Table 49 : Liabilities and Assets of Regional Rural Banks - 1997-98 (Part 1 of 17) - আরবিআই - Reserve Bank of India
Table 49 : Liabilities and Assets of Regional Rural Banks - 1997-98
(Part 1 of 17)
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(Amount in Rs. lakh) |
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As on 31st March |
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Adhiyaman |
Akola |
Alaknanda |
Aligarh Gramin |
Allahabad Kshetriya |
Alwar Bharatpur |
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Items |
Gramin Bank |
Gramin Bank |
Gramin Bank |
Bank |
Gramin Bank |
Gramin Bank |
||||||||
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
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(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
(9) |
(10) |
(11) |
(12) |
1. |
Capital |
373 |
373 |
100 |
100 |
100 |
100 |
96 |
100 |
100 |
100 |
88 |
100 |
|
(9.9) |
(8.6) |
(2.0) |
(2.0) |
(2.1) |
(1.6) |
(0.4) |
(0.4) |
(0.6) |
(0.5) |
(0.9) |
(0.8) |
|||
2. |
Reserves and Surplus |
- |
- |
- |
- |
- |
- |
1506 |
1772 |
- |
- |
- |
- |
|
- |
- |
- |
- |
- |
- |
(6.4) |
(6.3) |
- |
- |
- |
- |
|||
3. |
Deposits |
2158 |
2920 |
3264 |
3290 |
3686 |
4732 |
16386 |
21480 |
14556 |
18291 |
8984 |
10447 |
|
(57.2) |
(67.3) |
(66.2) |
(66.0) |
(77.5) |
(76.9) |
(69.5) |
(76.1) |
(88.2) |
(87.5) |
(88.7) |
(86.8) |
|||
3.1. |
Demand deposits |
58 |
58 |
107 |
97 |
71 |
139 |
420 |
482 |
697 |
898 |
452 |
600 |
|
3.2. |
Savings bank deposits |
890 |
1435 |
2022 |
1776 |
1589 |
2081 |
5749 |
7812 |
6965 |
8923 |
3103 |
3929 |
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3.3. |
Term deposits |
1209 |
1427 |
1135 |
1416 |
2027 |
2512 |
10217 |
13186 |
6894 |
8470 |
5429 |
5918 |
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4. |
Borrowings |
1057 |
792 |
695 |
659 |
312 |
430 |
4095 |
3661 |
829 |
723 |
557 |
900 |
|
(28.0) |
(18.3) |
(14.1) |
(13.2) |
(6.5) |
(7.0) |
(17.4) |
(13.0) |
(5.0) |
(3.5) |
(5.5) |
(7.5) |
|||
4.1. |
From banks* |
1057 |
187 |
134 |
117 |
30 |
27 |
618 |
668 |
- |
- |
46 |
43 |
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4.2. |
From others |
- |
605 |
561 |
542 |
282 |
403 |
3476 |
2993 |
829 |
723 |
511 |
857 |
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5. |
Other liabilities |
186 |
251 |
873 |
935 |
659 |
891 |
1487 |
1202 |
1012 |
1782 |
496 |
586 |
|
(4.9) |
(5.8) |
(17.7) |
(18.8) |
(13.9) |
(14.5) |
(6.3) |
(4.3) |
(6.1) |
(8.5) |
(4.9) |
(4.9) |
|||
5.1. |
Bills Payable |
- |
- |
1 |
5 |
27 |
16 |
121 |
205 |
37 |
26 |
27 |
46 |
|
5.2. |
Inter-office adjustments |
- |
14 |
- |
- |
4 |
15 |
708 |
205 |
65 |
790 |
51 |
57 |
|
5.3. |
Interest accrued |
24 |
31 |
31 |
41 |
378 |
497 |
97 |
75 |
71 |
96 |
17 |
23 |
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5.4. |
Others (including provisions) |
162 |
207 |
841 |
888 |
250 |
363 |
560 |
717 |
839 |
870 |
401 |
460 |
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Total Liabilities |
3775 |
4337 |
4932 |
4984 |
4757 |
6152 |
23570 |
28214 |
16497 |
20896 |
10125 |
12033 |
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1. |
Cash in hand |
45 |
41 |
84 |
66 |
47 |
71 |
440 |
501 |
188 |
208 |
169 |
220 |
|
(1.2) |
(1.0) |
(1.7) |
(1.3) |
(1.0) |
(1.2) |
(1.9) |
(1.8) |
(1.1) |
(1.0) |
(1.7) |
(1.8) |
|||
2. |
Balances with RBI |
64 |
89 |
90 |
102 |
123 |
155 |
510 |
645 |
460 |
600 |
268 |
323 |
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(1.7) |
(2.0) |
(1.8) |
(2.0) |
(2.6) |
(2.5) |
(2.2) |
(2.3) |
(2.8) |
(2.9) |
(2.6) |
(2.7) |
|||
3. |
Balances with banks in India |
1096 |
1261 |
1447 |
1332 |
2508 |
3359 |
6171 |
6822 |
4416 |
6062 |
2442 |
2980 |
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(29.0) |
(29.1) |
(29.3) |
(26.7) |
(52.7) |
(54.6) |
(26.2) |
(24.2) |
(26.8) |
(29.0) |
(24.1) |
(24.8) |
|||
4. |
Money at call and short notice |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|||
5. |
Investments |
80 |
187 |
- |
- |
629 |
632 |
6305 |
10190 |
2842 |
3814 |
1780 |
2363 |
|
(2.1) |
(4.3) |
- |
- |
(13.2) |
(10.3) |
(26.8) |
(36.1) |
(17.2) |
(18.3) |
(17.6) |
(19.6) |
|||
6. |
Advances |
2177 |
2514 |
1927 |
2040 |
770 |
1001 |
8004 |
8814 |
4580 |
4163 |
2365 |
3036 |
|
(57.7) |
(58.0) |
(39.1) |
(40.9) |
(16.2) |
(16.3) |
(34.0) |
(31.2) |
(27.8) |
(19.9) |
(23.4) |
(25.2) |
|||
6.1. |
Bills purchased and discounted |
29 |
1 |
39 |
1 |
- |
- |
2 |
- |
1 |
1 |
- |
1 |
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6.2. |
Cash credits, overdrafts & loans |
1626 |
1888 |
455 |
481 |
263 |
290 |
3454 |
2863 |
231 |
202 |
703 |
762 |
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6.3. |
Term loans |
522 |
625 |
1432 |
1559 |
507 |
711 |
4547 |
5951 |
4349 |
3961 |
1661 |
2273 |
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7. |
Fixed Assets |
13 |
16 |
9 |
11 |
7 |
7 |
30 |
35 |
31 |
33 |
16 |
18 |
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(0.4) |
(0.4) |
(0.2) |
(0.2) |
(0.1) |
(0.1) |
(0.1) |
(0.1) |
(0.2) |
(0.2) |
(0.2) |
(0.1) |
|||
8. |
Other Assets |
299 |
228 |
1375 |
1432 |
674 |
926 |
2110 |
1207 |
3980 |
6016 |
3086 |
3094 |
|
(7.9) |
(5.3) |
(27.9) |
(28.7) |
(14.2) |
(15.1) |
(9.0) |
(4.3) |
(24.1) |
(28.8) |
(30.5) |
(25.7) |
|||
8.1. |
Inter - office adjustments (net) |
- |
- |
131 |
24 |
258 |
- |
- |
- |
- |
- |
- |
- |
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8.2. |
Interest accrued |
9 |
13 |
- |
- |
- |
585 |
517 |
572 |
- |
- |
145 |
165 |
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8.3. |
Others |
290 |
215 |
1244 |
1409 |
416 |
341 |
1593 |
635 |
3980 |
6016 |
2941 |
2928 |
Total Assets |
3775 |
4337 |
4932 |
4984 |
4757 |
6152 |
23570 |
28214 |
16497 |
20896 |
10125 |
12033 |
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(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
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(Amount in Rs. lakh) |
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As on 31st March |
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Ambala Kurukshetra |
Aravali Kshetriya |
Arunachal Pradesh |
Aurangabad Jalana |
Avadh |
Baitarani Gramya |
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Items |
Gramin Bank |
Gramin Bank |
Rural Bank |
Gramin Bank |
Gramin Bank |
Bank |
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1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
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|
(13) |
(14) |
(15) |
(16) |
(17) |
(18) |
(19) |
(20) |
(21) |
(22) |
(23) |
(24) |
1. |
Capital |
88 |
96 |
96 |
100 |
311 |
311 |
545 |
545 |
100 |
100 |
100 |
100 |
|
(1.2) |
(1.0) |
(1.9) |
(1.5) |
(15.1) |
(11.0) |
(4.2) |
(4.5) |
(0.4) |
(0.3) |
(0.9) |
(0.7) |
|||
2. |
Reserves and Surplus |
- |
- |
-2028 |
-2063 |
- |
- |
- |
- |
164 |
678 |
- |
- |
|
- |
- |
(-40.9) |
(-33.3) |
- |
- |
- |
- |
(0.7) |
(2.2) |
- |
- |
|||
3. |
Deposits |
5518 |
6832 |
5972 |
7669 |
1438 |
2019 |
9265 |
8091 |
21712 |
27424 |
8046 |
10501 |
|
(74.0) |
(72.9) |
(120.6) |
(112.2) |
(69.8) |
(71.5) |
(71.5) |
(66.2) |
(86.6) |
(87.1) |
(72.2) |
(76.3) |
|||
3.1. |
Demand deposits |
52 |
18 |
363 |
454 |
65 |
147 |
2452 |
578 |
859 |
1603 |
75 |
128 |
|
3.2. |
Savings bank deposits |
1658 |
1968 |
1647 |
2461 |
816 |
1052 |
4840 |
5375 |
10522 |
13410 |
3344 |
4441 |
|
3.3. |
Term deposits |
3808 |
4846 |
3962 |
4754 |
558 |
820 |
1973 |
2137 |
10331 |
12411 |
4627 |
5932 |
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4. |
Borrowings |
1106 |
1500 |
711 |
1091 |
151 |
324 |
1903 |
2160 |
1768 |
1768 |
1731 |
1729 |
|
(14.8) |
(16.0) |
(14.3) |
(16.0) |
(7.3) |
(11.5) |
(14.7) |
(17.7) |
(7.0) |
(5.6) |
(15.5) |
(12.6) |
|||
4.1. |
From banks* |
81 |
93 |
18 |
32 |
- |
- |
268 |
299 |
173 |
143 |
240 |
136 |
|
4.2. |
From others |
1025 |
1407 |
693 |
1059 |
151 |
324 |
1635 |
1860 |
1595 |
1626 |
1541 |
1593 |
|
5. |
Other liabilities |
742 |
942 |
203 |
243 |
161 |
172 |
1241 |
1422 |
1335 |
1501 |
1270 |
1434 |
|
(10.0) |
(10.1) |
(4.1) |
(3.6) |
(7.8) |
(6.1) |
(9.6) |
(11.6) |
(5.3) |
(4.8) |
(11.4) |
(10.4) |
|||
5.1. |
Bills Payable |
- |
22 |
39 |
36 |
1 |
1 |
283 |
237 |
42 |
68 |
94 |
176 |
|
5.2. |
Inter-office adjustments |
- |
33 |
- |
- |
15 |
- |
27 |
125 |
31 |
22 |
- |
- |
|
5.3. |
Interest accrued |
5 |
6 |
42 |
54 |
68 |
94 |
200 |
186 |
28 |
26 |
9 |
7 |
|
|
5.4. |
Others (including provisions) |
737 |
881 |
122 |
153 |
77 |
77 |
731 |
874 |
1234 |
1386 |
1164 |
1252 |
|
Total Liabilities |
7454 |
9370 |
4954 |
6840 |
2060 |
2826 |
12954 |
12217 |
25078 |
31472 |
11148 |
13764 |
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1. |
Cash in hand |
106 |
150 |
171 |
187 |
37 |
49 |
375 |
420 |
272 |
414 |
135 |
203 |
|
(1.4) |
(1.6) |
(3.4) |
(2.7) |
(1.8) |
(1.7) |
(2.9) |
(3.4) |
(1.1) |
(1.3) |
(1.2) |
(1.5) |
|||
2. |
Balances with RBI |
162 |
195 |
186 |
258 |
42 |
50 |
243 |
248 |
661 |
815 |
259 |
316 |
|
(2.2) |
(2.1) |
(3.7) |
(3.8) |
(2.0) |
(1.8) |
(1.9) |
(2.0) |
(2.6) |
(2.6) |
(2.3) |
(2.3) |
|||
3. |
Balances with banks in India |
1804 |
2397 |
1609 |
2434 |
898 |
331 |
5261 |
537 |
12288 |
16140 |
2016 |
2894 |
|
(24.2) |
(25.6) |
(32.5) |
(35.6) |
(43.6) |
(11.7) |
(40.6) |
(4.4) |
(49.0) |
(51.3) |
(18.1) |
(21.0) |
|||
4. |
Money at call and short notice |
- |
- |
- |
- |
- |
316 |
- |
- |
- |
- |
- |
- |
|
- |
- |
- |
- |
- |
(11.2) |
- |
- |
- |
- |
- |
- |
|||
5. |
Investments |
1213 |
1699 |
260 |
505 |
60 |
60 |
1543 |
4726 |
5964 |
6731 |
1575 |
1834 |
|
(16.3) |
(18.1) |
(5.2) |
(7.4) |
(2.9) |
(2.1) |
(11.9) |
(38.7) |
(23.8) |
(21.4) |
(14.1) |
(13.3) |
|||
6. |
Advances |
3474 |
4219 |
2530 |
3258 |
774 |
1736 |
4183 |
4763 |
4610 |
5386 |
3713 |
4531 |
|
(46.6) |
(45.0) |
(51.1) |
(47.6) |
(37.6) |
(61.4) |
(32.3) |
(39.0) |
(18.4) |
(17.1) |
(33.3) |
(32.9) |
|||
6.1. |
Bills purchased and discounted |
199 |
4 |
12 |
11 |
360 |
- |
640 |
698 |
- |
- |
- |
17 |
|
6.2. |
Cash credits, overdrafts & loans |
389 |
421 |
726 |
933 |
- |
580 |
584 |
828 |
197 |
1180 |
3713 |
969 |
|
6.3. |
Term loans |
2887 |
3794 |
1792 |
2314 |
415 |
1156 |
2958 |
3237 |
4414 |
4206 |
- |
3545 |
|
7. |
Fixed Assets |
17 |
18 |
28 |
28 |
7 |
7 |
16 |
24 |
36 |
45 |
- |
18 |
|
(0.2) |
(0.2) |
(0.6) |
(0.3) |
(0.4) |
(0.3) |
(0.1) |
(0.2) |
(0.1) |
(0.1) |
(0.1) |
(0.1) |
|||
8. |
Other Assets |
678 |
692 |
171 |
170 |
241 |
277 |
1334 |
1500 |
1246 |
1939 |
3441 |
3967 |
|
(9.1) |
(7.4) |
(3.5) |
(2.8) |
(11.7) |
(9.8) |
(10.3) |
(12.3) |
(5.0) |
(6.2) |
(30.9) |
(28.8) |
|||
8.1. |
Inter - office adjustments (net) |
31 |
- |
20 |
6 |
- |
39 |
- |
- |
- |
- |
176 |
232 |
|
8.2. |
Interest accrued |
119 |
252 |
127 |
145 |
39 |
43 |
110 |
108 |
1119 |
1815 |
- |
- |
|
|
8.3. |
Others |
528 |
440 |
24 |
19 |
201 |
195 |
1224 |
1392 |
126 |
125 |
332 |
3736 |
Total Assets |
7454 |
9370 |
4954 |
6840 |
2060 |
2826 |
12954 |
12217 |
25078 |
31472 |
11148 |
13764 |
||
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
Notes |
: |
1. |
Figures in bracket indicate percent share in total. |
2. |
*Including Reserve Bank of India. |
- |
: |
Nil or negligible. |
Source |
: |
Annual accounts of banks. |