Table 50: Non-Performing Assets (NPA) and Capital Adequacy Ratio (CAR) of Scheduled Commercial Banks - 1996-97 - আরবিআই - Reserve Bank of India
Table 50: Non-Performing Assets (NPA) and Capital Adequacy Ratio (CAR) of Scheduled Commercial Banks - 1996-97
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As on 31st March |
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Gross NPA as percentage |
Net NPA as percentage to |
Capital Adequacy Ratio |
||||||
Bank Group/Bank |
to gross Advances |
net Advances |
|
|||||
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
|
|
(1) |
(2) |
|
(3) |
(4) |
|
(5) |
(6) |
State Bank of India and its |
||||||||
Associates |
||||||||
State Bank of India |
15.96 |
16.02 |
6.61 |
7.30 |
11.60 |
12.17 |
||
State Bank of Bikaner and |
12.45 |
13.83 |
6.11 |
7.96 |
9.33 |
8.82 |
||
Jaipur |
||||||||
State Bank of Hyderabad |
17.89 |
19.19 |
9.94 |
11.42 |
9.90 |
10.84 |
||
State Bank of Indore |
14.20 |
15.81 |
9.62 |
11.29 |
8.80 |
9.31 |
||
State Bank of Mysore |
14.54 |
16.92 |
8.59 |
10.96 |
8.81 |
10.80 |
||
State Bank of Patiala |
11.49 |
11.32 |
6.60 |
5.88 |
9.51 |
11.25 |
||
State Bank of Saurashtra |
13.50 |
14.79 |
5.70 |
6.05 |
12.38 |
12.14 |
||
State Bank of Travancore |
11.74 |
14.49 |
7.38 |
8.82 |
9.40 |
8.17 |
||
Nationalised Banks |
||||||||
Allahabad Bank |
23.98 |
23.93 |
16.00 |
14.84 |
9.68 |
11.00 |
||
Andhra Bank |
11.61 |
11.81 |
3.29 |
4.10 |
5.07 |
12.05 |
||
Bank of Baroda |
16.16 |
17.15 |
8.15 |
7.53 |
11.19 |
11.80 |
||
Bank of India |
14.49 |
11.78 |
7.00 |
6.93 |
8.44 |
10.26 |
||
Bank of Maharashtra |
21.87 |
20.67 |
9.39 |
9.66 |
8.49 |
9.07 |
||
Canara Bank |
17.93 |
20.26 |
7.45 |
9.32 |
10.38 |
10.17 |
||
Central Bank of India |
23.91 |
25.00 |
13.49 |
14.40 |
2.63 |
9.41 |
||
Corporation Bank |
9.67 |
9.92 |
2.26 |
3.63 |
11.30 |
11.30 |
||
Dena Bank |
14.70 |
15.10 |
7.30 |
9.38 |
8.27 |
10.81 |
||
Indian Bank |
34.15 |
39.12 |
23.87 |
25.24 |
Negative |
-18.81 |
||
Indian Overseas Bank |
22.59 |
15.80 |
8.57 |
7.64 |
5.95 |
10.07 |
||
Oriental Bank of Commerce |
5.68 |
7.36 |
3.60 |
5.64 |
16.99 |
17.53 |
||
Punjab National Bank |
18.74 |
16.31 |
12.70 |
10.38 |
8.23 |
9.15 |
||
Punjab & Sind Bank |
27.70 |
30.71 |
10.34 |
12.04 |
3.31 |
9.23 |
||
Syndicate Bank |
20.97 |
19.32 |
8.39 |
7.53 |
8.42 |
8.80 |
||
Union Bank of India |
10.38 |
10.38 |
5.94 |
6.98 |
9.50 |
10.53 |
||
United Bank of India |
38.00 |
36.20 |
23.28 |
19.20 |
3.50 |
8.23 |
||
United Commercial Bank |
24.54 |
28.35 |
11.43 |
13.73 |
7.83 |
3.16 |
||
Vijaya Bank |
20.36 |
18.73 |
11.90 |
9.56 |
Negative |
11.53 |
Other Scheduled |
||||||||
Commercial Banks |
||||||||
Bank of Madura |
8.49 |
10.64 |
4.80 |
6.20 |
10.93 |
12.19 |
||
Bank of Rajasthan |
6.29 |
12.07 |
4.40 |
8.82 |
11.08 |
10.13 |
||
Bareilly Corporation Bank |
- |
17.60 |
7.90 |
6.56 |
2.84 |
2.95 |
||
Bharat Overseas Bank |
6.49 |
8.10 |
1.65 |
3.81 |
10.57 |
12.51 |
||
Catholic Syrian Bank |
8.91 |
10.56 |
5.13 |
5.87 |
2.25 |
9.47 |
||
City Union Bank |
6.94 |
8.50 |
4.49 |
5.30 |
9.26 |
9.47 |
||
Dhanalaxmi Bank |
4.67 |
6.75 |
1.82 |
4.51 |
8.93 |
9.75 |
||
Development Credit Bank |
9.95 |
7.92 |
5.24 |
5.93 |
27.35 |
23.47 |
||
Federal Bank |
6.13 |
7.00 |
3.94 |
7.16 |
8.35 |
9.22 |
||
Ganesh Bank of Kurundwad |
12.56 |
10.90 |
7.62 |
10.75 |
8.14 |
8.00 |
||
Jammu & Kashmir Bank |
12.07 |
12.14 |
5.09 |
6.03 |
13.40 |
15.58 |
||
Karnataka Bank |
4.61 |
4.47 |
2.37 |
3.12 |
12.74 |
12.27 |
||
Karur Vysya Bank |
1.67 |
3.06 |
0.86 |
1.20 |
10.92 |
12.76 |
||
Lakshmi Vilas Bank |
5.86 |
8.85 |
2.19 |
4.66 |
9.80 |
10.64 |
||
Lord Krishna Bank |
4.34 |
11.36 |
3.57 |
8.53 |
7.42 |
5.40 |
||
Nainital Bank |
21.03 |
17.42 |
13.20 |
9.48 |
9.19 |
9.86 |
||
Nedungadi Bank |
9.96 |
8.68 |
7.76 |
6.17 |
4.34 |
11.97 |
||
Ratnakar Bank |
11.94 |
11.98 |
7.37 |
6.87 |
11.11 |
9.85 |
||
Sangli Bank |
22.76 |
27.83 |
10.26 |
11.28 |
6.21 |
8.03 |
||
South Indian Bank |
8.43 |
9.28 |
4.94 |
5.87 |
8.27 |
8.27 |
||
SBI Commerce & |
27.08 |
26.06 |
9.25 |
6.48 |
11.56 |
30.59 |
||
International Bank |
||||||||
Tamilnad Mercantile Bank |
7.23 |
7.76 |
3.33 |
3.45 |
12.88 |
15.65 |
||
United Western Bank |
11.98 |
11.22 |
9.36 |
8.63 |
10.65 |
10.20 |
||
Vysya Bank |
4.71 |
7.96 |
3.54 |
5.17 |
11.91 |
14.21 |
Foreign Banks |
||||||||
ABN Amro Bank |
0.26 |
1.28 |
0.05 |
1.15 |
8.13 |
9.16 |
||
Abu-Dhabi Bank Commercial |
6.10 |
3.59 |
3.78 |
1.71 |
8.65 |
9.47 |
||
Bank |
||||||||
American Express Bank |
1.89 |
5.97 |
0.23 |
3.26 |
8.06 |
10.40 |
||
Bank of Bahrain & Kuwait |
4.24 |
10.95 |
3.18 |
9.75 |
18.93 |
17.10 |
||
Bank of Nova Scotia, Toronto |
2.58 |
12.82 |
1.00 |
7.46 |
9.19 |
8.23 |
||
Bank of America |
0.07 |
0.07 |
0.11 |
- |
7.12 |
8.37 |
||
Bank of Tokyo |
4.91 |
22.44 |
1.83 |
17.36 |
8.54 |
8.88 |
||
Banque Indosuez |
2.18 |
15.63 |
1.51 |
6.75 |
8.38 |
8.83 |
||
Banque Nationale de Paris |
1.14 |
1.52 |
- |
- |
8.71 |
8.88 |
||
Barclays Bank |
- |
7.77 |
- |
5.10 |
9.56 |
11.62 |
||
British Bank of Middle East |
4.51 |
9.55 |
2.40 |
6.50 |
10.31 |
12.07 |
||
Citibank |
0.45 |
1.54 |
-0.08 |
0.63 |
10.10 |
9.46 |
||
Credit Lyonnais |
1.16 |
2.16 |
- |
0.43 |
7.47 |
8.86 |
||
Deutsche Bank (Asia) |
0.06 |
2.33 |
- |
1.77 |
7.77 |
9.31 |
||
Grindlays Bank |
3.84 |
3.81 |
0.26 |
0.28 |
8.68 |
8.98 |
||
Hongkong & Shanghai Bank |
4.17 |
7.65 |
0.51 |
1.79 |
12.37 |
11.91 |
||
Mashreq Bank |
1.97 |
27.42 |
1.44 |
22.30 |
10.97 |
17.52 |
||
Oman International Bank |
19.14 |
18.71 |
7.91 |
5.33 |
8.71 |
12.36 |
||
Sakura Bank |
1.54 |
1.94 |
0.59 |
1.10 |
11.45 |
12.19 |
||
Sanwa Bank |
0.62 |
0.49 |
0.59 |
0.22 |
33.47 |
24.02 |
||
Societe Generale |
0.80 |
6.10 |
0.10 |
4.82 |
8.76 |
10.55 |
||
Sonali Bank |
5.97 |
1.83 |
- |
- |
8.49 |
13.54 |
||
State Bank of Mauritius |
11.36 |
36.01 |
10.35 |
33.00 |
100.09 |
66.42 |
||
Standard Chartered Bank |
4.70 |
5.59 |
|
3.30 |
2.88 |
|
15.62 |
8.60 |
- |
: |
Nil or negligible. |
Source |
: |
Report on Trend and Progress of Banking in India, 1997-98, Reserve Bank of India. |