(Amount in Rs. lakh)

As on 31st March

Chambal Kshetriya

Champaran Kshetriya

Chandrapur Gadchiroli

Items

Gramin Bank

Gramin Bank

Gramin Bank

1998

1999

1998

1999

1998

1999

(73)

(74)

(75)

(76)

(77)

(78)

1.

Capital

100

100

100

100

100

100

(1.6)

(1.1)

(0.6)

(0.5)

(1.2)

(0.9)

2.

Reserves and Surplus

-

-

-

-

-

-

-

-

-

-

-

-

3.

Deposits

5263

7805

14273

16391

6948

8753

(83.2)

(89.7)

(86.3)

(87.8)

(86.4)

(86.7)

3.1.

Demand deposits

199

431

280

408

118

311

3.2.

Savings bank deposits

1585

2162

6806

7150

3522

4386

3.3.

Term deposits

3479

5212

7186

8833

3308

4056

4.

Borrowings

204

508

524

665

585

706

(3.2)

(5.8)

(3.2)

(3.6)

(7.3)

(6.9)

4.1.

From banks*

-

-

-

-

34

68

4.2.

From others

204

508

524

665

551

637

5.

Other liabilities

761

294

1650

1512

412

530

(12.0)

(3.4)

(10.0)

(8.1)

(5.1)

(5.3)

5.1.

BillsPayable

-

-

-

-

2

4

5.2.

Inter-office adjustments

-

13

29

11

-

-

5.3.

Interest accrued

22

35

7

9

7

33

5.4.

Others (including provisions)

739

246

1614

1492

403

493

Total Liabilities

6328

8706

16546

18668

8045

10089

1.

Cash in hand

53

157

317

290

148

180

(0.8)

(1.8)

(1.9)

(1.6)

(1.8)

(0.2)

2.

Balances with RBI

165

231

420

485

208

270

(2.6)

(2.7)

(2.5)

(2.6)

(2.6)

(2.7)

3.

Balances with banks in India

1116

3517

6208

7158

1839

2705

(17.6)

(40.4)

(37.5)

(38.3)

(22.9)

(26.8)

4.

Money at call and short notice

786

-

-

-

-

-

(12.4)

-

-

-

-

-

5.

Investments

309

504

109

2.9

1642

1778

(4.9)

(5.8)

(0.7)

(0.2)

(20.4)

(17.6)

6.

Advances

2458

2931

4021

4117

2323

2913

(38.8)

(33.7)

(24.3)

(22.1)

(28.9)

(28.8)

6.1.

Bills purchased and discounted

-

-

-

6

2

2

6.2.

Cash credits, overdrafts & loans

319

474

593

779

844

378

6.3.

Term loans

2138

2458

2428

3332

1476

2533

7.

Fixed Assets

18

21

14

13

17

20

(0.3)

(0.2)

(0.1)

(0.1)

(0.2)

(0.2)

8.

Other Assets

1423

1345

5458

6577

1869

2223

(22.5)

(15.4)

(15.4)

(35.2)

(23.2)

(22.0)

8.1.

Inter - office adjustments (net)

-

-

-

-

91

270

8.2.

Interest accrued

128

49

404

566

91

132

8.3.

Others

1295

1296

5053

6011

1687

1821

Total Assets

6328

8706

16546

18668

8045

10089

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Items

Chhatrasal

Chhindwara Seoni

Chikmagalur Kodagu

Gramin Bank

Kshetriya Gramin Bank

Gramin Bank

1998

1999

1998

1999

1998

1999

(79)

(80)

(81)

(82)

(83)

(84)

1.

Capital

100

100

100

100

100

100

(0.7)

(0.6)

(1.2)

(0.9)

(1.2)

(1.1)

2.

Reserves and Surplus

1155

1397

-

-

654

663

(8.5)

(8.6)

(-)

(-)

(7.9)

(7.0)

3.

Deposits

9861

11859

7569

9914

5318

6242

(72.2)

(72.9)

(90.7)

(91.4)

(64.4)

(66.1)

3.1.

Demand deposits

520

478

593

811

166

231

3.2.

Savings bank deposits

5403

6757

3081

4238

1963

2095

3.3.

Term deposits

3939

4624

3895

4865

3190

3916

4.

Borrowings

1055

1175

187

255

1946

2130

(7.7)

(7.2)

(2.2)

(2.4)

(23.6)

(22.5)

4.1.

From banks*

106

118

-

-

422

401

4.2.

From others

949

1057

187

255

1524

1729

5.

Other liabilities

1497

1728

491

574

242

313

(10.9)

(10.6)

(5.9)

(5.3)

(2.9)

(3.3)

5.1.

BillsPayable

13

18

-

-

2

2

5.2.

Inter-office adjustments

21

56

-

-

-

-

5.3.

Interest accrued

10

12

-

-

12

14

5.4.

Others (including provisions)

1453

1642

491

574

229

297

Total Liabilities

13668

16259

8347

10843

8260

9448

1.

Cash in hand

132

141

171

213

249

255

(1.0)

(0.9)

(2.0)

(2.0)

(3.0)

(2.7)

2.

Balances with RBI

288

341

202

271

145

182

(2.1)

(2.1)

(2.4)

(2.5)

(1.8)

(1.9)

3.

Balances with banks in India

6048

7843

2628

3888

2194

2289

(44.3)

(48.2)

(31.5)

(35.9)

(26.6)

(24.2)

4.

Money at call and short notice

-

-

592

599

-

-

(-)

-

(7.1)

(5.5)

(-)

(-)

5.

Investments

2004

2004

-

-

547

871

(14.7)

(12.3)

(-)

(-)

(6.6)

(9.2)

6.

Advances

3485

4292

2541

3361

4790

5587

(25.5)

(26.4)

(30.4)

(31.0)

(58.0)

(59.1)

6.1.

Bills purchased and discounted

8

128

39

134

20

8

6.2.

Cash credits, overdrafts & loans

596

662

845

1066

1481

1840

6.3.

Term loans

2881

3487

1658

2160

3288

3739

7.

Fixed Assets

19

15

18

22

31

42

(0.1)

(0.1)

(0.2)

(0.2)

(0.4)

(0.4)

8.

Other Assets

1692

1638

2196

2489

305

221

(12.4)

(10.1)

(26.3)

(23.0)

(3.7)

(2.3)

8.1.

Inter - office adjustments (net)

-

-

166

161

26

133

8.2.

Interest accrued

338

407

-

-

37

64

8.3.

Others

1354

1231

2030

2328

242

24

Total Assets

13668

16259

8347

10843

8260

9448

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Chitradurga

Cuttack

Damoh Panna Sagar

Items

Gramin Bank

Gramin Bank

Kshetriya Gramin Bank

1998

1999

1998

1999

1998

1999

(85)

(86)

(87)

(88)

(89)

(90)

1.

Capital

100

100

100

100

100

100

(0.7)

(0.6)

(0.4)

(0.4)

(1.0)

(0.7)

2.

Reserves and Surplus

1772

1772

3634

3634

704

1511

(12.1)

(9.8)

(14.4)

(12.9)

(6.8)

(11.2)

3.

Deposits

8975

11952

17108

19551

7939

10087

(61.2)

(66.0)

(67.9)

(69.4)

(77.3)

(74.9)

3.1.

Demand deposits

318

352

295

344

602

818

3.2.

Savings bank deposits

2683

3507

7018

7857

2960

3812

3.3.

Term deposits

5974

8093

9795

11349

4377

5456

4.

Borrowings

3316

3623

2130

1876

621

715

(22.6)

(20.0)

(8.5)

(6.7)

(6.0)

(5.3)

4.1.

From banks*

652

704

267

267

72

60

4.2.

From others

2664

2919

1863

1609

549

655

5.

Other liabilities

503

664

2227

2991

910

1059

(3.4)

(3.7)

(8.8)

(10.6)

(8.9)

(7.9)

5.1.

BillsPayable

135

239

38

43

-

-

5.2.

Inter-office adjustments

15

-

55

-

68

58

5.3.

Interest accrued

88

102

1690

2277

702

878

5.4.

Others (including provisions)

265

323

445

671

140

122

Total Liabilities

14666

18112

25200

28151

10273

13471

1.

Cash in hand

129

192

266

343

83

117

(0.9)

(1.1)

(1.1)

(1.2)

(0.8)

(0.9)

2.

Balances with RBI

276

371

562

697

258

324

(1.9)

(2.0)

(2.2)

(2.5)

(2.5)

(2.4)

3.

Balances with banks in India

3269

5051

9010

9066

5284

7064

(22.3)

(27.9)

(35.8)

(32.2)

(51.4)

(52.4)

4.

Money at call and short notice

-

-

-

-

-

-

(-)

(-)

(-)

(-)

(-)

(-)

5.

Investments

1837

2170

2146

2896

509

1109

(12.5)

(12.0)

(8.5)

(10.3)

(5.0)

(8.2)

6.

Advances

7247

8495

5279

6430

1380

1870

(49.4)

(46.9)

(20.9)

(22.8)

(13.4)

(13.9)

6.1.

Bills purchased and discounted

-

1

32

35

-

-

6.2.

Cash credits, overdrafts & loans

4856

5655

425

510

581

794

6.3.

Term loans

2391

2840

4822

5885

798

1075

7.

Fixed Assets

36

36

48

49

11

10

(0.2)

(0.2)

(0.2)

(0.2)

(0.1)

(0.1)

8.

Other Assets

1872

1796

7889

8670

2748

2977

(12.8)

(9.9)

(31.3)

(30.8)

(26.8)

(22.1)

8.1.

Inter - office adjustments (net)

-

31

-

122

187

-

8.2.

Interest accrued

189

345

234

450

-

488

8.3.

Others

1683

1421

7655

8097

2562

2489

Total Assets

14666

18112

25200

28151

10273

13471

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Notes

:

1. Figures in bracket indicate percent share in total.

2. *Including Reserve Bank of India.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.

(Amount in Rs. lakh)

As on 31st March

Devipatan Kshetriya

Dewas Shajapur Kshetriya

Dhenkanal Gramin Bank

Items

Gramin Bank

Gramin Bank

1998

1999

1998

1999

1998

1999

(91)

(92)

(93)

(94)

(95)

(96)

1.

Capital

100

100

100

100

100

100

(0.5)

(0.4)

(1.0)

(0.8)

(0.9)

(0.7)

2.

Reserves and Surplus

1397

1397

-

286

773

775

(7.0)

(5.6)

(-)

(2.4)

(6.7)

(5.3)

3.

Deposits

16378

21230

8679

10168

7145

9486

(81.9)

(84.5)

(89.0)

(86.0)

(61.7)

(64.3)

3.1.

Demand deposits

2291

3669

259

356

186

119

3.2.

Savings bank deposits

9269

11559

3422

3668

1704

2402

3.3.

Term deposits

4818

6003

4999

6144

5256

6965

4.

Borrowings

879

941

572

796

2489

3125

(4.4)

(3.7)

(5.9)

(6.7)

(21.5)

(21.2)

4.1.

From banks*

36

25

8

22

426

485

4.2.

From others

843

916

563

774

2063

2640

5.

Other liabilities

1245

1452

403

477

1075

1267

(6.2)

(5.8)

(4.1)

(4.0)

(9.3)

(8.6)

5.1.

Bills Payable

24

65

6

8

14

14

5.2.

Inter-office adjustments

-

-

5

-

106

129

5.3.

Interest accrued

27

34

11

15

142

193

5.4.

Others (including provisions)

1194

1353

381

455

813

932

Total Liabilities

20000

25120

9754

11828

11581

14753

1.

Cash in hand

230

355

124

204

123

151

(1.2)

(1.4)

(1.3)

(1.7)

(1.1)

(1.0)

2.

Balances with RBI

485

601

256

294

217

334

(2.4)

(2.4)

(2.6)

(2.5)

(1.9)

(2.3)

3.

Balances with banks in India

8983

12571

2490

2881

2240

3223

(44.9)

(50.0)

(25.5)

(24.4)

(19.3)

(21.8)

4.

Money at call and short notice

-

-

-

-

-

-

(-)

(-)

(-)

(-)

(-)

(-)

5.

Investments

4288

5188

2378

2250

2186

2894

(21.4)

(20.7)

(24.4)

(19.0)

(18.9)

(19.6)

6.

Advances

3424

4109

2667

4165

5380

6765

(17.1)

(16.4)

(27.3)

(35.2)

(46.5)

(45.9)

6.1.

Bills purchased and discounted

-

-

-

-

1

17

6.2.

Cash credits, overdrafts & loans

210

251

525

1088

799

1176

6.3.

Term loans

3214

3858

2142

3077

4581

5572

7.

Fixed Assets

29

37

12

15

18

21

(0.1)

(0.1)

(0.1)

(0.1)

(0.2)

(0.1)

8.

Other Assets

2560

2260

1826

2018

1417

1365

(12.8)

(9.0)

(18.7)

(17.1)

(12.2)

(9.3)

8.1.

Inter - office adjustments (net)

38

125

-

105

-

-

8.2.

Interest accrued

797

1489

307

463

183

317

8.3.

Others

1725

646

1520

1450

1234

1049

Total Assets

20000

25120

9754

11828

11581

14753

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Dungarpur-Banswara Kshetriya

Durg Rajnandgaon Gramin Bank

Ellaquai Dehati Gramin Bank

Items

Gramin Bank

1998

1999

1998

1999

1998

1999

(97)

(98)

(99)

(100)

(101)

(102)

1.

Capital

100

100

100

100

100

100

(1.6)

(1.3)

(0.4)

(0.4)

(1.4)

(1.0)

2.

Reserves and Surplus

790

884

2045

2521

-

433

(12.9)

(11.9)

(9.0)

(10.1)

(-)

(4.5)

3.

Deposits

4312

5574

16819

18208

5805

7357

(70.5)

(74.9)

(74.0)

(73.2)

(78.5)

(77.1)

3.1.

Demand deposits

166

411

1012

1256

212

232

3.2.

Savings bank deposits

1608

1969

7425

7507

2485

3059

3.3.

Term deposits

2538

3194

8382

9445

3107

4066

4.

Borrowings

530

628

1804

1495

208

73

(8.7)

(8.4)

(7.9)

(6.0)

(2.8)

(0.8)

4.1.

From banks*

4

22

117

90

-

-

4.2.

From others

527

606

1687

1405

208

73

5.

Other liabilities

386

254

1954

2541

1282

1575

(6.3)

(3.4)

(8.6)

(10.2)

(17.3)

(16.5)

5.1.

Bills Payable

36

33

19

24

24

25

5.2.

Inter-office adjustments

-

-

95

118

-

-

5.3.

Interest accrued

28

34

1152

1592

665

986

5.4.

Others (including provisions)

322

188

688

809

594

564

Total Liabilities

6119

7441

22722

24866

7395

9537

1.

Cash in hand

57

60

204

277

45

89

(0.9)

(0.8)

(0.9)

(1.1)

(0.6)

(0.9)

2.

Balances with RBI

140

160

535

586

191

242

(2.3)

(2.2)

(2.4)

(2.4)

(2.6)

(2.5)

3.

Balances with banks in India

2378

2798

1185

1027

2268

542

(38.9)

(37.6)

(5.2)

(4.1)

(30.7)

(5.7)

4.

Money at call and short notice

-

-

6604

5672

-

3884

(-)

(-)

(29.1)

(22.8)

(-)

(40.7)

5.

Investments

443

748

5716

8569

-

25

(7.2)

(10.1)

(25.2)

(34.5)

(-)

(0.3)

6.

Advances

1755

2352

5309

5667

1252

737

(28.7)

(31.6)

(23.4)

(22.8)

(16.9)

(7.7)

6.1.

Bills purchased and discounted

5

67

-

1

-

-

6.2.

Cash credits, overdrafts & loans

317

504

1139

1281

1044

514

6.3.

Term loans

1434

1781

4170

4386

207

223

7.

Fixed Assets

16

14

40

43

14

13

(0.3)

(0.2)

(0.2)

(0.2)

(0.2)

(0.1)

8.

Other Assets

1332

1308

3130

3026

3626

4005

(21.8)

(17.6)

(13.8)

(12.2)

(49.0)

(42.0)

8.1.

Inter - office adjustments (net)

25

3

-

-

6

19

8.2.

Interest accrued

228

223

419

509

25

60

8.3.

Others

1079

1082

2711

2517

3595

3926

Total Assets

6119

7441

22722

24866

7395

9537

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Etah Gramin Bank

Etawah Kshetriya Gramin Bank

Faizabad Kshetriya

Items

Gramin Bank

1998

1999

1998

1999

1998

1999

(103)

(104)

(105)

(106)

(107)

(108)

1.

Capital

100

100

100

100

100

100

(0.8)

(0.6)

(1.2)

(1.0)

(0.6)

(0.5)

2.

Reserves and Surplus

1050

1050

687

1262

1124

1124

(7.9)

(6.7)

(8.4)

(12.0)

(6.6)

(5.3)

3.

Deposits

9630

11825

6035

7587

13745

17512

(72.9)

(76.0)

(74.0)

(72.2)

(81.2)

(83.3)

3.1.

Demand deposits

368

492

58

100

412

1253

3.2.

Savings bank deposits

3814

4535

2880

3675

7545

9236

3.3.

Term deposits

5449

6798

3097

3811

5788

7023

4.

Borrowings

1723

1904

827

876

1011

1185

(13.0)

(12.2)

(10.1)

(8.3)

(6.0)

(5.6)

4.1.

From banks*

210

252

21

11

89

91

4.2.

From others

1513

1652

806

865

921

1094

5.

Other liabilities

703

688

505

677

951

1107

(5.3)

(4.4)

(6.2)

(6.4)

(5.6)

(5.3)

5.1.

Bills Payable

130

42

5

7

21

13

5.2.

Inter-office adjustments

369

405

20

72

108

-

5.3.

Interest accrued

82

94

43

58

-

994

5.4.

Others (including provisions)

122

147

437

541

822

100

Total Liabilities

13205

15566

8154

10502

16930

21027

1.

Cash in hand

220

334

68

68

139

198

(1.7)

(2.1)

(0.8)

(0.6)

(0.8)

(0.9)

2.

Balances with RBI

320

390

183

235

450

531

(2.4)

(2.5)

(2.2)

(2.2)

(2.7)

(2.5)

3.

Balances with banks in India

5304

6729

2722

4625

8992

1574

(40.2)

(43.2)

(33.4)

(44.0)

(53.1)

(7.5)

4.

Money at call and short notice

-

-

-

-

-

10217

(-)

(-)

(-)

(-)

(-)

(48.6)

5.

Investments

1447

1546

400

400

1740

1740

(11.0)

(9.9)

(4.9)

(3.8)

(10.3)

(8.3)

6.

Advances

4982

5957

2575

2740

2799

3181

(37.7)

(38.3)

(31.6)

(26.1)

(16.5)

(15.1)

6.1.

Bills purchased and discounted

-

-

-

-

20

9

6.2.

Cash credits, overdrafts & loans

1529

1567

297

311

310

396

6.3.

Term loans

3453

4390

2278

2429

2469

2777

7.

Fixed Assets

17

17

10

10

14

13

(0.1)

(0.1)

(0.1)

(0.1)

(0.1)

(0.1)

8.

Other Assets

915

593

2195

2425

2797

3574

(6.9)

(3.8)

(26.9)

(23.1)

(16.5)

(17.0)

8.1.

Inter - office adjustments (net)

-

-

-

-

-

-

8.2.

Interest accrued

154

192

402