(Amount in Rs. lakh)

As on 31st March

Nimar Kshetriya

North Malabar

Palamau Kshetriya

Panchamahal

Pandyan

Parvatiya

Items

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

(253)

(254)

(255)

(256)

(257)

(258)

(259)

(260)

(261)

(262)

(263)

(264)

1.

Capital

100

100

100

100

88

100

1230

1230

100

836

305

(0.8)

(0.7)

(0.4)

(0.3)

(0.8)

(0.7)

(13.9)

(12.3)

(0.4)

(2.8)

(6.0)

2.

Reserves and Surplus

1479

1479

2018

3061

-

-

-

-

-

-

-

(12.5)

(10.4)

(7.1)

(9.1)

-

-

-

-

-

-

-

3.

Deposits

8363

10551

15119

17748

8869

12021

5493

6519

16766

22073

3838

(70.4)

(74.0)

(53.2)

(52.6)

(83.0)

(83.7)

(62.0)

(65.3)

(73.3)

(73.8)

(75.9)

3.1.

Demand deposits

448

573

729

733

289

463

73

74

426

424

209

3.2.

Savings bank deposits

2958

3660

4844

4983

5231

7430

2273

2498

4875

8109

1321

3.3.

Term deposits

4957

6317

9545

12032

3349

4128

3146

3947

11465

13540

2308

4.

Borrowings

1260

1143

10139

11798

204

327

1611

1618

4873

5250

445

(10.6)

(8.0)

(35.7)

(34.9)

(1.9)

(2.3)

(18.2)

(16.2)

(21.3)

(17.5)

N

(8.8)

4.1.

From banks*

76

111

-

2273

2

7

218

234

2359

1481

o

44

4.2.

From others

1184

1032

10139

9525

202

321

1393

1384

2514

3769

t

401

5.

Other liabilities

669

982

1039

1052

1525

1913

527

619

1121

1763

a

470

(5.6)

(6.9)

(3.7)

(3.1)

(14.3)

(13.3)

(5.9)

(6.2)

(4.9)

(5.9)

v

(9.3)

5.1.

Bills Payable

60

110

202

252

41

10

-

-

357

526

a

17

5.2.

Inter-office adjustments

-

-

228

125

42

39

-

7

33

222

i

-

5.3.

Interest accrued

30

30

106

118

783

1013

47

53

105

149

l

416

5.4.

Others (including provisions)

580

842

503

557

660

852

480

560

625

867

a

38

Total Liabilities

11872

14255

28416

33759

10686

14362

8861

9986

22860

29922

b

5058

1.

Cash in hand

91

97

716

606

82

95

42

49

416

252

l

46

(0.8)

(0.7)

(2.5)

(1.8)

(0.8)

(0.7)

(0.5)

(0.5)

(1.8)

(0.8)

e

(0.9)

2.

Balances with RBI

240

330

480

566

287

386

162

183

523

684

125

(2.0)

(2.3)

(1.7)

(1.7)

(2.7)

(2.7)

(1.8)

(1.8)

(2.3)

(2.3)

(2.5)

3.

Balances with banks in India

4266

4357

4356

4649

4353

6660

2808

2015

4848

10174

166

(35.9)

(30.6)

(15.3)

(13.8)

(40.7)

(46.4)

(31.7)

(20.2)

(21.2)

(34.0)

(3.3)

4.

Money at call and short notice

-

-

-

-

-

-

-

-

-

-

1986

-

-

-

-

-

-

-

-

-

-

(39.3)

5.

Investments

1805

3039

2700

4286

895

1090

966

2613

396

743

989

(15.2)

(21.3)

(9.5)

(12.7)

(8.4)

(7.6)

(10.9)

(26.2)

(1.7)

(2.5)

(19.6)

6.

Advances

3673

4524

18882

21919

2350

2864

3563

3934

12910

14315

1037

(30.9)

(31.7)

(66.4)

(64.9)

(22.0)

(19.9)

(40.2)

(39.4)

(56.5)

(47.8)

(20.5)

6.1.

Bills purchased and discounted

-

-

22

52

-

-

26

19

69

9

-

6.2.

Cash credits, overdrafts & loans

872

1322

9477

11408

2350

2864

1400

1298

9572

11924

300

6.3.

Term loans

2802

3202

9383

10459

-

-

2137

2616

3269

2382

737

7.

Fixed Assets

24

24

54

156

14

13

11

14

42

44

4

(0.2)

(0.2)

(0.2)

(0.5)

(0.1)

(0.1)

(0.1)

(0.1)

(0.2)

(0.1)

(0.1)

8.

Other Assets

1772

1884

1228

1576

2703

3253

1308

1178

3725

3711

705

(14.9)

(13.2)

(4.3)

(4.7)

(25.3)

(22.6)

(14.8)

(11.8)

(16.3)

(12.4)

(13.9)

8.1.

Inter - office adjustments (net)

59

111

-

-

-

-

3

-

-

-

-

8.2.

Interest accrued

102

238

196

266

260

467

-

-

278

477

427

8.3.

Others

1611

1535

1032

1311

2443

2786

Total Assets

11872

14255

28416

33759

10686

14362

8861

9986

22860

29922

5058

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on 31st March

Patliputra

Pinakini

Pithoragarh

Pragjyotish Gaonlia

Pratapgarh Kshetriya

Prathama

Gramin Bank

Gramin Bank

Kshetriya

Bank

Gramin Bank

Bank

Items

Gramin Bank

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

(265)

(266)

(267)

(268)

(269)

(270)

(271)

(272)

(273)

(274)

(275)

(276)

1.

Capital

71

316

100

1476

96

298

2604

3042

100

524

875

875

(3.6)

(11.0)

(0.6)

(8.4)

(2.0)

(5.2)

(7.5)

(7.1)

(0.8)

(3.2)

(1.9)

(1.6)

2.

Reserves and Surplus

-

-

68

22

18

66

49

49

-

-

-

349

-

-

(0.4)

(0.1)

(0.4)

(1.2)

(0.1)

(0.1)

-

-

-

(0.6)

3.

Deposits

1709

2301

10238

11852

3740

4290

23936

29964

11333

14557

30882

38711

(85.3)

(79.9)

(59.2)

(67.2)

(78.4)

(75.1)

(69.3)

(70.1)

(89.5)

(87.8)

(67.4)

(71.9)

3.1.

Demand deposits

40

172

960

713

47

90

2498

3172

453

448

1179

2311

3.2.

Savings bank deposits

527

772

2941

3727

1450

1511

11889

14799

5210

6762

18486

23790

3.3.

Term deposits

1142

1357

6337

7412

2243

2688

9549

11994

5670

7348

11218

12611

4.

Borrowings

56

78

2898

3406

496

476

2920

2924

743

818

8655

8943

(2.8)

(2.7)

(16.8)

(19.3)

(10.4)

(8.3)

(8.5)

(6.8)

(5.9)

(4.9)

(18.9)

(16.6)

4.1.

From banks*

-

-

602

703

83

81

2920

-

711

40

1757

1769

4.2.

From others

56

78

2296

2703

413

394

-

2924

32

778

6898

7174

5.

Other liabilities

167

187

3977

889

420

585

5011

6746

485

679

5398

4988

(8.3)

(6.5)

(23.0)

(5.0)

(8.8)

(10.2)

(14.5)

(15.8)

(3.8)

(4.1)

(11.8)

(9.3)

5.1.

Bills Payable

1

6

555

266

-

-

-

-

44

43

624

530

5.2.

Inter-office adjustments

17

10

77

170

1

6

-

-

-

42

18

249

5.3.

Interest accrued

2

2

27

44

394

527

255

346

78

99

246

302

5.4.

Others (including provisions)

147

169

3318

409

24

53

4756

6399

363

495

4511

3908

Total Liabilities

2003

2881

17281

17646

4770

5714

34520

42725

12661

16578

45810

53865

1.

Cash in hand

61

108

378

687

37

48

498

527

243

236

866

735

(3.1)

(3.7)

(2.2)

(3.9)

(0.8)

(0.8)

(1.4)

(1.2)

(1.9)

(1.4)

(1.9)

(1.4)

2.

Balances with RBI

62

78

268

351

121

146

685

848

324

429

964

1200

(3.1)

(2.7)

(1.6)

(2.0)

(2.5)

(2.6)

(2.0)

(2.0)

(2.6)

(2.6)

(2.1)

(2.2)

3.

Balances with banks in India

39

110

5084

5830

45

144

6665

9061

3022

4757

1038

2669

(2.0)

(3.8)

(29.4)

(33.0)

(0.9)

(2.5)

(19.3)

(21.2)

(23.9)

(28.7)

(2.3)

(5.0)

4.

Money at call and short notice

393

420

-

-

2100

2570

-

-

1238

1366

-

-

(19.6)

(14.6)

-

-

(44.0)

(45.0)

-

-

(9.8)

(8.2)

-

-

5.

Investments

646

1029

30

64

1063

1263

7407

10425

2788

3901

19240

26008

(32.2)

(35.7)

(0.2)

(0.4)

(22.3)

(22.1)

(21.5)

(24.4)

(22.0)

(23.5)

(42.0)

(48.3)

6.

Advances

377

525

8829

8335

1137

1256

9680

10799

2557

2883

19962

18733

(18.8)

(18.2)

(51.1)

(47.2)

(23.8)

(22.0)

(28.0)

(25.3)

(20.2)

(17.4)

(43.6)

(34.8)

6.1.

Bills purchased and discounted

10

3

14

7

-

-

-

-

1

-

94

12

6.2.

Cash credits, overdrafts & loans

95

147

65

98

348

378

330

2572

504

570

967

1467

6.3.

Term loans

272

375

8750

8230

790

879

9350

8227

2051

2314

18901

17255

7.

Fixed Assets

6

5

33

35

7

6

71

86

22

22

51

51

(0.3)

(0.2)

(0.2)

(0.2)

(0.1)

(0.1)

(0.2)

(0.2)

(0.2)

(0.1)

(0.1)

(0.1)

8.

Other Assets

418

607

2658

2343

260

281

9514

10979

2468

2983

3689

4470

(20.9)

(21.1)

(15.4)

(13.3)

(5.5)

(4.9)

(27.6)

(25.7)

(19.5)

(18.0)

(8.1)

(8.3)

8.1.

Inter - office adjustments (net)

-

-

-

37

-

-

3938

5660

155