(Amount in ` crore)

Occupation

State Bank of India &
its Associates

Nationalised
Banks

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

(1)

(2)

(3)

(4)

(5)

(6)

I.

AGRICULTURE

9435692

91920.24

75323.85

16521949

191463.36

157803.62

1. Direct Finance

9256102

76252.71

63626.97

16187935

131572.47

112970.95

2. Indirect Finance

179590

15667.53

11696.88

334014

59890.89

44832.67

II.

INDUSTRY

507309

464748.6

312498.41

1731837

845248.89

606476.27

1. Mining & Quarrying

9140

18828.67

11431.32

9514

20634.98

13263

2. Food Manufacturing & Processing

86906

39106.1

26752.67

144436

45347.5

29986.05

(a) Rice Mills Flour & Dal Mills

25575

11069.3

8573.26

59440

10064.38

6559.21

(b) Sugar

822

8449.67

6385.78

1055

13036.85

9702.7

(c) Edible Oils & Vanaspati

6217

5241.16

3614.82

9559

4305.36

2814.32

(d) Tea Processing

860

686.58

528.03

3590

2510.99

1529.23

(e) Processing of Fruits & Vegetables

1588

956.41

727.68

1260

640.42

441.11

(f) Others

51844

12702.99

6923.11

69532

14789.49

8939.48

3. Beverage & Tobacco

3290

3811.71

3116.77

2634

4720.39

3382.92

4. Textiles

90258

55429.07

40450.49

361167

93250.68

59836.7

(a) Cotton Textiles

15870

23649.2

17064.81

95977

41097.59

28507.85

(b) Jute & Other Natural Fibre Textiles

3680

645.7

466.51

19563

1224.18

902.71

(c) Handloom Textiles & Khadi

15195

1315.34

1079.96

28546

1882.12

2409.09

(d) Other Textiles & Textile Products

55513

29818.84

21839.21

217081

49046.79

28017.04

5. Paper Paper Products & Printing

15503

8329.97

6019.23

42759

13610.51

10711.85

6. Woods and Wood Products

14982

1612.04

1220.07

43851

2363.71

1830.14

7. Leather & Leather Products

9439

2722.49

1950.51

41294

6371.09

3202.64

8. Gems and Jewellary

9682

15673.51

9725.41

38522

20947.33

9677.22

9. Rubber & Plastic Products

12163

8881.49

5981.47

31363

15186.89

9039.59

10. Chemicals & Chemical Products

23823

33323.27

22951.75

257673

49504.53

30915.3

(a) Heavy Industrial Chemicals

2122

5812.11

3924.66

4289

8577

5890.51

(b) Fertilisers

974

4087.58

2768.65

4624

4817.68

2894.23

(c) Drugs & Pharmaceuticals

3329

7977.27

6092.96

126387

17473.85

12731.73

(d) Non-Edible Oils

792

852.58

644.86

499

906.65

517.87

(e) Other Chemicals & Chemical Products

16606

14593.74

9520.62

121874

17729.34

8880.96

11. Petroleum Coal Products & Nuclear Fuels

1071

25947.7

18719.08

1709

39995.14

32266.34

12. Manufacture of Cement & Cement Products

8894

5852.57

3860.35

14416

15999.4

12427.97

13. Basic Metals & Metal Products

32610

71717.21

44853.53

99369

161370.56

114808.69

(a) Iron & Steel

9488

56024.18

35330.79

12064

80067.23

55007.62

(b) Non-Ferrous Metals

3315

8464.87

4594.5

3052

8931.9

7273.49

(c) Metal Products

19807

7228.16

4928.24

84253

72371.43

52527.58

14. Engineering

48883

35520.92

26125.94

133251

55390.48

41753.91

(a) Heavy Engineering

3733

4718.53

3266.01

17400

13656.67

9707.42

(b) Light Engineering

29314

15808.97

11396.13

72895

20887.71

15935.77

(c) Electrical Machinery & Goods

12867

9292.54

6938.11

32498

13729.21

10147.62

(d) Electronic Machinery & Goods

2969

5700.88

4525.7

10458

7116.89

5963.11

15. Vehicles Vehicle Parts & Transport Equipments

9109

18284.41

12832.36

36187

22043

15935.12

16. Other Industries

78382

12155.38

9241.07

357837

35080.8

26035.16

17. Electricity Gas & Water

1582

27527.51

17337.5

3674

102049.89

78302.35

(a) Electricity Generation & Transmission

708

24293.25

15176.56

1801

94601.53

73960.35

(b) Non-Conventional Energy

240

1833.6

1175.43

686

4187.8

2808.29

(c) Gas Steam & Water Supply

634

1400.66

985.52

1187

3260.55

1533.71

18. Construction

51592

80024.58

49928.88

112181

141382.01

113101.33

(a) Other than Infrastructure

9655

16711.41

12146.42

75372

34438.51

27510.9

(b) Infrastructure Construction

41937

63313.17

37782.47

36809

106943.5

85590.42

III.

TRANSPORT OPERATORS

99940

13766.77

11309.57

190745

28393.22

25426.8

IV.

PROFESSIONAL AND OTHER SERVICES

207932

48315.8

33670.13

1157706

181695

140117.58

1. Professional Services

20522

5543.24

3490.92

258132

22538.83

17528.47

2. Tourism Hotel & Restaurants

24400

6886.92

4564.05

62105

14940.18

10732.36

3. Recreation services

8207

1890.36

1461.07

12569

6021.6

5100.63

4. IT and Telecommunications

2129

3657.75

2507.5

3957

27286.06

22188.63

5. Others

152674

30337.52

21646.6

820943

110908.3

84567.48

V.

PERSONAL LOANS

8804921

186411

142923.72

9737310

216064.3

181885.32

1. Housing

1835065

91300.32

72898.03

2474554

124386

110136.86

2. Consumer Durables

161037

1023.64

757.45

485516

4352.43

3199.12

3. Vehicles

631805

14299.15

10845.73

615363

10739.65

9127.17

4. Education

532813

14794.8

9742.91

892556

17425.41

13907.22

5. Personal Credit Cards

-

-

-

398308

1967.75

1212.7

6. Others

5644201

64993.08

48679.6

4871013

57193.13

44302.24

VI.

TRADE

1364232

153915.8

60594.61

3131306

206531.5

154125.37

1. Wholesale Trade

46840

117727.8

31655.44

325146

96901.52

74290.09

2. Retail Trade

1317392

36187.94

28939.18

2806160

109629.9

79835.28

VII.

FINANCE

12009

27419.39

18361.55

159038

150431.8

122603.84

VIII.

ALL OTHERS

128949

3241.94

2573.18

2634695

62845.95

48331.02

TOTAL BANK CREDIT

20560984

989739.5

657255.04

35264586

1882674

1436769.82

Note : Data reported here cover bank’s branches in India and include bills rediscounted under the New Bill Market Scheme and also dues from banks
Source : Basic Statistical Returns of scheduled commercial banks in India, Volume 38, March 2009.

TABLE 5.1 : BANK GROUP-WISE DISTRIBUTION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION - 2009 (Contd.)

(Amount in ` crore)

Occupation

Foreign Banks

Regional Rural Banks

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

(7)

(8)

(9)

(10)

(11)

(12)

I.

AGRICULTURE

156

1150.02

423.03

9803882

43216.61

36437.64

1. Direct Finance

51

542.44

100.92

9637301

41403.18

34976.41

2. Indirect Finance

105

607.57

322.11

166581

1813.44

1461.23

II.

INDUSTRY

52818

118606.19

63724.85

553198

3438.71

2600.32

1. Mining & Quarrying

183

2318.92

1118.22

903

70.38

51.65

2. Food Manufacturing & Processing

658

3882.62

1712.64

95354

553.46

392

(a) Rice Mills Flour & Dal Mills

106

515.46

407.13

24047

281.27

200.79

(b) Sugar

27

154.7

64.31

23

1.15

0.93

(c) Edible Oils & Vanaspati

63

429.63

281.58

3028

27.76

19.01

(d) Tea Processing

15

92.84

26.47

1798

13.24

10.06

(e) Processing of Fruits & Vegetables

13

311.24

24.05

183

11.68

8.93

(f) Others

434

2378.75

909.12

66275

218.37

152.29

3. Beverage & Tobacco

167

4142.45

2380.76

226

17.48

14.35

4. Textiles

8399

6980.84

3921.76

68078

393.62

285.33

(a) Cotton Textiles

561

2289.77

1354.58

11286

117.62

90.19

(b) Jute & Other Natural Fibre Textiles

-

-

-

9522

91.64

56.39

(c) Handloom Textiles & Khadi

14

10.12

10.12

28305

88.55

63.36

(d) Other Textiles & Textile Products

7824

4680.95

2557.06

18965

95.81

75.39

5. Paper Paper Products & Printing

558

3065.06

1555.25

4955

47.91

34.1

6. Woods and Wood Products

72

59.1

43.59

19572

85.56

68.98

7. Leather & Leather Products

206

692.96

504.96

21977

57.28

28.29

8. Gems and Jewellary

239

1860.28

878.45

44758

110.68

88.76

9. Rubber & Plastic Products

453

1731.19

1062.19

4313

21.7

16.38

10. Chemicals & Chemical Products

1897

18961.58

10386.16

13616

66.28

55.02

(a) Heavy Industrial Chemicals

388

3831.22

1979.22

23

10.35

9.59

(b) Fertilisers

56

978.62

286.93

1098

6.71

5.17

(c) Drugs & Pharmaceuticals

692

8401.36

4914.73

3377

11.36

8.71

(d) Non-Edible Oils

7

78

75.69

6

0.43

0.26

(e) Other Chemicals & Chemical Products

754

5672.38

3129.59

9112

37.43

31.3

11. Petroleum Coal Products & Nuclear Fuels

190

4054.27

887.95

103

5.87

3.83

12. Manufacture of Cement & Cement Products

67

2670.23

1994.99

2958

32.29

22.92

13. Basic Metals & Metal Products

2907

15750.24

6145.19

7470

73.47

54.13

(a) Iron & Steel

1132

6055.99

1910.62

69

23.96

20.62

(b) Non-Ferrous Metals

502

4846.36

2075.14

17

0.69

0.46

(c) Metal Products

1273

4847.89

2159.44

7384

48.82

33.05

14. Engineering

2425

18193.41

9762.74

10568

76.6

52.09

(a) Heavy Engineering

360

3085.65

1936.59

468

18.5

16.18

(b) Light Engineering

776

5360.36

1831.79

5424

34.55

18.45

(c) Electrical Machinery & Goods

955

5994

3743.12

1996

13.34

9.11

(d) Electronic Machinery & Goods

334

3753.41

2251.25

2680

10.21

8.35

15. Vehicles Vehicle Parts & Transport Equipments

1268

14423.18

8429

11179

65.46

47.32

16. Other Industries

24632

7254.78

4954.69

218331

775.19

557.83

17. Electricity Gas & Water

148

2468.67

1728.16

224

22.09

19.1

(a) Electricity Generation & Transmission

44

1203.16

734.34

22

2.65

1.8

(b) Non-Conventional Energy

6

165.78

113.37

152

16.47

14.86

(c) Gas Steam & Water Supply

98

1099.73

880.44

50

2.97

2.44

18. Construction

8349

10096.41

6258.15

28613

963.38

808.25

(a) Other than Infrastructure

749

4033.12

3188.43

15834

803.59

683.34

(b) Infrastructure Construction

7600

6063.29

3069.72

12779

159.79

124.91

III.

TRANSPORT OPERATORS

1166

2818.64

1849.97

114053

1033.87

755.14

IV.

PROFESSIONAL AND OTHER SERVICES

75933

29550.5

21203.48

584464

2531.23

1919.18

1. Professional Services

17335

2957.36

2622

177125

652.58

483.6

2. Tourism Hotel & Restaurants

748

1439.27

975.91

38935

270.73

193.46

3. Recreation services

843

922.19

633.93

5717

34.58

19.42

4. IT and Telecommunications

756

2686.02

1397.36

121

6.6

5.03

5. Others

56251

21545.67

15574.28

362566

1566.74

1217.67

V.

PERSONAL LOANS

7827938

103742.7

49350.67

2362932

16174.39

12328.16

1. Housing

150997

26556.68

21646.57

293080

4617.5

3797.21

2. Consumer Durables

2522

23.09

20.05

291167

2026.57

1423.53

3. Vehicles

6181

148.47

59.36

102969

731.3

551.38

4. Education

7

0.21

0.16

48378

481.98

408.25

5. Personal Credit Cards

6619563

56052.82

14156.33

-

-

-

6. Others

1048668

20961.44

13468.21

1627338

8317.05

6147.79

VI.

TRADE

47452

24542.95

14737.34

1804645

7529.09

5866.81

1. Wholesale Trade

10472

11809.27

7766.93

107796

799.75

627.71

2. Retail Trade

36980

12733.67

6970.41

1696849

6729.34

5239.1

VII.

FINANCE

2596

20949.62

12080.38

588422

3654.53

2738.81

VIII.

ALL OTHERS

8401

7602.97

4351.95

1201735

5190.13

4182.86

TOTAL BANK CREDIT

8016460

308963.6

167721.66

17013331

82768.56

66828.91

Note : Data reported here cover bank’s branches in India and include bills rediscounted under the New Bill Market Scheme and  also dues from banks
Source : Basic Statistical Returns of scheduled commercial banks in India, Volume 38, March 2009.

TABLE 5.1 : BANK GROUP-WISE DISTRIBUTION OF OUTSTANDING CREDIT OF SCHEDULED
COMMERCIAL BANKS ACCORDING TO OCCUPATION - 2009 (Concld.)

(Amount in ` crore)

Occupation

Private Sector
Banks

All Scheduled Commercial
Banks

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

(13)

(14)

(15)

(16)

(17)

(18)

I.

AGRICULTURE

4218815

47919.6

39481.3

39980494

375669.82

309469.44

1. Direct Finance

4174904

32624.49

27027.55

39256293

282395.29

238702.8

2. Indirect Finance

43911

15295.1

12453.75

724201

93274.54

70766.64

II.

INDUSTRY

469193

220170.84

149143.12

3314355

1652213.24

1134442.98

1. Mining & Quarrying

2275

5991.12

4231.73

22015

47844.07

30095.92

2. Food Manufacturing & Processing

25580

13693.28

9229.19

352934

102582.96

68072.55

(a)Rice Mills Flour & Dal Mills

3148

2315.18

1600.52

112316

24245.59

17340.9

(b) Sugar

257

1729.72

1185.43

2184

23372.09

17339.14

(c) Edible Oils & Vanaspati

1180

1459.27

1116.77

20047

11463.17

7846.49

(d) Tea Processing

2184

1658.27

1003.35

8447

4961.93

3097.13

(e) Processing of Fruits & Vegetables

454

465.98

304.46

3498

2385.73

1506.23

(f) Others

18357

6064.86

4018.67

206442

36154.46

20942.66

3. Beverage & Tobacco

550

2247.67

1834.43

6867

14939.69

10729.23

4. Textiles

51506

21342.46

14357.94

579408

177396.67

118852.22

(a) Cotton Textiles

12213

12071.56

7923.89

135907

79225.74

54941.32

(b) Jute & Other Natural Fibre Textiles

625

253.3

193.67

33390

2214.82

1619.28

(c) Handloom Textiles & Khadi

8311

293.09

144.45

80371

3589.21

3706.98

(d) Other Textiles & Textile Products

30357

8724.52

6095.93

329740

92366.9

58584.63

5. Paper Paper Products & Printing

11378

4088.51

2989.04

75153

29141.96

21309.47

6. Woods and Wood Products

4201

857.17

599.62

82678

4977.57

3762.4

7. Leather & Leather Products

3934

1051.24

707.1

76850

10895.08

6393.5

8. Gems and Jewellary

85972

2312.6

1481.67

179173

40904.4

21851.51

9. Rubber & Plastic Products

4795

3932.96

2485.58

53087

29754.22

18585.22

10. Chemicals & Chemical Products

11799

19938.9

13439.37

308808

121794.57

77747.6

(a) Heavy Industrial Chemicals

2196

3081.78

1942.93

9018

21312.46

13746.9

(b) Fertilisers

304

6570.36

4318.61

7056

16460.95

10273.59

(c) Drugs & Pharmaceuticals

4544

4915.55

3673.35

138329

38779.4

27421.47

(d) Non-Edible Oils

99

97.14

88.32

1403

1934.79

1327

(e) Other Chemicals & Chemical Products

4656

5274.07

3416.17

153002

43306.96

24978.64

11. Petroleum Coal Products & Nuclear Fuels

689

8610.47

6453.41

3762

78613.45

58330.6

12. Manufacture of Cement & Cement Products

2234

3203.48

2177.02

28569

27757.98

20483.26

13. Basic Metals & Metal Products

17380

23032.66

14208.72

159736

271944.14

180070.26

(a) Iron & Steel

4807

15201.9

10062.33

27560

157373.26

102331.98

(b) Non-Ferrous Metals

611

2624.12

1366.66

7497

24867.93

15310.25

(c) Metal Products

11962

5206.65

2779.73

124679

89702.95

62428.03

14. Engineering

41665

15875.58

10084.77

236792

125057

87779.45

(a) Heavy Engineering

2040

4013.16

2851.29

24001

25492.5

17777.49

(b) Light Engineering

35182

6117.81

3198.84

143591

48209.4

32380.98

(c) Electrical Machinery & Goods

3168

3311.86

2350.34

51484

32340.95

23188.29

(d) Electronic Machinery & Goods

1275

2432.75

1684.29

17716

19014.14

14432.69

15. Vehicles Vehicle Parts & Transport Equipments

10656

14631.07

8791.46

68399

69447.12

46035.26

16. Other Industries

143502

18646.38

14368.82

822684

73912.54

55157.58

17. Electricity Gas & Water

1104

14677.65

9872

6732

146745.8

107259.11

(a) Electricity Generation & Transmission

622

13633.66

9103.93

3197

133734.25

98976.97

(b) Non-Conventional Energy

194

764.64

535.11

1278

6968.28

4647.07

(c) Gas Steam & Water Supply

288

279.35

232.96

2257

6043.27

3635.07

18. Construction

49973

46037.65

31831.25

250708

278504.03

201927.86

(a) Other than Infrastructure

32241

23369.88

16005.59

133851

79356.5

59534.68

(b) Infrastructure Construction

17732

22667.77

15825.66

116857

199147.53

142393.18

III.

TRANSPORT OPERATORS

320516

25653.12

18802.12

726420

71665.62

58143.6

IV.

PROFESSIONAL AND OTHER SERVICES

367499

73480.54

51543.16

2393534

335573.1

248453.53

1. Professional Services

43031

8363.51

5515.23

516145

40055.52

29640.22

2. Tourism Hotel & Restaurants

14248

5237.14

2966.08

140436

28774.23

19431.87

3. Recreation services

1601

2910.24

2203.91

28937

11778.97

9418.96

4. IT and Telecommunications

2042

5454.6

4457.6

9005

39091.03

30556.12

5. Others

306577

51515.05

36400.33

1699011

215873.3

159406.36

V.

PERSONAL LOANS

22180432

271439.3

167058.6

50913533

793831.7

553546.47

1. Housing

957006

91936.41

76272.24

5710702

338796.9

284750.91

2. Consumer Durables

606214

3032.61

1973.17

1546456

10458.33

7373.32

3. Vehicles

5174501

72050.74

39240.39

6530819

97969.3

59824.02

4. Education

46234

1075.08

789.67

1519988

33777.47

24848.22

5. Personal Credit Cards

11855910

52890.04

14844.98

18873781

110910.6

30214.01

6. Others

3540567

50454.43

33938.15

16731787

201919.1

146535.99

VI.

TRADE

490715

56406.14

41866.52

6838350

448925.4

277190.65

1. Wholesale Trade

37052

24032.79

16073.45

527306

251271.2

130413.61

2. Retail Trade

453663

32373.35

25793.06

6311044

197654.2

146777.03

VII.

FINANCE

29686

44436.69

32873.99

791751

246892

188658.57

VIII.

ALL OTHERS

1123960

25424.92

18368.88

5097740

104305.9

77807.89

TOTAL BANK CREDIT

29200816

764931.2

519137.69

110056177

4029077

2847713.12

Note : Data reported here cover bank’s branches in India and include bills rediscounted under the New Bill Market Scheme and also dues from banks
Source : Basic Statistical Returns of scheduled commercial banks in India, Volume 38, March 2009.