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83520900

Table 53: Liabilities and Assets of Regional Rural Banks : 2000 and 2001 (Part 3 of 11)

(Amount in Rs. lakh)


   

As on March 31


 

Items

Chambal Kshetriya

Champaran

Chandrapur Gadchiroli

   

Gramin Bank

Kshetriya Gramin

Gramin Bank

       

Bank

   

   

2000

2001

2000

2001

2000

2001


   

(73)

(74)

(75)

(76)

(77)

(78)


1.

Capital

100

100

100

100

100

100

   

(0.8)

(0.7)

(0.4)

(0.3)

(0.8)

(0.7)

2.

Reserves and Surplus

753

753

0

0

872

960

   

(6.1)

(5.0)

(0.0)

(0.0)

(6.9)

(6.9)

3.

Deposits

10044

12415

20170

25758

10578

12009

   

(81.1)

(82.6)

(89.8)

(89.9)

(84.2)

(86.1)

 

3.1. Demand deposits

379

425

495

587

297

349

 

3.2. Savings bank deposits

2839

3481

9085

12163

5445

5785

 

3.3. Term deposits

6826

8509

10590

13007

4836

5876

4.

Borrowings

1078

1201

1073

1749

635

499

   

(8.7)

(8.0)

(4.8)

(6.1)

(5.1)

(3.6)

 

4.1. From banks*

0

0

74

0

69

77

 

4.2. From others

1078

1201

999

1749

566

422

5.

Other liabilities

403

553

1118

1036

380

375

   

(3.3)

(3.7)

(5.0)

(3.6)

(3.0)

(2.7)

 

5.1. Bills Payable

0

0

0

0

4

9

 

5.2. Inter-office adjustments

25

0

0

0

0

52

 

5.3. Interest accrued

59

63

74

114

35

37

 

5.4. Others (including provisions)

319

491

1044

923

341

278


 

Total Liabilities

12378

15022

22461

28643

12565

13944


1.

Cash in hand

171

157

443

392

224

223

   

(1.4)

(1.0)

(2.0)

(1.4)

(1.8)

(1.6)

2.

Balances with RBI

276

345

605

735

305

356

   

(2.2)

(2.3)

(2.7)

(2.6)

(2.4)

(2.6)

3.

Balances with banks in India

1224

1322

8291

10427

4903

4792

   

(9.9)

(8.8)

(36.9)

(36.4)

(39.0)

(34.4)

4.

Money at call and short notice

4420

5730

0

0

0

0

   

(35.7)

(38.1)

(0.0)

(0.0)

(0.0)

(0.0)

5.

Investments

678

1096

116

77

1812

2537

   

(5.5)

(7.3)

(0.5)

(0.3)

(14.4)

(18.2)

6.

Advances

4319

5122

5046

7017

3352

4078

   

(34.9)

(34.1)

(22.5)

(24.5)

(26.7)

(29.2)

 

6.1. Bills purchased and discounted

16

0

40

0

8

5

 

6.2. Cash credits, overdrafts & loans

774

1096

1187

1282

419

2008

 

6.3. Term loans

3529

4026

3819

5735

2926

2066

7.

Fixed Assets

31

35

18

22

18

20

   

(0.3)

(0.2)

(0.1)

(0.1)

(0.1)

(0.1)

8.

Other Assets

1259

1216

7941

9974

1950

1938

   

(10.2)

(8.1)

(35.4)

(34.8)

(15.5)

(13.9)

 

8.1. Inter - office adjustments (net)

0

13

36

451

19

0

 

8.2. Interest accrued

33

31

895

1652

150

203

 

8.3. Others

1226

1172

7011

7871

1781

1735


 

Total Assets

12378

15022

22461

28643

12565

13944

   

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)



(Amount in Rs. lakh)


   

As on March 31


   

Chhatrasal Gramin

Chhindwara Seoni

Chikmagalur Kodagu

 

Items

Bank

Kshetriya Gramin Bank

Gramin Bank


   

2000

2001

2000

2001

2000

2001


   

(79)

(80)

(81)

(82)

(83)

(84)


1.

Capital

100

100

100

100

100

100

   

(0.6)

(0.5)

(0.8)

(0.7)

(0.9)

(0.8)

2.

Reserves and Surplus

1397

1397

850

850

964

1141

   

(7.9)

(6.7)

(6.4)

(5.6)

(8.5)

(9.2)

3.

Deposits

13590

16550

11397

13169

7782

8370

   

(76.6)

(79.5)

(86.0)

(86.2)

(68.4)

(67.8)

 

3.1. Demand deposits

803

1055

632

741

177

172

 

3.2. Savings bank deposits

7386

8886

4920

5381

1940

1979

 

3.3. Term deposits

5401

6609

5845

7047

5666

6219

4.

Borrowings

985

759

246

353

2196

2176

   

(5.6)

(3.6)

(1.9)

(2.3)

(19.3)

(17.6)

 

4.1. From banks*

132

59

0

57

468

546

 

4.2. From others

853

700

246

296

1728

1629

5.

Other liabilities

1662

2013

659

802

343

562

   

(9.4)

(9.7)

(5.0)

(5.3)

(3.0)

(4.5)

 

5.1. Bills Payable

26

50

0

0

0

1

 

5.2. Inter-office adjustments

0

80

0

0

0

210

 

5.3. Interest accrued

12

12

0

0

24

20

 

5.4. Others (including provisions)

1624

1871

659

802

318

331


 

Total Liabilities

17734

20819

13253

15274

11385

12349


1.

Cash in hand

255

297

243

390

215

158

   

(1.4)

(1.4)

(1.8)

(2.6)

(1.9)

(1.3)

2.

Balances with RBI

402

460

340

236

206

215

   

(2.3)

(2.2)

(2.6)

(1.5)

(1.8)

(1.7)

3.

Balances with banks in India

8275

9667

4790

0

3428

1182

   

(46.7)

(46.4)

(36.1)

(0.0)

(30.1)

(9.6)

4.

Money at call and short notice

0

0

695

5752

0

0

   

(0.0)

(0.0)

(5.2)

(37.7)

(0.0)

(0.0)

5.

Investments

2629

3264

0

512

897

4093

   

(14.8)

(15.7)

(0.0)

(3.4)

(7.9)

(33.1)

6.

Advances

4517

6085

4136

4948

6330

6546

   

(25.5)

(29.2)

(31.2)

(32.4)

(55.6)

(53.0)

 

6.1. Bills purchased and discounted

0

0

41

3

4

1

 

6.2. Cash credits, overdrafts & loans

792

1755

1416

1752

2578

3167

 

6.3. Term loans

3725

4329

2679

3193

3747

3378

7.

Fixed Assets

14

25

24

31

45

45

   

(0.1)

(0.1)

(0.2)

(0.2)

(0.4)

(0.4)

8.

Other Assets

1643

1021

3025

3406

264

110

   

(9.3)

(4.9)

(22.8)

(22.3)

(2.3)

(0.9)

 

8.1. Inter - office adjustments (net)

73

0

187

96

137

0

 

8.2. Interest accrued

516

224

0

0

102

87

 

8.3. Others

1054

797

2838

3309

25

23


 

Total Assets

17734

20819

13253

15274

11385

12349

   

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)



(Amount in Rs. lakh)


   

As on March 31


 

Items

Chitradurga Gramin

Cuttack Gramya

Damoh Panna Sagar

   

Bank

Bank

Kshetriya Gramin Bank


   

2000

2001

2000

2001

2000

2001


   

(85)

(86)

(87)

(88)

(89)

(90)


1.

Capital

100

100

100

100

100

100

   

(0.5)

(0.4)

(0.3)

(0.2)

(0.6)

(0.5)

2.

Reserves and Surplus

1772

1772

4467

4467

2167

2167

   

(8.7)

(7.3)

(12.9)

(10.4)

(13.1)

(11.2)

3.

Deposits

14081

16690

24463

29917

12117

14632

   

(69.0)

(69.1)

(70.5)

(70.0)

(73.5)

(75.4)

 

3.1. Demand deposits

378

399

377

692

767

953

 

3.2. Savings bank deposits

3575

4423

10743

12519

4715

5656

 

3.3. Term deposits

10128

11868

13342

16707

6635

8023

4.

Borrowings

3828

4960

1455

2127

655

706

   

(18.8)

(20.5)

(4.2)

(5.0)

(4.0)

(3.6)

 

4.1. From banks*

778

965

62

112

57

80

 

4.2. From others

3051

3996

1393

2015

598

626

5.

Other liabilities

634

632

4217

6137

1452

1803

   

(3.1)

(2.6)

(12.2)

(14.4)

(8.8)

(9.3)

 

5.1. Bills Payable

191

247

23

26

0

0

 

5.2. Inter-office adjustments

20

0

44

608

79

131

 

5.3. Interest accrued

116

127

3222

4322

1238

1582

 

5.4. Others (including provisions)

307

258

928

1181

135

90


 

Total Liabilities

20416

24154

34701

42749

16491

19408


1.

Cash in hand

240

377

445

417

159

139

   

(1.2)

(1.6)

(1.3)

(1.0)

(1.0)

(0.7)

2.

Balances with RBI

328

429

758

964

379

484

   

(1.6)

(1.8)

(2.2)

(2.3)

(2.3)

(2.5)

3.

Balances with banks in India

4744

5266

12746

15613

10131

12209

   

(23.2)

(21.8)

(36.7)

(36.5)

(61.4)

(62.9)

4.

Money at call and short notice

0

200

0

0

0

0

   

(0.0)

(0.8)

(0.0)

(0.0)

(0.0)

(0.0)

5.

Investments

2710

4322

2896

4846

0

0

   

(13.3)

(17.9)

(8.3)

(11.3)

(0.0)

(0.0)

6.

Advances

10449

12334

8800

10822

2368

2780

   

(51.2)

(51.1)

(25.4)

(25.3)

(14.4)

(14.3)

 

6.1. Bills purchased and discounted

1

0

8

23

0

0

 

6.2. Cash credits, overdrafts & loans

6601

7978

1207

1294

659

838

 

6.3. Term loans

3846

4356

7584

9505

1709

1942

7.

Fixed Assets

35

37

55

59

11

16

   

(0.2)

(0.2)

(0.2)

(0.1)

(0.1)

(0.1)

8.

Other Assets

1911

1190

9002

10028

3443

3780

   

(9.4)

(4.9)

(25.9)

(23.5)

(20.9)

(19.5)

 

8.1. Inter - office adjustments (net)

0

118

0

0

0

0

 

8.2. Interest accrued

618

175

608

1294

1081

1680

 

8.3. Others

1292

897

8394

8734

2363

2100


 

Total Assets

20416

24154

34701

42749

16491

19408

   

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)



(Amount in Rs. lakh)


   

As on March 31


 

Items

Devipatan

Dewas Shajapur

Dhenkanal

   

Kshetriya Gramin Bank

Kshetriya Gramin Bank

Gramin Bank


   

2000

2001

2000

2001

2000

2001


   

(91)

(92)

(93)

(94)

(95)

(96)


1.

Capital

100

100

100

100

100

100

   

(0.4)

(0.3)

(0.6)

(0.5)

(0.5)

(0.4)

2.

Reserves and Surplus

1477

2175

936

936

776

776

   

(5.2)

(6.5)

(5.8)

(5.1)

(4.3)

(3.4)

3.

Deposits

24636

28880

13019

15956

12208

15616

   

(86.8)

(86.1)

(80.5)

(86.7)

(67.0)

(67.9)

 

3.1. Demand deposits

3445

4359

246

282

64

99

 

3.2. Savings bank deposits

13814

15997

4885

5781

3322

3735

 

3.3. Term deposits

7377

8524

7887

9893

8822

11782

4.

Borrowings

1100

1045

1462

948

3346

4359

   

(3.9)

(3.1)

(9.0)

(5.1)

(18.4)

(18.9)

 

4.1. From banks*

13

12

424

44

475

428

 

4.2. From others

1087

1033

1038

904

2872

3931

5.

Other liabilities

1084

1340

655

464

1801

2157

   

(3.8)

(4.0)

(4.1)

(2.5)

(9.9)

(9.4)

 

5.1. Bills Payable

48

43

13

11

33

3

 

5.2. Inter-office adjustments

0

0

14

0

100

197

 

5.3. Interest accrued

48

53

17

12

424

352

 

5.4. Others (including provisions)

988

1244

611

440

1244

1605


 

Total Liabilities

28397

33540

16172

18403

18231

23008


1.

Cash in hand

685

650

325

165

152

216

   

(2.4)

(1.9)

(2.0)

(0.9)

(0.8)

(0.9)

2.

Balances with RBI

694

855

344

449

537

479

   

(2.4)

(2.5)

(2.1)

(2.4)

(2.9)

(2.1)

3.

Balances with banks in India

13083

16205

6258

8694

3902

2551

   

(46.1)

(48.3)

(38.6)

(47.2)

(21.4)

(11.1)

4.

Money at call and short notice

0

0

0

0

0

0

   

(0.0)

(0.0)

(0.0)

(0.0)

(0.0)

(0.0)

5.

Investments

6847

8157

1838

1529

3672

7460

   

(24.1)

(24.3)

(11.4)

(8.3)

(20.1)

(32.4)

6.

Advances

4603

6158

5555

5793

8638

11289

   

(16.2)

(18.4)

(34.3)

(31.5)

(47.4)

(49.1)

 

6.1. Bills purchased and discounted

0

1

0

0

1

1

 

6.2. Cash credits, overdrafts & loans

268

1452

1275

1017

1639

2325

 

6.3. Term loans

4335

4705

4281

4776

6998

8963

7.

Fixed Assets

54

68

18

24

20

24

   

(0.2)

(0.2)

(0.1)

(0.1)

(0.1)

(0.1)

8.

Other Assets

2431

1446

1833

1749

1309

990

   

(8.6)

(4.3)

(11.3)

(9.5)

(7.2)

(4.3)

 

8.1. Inter - office adjustments (net)

240

8

0

70

0

412

 

8.2. Interest accrued

2113

1330

502

502

421

4

 

8.3. Others

78

108

1331

1177

888

574


 

Total Assets

28397

33540

16172

18403

18231

23008

   

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)



(Amount in Rs. lakh)


   

As on March 31


 

Items

Dungarpur-Banswara

Durg ajnandgaon

Ellaquai Dehati

   

Kshetriya Gramin Bank

Gramin Bank

Gramin Bank


   

2000

2001

2000

2001

2000

2001


   

(97)

(98)

(99)

(100)

(101)

(102)


1.

Capital

100

100

100

100

100

100

   

(1.2)

(1.0)

(0.4)

(0.3)

(0.8)

(0.7)

2.

Reserves and Surplus

884

884

0

0

1275

1275

   

(10.9)

(9.1)

(0.0)

(0.0)

(10.1)

(8.6)

3.

Deposits

6314

7528

20610

23504

9101

11177

   

(77.5)

(77.8)

(74.6)

(75.6)

(72.2)

(75.0)

 

3.1. Demand deposits

400

499

869

1220

274

310

 

3.2. Savings bank deposits

2011

2264

8848

9550

3941

4601

 

3.3. Term deposits

3904

4766

10893

12734

4886

6265

4.

Borrowings

564

881

1171

927

101

113

   

(6.9)

(9.1)

(4.2)

(3.0)

(0.8)

(0.8)

 

4.1. From banks*

564

881

83

53

0

0

 

4.2. From others

0

0

1088

875

101

113

5.

Other liabilities

283

283

5751

6574

2036

2230

   

(3.5)

(2.9)

(20.8)

(21.1)

(16.1)

(15.0)

 

5.1. Bills Payable

30

16

24

25

24

15

 

5.2. Inter-office adjustments

0

0

130

98

6

0

 

5.3. Interest accrued

34

40

2197

2877

1393

1775

 

5.4. Others (including provisions)

219

228

3400

3573

613

438


 

Total Liabilities

8145

9678

27633

31104

12613

14895


1.

Cash in hand

89

91

299

264

82

129

   

(1.1)

(0.9)

(1.1)

(0.8)

(0.6)

(0.9)

2.

Balances with RBI

199

223

675

760

302

385

   

(2.4)

(2.3)

(2.4)

(2.4)

(2.4)

(2.6)

3.

Balances with banks in India

2968

3454

1081

753

6588

7563

   

(36.4)

(35.7)

(3.9)

(2.4)

(52.2)

(50.8)

4.

Money at call and short notice

0

0

6815

9060

0

0

   

(0.0)

(0.0)

(24.7)

(29.1)

(0.0)

(0.0)

5.

Investments

748

843

10518

11761

1

21

   

(9.2)

(8.7)

(38.1)

(37.8)

(0.0)

(0.1)

6.

Advances

2710

3587

5344

5543

980

1395

   

(33.3)

(37.1)

(19.3)

(17.8)

(7.8)

(9.4)

 

6.1. Bills purchased and discounted

10

5

0

0

0

0

 

6.2. Cash credits, overdrafts & loans

657

657

1397

1609

667

463

 

6.3. Term loans

2043

2925

3947

3934

313

931

7.

Fixed Assets

16

15

50

60

14

22

   

(0.2)

(0.2)

(0.2)

(0.2)

(0.1)

(0.1)

8.

Other Assets

1415

1466

2851

2904

4647

5381

   

(17.4)

(15.1)

(10.3)

(9.3)

(36.8)

(36.1)

 

8.1. Inter - office adjustments (net)

73

41

0

0

0

21

 

8.2. Interest accrued

0

0

547

754

203

411

 

8.3. Others

1341

1425

2303

2150

4444

4949


 

Total Assets

8145

9678

27633

31104

12613

14895

   

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)



(Amount in Rs. lakh)


   

As on March 31


 

Items

Etah Gramin

Etawah Kshetriya

Faizabad Kshetriya

   

Bank

Gramin Bank

Gramin Bank


   

2000

2001

2000

2001

2000

2001


   

(103)

(104)

(105)

(106)

(107)

(108)


1.

Capital

100

100

100

100

100

100

   

(0.6)

(0.5)

(0.9)

(0.8)

(0.4)

(0.4)

2.

Reserves and Surplus

1050

1162

1262

1262

1124

1494

   

(5.8)

(5.9)

(10.7)

(9.9)

(4.8)

(5.5)

3.

Deposits

14352

16373

9147

10364

19797

22995

   

(79.5)

(83.2)

(77.8)

(81.1)

(85.0)

(84.9)

 

3.1. Demand deposits

562

511

142

154

1499

1312

 

3.2. Savings bank deposits

5429

5947

4399

4729

9666

11077

 

3.3. Term deposits

8361

9916

4606

5480

8632

10606

4.

Borrowings

1608

1236

632

504

1136

1050

   

(8.9)

(6.3)

(5.4)

(3.9)

(4.9)

(3.9)

 

4.1. From banks*

225

182

6

33

76

35

 

4.2. From others

1383

1054

626

471

1060

1014

5.

Other liabilities

937

812

620

544

1125

1441

   

(5.2)

(4.1)

(5.3)

(4.3)

(4.8)

(5.3)

 

5.1. Bills Payable

56

126

5

4

30

36

 

5.2. Inter-office adjustments

593

378

54

44

0

0

 

5.3. Interest accrued

97

115

58

56

0

0

 

5.4. Others (including provisions)

190

193

503

440

1095

1405


 

Total Liabilities

18046

19683

11761

12774

23282

27080


1.

Cash in hand

441

394

84

79

479

308

   

(2.4)

(2.0)

(0.7)

(0.6)

(2.1)

(1.1)

2.

Balances with RBI

450

510

268

313

625

650

   

(2.5)

(2.6)

(2.3)

(2.4)

(2.7)

(2.4)

3.

Balances with banks in India

8597

9434

5796

8774

13765

15467

   

(47.6)

(47.9)

(49.3)

(68.7)

(59.1)

(57.1)

4.

Money at call and short notice

0

0

0

0

0

0

   

(0.0)

(0.0)

(0.0)

(0.0)

(0.0)

(0.0)

5.

Investments

1851

2336

468

68

1740

2765

   

(10.3)

(11.9)

(4.0)

(0.5)

(7.5)

(10.2)

6.

Advances

6412

6780

2458

2346

4038

5139

   

(35.5)

(34.4)

(20.9)

(18.4)

(17.3)

(19.0)

 

6.1. Bills purchased and discounted

0

0

0

6

139

189

 

6.2. Cash credits, overdrafts & loans

1750

2228

343

393

820

1410

 

6.3. Term loans

4662

4552

2115

1948

3080

3539

7.

Fixed Assets

22

20

13

14

17

18

   

(0.1)

(0.1)

(0.1)

(0.1)

(0.1)

(0.1)

8.

Other Assets

274

210

2675

1182

2618

2734

   

(1.5)

(1.1)

(22.7)

(9.3)

(11.2)

(10.1)

 

8.1. Inter - office adjustments (net)

0

0

0

0

35

69

 

8.2. Interest accrued

125

168

1186

6

2015

2141

 

8.3. Others

148

42

1489

1176

568

524


 

Total Assets

18046

19683

11761

12774

23282

27080

   

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)


Notes

1. Figures in brackets indicate percent share in total.

2. *Including Reserve Bank of India

Source : Annual accounts of banks of respective years.

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