate percent share in total.

-

: Nil or negligible.

Source

: Annual accounts of banks.

OTHER SCHEDULED COMMERCIAL BANKS

(Amount in Rs. lakh)

As on 31st March

Ratnakar Bank

Sangli Bank

SBI Commercial &

South Indian

Tamilnad

Items

Intl. Bank

Bank

Mercantile Bank

1998

1999

1998

1999

1998

1999

1998

1999

1998

1999

(51)

(52)

(53)

(54)

(55)

(56)

(57)

(58)

(59)

(60)

1.

Capital

239

295

857

876

10000

10000

1928

3548

28

28

(0.7)

(0.8)

(0.7)

(0.7)

(15.8)

(16.6)

(0.6)

(1.0)

(-)

(-)

2.

Reserves and Surplus

1080

1348

4421

4315

589

1570

9334

12802

15107

18587

(3.3)

(3.4)

(3.8)

(3.4)

(0.9)

(2.6)

(3.0)

(3.6)

(7.9)

(7.6)

2.1.

Statutory Reserves

610

735

818

925

283

480

2492

2644

4664

5771

2.2.

Capital Reserves

21

2

130

3

-

-

1930

1277

206

-

2.3.

Share Premium

40

65

-

-

-

-

2869

6426

-

-

2.4.

Revenue and other Reserves

360

470

3469

3387

-

17

2027

2421

10224

12811

2.5.

Balance of Profit

49

76

3

-

305

1074

16

34

13

5

3.

Deposits

27407

33753

107058

116029

43262

43276

273827

312256

160445

205595

(83.4)

(86.1)

(92.3)

(92.4)

(68.2)

(71.9)

(89.4)

(87.2)

(83.5)

(84.1)

3.1.

Demand deposits

3092

3239

20396

16558

1770

1665

16882

19284

29984

39802

(i) From banks

63

146

440

457

244

244

137

253

92

380

(ii) From others

3029

3094

19956

16102

1526

1420

16745

19032

29893

39422

3.2.

Savings bank deposits

3756

4677

25291

27740

638

839

37060

48270

17178

22993

3.3.

Term deposits

20560

25837

61370

71730

40854

40773

219885

244702

113284

142800

(i) From banks

601

473

702

3000

-

532

1878

227

1191

858

(ii) From others

19958

25364

60668

68730

40854

40241

218007

244475

112093

141942

3.A.

Deposits of branches in India

27407

33753

107058

116029

43262

43276

273827

312256

160445

205595

3.B.

Deposits of branches outside India

-

-

-

-

-

-

-

-

-

-

4.

Borrowings

1320

899

248

173

4500

2382

2993

10754

5374

5638

(4.0)

(2.3)

(0.2)

(0.1)

(7.1)

(4.0)

(1.0)

(3.0)

(2.8)

(2.3)

4.1.

Borrowings in India

1320

899

196

135

4500

2382

2821

10165

5374

5638

(i) From Reserve Bank of India

-

-

-

-

4500

2382

-

8375

-

-

(ii) From other banks

800

-

-

2

-

-

-

-

-

-

(iii) From other institutions and agencies

520

899

196

133

-

-

2821

1790

5374

5638

4.2.

Borrowings outside India

-

-

52

38

-

-

172

590

-

-

5.

Other liabilities

2829

2917

3427

4151

5118

2975

18327

18848

11292

14696

(8.6)

(7.4)

(3.0)

(3.3)

(8.1)

(4.9)

(6.0)

(5.3)

(5.9)

(6.0)

5.1.

Bills payable

1228

1211

1053

1020

170

108

3968

4258

7633

9848

5.2.

Inter-office adjustments

-

-

-

678

-

-

1781

926

-

-

5.3.

Interest accrued

317

421

831

981

573

635

2829

3521

1676

2927

5.4.

Others (including provisions)

1284

1285

1543

1472

4376

2232

9749

10143

1983

1921

Total Liabilities

32875

39212

116009

125543

63469

60204

306409

358209

192247

244544

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

1.

Cash in hand

592

441

3437

1960

81

65

3044

3189

3924

6125

(1.8)

(1.1)

(3.0)