(Per cent of gross advances)

1994-95

13.9

-

-

33.9

-

-

1995-96

13.0

-

-

34.7

-

-

1996-97

13.2

-

-

34.9

-

-

1997-98

11.7

12.5

17.8

35.3

18.6

16.5

1998-99

11.7

12.6

17.8

35.0

19.2

16.1

1999-00

12.2

10.7

17.2

35.4

18.7

20.0

2000-01

16.1

13.0

17.9

34.9

20.5

24.3

2001-02

21.9

13.4

19.9

32.4

18.5

30.2

2002-03

19.0

18.2

21.2

38.2

20.9

33.8

2003-04

22.7

18.7

24.0

36.8

26.7

35.8

2004-05

23.2

16.3

19.9

33.6

31.3

31.9

2005-06

18.9

16.8

19.7

30.4

32.7

35.6

2006-07

18.3

14.2

18.5

29.1

30.3

35.4

2007-08

15.5

12.8

20.5

35.7

34.5

53.7

2008-09

13.0

12.0

18.0

44.8

30.1

39.0

2009-10

10.1

8.8

13.0

41.4

45.1

51.9

2010-11

8.4

8.5

11.2

25.2

32.3

40.6

2011-12

7.0

6.8

9.7

26.8

33.1

38.6

2012-13

6.0

6.2

7.0

-

36.0

37.1

StCBs : State Co-operative Banks
DCCBs : District Central Co-operative Banks
PACS : Primary Agricultural Credit Societies
SCARDBs : State Co-operative Agriculture and Rural Development Banks
PCARDBs : Primary Co-operative Agriculture and Rural Development Banks
Notes : 1. Data for 2012-13 are provisional.
2. Data on short-term structure NPAs of PACS represents percentage of overdues to demand.
3. Prudential norms were made applicable to the UCBs since 1992-93, the StCBs and DCCBs since 1996-97 and SCARDBs and PCARDBs since 1997-98.
Source : Reserve Bank for UCBs and NABARD for Rural Co-operative Banks (excluding PACS for which the source is NAFSCOB).